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501 Edison St
C- Composite 53.86
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.3/30.0
  • ARV discount +8.7/15.0
  • DSCR +6.1/10.0
  • 1% rule +4.2/10.0
  • Schools +4.0/10.0
  • Livability +3.6/5.0
  • Appreciation +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$179,900

501 Edison St · Struthers, OH 44471
3 bd · 1.0 ba · 1,380 sqft · SingleFamily public records · 20 Days on market
Built 1960 4,486 sqft lot Est $185k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This home is a must see! Well cared for 3 bed 2 bath ranch located in the sought after Struthers area and situated on a corner lot with an extra parcel of land! This lovely ranch was updated in 1984 with the addition of a huge great room with a wall-to-wall blonde, brick fireplace and stunning wood mantel both enhanced with beautiful natural wood siding. Other wonderful features of this room are the beamed ceilings, bullet lighting above the fireplace, large picture window and double glass sliding doors leading to a large, private patio. This lovely sloping, tree lined lot features pretty landscaping, a convenient storage shed. A man door leads to the garage where you will find a handyman's

Key facts

  • Wood mantel
  • Extra parcel of land
  • Beamed ceilings

Tags

CORNER LOTEXTRA PARCEL OF LANDHUGE GREAT ROOMBLONDE BRICK FIREPLACEWOOD MANTELBEAMED CEILINGS

Property features AI

Exterior

  • Parking: Attached garage with 1 space; Garage faces front; Driveway; Concrete surfaces; Garage door opener
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Single-story home; Updated / remodeled
  • Construction: Vinyl siding; Asphalt/fiberglass roof; Full, partially finished basement
  • Exterior features: Front porch; Patio; Exterior storage; Corner lot; Additional land available; Sloped yard; Wooded; Has a view; Smoke detectors

Interior

  • Kitchen: Dishwasher; Range; Microwave; Refrigerator; Eat-in kitchen
  • Bedrooms: Three main-level bedrooms
  • Bathrooms: Two full bathrooms (one on main level)
  • Heating & cooling: Central air; Ceiling fans; Gas heating with forced air and baseboard; Fireplace(s) contribute to heating
  • Interior features: Beamed ceilings; Ceiling fans; Eat-in kitchen; Laminate counters; Recessed lighting; Storage; Window screens and coverings; Grip-accessible features
  • Laundry & utility: Washer hookup; Gas dryer hookup; Laundry in basement; Laundry tub / sink

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $197 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (7.6% below list).
  • Recommended offer: $166k (7.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#418 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: commute C-, amenities F, employment F.
  • Struthers City (suburban): math 45% / reading 52% proficiency, ranked #475 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 67 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
Recommended offer $166,314 (7.6% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
7.61%
Cash-on-cash
4.69%
DSCR
1.21
GRM
9.0

CMA / ARV

ARV (on-the-fly)
$184,920
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
418 W Wilson St 0.17mi 3/1.5 1,344 (-3%) 6mo $130,000 $97 81
536 Creed St 0.17mi 3/1.0 1,272 (-8%) 4mo $170,000 $134 76
227 E Wilson St 0.51mi 3/1.0 1,365 (-1%) 1mo $187,000 $137 73
178 Como St 0.60mi 3/2.0 1,400 (+1%) 0mo $221,500 $158 66
1926 Brandon Ave 0.52mi 3/2.0 1,432 (+4%) 1mo $178,000 $124 64
2370 Lyon Blvd 0.70mi 3/2.0 1,408 (+2%) 2mo $175,000 $124 59
2451 W Manor Ave 0.43mi 3/2.0 1,245 (-10%) 2mo $209,900 $169 58
537 7th St 0.60mi 3/1.0 1,280 (-7%) 3mo $153,500 $120 58
281 Sexton St 0.55mi 3/1.0 1,248 (-10%) 1mo $175,000 $140 58
2153 Lyon Blvd 0.74mi 3/1.5 1,268 (-8%) 4mo $165,000 $130 47
1870 Basil Ave 0.73mi 3/1.5 1,527 (+11%) 1mo $186,900 $122 45
1919 Wingate Rd 0.68mi 3/2.0 1,190 (-14%) 5mo $170,000 $143 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.0%
Equity multiple
0.67×
Total profit
$-16,671
Equity at exit
$26,824
10-year hold
IRR
0.4%
Equity multiple
1.03×
Total profit
$1,408
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44471

Home prices YoY
-1.5%
Active inventory
67
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,663 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$99 /mo · $1,185/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$349
Net cashflow
$197

Break-even live

Break-even rent $1,414
Max offer price $179,900
Occupancy floor 83%

Sensitivity live

Price -10% $299 -5% $248 +0% $197 +5% $146 +10% $95
Rent -10% $65 -5% $131 +0% $197 +5% $262 +10% $328
Rate -1.0pp $287 -0.5pp $243 base $197 +0.5pp $150 +1.0pp $103

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
465 W Omar St Struthers, OH 3.0 2.0 1544 $1,800 $1.17 14d 1 0.25mi
610 Elm St Struthers, OH 3.0 1.0 1050 $1,500 $1.43 14d 1 0.55mi
4807 Sheridan Rd Youngstown, OH 3.0 1.5 1586 $1,750 $1.10 14d 1 0.63mi
1750 Nova Ln Youngstown, OH 3.0 2.0 1538 $1,700 $1.11 14d 1 1.01mi
1914 S Heights Ave Youngstown, OH 3.0 1.0 1115 $1,950 $1.75 44d 1 1.09mi
1803 Pointview Ave Youngstown, OH 2.0 1.0 950 $1,000 $1.05 44d 1 1.17mi
3446 Ambert Ave Youngstown, OH 4.0 1.0 1100 $1,250 $1.14 14d 1 1.40mi

Listing history 15 events

  1. 2026-06-21
    days on market $179,900 Active 20 DOM
  2. 2026-06-19
    days on market $179,900 Active 18 DOM
  3. 2026-06-18
    days on market $179,900 Active 17 DOM
  4. 2026-06-17
    days on market $179,900 Active 16 DOM
  5. 2026-06-16
    days on market $179,900 Active 15 DOM
  6. 2026-06-15
    days on market $179,900 Active 14 DOM
  7. 2026-06-14
    days on market $179,900 Active 12 DOM
  8. 2026-06-13
    days on market $179,900 Active 11 DOM
  9. 2026-06-10
    days on market $179,900 Active 9 DOM
  10. 2026-06-09
    days on market $179,900 Active 8 DOM
  11. 2026-06-08
    days on market $179,900 Active 7 DOM
  12. 2026-06-07
    days on market $179,900 Active 6 DOM
  13. 2026-06-03
    days on market $179,900 Active 2 DOM
  14. 2026-06-02
    remarks 699-char remark
  15. 2026-06-02
    listed $179,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,185 · $99/mo
Projected year-2 tax
$1,996 · $166/mo
Expected delta
+$811/yr (+$68/mo · 68.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,958
− Mortgage interest
−$10,077
− Property taxes
−$1,185
− Insurance
−$900
− Repairs & maintenance
−$1,597
− Management
−$1,597
− Depreciation
−$5,233
Taxable loss
−$631
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$151
After-tax cash flow
$2,513/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Struthers City
NCES district ID
3904485
Math proficiency
45% ▼ -12.00%
Reading proficiency
52% ▼ -8.00%
Median HH income
$37,753
Composite
40.35/100
National rank
#3742
State rank
#475 of 656 in OH

Livability — Struthers

Score
71/100
State rank
#418
US rank
#6867

Category grades

Amenities F Commute C- Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Struthers, OH
County
Mahoning · 224,175 people
City population
10,296
Metro
Youngstown-Warren, OH
Population (ZIP)
10,296
Household income
$52,811
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
12.2

Population outlook (Mahoning County) Hauer SSP2

Today (2025)
223,932 people
By 2030
218,387 · -2.5%
By 2040
205,367 · -8.3%
By 2050
193,606 · -13.5%
By 2075
173,694 · -22.4%
By 2100
151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 8% Two or more races 8% Black 4% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 5%
Common ancestry
Romanian 8% Lithuanian 4% Slovak 1%
Foreign-born
2% · Canada
Languages at home
94% English-only · Spanish 4% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mahoning

2024 margin
Lean R (+9.4) · D 44.9% · R 54.4%
2008→2024 swing
-36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
All cycles
2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -4.12%
Current HPI
274.6394
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+0.6% since first listed
2 events — show timeline
  • 2026-06-02 Price Changed $179,900 MLSNOW
  • 2026-06-01 Listed $178,900 MLSNOW

Property tax history

+2.9%/yr

Latest (2025): $1,185 · -1.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…