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10776 Waterberry Dr
B+ Composite 76.02
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.5/10.0
  • Appreciation +7.3/10.0
  • 1% rule +7.0/10.0
  • Schools +6.8/10.0
  • Livability +3.9/5.0
  • Condition / age +3.8/5.0
  • Rent growth +2.5/5.0

$249,000

10776 Waterberry Dr · Boca Raton, FL 33498
2 bd · 2.0 ba · 1,459 sqft · SingleFamily public records · 55 Days on market
55+ age-restricted Built 1985 Good condition $171/sqft · 11% below area Est $326k · 24% under $353/mo HOA · 10% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MAGNIF VILA CMPTLY UPDATD MOVEIN BEST PVT LAKEVWS!LGST ONLY 1700SQ'STEAL! LOADED W/ ALL THE BEST!NU A/C, LG WITE TLE THRUOUT!GORG LAKE & PARK!MUST C NOTHNG CMPARES!OPN, LITE, BRITE!2/2+DEN+SCRND/GLASS ENC A/C FAM RM!FAB PVT ABSOLUTELY WILL NOT LAST!PRCD BELO MKT!NOTHNG COMPARES!A VILLA TO DIE FOR! VALU!VALU!WALK TO POOL CLUBHSE, ACTIVE COMM, ALL AGES!BEST WATRBRY, BEST LOC! PVT CULDESAC!BEST LOT!NOONE BEHIND YOU FILTERD WTR THRUOUT HOME!HURR SHUTRS ALRM SEC LITES!GATD SECURE COMM!MUST C TOO GOOD TO LAST!EZTOC ANYTIME!A GEM ACTIVE CLBHSE!ACTIVE COMM W/ ACTIVITIES!GORG POOL, EXERCISE RM ETC! MINT COND THRUOUT!TRULY A GEM!MAKE OFFER BEFORE SOLD!

Key facts

  • No rear neighbors
  • Florida room
  • Full pond view

Tags

FULL POND VIEWNO REAR NEIGHBORSFLORIDA ROOMPASS-THROUGH KITCHEN WINDOWENCLOSED FLORIDA ROOMFULL ACCESS TO CLUBHOUSE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $249k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $883 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $249k).
  • Recommended offer: $242k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 77/100 on livability (#192 in FL, #3,070 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime B+; Watch: amenities D, cost of living F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Sunrise Park Elementary School (math 80% / reading 81%, grade A+, #104 of 2,144 statewide, top 5%, 1,074 students, 23% FRL); Eagles Landing Middle School (math 66% / reading 67%, grade A-, #84 of 571 statewide, top 16%, 1,508 students, 27% FRL); Olympic Heights Community High (math 52% / reading 64%, grade C, #120 of 667 statewide, top 18%, 2,602 students, 30% FRL) — zoned schools average 27% FRL vs 52% district-wide (25 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 68% at this address vs 50% district-wide (+19 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 129 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals lingering (median 90d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 92% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

  • In year one you build about $13k of equity ($2k loan paydown + $12k appreciation (4.7% local appreciation)).
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.7% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 55 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $114k; list at $249k implies a 119% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $241,530 (3.0% below list)

Questions for the listing agent

  1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41% ✓
Cap rate
10.55%
Cash-on-cash
15.20%
DSCR
1.68
GRM
5.9

CMA / ARV

ARV (median comp)
$325,557
List price
$249,000
Delta
-23.52%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10953 Lake Front Pl 0.17mi 3/2.0 (+1) 1,459 (0%) 2mo $280,000 $192 85
18051 S 104th Ter Ter S 0.33mi 2/2.0 1,470 (+1%) 1mo $420,000 $286 82
11099 180th Ct S 0.32mi 2/2.0 1,597 (+10%) 0mo $295,000 $185 69
11161 Sangria Ct 0.39mi 2/2.0 1,555 (+7%) 2mo $357,000 $230 69
11163 180th Ct S 0.40mi 2/2.0 1,597 (+10%) 2mo $377,500 $236 64
11004 Hidden Lake Pl 0.28mi 2/2.0 1,619 (+11%) 12mo $297,000 $183 58
11153 Rios Rd 0.38mi 2/2.0 1,555 (+7%) 19mo $386,900 $249 56
11213 Jasmine Hill Cir 0.70mi 3/2.0 (+1) 1,589 (+9%) 1mo $610,000 $384 47
21390 Millbrook Ct 0.73mi 3/2.0 (+1) 1,565 (+7%) 3mo $517,000 $330 46
11175 Jasmine Hill Cir 0.68mi 3/2.0 (+1) 1,584 (+9%) 19mo $707,000 $446 33
11121 Lakeaire Cir 0.63mi 3/2.0 (+1) 1,674 (+15%) 24mo $535,000 $320 21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.68% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.4%
Equity multiple
2.57×
Total profit
$109,242
Equity at exit
$136,271
10-year hold
IRR
24.8%
Equity multiple
5.08×
Total profit
$284,193
Equity at exit
$231,282

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Methodology + full state rankings →
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
11 active · 24 under contract
Months of supply
5.1 mo (20%/mo absorbed)
Median asking
$445,000 ($286/sqft)
Median days on market
61 d
This list price
lowest-priced of the active set
ARV vs active asking
-22.0% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33498

Home prices YoY
1.5%
Active inventory
129
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$3,509 high interval (Pro) →
Mortgage (P&I)
−$1,306
Tax from tax record
−$127 /mo · $1,521/yr
Insurance
−$104
HOA
−$353
Vacancy / Maint / Mgmt
−$737
Net cashflow
$883

Break-even live

Break-even rent $2,392
Max offer price $249,000
Occupancy floor 70%

Sensitivity live

Price -10% $1,024 -5% $953 +0% $883 +5% $813 +10% $742
Rent -10% $606 -5% $744 +0% $883 +5% $1,022 +10% $1,160
Rate -1.0pp $1,008 -0.5pp $946 base $883 +0.5pp $818 +1.0pp $753

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 36 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10681 Greenbriar Ct Boca Raton, FL 2.0 2.0 1697 $2,650 $1.56 7d 1 0.09mi
10875 Lake Front Pl Unit 10875 Boca Raton, FL 2.0 2.0 1204 $2,200 $1.83 86d 1 0.09mi
10953 Hidden Lake Pl Boca Raton, FL 2.0 2.0 1216 $2,500 $2.06 2d 1 0.22mi
10781 Cypress Lake Ter Boca Raton, FL 3.0 2.0 1450 $3,800 $2.62 114d 1 0.23mi
10781 Cypress Lake Ter Boca Raton, FL 3.0 2.0 1450 $3,600 $2.48 113d 1 0.23mi
10780 Cypress Lake Ter Boca Raton, FL 3.0 2.0 1450 $3,500 $2.41 68d 1 0.25mi
10780 Cypress Lake Ter Boca Raton, FL 3.0 2.0 1450 $3,500 $2.41 103d 1 0.25mi
18052 105th Ave S Unit S Boca Raton, FL 2.0 2.0 1761 $3,150 $1.79 82d 1 0.28mi
10651 Buttonwood Lake Dr Boca Raton, FL 3.0 2.0 1402 $3,600 $2.57 86d 1 0.40mi
11179 180th Ct S Boca Raton, FL 2.0 2.0 1243 $1,750 $1.41 90d 1 0.43mi
9939 Boca Gardens Trl Unit D Boca Raton, FL 3.0 2.0 1276 $3,500 $2.74 70d 1 0.87mi
9975 Boca Gardens Trl Unit A Boca Raton, FL 3.0 2.0 1276 $3,300 $2.59 90d 1 0.88mi
9975 Boca Gardens Trl Unit A Boca Raton, FL 3.0 2.0 1276 $3,300 $2.59 103d 1 0.88mi
10300 Hidden Springs Ct Boca Raton, FL 3.0 2.0 1154 $3,000 $2.60 60d 1 0.93mi
9842 Boca Gardens Trl Unit A Boca Raton, FL 3.0 2.0 1276 $3,099 $2.43 2d 1 0.96mi
18965 Adagio Dr Boca Raton, FL 3.0 2.0 1795 $5,250 $2.92 120d 1 1.00mi
9928 Moss Pond Dr Boca Raton, FL 3.0 2.5 1843 $4,500 $2.44 107d 1 1.08mi
9928 Moss Pond Dr Boca Raton, FL 3.0 2.5 1843 $4,500 $2.44 120d 1 1.08mi
9928 Moss Pond Dr Unit 9928 Boca Raton, FL 3.0 2.5 1843 $4,500 $2.44 110d 1 1.08mi
9713 Boca Gardens Pkwy Unit D Boca Raton, FL 3.0 3.5 1325 $3,995 $3.02 110d 1 1.10mi
9850 Ridgecreek Rd Boca Raton, FL 3.0 2.0 1364 $3,600 $2.64 120d 1 1.13mi
9841 Ridgecreek Rd Boca Raton, FL 3.0 2.0 1435 $4,500 $3.14 120d 1 1.14mi
9623 Boca Gardens Pkwy Unit B Boca Raton, FL 3.0 3.5 1325 $3,800 $2.87 64d 1 1.16mi
18813 Cloud Lake Cir Boca Raton, FL 3.0 2.0 1132 $3,400 $3.00 89d 1 1.16mi
18813 Cloud Lake Cir Boca Raton, FL 3.0 2.0 1132 $3,350 $2.96 89d 1 1.16mi
18813 Cloud Lake Cir Boca Raton, FL 3.0 2.0 1132 $3,500 $3.09 60d 1 1.16mi
9785 Ridgecreek Rd Boca Raton, FL 2.0 2.0 919 $3,175 $3.45 69d 1 1.18mi
9785 Ridgecreek Rd Boca Raton, FL 2.0 2.0 1172 $3,399 $2.90 90d 1 1.18mi
9785 Ridgecreek Rd Boca Raton, FL 3.0 2.0 1172 $3,600 $3.07 114d 1 1.18mi
18970 Cloud Lake Cir Boca Raton, FL 3.0 2.0 1132 $3,100 $2.74 30d 1 1.28mi
18970 Cloud Lake Cir Boca Raton, FL 3.0 2.0 1132 $3,200 $2.83 84d 1 1.28mi
18917 Cloud Lake Cir Boca Raton, FL 3.0 2.0 1132 $3,350 $2.96 120d 1 1.28mi
9448 Saddlebrook Dr Unit 9448 Boca Raton, FL 3.0 2.0 1243 $3,500 $2.82 120d 1 1.37mi
9448 Saddlebrook Dr Boca Raton, FL 3.0 2.0 1243 $3,500 $2.82 116d 1 1.37mi
9392 Affirmed Ln Boca Raton, FL 3.0 2.0 1635 $3,200 $1.96 110d 1 1.39mi
9636 Tavernier Dr Boca Raton, FL 3.0 2.0 1820 $4,200 $2.31 120d 1 1.44mi

Property features AI

Finance

Other
Senior community
HOA & community
Community association (monthly fee applies)Association amenities: clubhouse, fitness center, billiard room, library, spa/hot tub, tennis courts, shuffleboard courtAssociation fees include cable TV, grounds maintenance, pest control, security, trash, common areas, and recreation facilitiesPets allowed with limitsPart of a 200-unit communityAssociation name: Boca Chase Property Owners Association (also Waterberry)

Exterior

Parking
2 assigned/deeded parking spaces plus guest parking
Security
Key card entrySmoke detectorsOwned security systemIntercom/entry phoneSecurity systemGated community (no guard)
Utilities
Public waterPublic sewerCable availableUnderground utilitiesWater availableSewer available
Home design
VillaSingle-storyEntry level 1Faces northResale propertyPrivate road frontage
Construction
Built with CBS construction materialsComposition/shingle roof
Exterior features
Covered patioOpen porchPatioPorchGlass-enclosed porchCorner lotCul-de-sacInterior lotMany treesPaved road frontageWaterfront

Interior

Kitchen
Electric rangeMicrowaveDishwasherDisposalRefrigeratorElectric water heater
Bedrooms
2 bedrooms on the main level
Flooring
Ceramic tileMarble
Bathrooms
2 full bathrooms on the main level
Heating & cooling
Central electric heatingCentral air conditioningCeiling fansElectric cooling
Interior features
Built-in featuresCathedral and vaulted ceilingsEntrance foyerHigh ceilingsSplit bedroom layoutCustom mirrorsDome kitchenPull-down attic stairs
Laundry & utility
Furnishing negotiable

HOA detail $353/mo · $4,236/yr

Likely covers
pool

Listing history 34 events

  1. 2026-07-07
    days on market $249,000 Active 55 DOM
  2. 2026-07-06
    days on market $249,000 Active 54 DOM
  3. 2026-07-06
    days on market $249,000 Active 53 DOM
  4. 2026-07-05
    days on market $249,000 Active 52 DOM
  5. 2026-07-03
    days on market $249,000 Active 51 DOM
  6. 2026-07-02
    statusdays on market $249,000 Active 50 DOM
  7. 2026-07-01
    days on market $249,000 Active Under Contract 49 DOM
  8. 2026-06-30
    days on market $249,000 Active Under Contract 48 DOM
  9. 2026-06-29
    days on market $249,000 Active Under Contract 47 DOM
  10. 2026-06-28
    days on market $249,000 Active Under Contract 46 DOM
  11. 2026-06-27
    days on market $249,000 Active Under Contract 45 DOM
  12. 2026-06-26
    days on market $249,000 Active Under Contract 44 DOM
  13. 2026-06-24
    days on market $249,000 Active Under Contract 42 DOM
  14. 2026-06-22
    days on market $249,000 Active Under Contract 40 DOM
  15. 2026-06-21
    days on market $249,000 Active Under Contract 39 DOM
  16. 2026-06-18
    days on market $249,000 Active Under Contract 36 DOM
  17. 2026-06-17
    days on market $249,000 Active Under Contract 35 DOM
  18. 2026-06-16
    days on market $249,000 Active Under Contract 34 DOM
  19. 2026-06-15
    days on market $249,000 Active Under Contract 33 DOM
  20. 2026-06-13
    days on market $249,000 Active Under Contract 31 DOM
  21. 2026-06-09
    days on market $249,000 Active Under Contract 27 DOM
  22. 2026-06-08
    days on market $249,000 Active Under Contract 26 DOM
  23. 2026-06-07
    days on market $249,000 Active Under Contract 25 DOM
  24. 2026-06-04
    days on market $249,000 Active Under Contract 22 DOM
  25. 2026-06-03
    days on market $249,000 Active Under Contract 21 DOM
  26. 2026-06-02
    days on market $249,000 Active Under Contract 20 DOM
  27. 2026-06-01
    days on market $249,000 Active Under Contract 19 DOM
  28. 2026-05-31
    days on market $249,000 Active Under Contract 18 DOM
  29. 2026-05-11
    listed $249,000 Active
  30. 2001-04-05
    soldstatus $113,500 654-char remark
    Show marketing remark (654 chars)

    MAGNIF VILA CMPTLY UPDATD MOVEIN BEST PVT LAKEVWS!LGST ONLY 1700SQ'STEAL! LOADED W/ ALL THE BEST!NU A/C, LG WITE TLE THRUOUT!GORG LAKE & PARK!MUST C NOTHNG CMPARES!OPN, LITE, BRITE!2/2+DEN+SCRND/GLASS ENC A/C FAM RM!FAB PVT ABSOLUTELY WILL NOT LAST!PRCD BELO MKT!NOTHNG COMPARES!A VILLA TO DIE FOR! VALU!VALU!WALK TO POOL CLUBHSE, ACTIVE COMM, ALL AGES!BEST WATRBRY, BEST LOC! PVT CULDESAC!BEST LOT!NOONE BEHIND YOU FILTERD WTR THRUOUT HOME!HURR SHUTRS ALRM SEC LITES!GATD SECURE COMM!MUST C TOO GOOD TO LAST!EZTOC ANYTIME!A GEM ACTIVE CLBHSE!ACTIVE COMM W/ ACTIVITIES!GORG POOL, EXERCISE RM ETC! MINT COND THRUOUT!TRULY A GEM!MAKE OFFER BEFORE SOLD!

  31. 2001-04-04
    soldstatus $113,500
  32. 2001-02-14
    historical 654-char remark
    Show marketing remark (654 chars)

    MAGNIF VILA CMPTLY UPDATD MOVEIN BEST PVT LAKEVWS!LGST ONLY 1700SQ'STEAL! LOADED W/ ALL THE BEST!NU A/C, LG WITE TLE THRUOUT!GORG LAKE & PARK!MUST C NOTHNG CMPARES!OPN, LITE, BRITE!2/2+DEN+SCRND/GLASS ENC A/C FAM RM!FAB PVT ABSOLUTELY WILL NOT LAST!PRCD BELO MKT!NOTHNG COMPARES!A VILLA TO DIE FOR! VALU!VALU!WALK TO POOL CLUBHSE, ACTIVE COMM, ALL AGES!BEST WATRBRY, BEST LOC! PVT CULDESAC!BEST LOT!NOONE BEHIND YOU FILTERD WTR THRUOUT HOME!HURR SHUTRS ALRM SEC LITES!GATD SECURE COMM!MUST C TOO GOOD TO LAST!EZTOC ANYTIME!A GEM ACTIVE CLBHSE!ACTIVE COMM W/ ACTIVITIES!GORG POOL, EXERCISE RM ETC! MINT COND THRUOUT!TRULY A GEM!MAKE OFFER BEFORE SOLD!

  33. 2001-02-05
    listed $114,900 654-char remark
    Show marketing remark (654 chars)

    MAGNIF VILA CMPTLY UPDATD MOVEIN BEST PVT LAKEVWS!LGST ONLY 1700SQ'STEAL! LOADED W/ ALL THE BEST!NU A/C, LG WITE TLE THRUOUT!GORG LAKE & PARK!MUST C NOTHNG CMPARES!OPN, LITE, BRITE!2/2+DEN+SCRND/GLASS ENC A/C FAM RM!FAB PVT ABSOLUTELY WILL NOT LAST!PRCD BELO MKT!NOTHNG COMPARES!A VILLA TO DIE FOR! VALU!VALU!WALK TO POOL CLUBHSE, ACTIVE COMM, ALL AGES!BEST WATRBRY, BEST LOC! PVT CULDESAC!BEST LOT!NOONE BEHIND YOU FILTERD WTR THRUOUT HOME!HURR SHUTRS ALRM SEC LITES!GATD SECURE COMM!MUST C TOO GOOD TO LAST!EZTOC ANYTIME!A GEM ACTIVE CLBHSE!ACTIVE COMM W/ ACTIVITIES!GORG POOL, EXERCISE RM ETC! MINT COND THRUOUT!TRULY A GEM!MAKE OFFER BEFORE SOLD!

  34. 1995-07-19
    soldstatus $105,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,521 · $127/mo
Projected year-2 tax
$2,067 · $172/mo
Expected delta
+$545/yr (+$45/mo · 35.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$42,111
− Mortgage interest
−$13,948
− Property taxes
−$1,521
− Insurance
−$1,245
− Repairs & maintenance
−$3,369
− Management
−$3,369
− HOA
−$4,236
− Depreciation
−$7,244
Taxable income
$7,179
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,723
After-tax cash flow
$8,873/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Good 75/100 Cosmetic rehab Est. rehab $7,295–$21,885 screening

This single-family home in Boca Raton is in good condition with a good curb appeal. It's move-in ready with minor cosmetic updates that would significantly increase its resale and rental value.

Components & finishes AI

Roof asphalt shingle · good Flooring tile

Value-add opportunities

  • Resale Paint exterior trim — Enhances curb appeal ↑
  • Rental Trim landscaping — Maintains property value ↑
  • Resale Replace old appliances — Modernizes kitchen ↑
  • Resale Upgrade lighting fixtures — Enhances curb appeal ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

C Composite school gradezoned avg 68/100

Zoned Schools

Elementary Sunrise Park Elementary School A+ FL #104/2,144 Nat'l #1,117/41,679 Middle Eagles Landing Middle School A- FL #84/571 Nat'l #1,110/14,009 High Olympic Heights Community High C FL #120/667 Nat'l #3,986/17,239

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL
B Composite livability gradescore 77/100

Livability — Boca Raton

Score
77/100
State rank
#192
US rank
#3070

Category grades

Amenities D Commute B Cost of living F Crime B+ Employment A+ Housing B+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,637,487 people
City population
250,102
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
16,853
Household income
$146,765
Rent vs Own
5.3% rent · 94.7% own
Severe rent burden
16% of renters

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 20% Two or more races 16% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 2% Cuban 6%
Common ancestry
Romanian 17% Scotch-Irish 6% Italian 3%
Foreign-born
28% · Canada, Dominican Republic, China
Languages at home
72% English-only · Spanish 12% Other Indo-European 6% Russian/Polish/Slavic 5%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics
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Price history

+137.1% since first listed
7 events — show timeline
  • 2026-05-28 Contingent — Beaches MLS
  • 2026-05-11 Listed $249,000 Beaches MLS
  • 2001-04-05 Sold (MLS) $113,500 Beaches MLS
  • 2001-04-04 Sold (Public Records) $113,500 Public Records
  • 2001-02-14 Listing Removed — Beaches MLS
  • 2001-02-05 Listed $114,900 Beaches MLS
  • 1995-07-19 Sold (Public Records) $105,000 Public Records

Property tax history

+0.5%/yr

Latest (2025): $1,521 · +3.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…