CashFlowRE
Sign in Sign up
Plan 1243 Modeled Plan 🏗️ New Construction
F Composite 31.35
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Appreciation +7.1/10.0
  • Condition / age +4.0/5.0
  • Cash flow +3.9/30.0
  • Schools +3.3/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • 1% rule +0.2/10.0
  • DSCR +0.0/10.0

$176,995

Plan 1243 Modeled Plan · Beasley, TX 77417
3 bd · 2.0 ba · 1,243 sqft · SingleFamily · 351 Days on market
Good condition ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

* Dual-sink vanity at primary bath * Walk-in closet at primary suite * Extra storage space * Kitchen nook * Open floor plan * Stainless steel appliances * 5-panel interior doors * Granite kitchen countertops * Kitchen USB charging port * Low-E windows * Smart thermostat * ENERGY STAR® certified home * Near local schools * Great shopping nearby * Near entertainment and leisure * Community park * Pickleball court * Pond

Key facts

  • Extra storage space
  • Walk-in closet
  • Dual-sink vanity

Tags

DUAL-SINK VANITYWALK-IN CLOSETEXTRA STORAGE SPACEKITCHEN NOOKTANKLESS WATER HEATERGRANITE KITCHEN COUNTERTOPS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $176,995 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $193,552.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $177k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-548 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $114k (35.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $100k (43.5% below list).
  • Recommended offer: $100k (43.5% below list) — sets the bar for 1% rule.
  • Cap rate 2.9% vs local median 5.5% in Beasley — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 57/100 on livability (#1,273 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: employment C-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Beasley El (math 42% / reading 27%, grade F, #1,995 of 4,322 statewide, top 50%, 366 students, 86% FRL); George J H (math 27% / reading 28%, grade F, #1,156 of 1,662 statewide, top 71%, 1,173 students, 81% FRL); B F Terry H S (math 34% / reading 41%, grade F, #888 of 1,632 statewide, top 55%, 1,739 students, 74% FRL) — zoned schools average 80% FRL vs 43% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 33% at this address vs 52% district-wide (-18 pts) — the specific schools serving this property underperform the Lamar CISD average; the district grade overstates school quality for this exact location.
  • Market conditions: 316 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • In year one you build about $9k of equity ($1k loan paydown + $8k appreciation (4.2% local appreciation)).
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 351 days — a 12% lower offer ($156k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $100,000 (43.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 351 days. Have you received any prior offers? Is the seller open to a 44% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.52% ✗
Cap rate
2.90%
Cash-on-cash
-12.13%
DSCR
0.46
GRM
16.1

CMA / ARV

ARV (median comp)
$193,552
List price
$176,995
Delta
-8.55%
Verdict
FAIR
Comps
4 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2239 Hawthorn Grove St 0.06mi 3/2.0 1,360 (+9%) 3mo $205,753 $151 79
2615 Magnolia Meadow Ln 1.95mi 3/2.0 1,288 (+4%) 1mo $224,990 $175 58
2626 Magnolia Meadow Ln 1.98mi 3/2.0 1,288 (+4%) 1mo $219,990 $171 58
2635 Magnolia Meadow Ln 1.98mi 3/2.0 1,533 (+23%) 1mo $241,990 $158 39
2614 Ranch View Ct 2.01mi 3/2.0 1,533 (+23%) 2mo $234,990 $153 39
6826 Spur Creek Dr 2.03mi 3/2.0 1,533 (+23%) 2mo $239,990 $157 38
2634 Starry Sky 2.10mi 3/2.0 1,566 (+26%) 2mo $239,990 $153 38
6802 Canyon Breeze Dr 1.98mi 3/2.0 1,533 (+23%) 2mo $234,990 $153 38
2611 Ranch View Ct 1.99mi 3/2.0 1,612 (+30%) 3mo $244,990 $152 38
2610 Magnolia Meadow Ln 2.03mi 3/2.0 1,533 (+23%) 3mo $229,990 $150 37
6715 Prairie Sky Dr 2.11mi 3/2.0 1,566 (+26%) 3mo $254,990 $163 37
6818 Spur Creek Dr 2.04mi 3/2.0 1,612 (+30%) 3mo $234,990 $146 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.2%
Equity multiple
1.01×
Total profit
$527
Equity at exit
$99,872
10-year hold
IRR
3.9%
Equity multiple
1.68×
Total profit
$36,621
Equity at exit
$164,752

Cash invested: $54,194 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
2 active · 2 under contract
Months of supply
6.0 mo (17%/mo absorbed)
Median asking
$186,995 ($129/sqft)
Median days on market
352 d
This list price
lowest-priced of the active set
ARV vs active asking
+20.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77417

Home prices YoY
1.2%
Active inventory
316
Price-to-rent
14.7×

Monthly cashflow live

Estimated rent
$1,000 medium interval (Pro) →
Mortgage (P&I)
−$1,015
Tax est. 1.5%
−$242 /mo · $2,903/yr
Insurance
−$81
HOA
−$0
Vacancy / Maint / Mgmt
−$210
Net cashflow
$-548

Break-even live

Break-even rent $1,693
Max offer price $114,314
Occupancy floor —

Sensitivity live

Price -10% $-414 -5% $-481 +0% $-548 +5% $-614 +10% $-681
Rent -10% $-627 -5% $-587 +0% $-548 +5% $-508 +10% $-469
Rate -1.0pp $-450 -0.5pp $-498 base $-548 +0.5pp $-598 +1.0pp $-649

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,388
Closing costs
$5,807
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2134 FM 1875 Rd Unit B Beasley, TX 2.0 1.0 860 $1,000 $1.16 85d 1 0.71mi

Listing history 50 events

  1. 2026-11-08
    days on market $176,995 Active 351 DOM
  2. 2026-11-07
    days on market $176,995 Active 350 DOM
  3. 2026-11-06
    days on market $176,995 Active 349 DOM
  4. 2026-11-05
    days on market $176,995 Active 348 DOM
  5. 2026-11-04
    days on market $176,995 Active 347 DOM
  6. 2026-11-02
    days on market $176,995 Active 345 DOM
  7. 2026-11-01
    days on market $176,995 Active 344 DOM
  8. 2026-10-31
    days on market $176,995 Active 343 DOM
  9. 2026-10-30
    days on market $176,995 Active 342 DOM
  10. 2026-10-29
    days on market $176,995 Active 341 DOM
  11. 2026-10-28
    days on market $176,995 Active 340 DOM
  12. 2026-10-27
    days on market $176,995 Active 339 DOM
  13. 2026-10-26
    days on market $176,995 Active 338 DOM
  14. 2026-10-26
    days on market $176,995 Active 337 DOM
  15. 2026-10-24
    days on market $176,995 Active 336 DOM
  16. 2026-10-23
    days on market $176,995 Active 335 DOM
  17. 2026-10-22
    days on market $176,995 Active 334 DOM
  18. 2026-10-21
    days on market $176,995 Active 333 DOM
  19. 2026-10-20
    days on market $176,995 Active 332 DOM
  20. 2026-10-19
    days on market $176,995 Active 331 DOM
  21. 2026-10-18
    days on market $176,995 Active 330 DOM
  22. 2026-10-17
    days on market $176,995 Active 329 DOM
  23. 2026-10-16
    days on market $176,995 Active 328 DOM
  24. 2026-10-15
    days on market $176,995 Active 327 DOM
  25. 2026-10-14
    days on market $176,995 Active 326 DOM
  26. 2026-10-13
    days on market $176,995 Active 325 DOM
  27. 2026-10-12
    days on market $176,995 Active 324 DOM
  28. 2026-10-11
    days on market $176,995 Active 323 DOM
  29. 2026-10-10
    days on market $176,995 Active 322 DOM
  30. 2026-10-09
    days on market $176,995 Active 321 DOM
  31. 2026-10-08
    days on market $176,995 Active 320 DOM
  32. 2026-10-07
    days on market $176,995 Active 319 DOM
  33. 2026-10-06
    days on market $176,995 Active 318 DOM
  34. 2026-10-05
    days on market $176,995 Active 317 DOM
  35. 2026-10-04
    days on market $176,995 Active 316 DOM
  36. 2026-10-04
    days on market $176,995 Active 315 DOM
  37. 2026-10-02
    days on market $176,995 Active 314 DOM
  38. 2026-10-01
    pricedays on market $176,995 Active 313 DOM
  39. 2026-09-30
    days on market $186,995 Active 312 DOM
  40. 2026-09-29
    days on market $186,995 Active 311 DOM
  41. 2026-09-28
    days on market $186,995 Active 310 DOM
  42. 2026-09-27
    days on market $186,995 Active 309 DOM
  43. 2026-09-26
    days on market $186,995 Active 308 DOM
  44. 2026-09-25
    days on market $186,995 Active 307 DOM
  45. 2026-09-24
    days on market $186,995 Active 306 DOM
  46. 2026-09-23
    days on market $186,995 Active 305 DOM
  47. 2026-09-22
    days on market $186,995 Active 304 DOM
  48. 2026-09-21
    days on market $186,995 Active 303 DOM
  49. 2026-09-20
    days on market $186,995 Active 302 DOM
  50. 2026-09-18
    days on market $186,995 Active 300 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,000
− Mortgage interest
−$10,842
− Property taxes
−$2,903
− Insurance
−$968
− Repairs & maintenance
−$960
− Management
−$960
− Depreciation
−$5,631
Taxable loss
−$10,264
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,463
After-tax cash flow
$-4,108/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 5 photos

Good 80/100 Cosmetic rehab Est. rehab $6,215–$18,645 screening

This single-family home in Rosenberg, TX, is in good condition with a good condition score of 80. It features a well-maintained exterior, good kitchen and bathroom, and a good overall systems condition. The home is near local schools, shopping, entertainment, and a community park, making it a great investment opportunity.

Value-add opportunities

  • Both Smart home security system — Enhances safety and appeal ↑
  • Both Smart home automation — Improves convenience and energy efficiency ↑
  • Both Landscaping improvements — Enhances curb appeal and property value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 33/100

Zoned Schools

Elementary Beasley El F TX #1,995/4,322 Nat'l #23,081/41,679 Middle George J H F TX #1,156/1,662 Nat'l #9,659/14,009 High B F Terry H S F TX #888/1,632 Nat'l #8,937/17,239

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX
D Composite livability gradescore 57/100

Livability — Beasley

Score
57/100
State rank
#1273
US rank
#22130

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing F Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend · 1,004,526 people
Metro
Houston-Pasadena-The Woodlands, TX
Population (ZIP)
3,232
Household income
$60,809
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
8% of renters

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 49% White 22% Black 8%
Hispanic origin (detail)
Mexican 54%
Languages at home
76% English-only · Spanish 24%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics
—

Price history

-5.1% since first listed
6 events — show timeline
  • 2026-04-11 Price Changed $185,995 Zillow
  • 2026-03-28 Price Changed $183,995 Zillow
  • 2026-03-24 Price Changed $181,995 Zillow
  • 2026-02-06 Price Changed $180,995 Zillow
  • 2025-12-12 Price Changed $185,995 Zillow
  • 2025-11-22 Listed $195,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…