2221 Euclid Cir S · Largo, FL
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.12%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.4/30.0
- ARV discount +12.8/15.0
- DSCR +4.4/10.0
- Schools +4.3/10.0
- Livability +4.1/5.0
- 1% rule +3.4/10.0
- Condition / age +2.5/5.0
- Rent growth +1.2/5.0
- Appreciation +0.0/10.0
$265,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
Key facts
- Private pool
- Central location
- 6,190 sq ft lot
Tags
Property features AI
Finance
- Other: Zoned R-4
- Financial info: No lease restrictions; Property is homesteaded
- HOA & community: No HOA
Exterior
- Parking: No parking details provided
- Security: Hurricane shutters
- Utilities: Public water; Public sewer; Electricity available; Cable available
- Home design: Single family residence; Residential property; Fixer condition; Single-story; Faces north; Entry level: One
- Construction: Block construction; Shingle roof; Slab foundation; Built on a 0.14-acre lot (approx. 62 x 100)
- Exterior features: Hurricane shutters; Exterior lighting; Outdoor storage; Private in-ground fiberglass pool; Paved road access
Interior
- Kitchen: Dishwasher; Range; Range hood; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Stone counters
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $265k.
Deal economics
- At list price, monthly cash flow is $53 ($639/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (15.8% below list).
- Recommended offer: $223k (15.8% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 4.2% in Largo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#82 in FL, #1,240 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Frontier Elementary School (math 45% / reading 48%, grade D-, #1,223 of 2,144 statewide, top 57%, 651 students, 72% FRL); Largo High School (math 30% / reading 50%, grade F, #296 of 667 statewide, top 45%, 2,055 students, 53% FRL).
- Market conditions: Rents falling (-5.2%/yr); 261 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 40% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 77 days — a 6% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $188k; 41% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 77 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.53%
- Cash-on-cash
- 0.86%
- DSCR
- 1.04
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $300,440
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15348 Bedford Cir W | 0.47mi | 3/2.0 | 1,100 (-5%) | 1mo | $342,000 | $311 | 64 |
| 3566 7th Ave SE | 0.70mi | 3/1.5 | 1,155 (-0%) | 1mo | $327,500 | $284 | 64 |
| 3785 Mission Ct | 0.49mi | 2/2.0 (-1) | 1,132 (-2%) | 1mo | $245,000 | $216 | 64 |
| 602 Rodeo Dr | 0.52mi | 2/2.0 (-1) | 1,132 (-2%) | 2mo | $260,000 | $230 | 61 |
| 3766 EL Camino Ct | 0.62mi | 2/2.0 (-1) | 1,132 (-2%) | 2mo | $235,000 | $208 | 56 |
| 207 Melody Ln | 0.69mi | 3/2.0 | 1,143 (-2%) | 7mo | $389,900 | $341 | 56 |
| 3694 EL Camino Ct | 0.64mi | 2/2.0 (-1) | 1,132 (-2%) | 4mo | $275,000 | $243 | 54 |
| 3686 EL Camino Ct | 0.65mi | 2/2.0 (-1) | 1,132 (-2%) | 7mo | $259,900 | $230 | 51 |
| 3372 Keene Park Dr | 0.53mi | 2/2.5 (-1) | 1,075 (-7%) | 5mo | $305,000 | $284 | 48 |
| 15367 Bedford Cir E | 0.56mi | 3/2.0 | 1,020 (-12%) | 4mo | $365,000 | $358 | 46 |
| 3966 EL Camino Ct | 0.58mi | 2/2.0 (-1) | 1,036 (-11%) | 6mo | $225,600 | $218 | 41 |
| 7000 Delta Way | 0.61mi | 3/1.0 | 1,331 (+15%) | 7mo | $345,000 | $259 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.38×
- Total profit
- $-46,128
- Equity at exit
- $39,512
- IRR
- -17.2%
- Equity multiple
- 0.17×
- Total profit
- $-61,234
- Equity at exit
- $22,912
Cash invested: $74,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33764
- Rents YoY
- -5.2%
- Active inventory
- 261
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,231 high interval (Pro) →
- Mortgage (P&I)
- −$1,390
- Tax from tax record
- −$209 /mo · $2,510/yr
- Insurance
- −$110
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$469
- Net cashflow
- $53
Break-even live
Sensitivity live
| Price | -10% $203 | -5% $128 | +0% $53 | +5% $-22 | +10% $-97 |
|---|---|---|---|---|---|
| Rent | -10% $-123 | -5% $-35 | +0% $53 | +5% $141 | +10% $230 |
| Rate | -1.0pp $187 | -0.5pp $121 | base $53 | +0.5pp $-15 | +1.0pp $-85 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,250
- Closing costs
- $7,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2227 Rose Ln Clearwater, FL | 2.0 | 1.5 | 1200 | $3,200 | $2.67 | 25d | 1 | 0.12mi |
| 2234 Rose Ln Clearwater, FL | 2.0 | 2.0 | 1462 | $2,400 | $1.64 | 5d | 1 | 0.15mi |
| 4500 E Bay Dr #149 Clearwater, FL | 2.0 | 2.0 | 1050 | $1,850 | $1.76 | 25d | 1 | 0.19mi |
| 4500 E Bay Dr #138 Clearwater, FL | 2.0 | 2.0 | 1050 | $1,350 | $1.29 | 25d | 1 | 0.19mi |
| 301 Seacrest Dr Largo, FL | 1.0–2.0 | 1.0–1.5 | 975 | $1,625 | $1.67 | 22d | 1 | 0.46mi |
| 3377 Sherwood Dr Unit A Largo, FL | 2.0 | 1.0 | 1064 | $1,650 | $1.55 | 8d | 1 | 0.52mi |
| 199 Fulton St NE Unit 4 Largo, FL | 2.0 | 1.0 | 760 | $1,600 | $2.11 | 15d | 1 | 0.61mi |
| 14875 Cromwell Dr Clearwater, FL | 3.0 | 2.0 | 1485 | $2,195 | $1.48 | 17d | 1 | 0.63mi |
| 779 34th St SE Unit 1319966P Largo, FL | 2.0 | 1.0 | 990 | $2,941 | $2.97 | 8d | 1 | 0.70mi |
| 3022 Meadow Lake Ave Largo, FL | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 5d | 1 | 0.74mi |
| 3022 Meadow Lake Ave Largo, FL | 2.0 | 1.0 | 900 | $1,450 | $1.61 | 11d | 1 | 0.74mi |
| 3135 Pine Tree Ave Largo, FL | 2.0 | 1.0 | 923 | $1,395 | $1.51 | 11d | 1 | 0.75mi |
| 3135 Pine Tree Ave Unit A Largo, FL | 2.0 | 1.0 | 923 | $1,395 | $1.51 | 22d | 1 | 0.75mi |
| 3073 Pine Tree Ave Largo, FL | 2.0 | 1.0 | 825 | $1,350 | $1.64 | 25d | 1 | 0.78mi |
| 636 Lake Palms Dr Unit Stylish Largo, FL | 2.0 | 2.0 | 870 | $2,000 | $2.30 | 5d | 1 | 0.91mi |
| 636 Lake Palms Dr Unit Stylish Largo, FL | 3.0 | 2.0 | 1000 | $2,200 | $2.20 | 25d | 1 | 0.91mi |
| 16485 US Highway 19 N Clearwater, FL | 3.0 | 1.0–2.0 | 984 | $3,313 | $3.37 | 2d | 249 | 0.96mi |
| 16485 US Highway 19 N Clearwater, FL | 3.0 | 1.0–2.0 | 984 | $3,442 | $3.50 | 18d | 100 | 0.96mi |
| 19137 US Highway 19 N Unit 2 Clearwater, FL | 2.0 | 2.0 | 1062 | $1,738 | $1.64 | 25d | 1 | 0.97mi |
| 7001 142nd Ave Largo, FL | 2.0 | 2.0 | 1100 | $1,700 | $1.55 | 25d | 1 | 0.97mi |
| 2505 E Bay Dr Lot 77 Largo, FL | 2.0 | 1.5 | 1080 | $1,395 | $1.29 | 21d | 1 | 1.06mi |
| 2554 Oak Trl S Clearwater, FL | 1.0–2.0 | 1.0–2.0 | 862 | $2,131 | $2.47 | 2d | 14 | 1.12mi |
| 7001 142nd Ave N Lot 179 Largo, FL | 2.0 | 2.0 | 1100 | $2,495 | $2.27 | 17d | 1 | 1.12mi |
| 1957 Whitney Way Clearwater, FL | 2.0 | 3.0 | 1494 | $2,295 | $1.54 | 4d | 1 | 1.13mi |
| 1601 Palm Way Largo, FL | 3.0 | 1.0 | 1084 | $1,950 | $1.80 | 25d | 1 | 1.14mi |
| 3736 141st Pl Largo, FL | 2.0 | 1.0 | 805 | $1,650 | $2.05 | 25d | 1 | 1.14mi |
| 7001 142nd Ave N #157 Largo, FL | 2.0 | 1.0 | 800 | $1,795 | $2.24 | 18d | 1 | 1.19mi |
| 3331 Whispering Dr N Largo, FL | 2.0 | 2.0 | 1053 | $2,190 | $2.08 | 24d | 1 | 1.19mi |
| 2291 E Bay Dr Largo, FL | 2.0 | 2.0 | 708 | $1,600 | $2.26 | 21d | 1 | 1.22mi |
| 2291 E Bay Dr Largo, FL | 2.0 | 2.0 | 708 | $1,600 | $2.26 | 22d | 1 | 1.22mi |
| 600 Starkey Rd Largo, FL | 1.0–3.0 | 1.0–2.0 | 982 | $2,199 | $2.24 | 3d | 21 | 1.22mi |
| 9122 Jakes Path Largo, FL | 3.0 | 2.5 | 1461 | $2,600 | $1.78 | 25d | 1 | 1.23mi |
| 2770 Roosevelt Blvd Clearwater, FL | 1.0–2.0 | 1.0 | 795 | $1,636 | $2.06 | 15d | 10 | 1.30mi |
| 84 21st Ter SE Unit 1502691P Largo, FL | 3.0 | 2.0 | 1291 | $5,914 | $4.58 | 8d | 1 | 1.30mi |
| 2871 S Pines Dr #24 Largo, FL | 2.0 | 1.5 | 1048 | $1,800 | $1.72 | 25d | 1 | 1.31mi |
| 3030 Whispering Dr N Largo, FL | 3.0 | 2.0 | 1348 | $3,600 | $2.67 | 25d | 1 | 1.31mi |
| 3767 138th Ave N Unit B Largo, FL | 2.0 | 1.0 | 780 | $1,495 | $1.92 | 2d | 1 | 1.32mi |
| 1884 Clearbrooke Dr Clearwater, FL | 2.0 | 2.0 | 997 | $2,300 | $2.31 | 25d | 1 | 1.32mi |
| 3718 138th Ave N Unit 2 Largo, FL | 2.0 | 1.0 | 750 | $1,500 | $2.00 | 25d | 1 | 1.35mi |
| 2045 E Bay Dr Largo, FL | 1.0–2.0 | 1.0–2.0 | 1114 | $1,830 | $1.64 | 2d | 15 | 1.36mi |
Listing history 28 events
-
2026-06-18days on market $265,000 Active 77 DOM
-
2026-06-17days on market $265,000 Active 76 DOM
-
2026-06-16days on market $265,000 Active 75 DOM
-
2026-06-15days on market $265,000 Active 74 DOM
-
2026-06-13days on market $265,000 Active 72 DOM
-
2026-06-09days on market $265,000 Active 68 DOM
-
2026-06-08days on market $265,000 Active 67 DOM
-
2026-06-07days on market $265,000 Active 66 DOM
-
2026-06-04days on market $265,000 Active 63 DOM
-
2026-06-03days on market $265,000 Active 62 DOM
-
2026-06-01days on market $265,000 Active 60 DOM
-
2026-05-31days on market $265,000 Active 59 DOM
-
2026-05-14status Pending
-
2026-04-27price $269,000
-
2026-03-19$275,000 Active
-
2018-04-06soldstatus $188,000
-
2018-03-29soldstatus $188,000 Sold 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2018-03-24status Pending 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2018-03-23status Pending 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2018-03-23status Pending 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2018-03-23status Pending 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2018-02-02status Pending 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2018-01-18price $184,900 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2017-12-15$190,000 Active 579-char remark
Show marketing remark (579 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. This split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required. A must see home!!!
-
2017-01-12soldstatus $150,000 Sold 608-char remark
Show marketing remark (608 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. Offered for sale for the first time since 1977, this split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required.
-
2017-01-12soldstatus $150,000
Show marketing remark (608 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. Offered for sale for the first time since 1977, this split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required.
-
2016-12-08status Pending 608-char remark
Show marketing remark (608 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. Offered for sale for the first time since 1977, this split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required.
-
2016-12-05$150,000 Active 608-char remark
Show marketing remark (608 chars)
Well-maintained and cared for 3 bedroom, 1 bathroom pool home close to shops, banks, restaurants, and transportation. Offered for sale for the first time since 1977, this split bedroom plan home has separate living and family areas and a beautiful kitchen with granite counter tops, stainless steel appliances and an eating area. The home has a fenced-in rear garden with a pool, large utility shed, and a covered bar area. The home also benefits from a large laundry room, a small bonus/office area and an oversized double parking pad. A great home in a convenient location with no flood insurance required.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,510 · $209/mo
- Projected year-2 tax
- $2,510 · $209/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,772
- − Mortgage interest
- −$14,844
- − Property taxes
- −$2,510
- − Insurance
- −$1,325
- − Repairs & maintenance
- −$2,142
- − Management
- −$2,142
- − Depreciation
- −$7,709
- Taxable loss
- −$3,899
- Est. tax savings @ 24.0%
- +$936
- After-tax cash flow
- $1,575/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Largo
- Score
- 82/100
- State rank
- #82
- US rank
- #1240
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Pinellas County · 939,478 people
- City population
- 106,311
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 27,311
- Household income
- $67,256
- Rent vs Own
- Severe rent burden
- 1118.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 13% Two or more races 8% Asian 4% Black 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 2%
- Common ancestry
- Romanian 4% Lithuanian 3% German 2%
- Foreign-born
- 14% · Canada, Jamaica, Vietnam
- Languages at home
- 80% English-only · Spanish 10% Russian/Polish/Slavic 4% Other Indo-European 2%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -350.08%
- Current HPI
- 315.4133
- Rent YoY
- ▼ -5.24%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+79.3% since first listed16 events — show timeline
- 2026-05-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-04-27 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-19 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2018-04-06 Sold (Public Records) $188,000 Public Records
- 2018-03-29 Sold (MLS) $188,000 Stellar MLS as Distributed by MLS Grid
- 2018-03-24 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-03-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-03-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-03-23 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-02-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2018-01-18 Price Changed $184,900 Stellar MLS as Distributed by MLS Grid
- 2017-12-15 Listed $190,000 Stellar MLS as Distributed by MLS Grid
- 2017-01-12 Sold (Public Records) $150,000 Public Records
- 2017-01-12 Sold (MLS) $150,000 Stellar MLS as Distributed by MLS Grid
- 2016-12-08 Pending — Stellar MLS as Distributed by MLS Grid
- 2016-12-05 Listed $150,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+4.3%/yrLatest (2025): $2,510 · +5.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…