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903 Sam Beasley Rd
B+ Composite 78.11
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.9/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$80,750

903 Sam Beasley Rd · Alston, GA 30436
3 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 42 Days on market
Built 1979 1.57 ac lot ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Opportunity awaits on this 1.57 acre property in Lyons! This 24x48 mobile home offers plenty of potential for an investor, handyman, or buyer looking for a fixer upper with room to make it their own. The property features a new roof installed in 2025, well water, septic system, fenced areas, and multiple outbuildings including an 8x14 pole barn, 12x23 pole barn, and a 7x14 shed providing additional storage and workspace options. With acreage, existing utilities, and several structures already in place, this property offers a solid starting point for renovation, rental potential, or country living. Property is being sold as is.

Key facts

  • 1.57 acre property
  • Fenced areas
  • New roof

Tags

1.57 ACRE PROPERTYNEW ROOFWELL WATERSEPTIC SYSTEMFENCED AREASMULTIPLE OUTBUILDINGS

Property features AI

Finance

  • Other: Property listed in fixer condition; Lot size approximately 1.57 acres
  • HOA & community: No association; No community features listed

Exterior

  • Parking: Detached garage; Detached parking
  • Utilities: Private water; Private sewer; No listed utilities
  • Home design: Residential manufactured home / single-family residence; Manufactured house; Built in 1979
  • Construction: Aluminum siding; Other roof
  • Exterior features: Corner lot

Interior

  • Kitchen: No appliances included
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms on the main level
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Separate shower; One-level living
  • Laundry & utility: Laundry area located in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $81k.

Deal economics

  • At list price, monthly cash flow is $754 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $81k).
  • Recommended offer: $78k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#454 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: health & safety C-, crime D-, amenities F.
  • Toombs County (rural): math 36% / reading 31% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Toombs Central Elementary School (math 57% / reading 47%, grade C-, #227 of 1,228 statewide, top 19%, 502 students, 86% FRL).
  • Zoned-school proficiency averages 52% at this address vs 34% district-wide (+18 pts) — the actual schools serving this property are materially stronger than the Toombs County average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: 44 active listings in the ZIP; 33 units permitted in Toombs County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $9k of equity ($558 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Toombs County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $23k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $78,327 (3.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.94%
Cap rate
17.50%
Cash-on-cash
40.02%
DSCR
2.78
GRM
4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
55.2%
Equity multiple
5.07×
Total profit
$91,982
Equity at exit
$72,746
10-year hold
IRR
48.8%
Equity multiple
11.31×
Total profit
$233,057
Equity at exit
$156,879

Cash invested: $22,610 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30436

Home prices YoY
9.5%
Active inventory
44
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,563 medium interval (Pro) →
Mortgage (P&I)
$423
Tax from tax record
$24 /mo · $284/yr
Insurance
$34
HOA
$0
Vacancy / Maint / Mgmt
$328
Net cashflow
$754

Break-even live

Break-even rent $609
Max offer price $80,750
Occupancy floor 47%

Sensitivity live

Price -10% $800 -5% $777 +0% $754 +5% $731 +10% $708
Rent -10% $631 -5% $692 +0% $754 +5% $816 +10% $878
Rate -1.0pp $795 -0.5pp $775 base $754 +0.5pp $733 +1.0pp $712

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,188
Closing costs
$2,422
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-19
    days on market $80,750 Active 42 DOM
  2. 2026-06-18
    days on market $80,750 Active 41 DOM
  3. 2026-06-17
    days on market $80,750 Active 40 DOM
  4. 2026-06-16
    days on market $80,750 Active 39 DOM
  5. 2026-06-15
    days on market $80,750 Active 38 DOM
  6. 2026-06-14
    days on market $80,750 Active 36 DOM
  7. 2026-06-12
    days on market $80,750 Active 35 DOM
  8. 2026-06-09
    days on market $80,750 Active 32 DOM
  9. 2026-06-08
    days on market $80,750 Active 31 DOM
  10. 2026-06-07
    days on market $80,750 Active 30 DOM
  11. 2026-06-07
    days on market $80,750 Active 29 DOM
  12. 2026-06-04
    days on market $80,750 Active 26 DOM
  13. 2026-06-02
    days on market $80,750 Active 25 DOM
  14. 2026-06-01
    days on market $80,750 Active 24 DOM
  15. 2026-05-31
    days on market $80,750 Active 23 DOM
  16. 2026-05-31
    days on market $80,750 Active 22 DOM
  17. 2026-05-06
    listed $85,000 New 635-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$284 · $24/mo
Projected year-2 tax
$743 · $62/mo
Expected delta
+$459/yr (+$38/mo · 161.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,757
− Mortgage interest
−$4,523
− Property taxes
−$284
− Insurance
−$404
− Repairs & maintenance
−$1,501
− Management
−$1,501
− Depreciation
−$2,349
Taxable income
$8,196
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,967
After-tax cash flow
$7,082/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Toombs County
NCES district ID
1305040
Math proficiency
36% ▼ -3.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$34,288
Composite
27.63/100
National rank
#6922
State rank
#77 of 174 in GA

Livability — Alston

Score
57/100
State rank
#454
US rank
#21656

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment F Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
81
Population (ZIP)
11,547

Population outlook (Toombs County) Hauer SSP2

Today (2025)
26,784 people
By 2030
26,312 · -1.8%
By 2040
25,219 · -5.8%
By 2050
23,733 · -11.4%
By 2075
19,107 · -28.7%
By 2100
12,922 · -51.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Black 20% Hispanic / Latino 14% Two or more races 5%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 11%

Political lean MEDSL · Toombs

2024 margin
Solid R (+50.7) · D 24.5% · R 75.2%
2008→2024 swing
-12.6pp toward R · 2008: -38.1pp · 2024: -50.7pp
All cycles
2024: R+50.7 2020: R+45.2 2016: R+46.9 2012: R+40.5 2008: R+38.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 22.28%
Current HPI
257.7921
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-5.0% since first listed
2 events — show timeline
  • 2026-05-26 Price Changed $80,750 GAMLS
  • 2026-05-06 Listed $85,000 GAMLS

Property tax history

+4.2%/yr

Latest (2025): $284 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…