Multi-family
52 Park Ave · Albany, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 6.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.6/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- 1% rule +8.3/10.0
- Rent growth +4.7/5.0
- Schools +4.5/10.0
- Livability +4.0/5.0
- Condition / age +2.2/5.0
$329,777
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
EXCELLENT INVESTMENT. ALL SEP UTILITIES, 3 NEW FURNACES, NEW H20 TANKS, ELEC & PLUMB UPDATED. NICE FLATS W/HDW FLS. OFF STREET PARKING FOR 2 CARS. THIS IS A MONEY MAKER. CALL BRENT @ 376-1402 TO SHOW.
Key facts
- Strong curb appeal
- Views from the yard
- Woodwork and floors
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 6-bed/3.0-bath multifamily listed at $330k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $330k).
- Recommended offer: $300k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 79/100 on livability (#129 in NY, #2,083 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
- Albany City School District (urban): math 37% / reading 40% proficiency, ranked #543 of 590 in NY (top 92%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Albany High School (math 74% / reading 67%, grade B+, #710 of 1,100 statewide, top 65%, 2,676 students, 69% FRL) — zoned schools at 69% FRL track the district average.
- Zoned-school proficiency averages 70% at this address vs 38% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Albany City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+8.7%/yr); 102 active listings in the ZIP; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).
Forward outlook
- In year one you build about $35k of equity ($2k loan paydown + $33k appreciation (10.0% local appreciation)).
- Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $92k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$57k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 103 days — a 9% lower offer ($300k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $188k; list at $330k implies a 75% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1866 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1866 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.33% ✓
- Cap rate
- 10.25%
- Cash-on-cash
- 14.14%
- DSCR
- 1.63
- GRM
- 6.3
CMA / ARV
- ARV (median comp)
- $545,870
- List price
- $329,777
- Delta
- -39.59%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 140 Grand St | 0.15mi | 6/3.0 | 2,880 (-13%) | 3mo | $315,000 | $109 | 69 |
| 1 Myrtle Ave | 0.13mi | 6/3.0 | 3,480 (+6%) | 21mo | $280,000 | $80 | 67 |
| 163 Eagle St | 0.08mi | 6/4.0 | 2,904 (-12%) | 8mo | $413,000 | $142 | 65 |
| 72 Grand St | 0.23mi | 6/3.0 | 2,820 (-14%) | 3mo | $300,000 | $106 | 62 |
| 103 Delaware Ave | 0.54mi | 7/3.0 (+1) | 3,447 (+4%) | 3mo | $225,000 | $65 | 60 |
| 339 Madison Ave | 0.45mi | 6/3.0 | 3,024 (-8%) | 12mo | $335,000 | $111 | 56 |
| 140 Grand St | 0.15mi | 6/3.0 | 2,880 (-13%) | 22mo | $280,000 | $97 | 54 |
| 56 3rd Ave | 0.36mi | 6/3.0 | 2,880 (-13%) | 13mo | $255,000 | $89 | 51 |
| 288 Morton Ave | 0.53mi | 6/4.0 | 2,973 (-10%) | 5mo | $353,000 | $119 | 50 |
| 183 Delaware Ave | 0.59mi | 7/4.5 (+1) | 3,100 (-6%) | 4mo | $389,000 | $125 | 48 |
| 115.5 Lancaster St | 0.56mi | 5/3.5 (-1) | 3,104 (-6%) | 13mo | $475,000 | $153 | 46 |
| 224 Delaware Ave | 0.67mi | 7/4.0 (+1) | 3,196 (-3%) | 15mo | $300,000 | $94 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 37.2%
- Equity multiple
- 3.95×
- Total profit
- $272,189
- Equity at exit
- $297,089
- IRR
- 34.0%
- Equity multiple
- 9.71×
- Total profit
- $804,709
- Equity at exit
- $640,684
Cash invested: $92,338 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 15 active · 15 under contract
- Months of supply
- 6.9 mo (14%/mo absorbed)
- Median asking
- $499,000 ($137/sqft)
- Median days on market
- 107 d
- This list price
- 27% of active listings are priced below it
- ARV vs active asking
- +20.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12202
- Home prices YoY
- 14.3%
- Rents YoY
- 8.7%
- Active inventory
- 102
- Price-to-rent
- 18.8×
Monthly cashflow live
- Estimated rent
- $4,384 high interval (Pro) →
- Mortgage (P&I)
- −$1,729
- Tax from tax record
- −$509 /mo · $6,104/yr
- Insurance
- −$137
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$921
- Net cashflow
- $1,088
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 3× units | 2 | 1 | $4,383 |
| #1 | 2 | 1 | $1,461 |
| #2 | 2 | 1 | $1,461 |
| #3 | 2 | 1 | $1,461 |
| Total (3 units) | $4,384 | ||
Break-even live
Sensitivity live
| Price | -10% $1,275 | -5% $1,181 | +0% $1,088 | +5% $995 | +10% $901 |
|---|---|---|---|---|---|
| Rent | -10% $742 | -5% $915 | +0% $1,088 | +5% $1,261 | +10% $1,434 |
| Rate | -1.0pp $1,254 | -0.5pp $1,172 | base $1,088 | +0.5pp $1,002 | +1.0pp $916 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,444
- Closing costs
- $9,893
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 181 Eagle St Albany, NY | 1.0 | 1.0 | 1224 | $1,250 | $1.02 | 2d | 1 | 0.02mi |
| 163 Eagle St Albany, NY | 2.0 | 1.0 | — | $1,500 | — | 1d | 1 | 0.05mi |
| 163 Eagle St Albany, NY | 2.0 | 1.0 | — | $1,500 | — | 51d | 1 | 0.05mi |
| 28 Myrtle Ave Apt 1 Albany, NY | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 10d | 1 | 0.06mi |
| 25 Bleecker Pl #1 Albany, NY | 2.0 | 1.0 | 1150 | $1,350 | $1.17 | 185d | 1 | 0.09mi |
| 147 Eagle St Albany, NY | 1.0 | 1.0 | 625 | $1,100 | $1.76 | 51d | 1 | 0.10mi |
| 147 Eagle St Albany, NY | 1.0 | 1.0 | 625 | $1,100 | $1.76 | 10d | 1 | 0.10mi |
| 94 Philip St Albany, NY | 1.0 | 1.0 | — | $1,200 | — | 155d | 1 | 0.10mi |
| 5 Myrtle Ave Unit B Albany, NY | 1.0 | 1.0 | — | $1,150 | — | 2d | 1 | 0.14mi |
| 5 Myrtle Ave Unit B Albany, NY | 1.0 | 1.0 | — | $1,180 | — | 1d | 1 | 0.14mi |
| 51 Elm St Apt 7 Albany, NY | 2.0 | 1.0 | 800 | $1,200 | $1.50 | 49d | 1 | 0.16mi |
| 51 Elm St Apt 7 Albany, NY | 2.0 | 1.0 | 800 | $1,200 | $1.50 | 10d | 1 | 0.16mi |
| 45 Elm St Albany, NY | 1.0 | 1.0 | 650 | $1,400 | $2.15 | 10d | 1 | 0.16mi |
| 45 Elm St Albany, NY | 1.0 | 1.0 | 650 | $1,400 | $2.15 | 107d | 1 | 0.16mi |
| 119 Grand St Albany, NY | 3.0 | 1.0 | 1600 | $1,300 | $0.81 | 184d | 1 | 0.16mi |
| 31 Elm St Albany, NY | 1.0 | 1.0 | 840 | $1,250 | $1.49 | 51d | 1 | 0.17mi |
| 31 Elm St Albany, NY | 1.0 | 1.0 | 840 | $1,500 | $1.79 | 107d | 1 | 0.17mi |
| 109 Grand St Albany, NY | 3.0 | 2.0 | — | $549 | — | 10d | 1 | 0.17mi |
| 1 Elizabeth St #2 Albany, NY | 2.0 | 1.0 | — | $1,250 | — | 6d | 1 | 0.17mi |
| 1 Elizabeth St #2 Albany, NY | 2.0 | 1.0 | — | $1,250 | — | 7d | 1 | 0.17mi |
| 103 Grand St Unit 1 Albany, NY | 2.0 | 1.0 | 800 | $1,250 | $1.56 | 155d | 1 | 0.18mi |
| 17 Ash Grove Pl Albany, NY | 2.0 | 1.0 | 800 | $1,400 | $1.75 | 184d | 1 | 0.18mi |
| 164 Madison Ave Albany, NY | 2.0 | 1.0 | 1200 | $1,500 | $1.25 | 184d | 1 | 0.20mi |
| 136 Morton Ave Unit 1 Albany, NY | 1.0 | 1.0 | — | $1,100 | — | 184d | 1 | 0.20mi |
| 136 Morton Ave Albany, NY | 3.0 | 1.0 | — | $2,000 | — | 184d | 1 | 0.20mi |
| 138 Morton Ave Unit 2 Albany, NY | 2.0 | 1.0 | — | $1,150 | — | 164d | 1 | 0.21mi |
| 96 Grand St Unit 1 Albany, NY | 1.0 | 1.0 | — | $1,300 | — | 162d | 1 | 0.21mi |
| 96 Grand St Unit 2 Albany, NY | 2.0 | 1.0 | — | $1,400 | — | 155d | 1 | 0.21mi |
| 96 Grand St Unit 2 Albany, NY | 2.0 | 1.0 | — | $1,400 | — | 162d | 1 | 0.21mi |
| 96 Grand St Unit 1 Albany, NY | 1.0 | 1.0 | 1450 | $1,200 | $0.83 | 21d | 1 | 0.21mi |
| 39 Catherine St Unit 2 Albany, NY | 2.0 | 1.0 | 925 | $1,450 | $1.57 | 14d | 1 | 0.21mi |
| 39 Catherine St Unit 2 Albany, NY | 2.0 | 1.0 | 925 | $1,450 | $1.57 | 0d | 1 | 0.21mi |
| 138 Morton Ave Unit 4 Albany, NY | 1.0 | 1.0 | — | $1,000 | — | 41d | 1 | 0.21mi |
| 173 Madison Ave Unit 1 Albany, NY | 2.0 | 1.0 | — | $1,400 | — | 6d | 1 | 0.22mi |
| 11 Osborne St Unit 2 Albany, NY | 3.0 | 1.0 | — | $1,325 | — | 107d | 1 | 0.22mi |
| 44 Osborne St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,350 | — | 10d | 1 | 0.23mi |
| 44 Osborne St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,350 | — | 43d | 1 | 0.23mi |
| 151 Madison Ave Unit C Albany, NY | 2.0 | 1.0 | 750 | $1,125 | $1.50 | 164d | 1 | 0.24mi |
| 151 Madison Ave Unit C Albany, NY | 2.0 | 1.0 | 750 | $1,125 | $1.50 | 2d | 1 | 0.24mi |
| 46 Trinity Pl Apt 1 Albany, NY | 1.0 | 1.0 | — | $1,000 | — | 10d | 1 | 0.24mi |
Property features AI
Finance
- Financial info
- Multi-family property with 3 total unitsTenants pay trash collection, heat, internet, cable TV, electricity and gas
Exterior
- Parking
- Off-street parking for 2 vehicles
- Utilities
- Public waterPublic sewer
- Home design
- Triplex
- Construction
- Stone construction
- Exterior features
- Rubber roofLot dimensions approximately 22.1 x 109 ftSmall lot (about 0.06 acres)
Interior
- Kitchen
- One kitchen in each unit
- Bedrooms
- Three 2-bedroom units (one bedroom configuration per unit on each floor: Unit 1 on 1st floor, Unit 2 on 2nd floor, Unit 3 on 3rd floor)
- Flooring
- Wood flooringLaminate flooring
- Bathrooms
- Three full bathrooms (one per unit)
- Heating & cooling
- Heating presentBaseboard heatingHot water heatingNatural gas heating
- Interior features
- Unfinished basementWood and laminate flooring
- Laundry & utility
- Tenants responsible for heat and utilities as specified
Listing history 50 events
-
2026-11-08days on market $329,777 Active 103 DOM
-
2026-11-07days on market $329,777 Active 102 DOM
-
2026-11-06days on market $329,777 Active 101 DOM
-
2026-11-05days on market $329,777 Active 100 DOM
-
2026-11-04days on market $329,777 Active 99 DOM
-
2026-11-02days on market $329,777 Active 97 DOM
-
2026-11-01days on market $329,777 Active 96 DOM
-
2026-10-31days on market $329,777 Active 95 DOM
-
2026-10-30days on market $329,777 Active 94 DOM
-
2026-10-29days on market $329,777 Active 93 DOM
-
2026-10-28days on market $329,777 Active 92 DOM
-
2026-10-27days on market $329,777 Active 91 DOM
-
2026-10-26days on market $329,777 Active 90 DOM
-
2026-10-25days on market $329,777 Active 89 DOM
-
2026-10-24days on market $329,777 Active 88 DOM
-
2026-10-23days on market $329,777 Active 87 DOM
-
2026-10-22days on market $329,777 Active 86 DOM
-
2026-10-21days on market $329,777 Active 85 DOM
-
2026-10-20days on market $329,777 Active 84 DOM
-
2026-10-19days on market $329,777 Active 83 DOM
-
2026-10-18days on market $329,777 Active 82 DOM
-
2026-10-17days on market $329,777 Active 81 DOM
-
2026-10-16days on market $329,777 Active 80 DOM
-
2026-10-15days on market $329,777 Active 79 DOM
-
2026-10-14days on market $329,777 Active 78 DOM
-
2026-10-13days on market $329,777 Active 77 DOM
-
2026-10-12days on market $329,777 Active 76 DOM
-
2026-10-11days on market $329,777 Active 75 DOM
-
2026-10-10days on market $329,777 Active 74 DOM
-
2026-10-09days on market $329,777 Active 73 DOM
-
2026-10-08days on market $329,777 Active 72 DOM
-
2026-10-07days on market $329,777 Active 71 DOM
-
2026-10-06days on market $329,777 Active 70 DOM
-
2026-10-05days on market $329,777 Active 69 DOM
-
2026-10-04days on market $329,777 Active 68 DOM
-
2026-10-04days on market $329,777 Active 67 DOM
-
2026-10-02days on market $329,777 Active 66 DOM
-
2026-10-01days on market $329,777 Active 65 DOM
-
2026-09-30days on market $329,777 Active 64 DOM
-
2026-09-29days on market $329,777 Active 63 DOM
-
2026-09-28statusdays on market $329,777 Active 62 DOM
-
2026-09-27days on market $329,777 Contingent 61 DOM
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2026-09-25days on market $329,777 Contingent 59 DOM
-
2026-09-24days on market $329,777 Contingent 58 DOM
-
2026-09-23days on market $329,777 Contingent 57 DOM
-
2026-09-22days on market $329,777 Contingent 56 DOM
-
2026-09-21days on market $329,777 Contingent 55 DOM
-
2026-09-20days on market $329,777 Contingent 54 DOM
-
2026-09-19days on market $329,777 Contingent 53 DOM
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2026-09-18days on market $329,777 Contingent 52 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $6,104 · $509/mo
- Projected year-2 tax
- $6,104 · $509/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
- Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $52,608
- − Mortgage interest
- −$18,473
- − Property taxes
- −$6,104
- − Insurance
- −$1,649
- − Repairs & maintenance
- −$4,209
- − Management
- −$4,209
- − Depreciation
- −$9,594
- Taxable income
- $8,372
- Est. tax owed @ 24.0%
- −$2,009
- After-tax cash flow
- $11,046/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 10 photos
The property requires significant repairs and maintenance, including a new roof and HVAC system, to improve its condition and value.
Repairs flagged
- Major roof — The roof appears to be in poor condition, with visible wear and tear.
- Major exterior siding — The exterior siding shows signs of wear and tear, with some areas appearing to be peeling or damaged.
- Minor flooring — The flooring appears to be in average condition, with some areas showing signs of wear.
- Minor interior walls — The interior walls appear to be in average condition, with some areas showing signs of wear.
- Major HVAC system — The HVAC system appears to be in poor condition, with visible signs of wear and tear.
Value-add opportunities
- Both roof replacement — A new roof would significantly improve the home's condition and appearance, enhancing both resale and rental value. ↑
- Both exterior siding repair — Repairing the exterior siding would improve the home's curb appeal and overall condition, enhancing both resale and rental value. ↑
- Both HVAC system replacement — A new HVAC system would improve the home's comfort and energy efficiency, enhancing both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Albany City School District
- NCES district ID
- 3602460
- Math proficiency
- 37% ▲ 6.00%
- Reading proficiency
- 40% ▲ 7.00%
- Median HH income
- $40,568
- Composite
- 32.34/100
- National rank
- #5744
- State rank
- #543 of 590 in NY
Livability — Albany
- Score
- 79/100
- State rank
- #129
- US rank
- #2083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Albany, NY
- County
- Albany County · 320,794 people
- City population
- 116,921
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 10,166
- Household income
- $52,868
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Albany County) Hauer SSP2
- Today (2025)
- 320,794 people
- By 2030
- 327,401 · +2.1%
- By 2040
- 338,218 · +5.4%
- By 2050
- 348,467 · +8.6%
- By 2075
- 381,693 · +19.0%
- By 2100
- 393,809 · +22.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.73)
- Race & ethnicity
- Black 40% White 28% Hispanic / Latino 15% Two or more races 14% Asian 7%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 5% Dominican 5%
- Languages at home
- 80% English-only · Spanish 10% Other Asian/Pacific 4% Arabic 1%
Political lean MEDSL · Albany
- 2024 margin
- Strong D (+25.8) · D 62.9% · R 37.1%
- 2008→2024 swing
- -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
- All cycles
- 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 38.05%
- Current HPI
- 303.8939
- Rent YoY
- ▲ 8.70%
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+186.8% since first listed10 events — show timeline
- 2026-07-28 Listed $329,777 Global MLS
- 2026-06-24 Price Changed $329,777 Global MLS
- 2026-05-28 Relisted — Global MLS
- 2026-05-04 Contingent — Global MLS
- 2026-05-04 Listing Removed — Global MLS
- 2026-04-24 Listed $339,777 Global MLS
- 2007-08-14 Sold (Public Records) $188,000 Public Records
- 2003-11-21 Sold (Public Records) $121,000 Public Records
- 2003-08-28 Sold (MLS) $121,000 Global MLS
- 2003-03-31 Listed $115,000 Global MLS
Property tax history
-0.1%/yrLatest (2025): $6,104 · +4.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…