240 Haisley Run · Guyton, GA
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.8/30.0
- ARV discount +11.4/15.0
- 1% rule +5.1/10.0
- Schools +5.1/10.0
- DSCR +4.9/10.0
- Condition / age +4.8/5.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$247,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WELCOME HOME TO 240 HAISLEY RUN Discover the perfect blend of style and convenience in this New Haven Townhome B at 240 Haisley Run. Offering 1,506 SQ FT of modern living space, this 3-bedroom, 2.5-bathroom home is designed for those who appreciate an open, airy layout and low-maintenance lifestyle. DESIGNED FOR CONNECTED LIVING: The main floor features an expansive great room that transitions into a gourmet-style kitchen. Highlights include quartz countertops, a functional breakfast bar for quick meals, and high-quality stainless steel appliances. The adjacent dining area leads directly to a private back patio, providing a seamless indoor-outdoor experience. SECOND-FLOOR SUITES & FLEXIBILITY: - Private Owner's Suite: Features a large walk-in closet and an ensuite bath with a double-vanity sink. - Versatile Secondary Bedrooms: Two additional upstairs bedrooms offer great space for family, guests, or a dedicated home office. - Convenient Laundry: Located on the second floor near the bedrooms to save you trips up and down the stairs. - Modern Finishes: Durable luxury flooring and neutral paint throughout to match any decor. COMMUNITY & EDUCATION: - Backyard Privacy: Enjoy a partial privacy fence and views of the community green space. - Resort-Style Amenities: Access to the Belmont Glen pool, playground, and fitness facilities. - Top-Tier Schools: Located within the highly coveted South Effingham School District. ERNEST ENERGY SAVINGS: Enjoy lower utilit. ..
Key facts
- Stainless appliances
- Marble counter tops
- Tile backsplash
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $248k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $111 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $248k).
- Recommended offer: $218k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.8% vs local median 4.7% in Guyton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: South Effingham Elementary School (math 72% / reading 63%, grade B+, #76 of 1,228 statewide, top 6%, 906 students, 26% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 29% FRL track the district average.
- Market conditions: 549 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 287 days — a 12% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $31k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 287 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.01% ✓
- Cap rate
- 6.83%
- Cash-on-cash
- 1.92%
- DSCR
- 1.09
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $271,155
- List price
- $247,900
- Delta
- -4.89%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 231 Haisley Run | 0.04mi | 3/2.5 | 1,506 (0%) | 24mo | $287,500 | $191 | 78 |
| 238 Haisley Run | 0.01mi | 4/2.5 (+1) | 1,694 (+12%) | 2mo | $269,000 | $159 | 72 |
| 248 Haisley Run | 0.02mi | 4/2.5 (+1) | 1,694 (+12%) | 14mo | $303,040 | $179 | 62 |
| 247 Haisley Run | 0.04mi | 4/2.5 (+1) | 1,694 (+12%) | 15mo | $308,040 | $182 | 60 |
| 237 Haisley Run | 0.04mi | 4/2.5 (+1) | 1,694 (+12%) | 16mo | $303,000 | $179 | 59 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.2%
- Equity multiple
- 0.53×
- Total profit
- $-32,955
- Equity at exit
- $36,963
- IRR
- -4.1%
- Equity multiple
- 0.73×
- Total profit
- $-19,050
- Equity at exit
- $21,434
Cash invested: $69,412 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 11 active · 1 under contract
- Months of supply
- 66.0 mo (2%/mo absorbed)
- Median asking
- $248,900 ($165/sqft)
- Median days on market
- 287 d
- This list price
- 36% of active listings are priced below it
- ARV vs active asking
- +8.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 31312
- Home prices YoY
- -26.6%
- Active inventory
- 549
- Price-to-rent
- 8.3×
Monthly cashflow live
- Estimated rent
- $2,496 medium interval (Pro) →
- Mortgage (P&I)
- −$1,300
- Tax est. 1.5%
- −$310 /mo · $3,718/yr
- Insurance
- −$103
- HOA
- −$147
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$524
- Net cashflow
- $111
Break-even live
Sensitivity live
| Price | -10% $283 | -5% $197 | +0% $111 | +5% $26 | +10% $-60 |
|---|---|---|---|---|---|
| Rent | -10% $-86 | -5% $13 | +0% $111 | +5% $210 | +10% $308 |
| Rate | -1.0pp $236 | -0.5pp $174 | base $111 | +0.5pp $47 | +1.0pp $-18 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,975
- Closing costs
- $7,437
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 208 Alyssa Ave Guyton, GA | 3.0 | 2.0 | 1434 | $2,300 | $1.60 | 119d | 1 | 0.13mi |
| 1978 Goshen Rd Rincon, GA | 4.0 | 2.0 | 1272 | $2,195 | $1.73 | 6d | 1 | 1.50mi |
HOA detail $147/mo · $1,764/yr
- Likely covers
- pool
Listing history 50 events
-
2026-09-24days on market $247,900 Active 287 DOM
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2026-09-23days on market $247,900 Active 286 DOM
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2026-09-22days on market $247,900 Active 285 DOM
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2026-09-21days on market $247,900 Active 284 DOM
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2026-09-20days on market $247,900 Active 283 DOM
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2026-09-18days on market $247,900 Active 281 DOM
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2026-09-17days on market $247,900 Active 280 DOM
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2026-09-16days on market $247,900 Active 279 DOM
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2026-09-15days on market $247,900 Active 278 DOM
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2026-09-14days on market $247,900 Active 277 DOM
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2026-09-13days on market $247,900 Active 276 DOM
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2026-09-12days on market $247,900 Active 275 DOM
-
2026-09-11remarks 699-char remark
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2026-09-11pricedays on market $247,900 Active 274 DOM
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2026-09-05days on market $257,900 Active 268 DOM
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2026-09-04days on market $257,900 Active 267 DOM
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2026-09-03days on market $257,900 Active 266 DOM
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2026-08-31days on market $257,900 Active 263 DOM
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2026-08-30days on market $257,900 Active 262 DOM
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2026-08-29days on market $257,900 Active 261 DOM
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2026-08-28days on market $257,900 Active 260 DOM
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2026-08-27pricedays on market $257,900 Active 259 DOM
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2026-08-26days on market $260,900 Active 258 DOM
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2026-08-25days on market $260,900 Active 257 DOM
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2026-08-24days on market $260,900 Active 256 DOM
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2026-08-23days on market $260,900 Active 255 DOM
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2026-08-22days on market $260,900 Active 254 DOM
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2026-08-21days on market $260,900 Active 253 DOM
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2026-08-20days on market $260,900 Active 252 DOM
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2026-08-19days on market $260,900 Active 251 DOM
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2026-08-18days on market $260,900 Active 250 DOM
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2026-08-17days on market $260,900 Active 249 DOM
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2026-08-16days on market $260,900 Active 248 DOM
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2026-08-15days on market $260,900 Active 247 DOM
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2026-08-14days on market $260,900 Active 246 DOM
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2026-08-13days on market $260,900 Active 245 DOM
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2026-08-12days on market $260,900 Active 244 DOM
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2026-08-11days on market $260,900 Active 243 DOM
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2026-08-10days on market $260,900 Active 242 DOM
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2026-08-09days on market $260,900 Active 241 DOM
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2026-08-08days on market $260,900 Active 240 DOM
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2026-08-07days on market $260,900 Active 239 DOM
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2026-08-06days on market $260,900 Active 238 DOM
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2026-08-05days on market $260,900 Active 237 DOM
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2026-08-04days on market $260,900 Active 236 DOM
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2026-08-03days on market $260,900 Active 235 DOM
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2026-07-31days on market $260,900 Active 232 DOM
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2026-07-30days on market $260,900 Active 231 DOM
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2026-07-29days on market $260,900 Active 230 DOM
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2026-07-27days on market $260,900 Active 228 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,946
- − Mortgage interest
- −$13,886
- − Property taxes
- −$3,718
- − Insurance
- −$1,240
- − Repairs & maintenance
- −$2,396
- − Management
- −$2,396
- − HOA
- −$1,764
- − Depreciation
- −$7,212
- Taxable loss
- −$2,665
- Est. tax savings @ 24.0%
- +$640
- After-tax cash flow
- $1,975/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This move-in ready townhome is in excellent condition with no visible repairs needed. It offers a spacious layout, modern finishes, and a well-maintained exterior.
Value-add opportunities
- Both Painting exterior siding — Enhances curb appeal and value ↑
- Both Landscaping improvements — Enhances curb appeal and value ↑
- Both Interior touch-ups — Enhances interior appearance and value ↑
Zoned Schools
Schools (NCES district)
- District
- Effingham County
- NCES district ID
- 1301980
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 48% ▼ -5.00%
- Median HH income
- $60,503
- Composite
- 42.56/100
- National rank
- #3195
- State rank
- #16 of 174 in GA
Livability — Guyton
- Score
- 69/100
- State rank
- #128
- US rank
- #9058
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Effingham County · 67,399 people
- City population
- 25,991
- Metro
- Savannah, GA
- Population (ZIP)
- 25,991
- Household income
- $101,750
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Effingham County) Hauer SSP2
- Today (2025)
- 67,399 people
- By 2030
- 72,297 · +7.3%
- By 2040
- 81,602 · +21.1%
- By 2050
- 89,494 · +32.8%
- By 2075
- 105,976 · +57.2%
- By 2100
- 111,943 · +66.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2% Cuban 1%
- Common ancestry
- Slovak 2% Italian 2% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Effingham
- 2024 margin
- Solid R (+49.1) · D 25.2% · R 74.3%
- 2008→2024 swing
- +1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
- All cycles
- 2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -74.77%
- Current HPI
- 205.9899
- Rent YoY
- —
- Metro
- Savannah, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-5.6% since first listed8 events — show timeline
- 2026-03-11 Price Changed $269,900 Zillow
- 2026-03-10 Price Changed $269,900 Hive MLS
- 2026-02-10 Price Changed $275,900 Zillow
- 2026-02-09 Price Changed $275,900 Hive MLS
- 2025-12-01 Price Changed $278,900 Zillow
- 2025-09-02 Price Changed $279,900 Zillow
- 2025-08-28 Listed $278,900 Hive MLS
- 2025-08-06 Listed $285,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…