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486 Deersville Ave
B- Composite 69.53
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$60,000

486 Deersville Ave · Uhrichsville, OH 44683
2 bd · 1.0 ba · 1,114 sqft · SingleFamily public records · 49 Days on market
Built 1900 8,250 sqft lot $54/sqft · 33% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

3 Bedroom, 1 Bath home in Claymont School District. Half acre lot, vinyl siding. This property is being offered on an upcoming event. All bids should be submitted at Xome. All properties are subject to a 5% buyer's premium pursuant to the Event Agreement and Terms & Conditions (minimums will apply).

Key facts

  • Investment potential
  • Prime location
  • Generous lot size

Tags

GENEROUS LOT SIZEINVESTMENT POTENTIALPRIME LOCATION

Property features AI

Finance

  • Financial info: Annual tax amount reported (2025): $624

Exterior

  • Parking: Additional off-street parking
  • Utilities: Public water; Public sewer
  • Home design: Two-story home
  • Construction: Vinyl and wood siding; Asphalt roof; Above-grade finished area reported as 1,500 (owner-reported)
  • Exterior features: Lot approximately 0.1894 acres; Property listed as fixer / under construction

Interior

  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Electric heating; Central air conditioning
  • Interior features: Partial basement; Total of 8 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $440 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $58k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 59/100 on livability (#1,002 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools C-, crime F, amenities F.
  • Claymont City (town): math 47% / reading 51% proficiency, ranked #467 of 656 in OH (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 37 active listings in the ZIP; 244 units permitted in Tuscarawas County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Tuscarawas County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 49 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 21y ago; this cycle's ask is 20% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $12k; list at $60k implies a 400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $58,200 (3.0% below list)

Questions for the listing agent

  1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.75%
Cap rate
15.10%
Cash-on-cash
31.44%
DSCR
2.40
GRM
4.7

CMA / ARV

ARV (median comp)
$120,355
List price
$60,000
Delta
-50.15%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
322 Deersville Ave 0.25mi 3/1.0 (+1) 1,036 (-7%) 10mo $10,000 $10 63
320 Sherman St 0.49mi 2/1.0 1,028 (-8%) 2mo $73,500 $71 62
510 E 3rd St 0.54mi 3/1.0 (+1) 1,176 (+6%) 12mo $110,000 $94 50
210 Spring St 0.64mi 3/1.0 (+1) 1,058 (-5%) 12mo $115,000 $109 47
515 E High St 0.35mi 3/1.0 (+1) 1,276 (+14%) 10mo $169,500 $133 47
119 Taylor Ave 0.69mi 2/1.5 1,188 (+7%) 15mo $106,600 $90 42
608 Gorley St 0.74mi 3/1.5 (+1) 1,098 (-1%) 20mo $150,900 $137 39
307 Hanna St 0.65mi 2/1.0 980 (-12%) 18mo $124,900 $127 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.3%
Equity multiple
2.09×
Total profit
$18,316
Equity at exit
$8,946
10-year hold
IRR
33.9%
Equity multiple
4.10×
Total profit
$52,058
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44683

Home prices YoY
-14.4%
Active inventory
37
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,053 medium interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$52 /mo · $624/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$221
Net cashflow
$440

Break-even live

Break-even rent $496
Max offer price $60,000
Occupancy floor 53%

Sensitivity live

Price -10% $474 -5% $457 +0% $440 +5% $423 +10% $406
Rent -10% $357 -5% $399 +0% $440 +5% $482 +10% $523
Rate -1.0pp $470 -0.5pp $455 base $440 +0.5pp $425 +1.0pp $409

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 27 events

  1. 2026-06-21
    days on market $60,000 Active 49 DOM
  2. 2026-06-18
    days on market $60,000 Active 47 DOM
  3. 2026-06-17
    days on market $60,000 Active 46 DOM
  4. 2026-06-16
    days on market $60,000 Active 45 DOM
  5. 2026-06-15
    days on market $60,000 Active 44 DOM
  6. 2026-06-13
    days on market $60,000 Active 42 DOM
  7. 2026-06-12
    days on market $60,000 Active 41 DOM
  8. 2026-06-09
    days on market $60,000 Active 38 DOM
  9. 2026-06-08
    days on market $60,000 Active 37 DOM
  10. 2026-06-08
    days on market $60,000 Active 36 DOM
  11. 2026-06-07
    days on market $60,000 Active 35 DOM
  12. 2026-06-04
    days on market $60,000 Active 32 DOM
  13. 2026-06-02
    days on market $60,000 Active 31 DOM
  14. 2026-06-01
    days on market $60,000 Active 30 DOM
  15. 2026-05-31
    days on market $60,000 Active 29 DOM
  16. 2026-05-02
    listed $50,000 Active 1487-char remark
  17. 2016-10-21
    soldstatus $12,000
  18. 2016-09-28
    soldstatus $12,000 307-char remark
    Show marketing remark (307 chars)

    3 Bedroom, 1 Bath home in Claymont School District. Half acre lot, vinyl siding. This property is being offered on an upcoming event. All bids should be submitted at Xome. All properties are subject to a 5% buyer's premium pursuant to the Event Agreement and Terms & Conditions (minimums will apply).

  19. 2016-08-08
    listed $25,000 307-char remark
    Show marketing remark (307 chars)

    3 Bedroom, 1 Bath home in Claymont School District. Half acre lot, vinyl siding. This property is being offered on an upcoming event. All bids should be submitted at Xome. All properties are subject to a 5% buyer's premium pursuant to the Event Agreement and Terms & Conditions (minimums will apply).

  20. 2016-05-24
    historical
  21. 2016-04-14
    listed $6,500
  22. 2016-03-07
    historical
  23. 2016-03-04
    listed $9,000
  24. 2006-02-14
    soldstatus $16,500
  25. 2005-07-27
    listed $17,900
  26. 2003-04-15
    soldstatus $28,680
  27. 1996-06-21
    soldstatus $12,129

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$624 · $52/mo
Projected year-2 tax
$780 · $65/mo
Expected delta
+$156/yr (+$13/mo · 25.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥99°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,636
− Mortgage interest
−$3,361
− Property taxes
−$624
− Insurance
−$300
− Repairs & maintenance
−$1,011
− Management
−$1,011
− Depreciation
−$1,745
Taxable income
$4,584
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,100
After-tax cash flow
$4,182/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Claymont City
NCES district ID
3904377
Math proficiency
47% ▼ -11.00%
Reading proficiency
51% ▼ -15.00%
Median HH income
$37,563
Composite
40.76/100
National rank
#3650
State rank
#467 of 656 in OH

Livability — Uhrichsville

Score
59/100
State rank
#1002
US rank
#19658

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Uhrichsville, OH
County
Tuscarawas · 99,287 people
Population (ZIP)
7,888
Household income
$55,179
Rent vs Own
41.1% rent · 58.9% own
Severe rent burden
7.2

Population outlook (Tuscarawas County) Hauer SSP2

Today (2025)
92,253 people
By 2030
91,060 · -1.3%
By 2040
87,479 · -5.2%
By 2050
83,174 · -9.8%
By 2075
72,000 · -22.0%
By 2100
58,574 · -36.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 2% Hispanic / Latino 1%
Common ancestry
Romanian 3% Slovak 3% Serbian 2%
Foreign-born
1% · Canada, Vietnam
Languages at home
99% English-only · Other Indo-European 1%

Political lean MEDSL · Tuscarawas

2024 margin
Solid R (+43.3) · D 28.0% · R 71.2%
2008→2024 swing
-45.7pp toward R · 2008: 2.4pp · 2024: -43.3pp
All cycles
2024: R+43.3 2020: R+39.9 2016: R+35.5 2012: R+9.8 2008: D+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -35.60%
Current HPI
212.197
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+394.7% since first listed
13 events — show timeline
  • 2026-05-26 Price Changed $60,000 MLSNOW
  • 2026-05-02 Listed $50,000 MLSNOW
  • 2016-10-21 Sold (Public Records) $12,000 Public Records
  • 2016-09-28 Sold (MLS) $12,000 MLSNOW
  • 2016-08-08 Listed $25,000 MLSNOW
  • 2016-05-24 Listing Removed MLSNOW
  • 2016-04-14 Listed $6,500 MLSNOW
  • 2016-03-07 Listing Removed MLSNOW
  • 2016-03-04 Listed $9,000 MLSNOW
  • 2006-02-14 Sold (MLS) $16,500 MLSNOW
  • 2005-07-27 Listed $17,900 MLSNOW
  • 2003-04-15 Sold (Public Records) $28,680 Public Records
  • 1996-06-21 Sold (Public Records) $12,129 Public Records

Property tax history

+3.1%/yr

Latest (2025): $624 · +22.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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