2730 Ozark Ave · Cabool, MO 65689

$259,900

3 bd · 8.0 ba · 1,648 sqft · Other public records · 227 Days on market

Built 1962 7.18 ac lot

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +9.7/10.0
• ARV discount +7.5/15.0
• Cash flow +4.4/30.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• 1% rule +0.0/10.0
• DSCR +0.0/10.0

Listing remarks MLS

Group of rentals with nice cash flow located on the corner of Business Hwy 60 and State Hwy M within the City Limits of Cabool, Mo. Includes 7.18 acres with all Utilities available for future development. Property was once a thriving Restaurant (since converted into multifamily) surrounded by small road houses that are fully occupied. At some point there was a nice single family home built there with cedar siding and several shop buildings that have also been converted to rentals. 5+ acres are separately deeded and would be ideal for Multifamily Development. This can also be purchased with an additional group of single family homes also located in Cabool. Mls # . Please do NOT disturb Tennants.

Key facts

• Utilities available
• 7.18 acres
• Cedar siding

Tags

• 7.18 ACRES
• UTILITIES AVAILABLE
• MULTIFAMILY DEVELOPMENT
• CEDAR SIDING
• SEVERAL SHOP BUILDINGS

What this means for you Summary

Snapshot

• This is a 3-bed/8.0-bath other listed at $260k.

Deal economics

• At list price, monthly cash flow is $-684 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $139k (46.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $119k (54.1% below list).
• Recommended offer: $119k (54.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#218 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing A-; Watch: amenities F, commute F, employment F.
• Cabool R-IV (rural): math 22% / reading 39% proficiency, ranked #275 of 324 in MO (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Cabool Elem. (math 27% / reading 37%, grade F, #761 of 1,115 statewide, top 72%, 340 students, 98% FRL); Cabool Middle (math 21% / reading 40%, grade F, #283 of 391 statewide, top 74%, 222 students, 100% FRL); Cabool High (math 15% / reading 34%, grade F, #436 of 521 statewide, top 85%, 207 students, 100% FRL) — zoned schools average 99% FRL vs 57% district-wide (42 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 63 active listings in the ZIP; 10 units permitted in Texas County in 2024 (5 in 5+ unit buildings).

Forward outlook

• In year one you build about $26k of equity ($2k loan paydown + $25k appreciation (9.5% local appreciation)).
• Texas County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 227 days — a 12% lower offer ($229k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $119,415 (54.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 227 days. Have you received any prior offers? Is the seller open to a 54% concession, seller financing, or rate buy-down credit?
3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.46% ✗
• Cap rate: 3.14%
• Cash-on-cash: -11.27%
• DSCR: 0.50
• GRM: 18.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

9.46% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 15.1%
• Equity multiple: 2.21×
• Total profit: $88,364
• Equity at exit: $223,969

10-year hold

• IRR: 14.8%
• Equity multiple: 5.01×
• Total profit: $292,019
• Equity at exit: $472,569

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 65689

• Home prices YoY: 4.2%
• Active inventory: 63
• Price-to-rent: 18.1×

Monthly cashflow live

• Estimated rent: $1,194 medium
• Mortgage (P&I): −$1,363
• Tax from tax record: −$156 /mo · $1,869/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$251
• Net cashflow: $-684

Break-even live

Break-even rent $2,059

Max offer price $139,140

Occupancy floor —

Sensitivity live

Price	-10% $-536	-5% $-610	+0% $-684	+5% $-757	+10% $-831
Rent	-10% $-778	-5% $-731	+0% $-684	+5% $-636	+10% $-589
Rate	-1.0pp $-553	-0.5pp $-617	base $-684	+0.5pp $-751	+1.0pp $-819

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,975
• Closing costs: $7,797
• Reserves months: —
• Total cash needed: —

Listing history 3 events

1. 2026-06-01
   days on market $259,900 Active 227 DOM
2. 2026-05-31
   days on market $259,900 Active 226 DOM
3. 2025-10-17
   listed $259,900 Active 703-char remark

   Show marketing remark (703 chars)

   Group of rentals with nice cash flow located on the corner of Business Hwy 60 and State Hwy M within the City Limits of Cabool, Mo. Includes 7.18 acres with all Utilities available for future development. Property was once a thriving Restaurant (since converted into multifamily) surrounded by small road houses that are fully occupied. At some point there was a nice single family home built there with cedar siding and several shop buildings that have also been converted to rentals. 5+ acres are separately deeded and would be ideal for Multifamily Development. This can also be purchased with an additional group of single family homes also located in Cabool. Mls # . Please do NOT disturb Tennants.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,869 · $156/mo
• Projected year-2 tax: $2,521 · $210/mo
• Expected delta: +$652/yr (+$54/mo · 34.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,330
• − Mortgage interest: −$14,558
• − Property taxes: −$1,869
• − Insurance: −$1,300
• − Repairs & maintenance: −$1,146
• − Management: −$1,146
• − Depreciation: −$7,561
• Taxable loss: −$13,251
• Est. tax savings @ 24.0%: +$3,180
• After-tax cash flow: $-5,023/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Cabool R-IV
• NCES district ID: 2906430
• Math proficiency: 22% ▼ -7.00%
• Reading proficiency: 39% ▲ 1.00%
• Median HH income: $32,537
• Composite: 24.88/100
• National rank: #7584
• State rank: #275 of 324 in MO

Livability — Cabool

• Score: 67/100
• State rank: #218
• US rank: #10822

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Cabool, MO
• City population: 4,273
• Population (ZIP): 4,273

Population outlook (Texas County) Hauer SSP2

• Today (2025): 24,648 people
• By 2030: 23,981 · -2.7%
• By 2040: 22,840 · -7.3%
• By 2050: 21,832 · -11.4%
• By 2075: 19,481 · -21.0%
• By 2100: 16,634 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 7% Hispanic / Latino 4% Asian 2%
• Common ancestry: Romanian 4% Iranian 2% Lithuanian 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Texas

• 2024 margin: Solid R (+71.7) · D 13.8% · R 85.5%
• 2008→2024 swing: -36.7pp toward R · 2008: -35.1pp · 2024: -71.7pp
• All cycles: 2024: R+71.7 2020: R+68.6 2016: R+65.4 2012: R+44.1 2008: R+35.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.46%
• Current HPI: 232.9575
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

1 event — show timeline

• 2025-10-17 Listed $259,900 SOMO

Property tax history

+6.1%/yr

Latest (2025): $1,869 · +1.5% YoY. Source: county tax records.