1911 SW Palm City Rd Unit J · Stuart, FL 34994

$110,000

2 bd · 2.0 ba · 894 sqft · Condo public records · 220 Days on market

Built 1971 $123/sqft · 33% below area Est $165k · 33% under $837/mo HOA · 39% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.1/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +5.3/10.0
• Schools +4.5/10.0
• Livability +4.2/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

Key facts

• Screened patio
• Fitness center
• Billiards

Tags

• GOLF COURSE VIEWS
• SCREENED PATIO
• ACCORDION SHUTTERS
• HEATED POOL
• FITNESS CENTER
• BILLIARDS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $110k.

Deal economics

• At list price, monthly cash flow is $77 ($923/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $110k).
• Recommended offer: $97k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.1% vs local median 4.1% in Stuart — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#39 in FL, #790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: crime C-, employment C-, amenities D.
• Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.7%/yr); 256 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
• This rent runs 41% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 220 days — a 12% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $92k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 39% of rent.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $96,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 220 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.93% ✓
• Cap rate: 7.13%
• Cash-on-cash: 3.00%
• DSCR: 1.13
• GRM: 4.3

CMA / ARV

• ARV (median comp): $164,973
• List price: $110,000
• Delta: -33.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.1%
• Equity multiple: 0.40×
• Total profit: $-18,591
• Equity at exit: $16,401

10-year hold

• IRR: -35.1%
• Equity multiple: -0.03×
• Total profit: $-31,664
• Equity at exit: $9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34994

• Home prices YoY: -27.1%
• Rents YoY: -0.7%
• Active inventory: 256
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $2,119 high
• Mortgage (P&I): −$577
• Tax est. 1.5%: −$138 /mo · $1,650/yr
• Insurance: −$46
• HOA: −$837
• Vacancy / Maint / Mgmt: −$445
• Net cashflow: $77

Break-even live

Break-even rent $2,022

Max offer price $110,000

Occupancy floor 91%

Sensitivity live

Price	-10% $153	-5% $115	+0% $77	+5% $39	+10% $1
Rent	-10% $-91	-5% $-7	+0% $77	+5% $161	+10% $244
Rate	-1.0pp $132	-0.5pp $105	base $77	+0.5pp $48	+1.0pp $19

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $27,500
• Closing costs: $3,300
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1900 S Kanner Hwy Unit 2-203 Stuart, FL	2.0	2.0	1086	$1,800	$1.66	15d	1	0.05mi
1950 SW Palm City Rd Stuart, FL	2.0	2.0	1031	$3,150	$3.05	24d	3	0.28mi
1950 SW Palm City Rd Unit 4-4205 Stuart, FL	2.0	2.0	938	$2,400	$2.56	15d	1	0.28mi
2600 S Kanner Hwy Stuart, FL	1.0–2.0	1.5–2.0	890	$1,950	$2.19	15d	3	0.53mi
400 SE Central Pkwy Stuart, FL	1.0–2.0	1.0–2.0	918	$2,640	$2.87	15d	16	0.54mi
950 S Kanner Hwy Stuart, FL	1.0–2.0	1.0–2.0	850	$2,000	$2.35	15d	4	0.62mi
950 S Kanner Hwy Stuart, FL	1.0–2.0	1.0–2.5	1062	$2,000	$1.88	24d	5	0.62mi
950 S Kanner Hwy Stuart, FL	2.0	2.0	1019	$1,888	$1.85	22d	3	0.62mi
801 SE Central Pkwy #7 Stuart, FL	2.0	2.0	1046	$2,150	$2.06	15d	1	0.82mi
2819 SW Cornell Ave Palm City, FL	2.0	1.5	1060	$2,150	$2.03	22d	1	0.92mi
633 SW Cleveland Ave Stuart, FL	1.0	1.0	548	$2,100	$3.83	15d	1	0.96mi
801 SE Central Ave Stuart, FL	3.0	1.0	899	$2,300	$2.56	15d	1	0.97mi
524 SW St Lucie Cres Stuart, FL	1.0	1.0	610	$1,925	$3.16	15d	5	1.05mi
917 SE Nassau Ave Stuart, FL	2.0	1.0	832	$1,900	$2.28	22d	1	1.08mi
917 SE Nassau Ave Stuart, FL	2.0	1.0	832	$3,800	$4.57	24d	1	1.08mi
906 SE Tarpon Ave Unit B Stuart, FL	1.0	1.0	600	$1,350	$2.25	24d	1	1.11mi
2104 SE Edler Dr Stuart, FL	1.0	1.0	726	$1,500	$2.07	24d	1	1.20mi
2118 SE Edler Dr Unit B Stuart, FL	2.0	2.0	876	$1,995	$2.28	24d	1	1.21mi
2124 SE Edler Dr Stuart, FL	2.0	2.0	876	$1,800	$2.05	24d	1	1.22mi
41 SW Seminole St Stuart, FL	3.0	1.0–2.5	1353	$13,167	$9.73	24d	3	1.31mi
1485 SW Silver Pine Way Unit 107 B-2 Palm City, FL	1.0	1.0	830	$1,650	$1.99	24d	1	1.32mi
1215 SE Glenwood Dr Stuart, FL	2.0	2.0	1089	$1,859	$1.71	15d	10	1.32mi
544 SW 35th St Palm City, FL	2.0	1.0	850	$1,850	$2.18	24d	1	1.37mi
664 SW 35th St Unit 6 Palm City, FL	2.0	1.5	900	$1,850	$2.06	15d	1	1.39mi
664 SW 35th St Apt 3 Palm City, FL	2.0	1.5	900	$1,775	$1.97	15d	1	1.39mi
1605 SW Silver Pine Way Unit F2 Palm City, FL	2.0	2.0	1111	$2,000	$1.80	24d	1	1.42mi
3375 SW Mapp Rd Unit 204 Palm City, FL	3.0	2.0	1067	$2,300	$2.16	24d	1	1.45mi
3031 SE Aster Ln Unit 608 Stuart, FL	2.0	2.0	1019	$1,870	$1.84	24d	1	1.48mi
3151 SE Aster Ln #1306 Stuart, FL	2.0	2.0	1034	$1,800	$1.74	24d	1	1.49mi
494 SW 11th Ct Unit 494 Palm City, FL	1.0	1.0	576	$1,700	$2.95	24d	1	1.49mi

HOA detail condo

• Monthly dues: $837 · $10,044/yr
• Likely covers: watersewertrashinternetcableinsurancepoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 37 events

1. 2026-06-18
   days on market $110,000 Active 220 DOM
2. 2026-06-17
   days on market $110,000 Active 219 DOM
3. 2026-06-16
   days on market $110,000 Active 218 DOM
4. 2026-06-15
   days on market $110,000 Active 217 DOM
5. 2026-06-14
   days on market $110,000 Active 215 DOM
6. 2026-06-13
   days on market $110,000 Active 214 DOM
7. 2026-06-10
   days on market $110,000 Active 212 DOM
8. 2026-06-09
   days on market $110,000 Active 211 DOM
9. 2026-06-08
   days on market $110,000 Active 210 DOM
10. 2026-06-07
    days on market $110,000 Active 209 DOM
11. 2026-06-03
    days on market $110,000 Active 205 DOM
12. 2026-06-02
    days on market $110,000 Active 204 DOM
13. 2026-06-01
    days on market $110,000 Active 203 DOM
14. 2026-05-31
    days on market $110,000 Active 202 DOM
15. 2026-05-31
    days on market $110,000 Active 201 DOM
16. 2026-03-12
    price $110,000 1597-char remark

    Show marketing remark (1597 chars)

    Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

17. 2026-02-04
    price $114,000 1597-char remark

    Show marketing remark (1597 chars)

    Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

18. 2026-01-30
    status Active 1597-char remark

    Show marketing remark (1597 chars)

    Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

19. 2025-12-18
    historical 1597-char remark

    Show marketing remark (1597 chars)

    Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

20. 2025-10-21
    price $105,000 1597-char remark

    Show marketing remark (1597 chars)

    Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

21. 2025-09-28
    listed $115,000 Active 1597-char remark

    Show marketing remark (1597 chars)

    Right on the golf course in the heart of Stuart, this furnished 2-bedroom, 2-bathroom condo in Monterey Yacht & Country Club is designed for the active 55+ lifestyle. The home's layout offers a cozy living area with tile and laminate flooring throughout, bedrooms with ample storage, and accordion shutters for peace of mind. The kitchen is compact yet functional, making everyday meals simple and efficient. Step outside to the screened patio, an inviting spot for morning coffee or evening relaxation with golf course views. Community roofs were replaced in 2024, ensuring long-term durability. The monthly fee is all-inclusive, covering building insurance, cable, internet, water, sewer, hot water, trash, and unlimited golf, providing convenience and ease of ownership. Residents enjoy an impressive lineup of amenities including two clubhouses, a heated pool, fitness center, bocce, shuffleboard, billiards, a fishing pier, kayak launch, and a full calendar of social activities. Beyond recreation, the community fosters a vibrant lifestyle with golf leagues, fitness classes, social clubs, and neighborly gatherings. Its riverfront clubhouse provides stunning views of the St. Lucie River, while picnic areas and walking paths offer quiet escapes. Just minutes from historic downtown Stuart with boutique shopping, dining, and cultural attractions and only a short drive to beaches and marinas this condo is equally suited as a seasonal getaway or year-round residence. Don't miss the chance to experience the best of Florida's 55+ golf lifestyle; schedule your private showing today!

22. 2025-02-06
    soldstatus $92,500
23. 2025-01-31
    soldstatus $92,500 Closed 872-char remark

    Show marketing remark (872 chars)

    Your Florida retreat awaits! This charming, well-maintained 2 BR/2 Bath condo with golf course views is perfect for your seasonal getaway or year-round retreat. This unit has one of the most beautiful golf course views in the community, with a large shade tree just off of your porch. New lighting in foyer and dining room. Extra built-in closet with mirror door in guest room. Accordion shutters on all windows and roll down shutter on lanai. Community roof replaced in 2024. HOA fees were just lowered to $837/mo. MYCC fees include water/hot water, cable/internet, sewer, trash removal and tons of amenities to keep you active year-round. Enjoy unlimited golf on the Dye Family designed 9-hole executive course, billiards, poker, 2 fishing docks, car wash area, fitness center, bocce, community pool, and more! Please see Broker's remarks and supplements for more info.

24. 2025-01-20
    status Pending 872-char remark

    Show marketing remark (872 chars)

    Your Florida retreat awaits! This charming, well-maintained 2 BR/2 Bath condo with golf course views is perfect for your seasonal getaway or year-round retreat. This unit has one of the most beautiful golf course views in the community, with a large shade tree just off of your porch. New lighting in foyer and dining room. Extra built-in closet with mirror door in guest room. Accordion shutters on all windows and roll down shutter on lanai. Community roof replaced in 2024. HOA fees were just lowered to $837/mo. MYCC fees include water/hot water, cable/internet, sewer, trash removal and tons of amenities to keep you active year-round. Enjoy unlimited golf on the Dye Family designed 9-hole executive course, billiards, poker, 2 fishing docks, car wash area, fitness center, bocce, community pool, and more! Please see Broker's remarks and supplements for more info.

25. 2025-01-10
    historical Active Under Contract 872-char remark

    Show marketing remark (872 chars)

    Your Florida retreat awaits! This charming, well-maintained 2 BR/2 Bath condo with golf course views is perfect for your seasonal getaway or year-round retreat. This unit has one of the most beautiful golf course views in the community, with a large shade tree just off of your porch. New lighting in foyer and dining room. Extra built-in closet with mirror door in guest room. Accordion shutters on all windows and roll down shutter on lanai. Community roof replaced in 2024. HOA fees were just lowered to $837/mo. MYCC fees include water/hot water, cable/internet, sewer, trash removal and tons of amenities to keep you active year-round. Enjoy unlimited golf on the Dye Family designed 9-hole executive course, billiards, poker, 2 fishing docks, car wash area, fitness center, bocce, community pool, and more! Please see Broker's remarks and supplements for more info.

26. 2024-11-24
    listed $105,000 Active 872-char remark

    Show marketing remark (872 chars)

    Your Florida retreat awaits! This charming, well-maintained 2 BR/2 Bath condo with golf course views is perfect for your seasonal getaway or year-round retreat. This unit has one of the most beautiful golf course views in the community, with a large shade tree just off of your porch. New lighting in foyer and dining room. Extra built-in closet with mirror door in guest room. Accordion shutters on all windows and roll down shutter on lanai. Community roof replaced in 2024. HOA fees were just lowered to $837/mo. MYCC fees include water/hot water, cable/internet, sewer, trash removal and tons of amenities to keep you active year-round. Enjoy unlimited golf on the Dye Family designed 9-hole executive course, billiards, poker, 2 fishing docks, car wash area, fitness center, bocce, community pool, and more! Please see Broker's remarks and supplements for more info.

27. 2024-09-29
    historical
28. 2024-07-23
    price $105,000
29. 2024-06-08
    price $117,500
30. 2024-03-30
    price $122,000
31. 2024-03-21
    price $127,500
32. 2024-02-21
    price $129,500
33. 2024-01-25
    listed $132,500 Active
34. 2024-01-06
    historical
35. 2023-11-09
    price $146,000
36. 2023-01-10
    listed $150,000 Active
37. 1996-05-17
    soldstatus $48,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,429
• − Mortgage interest: −$6,162
• − Property taxes: −$1,650
• − Insurance: −$550
• − Repairs & maintenance: −$2,034
• − Management: −$2,034
• − HOA: −$10,044
• − Depreciation: −$3,200
• Taxable loss: −$245
• Est. tax savings @ 24.0%: +$59
• After-tax cash flow: $982/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Martin
• NCES district ID: 1201290
• Math proficiency: 52% ▼ -14.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $52,482
• Composite: 45.1/100
• National rank: #2690
• State rank: #24 of 73 in FL

Livability — Stuart

• Score: 84/100
• State rank: #39
• US rank: #790

Category grades

Amenities D Commute A+ Cost of living A- Crime C- Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Martin County · 165,223 people
• City population: 65,812
• Metro: Port St. Lucie, FL
• Population (ZIP): 18,737
• Household income: $62,533
• Rent vs Own: 42.1% rent · 57.9% own
• Severe rent burden: 1408.0

Population outlook (Martin County) Hauer SSP2

• Today (2025): 172,383 people
• By 2030: 180,192 · +4.5%
• By 2040: 194,114 · +12.6%
• By 2050: 204,992 · +18.9%
• By 2075: 229,641 · +33.2%
• By 2100: 232,146 · +34.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Hispanic / Latino 21% Two or more races 12% Black 11%
• Hispanic origin (detail): Mexican 6% Puerto Rican 5% Cuban 1%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 2%
• Foreign-born: 12% · Canada
• Languages at home: 80% English-only · Spanish 16% Russian/Polish/Slavic 2% Other Indo-European 1%

Political lean MEDSL · Martin

• 2024 margin: Solid R (+31.1) · D 34.1% · R 65.2%
• 2008→2024 swing: -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
• All cycles: 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -130.08%
• Current HPI: 349.7061
• Rent YoY: ▼ -0.69%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+126.8% since first listed

22 events — show timeline

• 2026-03-12 Price Changed $110,000 Beaches MLS
• 2026-02-04 Price Changed $114,000 Beaches MLS
• 2026-01-30 Relisted — Beaches MLS
• 2025-12-18 Listing Removed — Beaches MLS
• 2025-10-21 Price Changed $105,000 Beaches MLS
• 2025-09-28 Listed $115,000 Beaches MLS
• 2025-02-06 Sold (Public Records) $92,500 Public Records
• 2025-01-31 Sold (MLS) $92,500 MCRTC
• 2025-01-20 Pending — MCRTC
• 2025-01-10 Contingent — MCRTC
• 2024-11-24 Listed $105,000 MCRTC
• 2024-09-29 Listing Removed — Beaches MLS
• 2024-07-23 Price Changed $105,000 Beaches MLS
• 2024-06-08 Price Changed $117,500 Beaches MLS
• 2024-03-30 Price Changed $122,000 Beaches MLS
• 2024-03-21 Price Changed $127,500 Beaches MLS
• 2024-02-21 Price Changed $129,500 Beaches MLS
• 2024-01-25 Listed $132,500 Beaches MLS
• 2024-01-06 Listing Removed — MCRTC
• 2023-11-09 Price Changed $146,000 MCRTC
• 2023-01-10 Listed $150,000 MCRTC
• 1996-05-17 Sold (Public Records) $48,500 Public Records

Property tax history

+2.2%/yr

Latest (2025): $44 · +5.6% YoY. Source: county tax records.