🏗️ New Construction
Lavaca Plan · Pattison, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.4/30.0
- ARV discount +7.5/15.0
- Condition / age +4.8/5.0
- Livability +3.2/5.0
- 1% rule +2.8/10.0
- DSCR +2.6/10.0
- Rent growth +2.2/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$285,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Lavaca floor plan offers an exceptional living experience with its thoughtful design, modern amenities, and customizable options. With four bedrooms and 2.5 bathrooms, this plan provides ample space for families of all sizes. Entering this home, you're met with the foyer area which leads to the combined kitchen and dining area that faces your spacious family room area. The kitchen is complete with gorgeous granite countertops, designer light fixtures, a walk-in pantry and a sizeable kitchen island. Following the combined living area is the private master suite and walk-in closet. Homeowners can choose between a 2-car or 2.5-car garage, while the optional covered patio offers a comfortable and inviting outdoor space for relaxing and entertaining guests. For those seeking a touch of luxury, the Lavaca also includes a master luxury bath option, featuring upgraded features such as a spa-like shower, soaking tub, and double vanity. In addition, the Lavaca floor plan also boasts an upstairs game room, providing a versatile space for a variety of activities, from movie nights to game tournaments or even a home gym. Also upstairs are the three remaining bedrooms with two bedrooms containing walk-in closets for ultimate storage capacity, as well as an upstairs utility room! Measuring in at 2109 square feet, the Lavaca offers ample living space while maintaining a cozy and inviting atmosphere. With its spacious design and numerous customizable options, this floor plan truly has. ..
Key facts
- Private master suite
- Foyer area
- Walk-in pantry
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $285k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-222 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $277k (2.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (15.0% below list).
- Recommended offer: $242k (15.0% below list) — sets the bar for 1% rule.
- Cap rate 5.4% vs local median 4.4% in Pattison — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 63/100 on livability (#876 in TX) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, cost of living A; Watch: schools F, amenities F, commute F.
- Royal ISD (rural): math 23% / reading 23% proficiency, ranked #744 of 826 in TX (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents soft (-1.0%/yr); 997 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 483 units permitted in Waller County in 2024 (89 in 5+ unit buildings).
- This rent runs 34% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Waller County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 443 days — a 12% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 443 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.78% ✗
- Cap rate
- 5.43%
- Cash-on-cash
- -3.08%
- DSCR
- 0.86
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $308,965
- List price
- $285,000
- Delta
- -7.76%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3033 Buckthorn Dr | 0.17mi | 4/3.0 | 2,125 (+1%) | 3mo | $332,006 | $156 | 86 |
| 3013 Bristlegrass St | 0.18mi | 4/3.0 | 2,050 (-3%) | 4mo | $334,990 | $163 | 82 |
| 3009 El Dorado Dr | 0.28mi | 4/3.0 | 2,084 (-1%) | 2mo | $337,398 | $162 | 81 |
| 3045 Buckthorn Dr | 0.16mi | 3/2.5 (-1) | 2,026 (-4%) | 3mo | $328,484 | $162 | 79 |
| 3016 Bristlegrass St | 0.14mi | 3/2.0 (-1) | 1,961 (-7%) | 3mo | $324,990 | $166 | 72 |
| 3037 Bristlegrass St | 0.21mi | 3/2.0 (-1) | 1,961 (-7%) | 4mo | $299,990 | $153 | 68 |
| 3036 Mistflower Trl | 0.25mi | 3/2.5 (-1) | 1,920 (-9%) | 1mo | $314,990 | $164 | 68 |
| 3020 Bristlegrass St | 0.15mi | 3/2.0 (-1) | 1,898 (-10%) | 2mo | $289,990 | $153 | 68 |
| 3004 Mistflower Trl | 0.20mi | 3/2.0 (-1) | 1,898 (-10%) | 2mo | $289,990 | $153 | 66 |
| 3024 Bristlegrass St | 0.15mi | 3/2.5 (-1) | 2,422 (+15%) | 1mo | $314,990 | $130 | 62 |
| 3065 Arrowwood Dr | 0.13mi | 5/3.0 (+1) | 2,416 (+15%) | 2mo | $358,784 | $149 | 61 |
| 3036 Bristlegrass St | 0.17mi | 3/2.5 (-1) | 2,422 (+15%) | 3mo | $319,990 | $132 | 60 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -24.8%
- Equity multiple
- 0.18×
- Total profit
- $-71,286
- Equity at exit
- $46,068
- IRR
- -33.1%
- Equity multiple
- -0.24×
- Total profit
- $-107,583
- Equity at exit
- $26,714
Cash invested: $86,510 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77423
- Rents YoY
- -1.0%
- Active inventory
- 997
- Price-to-rent
- 9.8×
Monthly cashflow live
- Estimated rent
- $2,421 medium interval (Pro) →
- Mortgage (P&I)
- −$1,620
- Tax est. 1.5%
- −$386 /mo · $4,634/yr
- Insurance
- −$129
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$508
- Net cashflow
- $-222
Break-even live
Sensitivity live
| Price | -10% $-9 | -5% $-116 | +0% $-222 | +5% $-329 | +10% $-436 |
|---|---|---|---|---|---|
| Rent | -10% $-414 | -5% $-318 | +0% $-222 | +5% $-127 | +10% $-31 |
| Rate | -1.0pp $-67 | -0.5pp $-144 | base $-222 | +0.5pp $-302 | +1.0pp $-384 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $77,241
- Closing costs
- $9,269
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3005 Wood Lily Dr Brookshire, TX | 4.0 | 3.0 | 1751 | $1,975 | $1.13 | 44d | 1 | 0.17mi |
| 3045 Wood Lily Dr Brookshire, TX | 4.0 | 2.0 | 1534 | $1,850 | $1.21 | 44d | 1 | 0.23mi |
Listing history 14 events
-
2026-06-18days on market $285,000 Active 443 DOM
-
2026-06-17days on market $285,000 Active 442 DOM
-
2026-06-16days on market $285,000 Active 441 DOM
-
2026-06-15days on market $285,000 Active 440 DOM
-
2026-06-13days on market $285,000 Active 438 DOM
-
2026-06-10days on market $285,000 Active 434 DOM
-
2026-06-08days on market $285,000 Active 433 DOM
-
2026-06-07days on market $285,000 Active 432 DOM
-
2026-06-04days on market $285,000 Active 429 DOM
-
2026-06-03days on market $285,000 Active 428 DOM
-
2026-06-02days on market $285,000 Active 427 DOM
-
2026-06-01days on market $285,000 Active 426 DOM
-
2026-05-31days on market $285,000 Active 425 DOM
-
2025-04-01$285,000 Active 1500-char remark
Show marketing remark (1500 chars)
The Lavaca floor plan offers an exceptional living experience with its thoughtful design, modern amenities, and customizable options. With four bedrooms and 2.5 bathrooms, this plan provides ample space for families of all sizes. Entering this home, you're met with the foyer area which leads to the combined kitchen and dining area that faces your spacious family room area. The kitchen is complete with gorgeous granite countertops, designer light fixtures, a walk-in pantry and a sizeable kitchen island. Following the combined living area is the private master suite and walk-in closet. Homeowners can choose between a 2-car or 2.5-car garage, while the optional covered patio offers a comfortable and inviting outdoor space for relaxing and entertaining guests. For those seeking a touch of luxury, the Lavaca also includes a master luxury bath option, featuring upgraded features such as a spa-like shower, soaking tub, and double vanity. In addition, the Lavaca floor plan also boasts an upstairs game room, providing a versatile space for a variety of activities, from movie nights to game tournaments or even a home gym. Also upstairs are the three remaining bedrooms with two bedrooms containing walk-in closets for ultimate storage capacity, as well as an upstairs utility room! Measuring in at 2109 square feet, the Lavaca offers ample living space while maintaining a cozy and inviting atmosphere. With its spacious design and numerous customizable options, this floor plan truly has. ..
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $29,056
- − Mortgage interest
- −$17,307
- − Property taxes
- −$4,634
- − Insurance
- −$1,545
- − Repairs & maintenance
- −$2,324
- − Management
- −$2,324
- − Depreciation
- −$8,988
- Taxable loss
- −$8,067
- Est. tax savings @ 24.0%
- +$1,936
- After-tax cash flow
- $-732/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This Lavaca floor plan is in excellent condition with no visible repairs or maintenance needed. It offers a great living experience with ample space and modern amenities. Potential buyers and renters will appreciate the curb appeal and interior aesthetics, making it a strong candidate for both resale and rental.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
- Both Landscaping improvements — Enhances curb appeal and adds value
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
- Both New lighting fixtures — Enhances interior aesthetics and safety
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics ↑
- Both New lighting fixtures — Enhances interior aesthetics and safety ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Royal ISD
- NCES district ID
- 4838190
- Math proficiency
- 23% ▼ -11.00%
- Reading proficiency
- 23% ▼ -6.00%
- Median HH income
- $41,059
- Composite
- 19.55/100
- National rank
- #8760
- State rank
- #744 of 826 in TX
Livability — Pattison
- Score
- 63/100
- State rank
- #876
- US rank
- #15789
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Waller County · 18,767 people
- City population
- 413,575
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 18,767
- Household income
- $84,490
- Rent vs Own
- Severe rent burden
- 20.0
Population outlook (Waller County) Hauer SSP2
- Today (2025)
- 60,772 people
- By 2030
- 67,616 · +11.3%
- By 2040
- 82,283 · +35.4%
- By 2050
- 98,276 · +61.7%
- By 2075
- 142,860 · +135.1%
- By 2100
- 175,596 · +188.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Hispanic / Latino 41% White 41% Black 14% Two or more races 13% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 30% Cuban 2%
- Common ancestry
- Lithuanian 2% Italian 2% Slovak 1%
- Foreign-born
- 17% · Canada, China, Dominican Republic
- Languages at home
- 65% English-only · Spanish 32% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Waller
- 2024 margin
- Strong R (+25.0) · D 37.0% · R 62.0% · Other 1.0%
- 2008→2024 swing
- -17.9pp toward R · 2008: -7.2pp · 2024: -25.0pp
- All cycles
- 2024: R+25.0 2020: R+26.7 2016: R+28.6 2012: R+17.6 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -125.28%
- Current HPI
- 204.8709
- Rent YoY
- ▼ -1.01%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
1 event — show timeline
- 2025-04-01 Listed $285,000 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…