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240 Haisley Run
C- Composite 52.8
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +11.4/15.0
  • 1% rule +5.1/10.0
  • Schools +5.1/10.0
  • DSCR +4.9/10.0
  • Condition / age +4.8/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$247,900

240 Haisley Run · Guyton, GA 31312
3 bd · 2.5 ba · 1,506 sqft · Townhouse · 287 Days on market
Built 2025 Excellent condition 4,356 sqft lot $165/sqft · 9% below area Est $271k · 9% under $147/mo HOA · 6% of rent ↓ 6% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WELCOME HOME TO 240 HAISLEY RUN Discover the perfect blend of style and convenience in this New Haven Townhome B at 240 Haisley Run. Offering 1,506 SQ FT of modern living space, this 3-bedroom, 2.5-bathroom home is designed for those who appreciate an open, airy layout and low-maintenance lifestyle. DESIGNED FOR CONNECTED LIVING: The main floor features an expansive great room that transitions into a gourmet-style kitchen. Highlights include quartz countertops, a functional breakfast bar for quick meals, and high-quality stainless steel appliances. The adjacent dining area leads directly to a private back patio, providing a seamless indoor-outdoor experience. SECOND-FLOOR SUITES & FLEXIBILITY: - Private Owner's Suite: Features a large walk-in closet and an ensuite bath with a double-vanity sink. - Versatile Secondary Bedrooms: Two additional upstairs bedrooms offer great space for family, guests, or a dedicated home office. - Convenient Laundry: Located on the second floor near the bedrooms to save you trips up and down the stairs. - Modern Finishes: Durable luxury flooring and neutral paint throughout to match any decor. COMMUNITY & EDUCATION: - Backyard Privacy: Enjoy a partial privacy fence and views of the community green space. - Resort-Style Amenities: Access to the Belmont Glen pool, playground, and fitness facilities. - Top-Tier Schools: Located within the highly coveted South Effingham School District. ERNEST ENERGY SAVINGS: Enjoy lower utilit. ..

Key facts

  • Stainless appliances
  • Marble counter tops
  • Tile backsplash

Tags

NEW CONSTRUCTION TOWNHOMESQUARTZ KITCHEN COUNTER TOPSUPGRADED CABINETSTILE BACKSPLASHSTAINLESS APPLIANCESMARBLE COUNTER TOPS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $248k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $111 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $248k).
  • Recommended offer: $218k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.8% vs local median 4.7% in Guyton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: South Effingham Elementary School (math 72% / reading 63%, grade B+, #76 of 1,228 statewide, top 6%, 906 students, 26% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 29% FRL track the district average.
  • Market conditions: 549 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 287 days — a 12% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $31k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $218,152 (12.0% below list)

Questions for the listing agent

  1. It's been on market 287 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
6.83%
Cash-on-cash
1.92%
DSCR
1.09
GRM
8.3

CMA / ARV

ARV (median comp)
$271,155
List price
$247,900
Delta
-4.89%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
231 Haisley Run 0.04mi 3/2.5 1,506 (0%) 24mo $287,500 $191 78
238 Haisley Run 0.01mi 4/2.5 (+1) 1,694 (+12%) 2mo $269,000 $159 72
248 Haisley Run 0.02mi 4/2.5 (+1) 1,694 (+12%) 14mo $303,040 $179 62
247 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+12%) 15mo $308,040 $182 60
237 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+12%) 16mo $303,000 $179 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.2%
Equity multiple
0.53×
Total profit
$-32,955
Equity at exit
$36,963
10-year hold
IRR
-4.1%
Equity multiple
0.73×
Total profit
$-19,050
Equity at exit
$21,434

Cash invested: $69,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
11 active · 1 under contract
Months of supply
66.0 mo (2%/mo absorbed)
Median asking
$248,900 ($165/sqft)
Median days on market
287 d
This list price
36% of active listings are priced below it
ARV vs active asking
+8.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31312

Home prices YoY
-26.6%
Active inventory
549
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,496 medium interval (Pro) →
Mortgage (P&I)
$1,300
Tax est. 1.5%
$310 /mo · $3,718/yr
Insurance
$103
HOA
$147
Vacancy / Maint / Mgmt
$524
Net cashflow
$111

Break-even live

Break-even rent $2,355
Max offer price $247,900
Occupancy floor 91%

Sensitivity live

Price -10% $283 -5% $197 +0% $111 +5% $26 +10% $-60
Rent -10% $-86 -5% $13 +0% $111 +5% $210 +10% $308
Rate -1.0pp $236 -0.5pp $174 base $111 +0.5pp $47 +1.0pp $-18

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,975
Closing costs
$7,437
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
208 Alyssa Ave Guyton, GA 3.0 2.0 1434 $2,300 $1.60 119d 1 0.13mi
1978 Goshen Rd Rincon, GA 4.0 2.0 1272 $2,195 $1.73 6d 1 1.50mi

HOA detail $147/mo · $1,764/yr

Likely covers
pool

Listing history 50 events

  1. 2026-09-24
    days on market $247,900 Active 287 DOM
  2. 2026-09-23
    days on market $247,900 Active 286 DOM
  3. 2026-09-22
    days on market $247,900 Active 285 DOM
  4. 2026-09-21
    days on market $247,900 Active 284 DOM
  5. 2026-09-20
    days on market $247,900 Active 283 DOM
  6. 2026-09-18
    days on market $247,900 Active 281 DOM
  7. 2026-09-17
    days on market $247,900 Active 280 DOM
  8. 2026-09-16
    days on market $247,900 Active 279 DOM
  9. 2026-09-15
    days on market $247,900 Active 278 DOM
  10. 2026-09-14
    days on market $247,900 Active 277 DOM
  11. 2026-09-13
    days on market $247,900 Active 276 DOM
  12. 2026-09-12
    days on market $247,900 Active 275 DOM
  13. 2026-09-11
    remarks 699-char remark
  14. 2026-09-11
    pricedays on market $247,900 Active 274 DOM
  15. 2026-09-05
    days on market $257,900 Active 268 DOM
  16. 2026-09-04
    days on market $257,900 Active 267 DOM
  17. 2026-09-03
    days on market $257,900 Active 266 DOM
  18. 2026-08-31
    days on market $257,900 Active 263 DOM
  19. 2026-08-30
    days on market $257,900 Active 262 DOM
  20. 2026-08-29
    days on market $257,900 Active 261 DOM
  21. 2026-08-28
    days on market $257,900 Active 260 DOM
  22. 2026-08-27
    pricedays on market $257,900 Active 259 DOM
  23. 2026-08-26
    days on market $260,900 Active 258 DOM
  24. 2026-08-25
    days on market $260,900 Active 257 DOM
  25. 2026-08-24
    days on market $260,900 Active 256 DOM
  26. 2026-08-23
    days on market $260,900 Active 255 DOM
  27. 2026-08-22
    days on market $260,900 Active 254 DOM
  28. 2026-08-21
    days on market $260,900 Active 253 DOM
  29. 2026-08-20
    days on market $260,900 Active 252 DOM
  30. 2026-08-19
    days on market $260,900 Active 251 DOM
  31. 2026-08-18
    days on market $260,900 Active 250 DOM
  32. 2026-08-17
    days on market $260,900 Active 249 DOM
  33. 2026-08-16
    days on market $260,900 Active 248 DOM
  34. 2026-08-15
    days on market $260,900 Active 247 DOM
  35. 2026-08-14
    days on market $260,900 Active 246 DOM
  36. 2026-08-13
    days on market $260,900 Active 245 DOM
  37. 2026-08-12
    days on market $260,900 Active 244 DOM
  38. 2026-08-11
    days on market $260,900 Active 243 DOM
  39. 2026-08-10
    days on market $260,900 Active 242 DOM
  40. 2026-08-09
    days on market $260,900 Active 241 DOM
  41. 2026-08-08
    days on market $260,900 Active 240 DOM
  42. 2026-08-07
    days on market $260,900 Active 239 DOM
  43. 2026-08-06
    days on market $260,900 Active 238 DOM
  44. 2026-08-05
    days on market $260,900 Active 237 DOM
  45. 2026-08-04
    days on market $260,900 Active 236 DOM
  46. 2026-08-03
    days on market $260,900 Active 235 DOM
  47. 2026-07-31
    days on market $260,900 Active 232 DOM
  48. 2026-07-30
    days on market $260,900 Active 231 DOM
  49. 2026-07-29
    days on market $260,900 Active 230 DOM
  50. 2026-07-27
    days on market $260,900 Active 228 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,946
− Mortgage interest
−$13,886
− Property taxes
−$3,718
− Insurance
−$1,240
− Repairs & maintenance
−$2,396
− Management
−$2,396
− HOA
−$1,764
− Depreciation
−$7,212
Taxable loss
−$2,665
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$640
After-tax cash flow
$1,975/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Excellent 95/100 None rehab

This move-in ready townhome is in excellent condition with no visible repairs needed. It offers a spacious layout, modern finishes, and a well-maintained exterior.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value
  • Both Landscaping improvements — Enhances curb appeal and value
  • Both Interior touch-ups — Enhances interior appearance and value
D Composite school gradezoned avg 51/100

Zoned Schools

Elementary South Effingham Elementary School B+ GA #76/1,228 Nat'l #4,272/41,679 Middle South Effingham Middle School B- GA #52/470 Nat'l #2,564/14,009 High South Effingham High School F GA #135/424 Nat'l #10,947/17,239

Schools (NCES district)

District
Effingham County
NCES district ID
1301980
Math proficiency
49% ▼ -6.00%
Reading proficiency
48% ▼ -5.00%
Median HH income
$60,503
Composite
42.56/100
National rank
#3195
State rank
#16 of 174 in GA
C Composite livability gradescore 69/100

Livability — Guyton

Score
69/100
State rank
#128
US rank
#9058

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Effingham County · 67,399 people
City population
25,991
Metro
Savannah, GA
Population (ZIP)
25,991
Household income
$101,750
Rent vs Own
12.2% rent · 87.8% own
Severe rent burden
9% of renters

Population outlook (Effingham County) Hauer SSP2

Today (2025)
67,399 people
By 2030
72,297 · +7.3%
By 2040
81,602 · +21.1%
By 2050
89,494 · +32.8%
By 2075
105,976 · +57.2%
By 2100
111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Effingham

2024 margin
Solid R (+49.1) · D 25.2% · R 74.3%
2008→2024 swing
+1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
All cycles
2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

Civics

Price history

-5.6% since first listed
8 events — show timeline
  • 2026-03-11 Price Changed $269,900 Zillow
  • 2026-03-10 Price Changed $269,900 Hive MLS
  • 2026-02-10 Price Changed $275,900 Zillow
  • 2026-02-09 Price Changed $275,900 Hive MLS
  • 2025-12-01 Price Changed $278,900 Zillow
  • 2025-09-02 Price Changed $279,900 Zillow
  • 2025-08-28 Listed $278,900 Hive MLS
  • 2025-08-06 Listed $285,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…