903 Sam Beasley Rd · Alston, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Livability +2.9/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$80,750
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Opportunity awaits on this 1.57 acre property in Lyons! This 24x48 mobile home offers plenty of potential for an investor, handyman, or buyer looking for a fixer upper with room to make it their own. The property features a new roof installed in 2025, well water, septic system, fenced areas, and multiple outbuildings including an 8x14 pole barn, 12x23 pole barn, and a 7x14 shed providing additional storage and workspace options. With acreage, existing utilities, and several structures already in place, this property offers a solid starting point for renovation, rental potential, or country living. Property is being sold as is.
Key facts
- 1.57 acre property
- Fenced areas
- New roof
Tags
Property features AI
Finance
- Other: Property listed in fixer condition; Lot size approximately 1.57 acres
- HOA & community: No association; No community features listed
Exterior
- Parking: Detached garage; Detached parking
- Utilities: Private water; Private sewer; No listed utilities
- Home design: Residential manufactured home / single-family residence; Manufactured house; Built in 1979
- Construction: Aluminum siding; Other roof
- Exterior features: Corner lot
Interior
- Kitchen: No appliances included
- Bedrooms: 3 bedrooms on the main level
- Flooring: Laminate flooring
- Bathrooms: 2 full bathrooms on the main level
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Separate shower; One-level living
- Laundry & utility: Laundry area located in the kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $81k.
Deal economics
- At list price, monthly cash flow is $754 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $81k).
- Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 57/100 on livability (#454 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime D-, amenities F.
- Toombs County (rural): math 36% / reading 31% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Toombs Central Elementary School (math 57% / reading 47%, grade C-, #227 of 1,228 statewide, top 19%, 502 students, 86% FRL).
- Zoned-school proficiency averages 52% at this address vs 34% district-wide (+18 pts) — the actual schools serving this property are materially stronger than the Toombs County average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 44 active listings in the ZIP; 33 units permitted in Toombs County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($558 loan paydown + $8k appreciation (10.0% local appreciation)).
- Toombs County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.94% ✓
- Cap rate
- 17.50%
- Cash-on-cash
- 40.02%
- DSCR
- 2.78
- GRM
- 4.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 55.2%
- Equity multiple
- 5.07×
- Total profit
- $91,982
- Equity at exit
- $72,746
- IRR
- 48.8%
- Equity multiple
- 11.31×
- Total profit
- $233,057
- Equity at exit
- $156,879
Cash invested: $22,610 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30436
- Home prices YoY
- 9.5%
- Active inventory
- 44
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $1,563 medium interval (Pro) →
- Mortgage (P&I)
- −$423
- Tax from tax record
- −$24 /mo · $284/yr
- Insurance
- −$34
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$328
- Net cashflow
- $754
Break-even live
Sensitivity live
| Price | -10% $800 | -5% $777 | +0% $754 | +5% $731 | +10% $708 |
|---|---|---|---|---|---|
| Rent | -10% $631 | -5% $692 | +0% $754 | +5% $816 | +10% $878 |
| Rate | -1.0pp $795 | -0.5pp $775 | base $754 | +0.5pp $733 | +1.0pp $712 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,188
- Closing costs
- $2,422
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-19days on market $80,750 Active 42 DOM
-
2026-06-18days on market $80,750 Active 41 DOM
-
2026-06-17days on market $80,750 Active 40 DOM
-
2026-06-16days on market $80,750 Active 39 DOM
-
2026-06-15days on market $80,750 Active 38 DOM
-
2026-06-14days on market $80,750 Active 36 DOM
-
2026-06-12days on market $80,750 Active 35 DOM
-
2026-06-09days on market $80,750 Active 32 DOM
-
2026-06-08days on market $80,750 Active 31 DOM
-
2026-06-07days on market $80,750 Active 30 DOM
-
2026-06-07days on market $80,750 Active 29 DOM
-
2026-06-04days on market $80,750 Active 26 DOM
-
2026-06-02days on market $80,750 Active 25 DOM
-
2026-06-01days on market $80,750 Active 24 DOM
-
2026-05-31days on market $80,750 Active 23 DOM
-
2026-05-31days on market $80,750 Active 22 DOM
-
2026-05-06$85,000 New 635-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $284 · $24/mo
- Projected year-2 tax
- $743 · $62/mo
- Expected delta
- +$459/yr (+$38/mo · 161.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,757
- − Mortgage interest
- −$4,523
- − Property taxes
- −$284
- − Insurance
- −$404
- − Repairs & maintenance
- −$1,501
- − Management
- −$1,501
- − Depreciation
- −$2,349
- Taxable income
- $8,196
- Est. tax owed @ 24.0%
- −$1,967
- After-tax cash flow
- $7,082/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Toombs County
- NCES district ID
- 1305040
- Math proficiency
- 36% ▼ -3.00%
- Reading proficiency
- 31% ▼ -5.00%
- Median HH income
- $34,288
- Composite
- 27.63/100
- National rank
- #6922
- State rank
- #77 of 174 in GA
Livability — Alston
- Score
- 57/100
- State rank
- #454
- US rank
- #21656
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 81
- Population (ZIP)
- 11,547
Population outlook (Toombs County) Hauer SSP2
- Today (2025)
- 26,784 people
- By 2030
- 26,312 · -1.8%
- By 2040
- 25,219 · -5.8%
- By 2050
- 23,733 · -11.4%
- By 2075
- 19,107 · -28.7%
- By 2100
- 12,922 · -51.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (63%)
- Race & ethnicity
- White 63% Black 20% Hispanic / Latino 14% Two or more races 5%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 1% Serbian 1% Italian 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 11%
Political lean MEDSL · Toombs
- 2024 margin
- Solid R (+50.7) · D 24.5% · R 75.2%
- 2008→2024 swing
- -12.6pp toward R · 2008: -38.1pp · 2024: -50.7pp
- All cycles
- 2024: R+50.7 2020: R+45.2 2016: R+46.9 2012: R+40.5 2008: R+38.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 22.28%
- Current HPI
- 257.7921
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-5.0% since first listed2 events — show timeline
- 2026-05-26 Price Changed $80,750 GAMLS
- 2026-05-06 Listed $85,000 GAMLS
Property tax history
+4.2%/yrLatest (2025): $284 · -0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…