679 Dexter Ave · Columbus, OH 43204

$134,900

3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 37 Days on market

Built 1950 4,791 sqft lot $141/sqft · 23% below area Est $175k · 23% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.4/30.0
• ARV discount +15.0/15.0
• DSCR +5.4/10.0
• 1% rule +4.3/10.0
• Livability +4.0/5.0
• Schools +3.8/10.0
• Rent growth +3.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One story 3 bedroom home with huge fenced in backyard! Newly painted and wood vinyl floor! Only 15 minutes from downtown and close to shopping dining and more! Must See!

Key facts

• One story ranch
• Vinyl sided design
• Private driveway

Tags

• ONE STORY RANCH
• PRIVATE DRIVEWAY
• CRAWL SPACE FOUNDATION
• VINYL SIDED DESIGN

Property features AI

Exterior

• Parking: On-street parking
• Utilities: Public water; Public sewer
• Home design: Single family residence; One story; No common walls; Built in 1950
• Construction: Slab foundation
• Exterior features: Lot approximately 0.11 acres; Subdivision: G.W. Shaffer's S.W. Addition

Interior

• Bedrooms: 3 bedrooms on the main level
• Flooring: Wood flooring; Carpet; Ceramic/porcelain tile
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Crawl space basement; Living area approximately 960

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $135k.

Deal economics

• At list price, monthly cash flow is $101 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (7.1% below list).
• Recommended offer: $125k (7.1% below list) — sets the bar for 1% rule.
• Cap rate 7.2% vs local median 3.8% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
• South-Western City (suburban): math 40% / reading 48% proficiency, ranked #500 of 656 in OH (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: West Franklin Elementary School (math 32% / reading 32%, grade F, #1,135 of 1,584 statewide, top 73%, 476 students, 85% FRL); Galloway Ridge Intermediate School (math 31% / reading 44%, grade F, #534 of 654 statewide, top 82%, 731 students, 74% FRL); Westland High School (math 20% / reading 53%, grade F, #578 of 781 statewide, top 74%, 1,832 students, 59% FRL) — zoned schools average 73% FRL vs 51% district-wide (22 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+4.5%/yr); 187 active listings in the ZIP; 35 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 27y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $125,286 (7.1% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.19%
• Cash-on-cash: 3.20%
• DSCR: 1.14
• GRM: 9.0

CMA / ARV

• ARV (median comp): $174,586
• List price: $134,900
• Delta: -17.00%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3295 Mary Ave	0.23mi	3/1.0	1,028 (+7%)	1mo	$131,000	$127	77
814 Miriam Dr W	0.22mi	3/1.0	1,028 (+7%)	2mo	$219,840	$214	77
3232 Mary Ave	0.28mi	3/1.0	1,028 (+7%)	2mo	$130,000	$126	74
744 Powhatan Ave	0.24mi	3/1.0	1,066 (+11%)	0mo	$238,000	$223	70
3340 Miriam Dr S	0.38mi	3/2.0	1,080 (+12%)	1mo	$236,000	$219	56
3851 Fairmoor Rd	0.66mi	2/1.0 (-1)	1,009 (+5%)	1mo	$179,500	$178	55
638 Fairmoor Pl	0.61mi	3/1.0	896 (-7%)	7mo	$160,000	$179	54
408 Derrer Rd	0.39mi	3/1.5	825 (-14%)	4mo	$182,500	$221	53
3431 Michael Ct	0.40mi	3/2.0	1,104 (+15%)	4mo	$212,000	$192	48
3360 Briggs Rd	0.49mi	3/2.0	1,080 (+12%)	6mo	$205,000	$190	47
894 Binns Blvd	0.58mi	2/2.0 (-1)	867 (-10%)	2mo	$250,000	$288	46
182 S Sylvan Ave	0.72mi	2/1.0 (-1)	1,068 (+11%)	0mo	$175,950	$165	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.49% rent growth · sell at horizon

5-year hold

• IRR: -9.7%
• Equity multiple: 0.64×
• Total profit: $-13,542
• Equity at exit: $20,114

10-year hold

• IRR: 1.6%
• Equity multiple: 1.12×
• Total profit: $4,505
• Equity at exit: $11,664

Cash invested: $37,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43204

• Rents YoY: 4.5%
• Active inventory: 187
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,253 high
• Mortgage (P&I): −$707
• Tax from tax record: −$125 /mo · $1,504/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$263
• Net cashflow: $101

Break-even live

Break-even rent $1,125

Max offer price $134,900

Occupancy floor 87%

Sensitivity live

Price	-10% $177	-5% $139	+0% $101	+5% $63	+10% $24
Rent	-10% $2	-5% $51	+0% $101	+5% $150	+10% $200
Rate	-1.0pp $169	-0.5pp $135	base $101	+0.5pp $66	+1.0pp $30

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,725
• Closing costs: $4,047
• Reserves months: —
• Total cash needed: —

Rent comps 35 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3285 Sullivant Ave Unit D Columbus, OH	2.0	1.0	860	$1,200	$1.40	9d	1	0.24mi
690 Kingsford Rd Columbus, OH	2.0	1.0	864	$825	$0.95	45d	1	0.31mi
751 Kingsford Rd Unit C Columbus, OH	2.0	1.0	858	$1,200	$1.40	16d	1	0.36mi
881 Kingsford Rd Unit A Columbus, OH	2.0	1.0	895	$900	$1.01	5d	1	0.46mi
486-488 S Huron Ave Unit 488 Columbus, OH	2.0	1.0	1104	$1,150	$1.04	45d	1	0.58mi
775 Maurine Dr Columbus, OH	3.0	1.0	884	$1,525	$1.73	45d	1	0.65mi
1045 Binns Blvd Unit A Columbus, OH	2.0	1.0	731	$905	$1.24	25d	1	0.65mi
1118 Arnelle Ct Columbus, OH	2.0	1.5	975	$1,150	$1.18	45d	1	0.69mi
1138 McCarley Dr E Columbus, OH	2.0	1.5	975	$1,150	$1.18	45d	1	0.69mi
793 Wiltshire Rd Columbus, OH	2.0	1.0	900	$1,450	$1.61	45d	1	0.72mi
3712 Clime Rd Columbus, OH	2.0	1.0	1100	$1,250	$1.14	6d	1	0.85mi
364 S Chase Ave Unit B Columbus, OH	2.0	1.0	1010	$975	$0.97	45d	1	0.87mi
396 S Powell Ave Unit 396 Columbus, OH	2.0	1.0	1022	$925	$0.91	45d	1	0.91mi
1028 S Harris Ave Columbus, OH	3.0	1.0	900	$1,500	$1.67	45d	1	0.91mi
390 S Powell Ave Columbus, OH	2.0	1.0	775	$1,025	$1.32	4d	1	0.91mi
322 S Powell Ave Columbus, OH	2.0	1.0	1100	$950	$0.86	21d	1	0.96mi
406 1/2 S Hague Ave Columbus, OH	2.0	1.0	918	$765	$0.83	45d	1	0.96mi
50 Florence Ave Columbus, OH	3.0	1.0	910	$1,625	$1.79	45d	1	1.00mi
839-841 S Ogden Ave Columbus, OH	2.0	1.0	727	$1,000	$1.38	3d	1	1.02mi
475 S Ogden Ave Columbus, OH	2.0	1.0	888	$1,100	$1.24	25d	1	1.07mi
616-618 S Ogden Ave Columbus, OH	3.0	1.0	1100	$1,125	$1.02	45d	1	1.08mi
427 S Ogden Ave Unit 427 Columbus, OH	2.0	1.0	980	$1,350	$1.38	9d	1	1.09mi
148 S Powell Ave Columbus, OH	2.0	1.0	900	$1,050	$1.17	45d	1	1.11mi
148 S Powell Ave Unit B Columbus, OH	2.0	1.0	900	$1,000	$1.11	9d	1	1.11mi
661-663 S Burgess Ave Columbus, OH	3.0	1.0	1100	$1,028	$0.93	45d	1	1.12mi
375 S Burgess Ave Columbus, OH	2.0	1.0	732	$950	$1.30	21d	1	1.17mi
375 S Burgess Ave Columbus, OH	2.0	1.0	732	$950	$1.30	5d	1	1.17mi
945 Hodges Dr Columbus, OH	3.0	1.0	1078	$1,640	$1.52	25d	1	1.21mi
2545-2547 Sullivant Ave Columbus, OH	3.0	1.0	1064	$1,100	$1.03	12d	1	1.23mi
530 S Terrace Ave Columbus, OH	2.0	1.0	896	$900	$1.00	25d	1	1.28mi
169 N Wilson Rd Columbus, OH	1.0–2.0	1.0	615	$1,115	$1.81	3d	14	1.30mi
521-523 S Wayne Ave Columbus, OH	3.0	1.0	1092	$1,195	$1.09	5d	1	1.38mi
548 S Wayne Ave Columbus, OH	3.0	1.0	1008	$1,225	$1.22	21d	1	1.42mi
329 S Wayne Ave Columbus, OH	3.0	1.0	1120	$1,425	$1.27	4d	1	1.44mi
3152 Winding Creek Dr Unit 3152 Columbus, OH	2.0	1.0	964	$1,295	$1.34	45d	1	1.50mi

Listing history 43 events

1. 2026-06-21
   pricedays on market $134,900 Active 37 DOM
2. 2026-06-18
   days on market $144,900 Active 34 DOM
3. 2026-06-17
   days on market $144,900 Active 33 DOM
4. 2026-06-16
   days on market $144,900 Active 32 DOM
5. 2026-06-15
   days on market $144,900 Active 31 DOM
6. 2026-06-13
   days on market $144,900 Active 29 DOM
7. 2026-06-09
   days on market $144,900 Active 25 DOM
8. 2026-06-08
   days on market $144,900 Active 24 DOM
9. 2026-06-07
   days on market $144,900 Active 23 DOM
10. 2026-06-03
    days on market $144,900 Active 19 DOM
11. 2026-06-02
    days on market $144,900 Active 18 DOM
12. 2026-06-01
    days on market $144,900 Active 17 DOM
13. 2026-05-31
    days on market $144,900 Active 16 DOM
14. 2026-05-15
    listed $144,900 Active 550-char remark
15. 2024-11-18
    soldstatus $6,955,000
16. 2017-03-24
    soldstatus $47,000
17. 2017-03-20
    soldstatus $47,000 Closed 169-char remark

    Show marketing remark (169 chars)

    One story 3 bedroom home with huge fenced in backyard! Newly painted and wood vinyl floor! Only 15 minutes from downtown and close to shopping dining and more! Must See!

18. 2017-03-12
    status Pending 169-char remark

    Show marketing remark (169 chars)

    One story 3 bedroom home with huge fenced in backyard! Newly painted and wood vinyl floor! Only 15 minutes from downtown and close to shopping dining and more! Must See!

19. 2017-03-02
    listed $54,900 Active 169-char remark

    Show marketing remark (169 chars)

    One story 3 bedroom home with huge fenced in backyard! Newly painted and wood vinyl floor! Only 15 minutes from downtown and close to shopping dining and more! Must See!

20. 2017-03-02
    historical

    Show marketing remark (169 chars)

    One story 3 bedroom home with huge fenced in backyard! Newly painted and wood vinyl floor! Only 15 minutes from downtown and close to shopping dining and more! Must See!

21. 2017-02-17
    price $54,900
22. 2017-01-08
    price $59,900
23. 2016-11-23
    listed $64,900 Active
24. 2014-11-04
    historical
25. 2014-10-03
    listed $60,900
26. 2012-09-10
    soldstatus $37,000
27. 2012-08-31
    historical
28. 2012-06-04
    listed $39,500
29. 2012-04-01
    historical
30. 2011-09-16
    listed $47,000
31. 2011-06-21
    historical
32. 2010-04-09
    listed $44,900
33. 2010-02-25
    soldstatus $12,000
34. 2010-01-08
    historical
35. 2009-12-04
    listed $15,900
36. 2005-10-25
    soldstatus $85,000
37. 2005-07-18
    soldstatus $24,000
38. 2005-06-29
    historical
39. 2005-03-10
    listed $27,900
40. 1999-10-22
    soldstatus $48,000
41. 1999-09-18
    historical
42. 1999-05-10
    listed $54,900
43. 1994-03-25
    soldstatus $14,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,504 · $125/mo
• Projected year-2 tax: $1,804 · $150/mo
• Expected delta: +$300/yr (+$25/mo · 20.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥102°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,034
• − Mortgage interest: −$7,556
• − Property taxes: −$1,504
• − Insurance: −$674
• − Repairs & maintenance: −$1,203
• − Management: −$1,203
• − Depreciation: −$3,924
• Taxable loss: −$1,031
• Est. tax savings @ 24.0%: +$247
• After-tax cash flow: $1,457/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South-Western City
• NCES district ID: 3904480
• Math proficiency: 40% ▼ -18.00%
• Reading proficiency: 48% ▼ -10.00%
• Median HH income: $51,689
• Composite: 37.95/100
• National rank: #4305
• State rank: #500 of 656 in OH

Livability — Columbus

• Score: 81/100
• State rank: #97
• US rank: #1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbus, OH
• County: Franklin County · 1,351,780 people
• City population: 612,189
• Metro: Columbus, OH
• Population (ZIP): 42,962
• Household income: $59,266
• Rent vs Own: 50.5% rent · 49.5% own
• Severe rent burden: 2290.0

Population outlook (Franklin County) Hauer SSP2

• Today (2025): 1,456,139 people
• By 2030: 1,556,890 · +6.9%
• By 2040: 1,757,349 · +20.7%
• By 2050: 1,950,539 · +34.0%
• By 2075: 2,376,171 · +63.2%
• By 2100: 2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 61% Hispanic / Latino 16% Black 13% Two or more races 12% Asian 3%
• Hispanic origin (detail): Mexican 9%
• Common ancestry: Lithuanian 1% Slovak 1% Romanian 1%
• Foreign-born: 13% · Canada
• Languages at home: 81% English-only · Spanish 13% Arabic 2% Other Asian/Pacific 1%

Political lean MEDSL · Franklin

• 2024 margin: Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
• 2008→2024 swing: +7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
• All cycles: 2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -220.67%
• Current HPI: 265.7711
• Rent YoY: ▲ 4.49%
• Metro: Columbus, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+892.5% since first listed

30 events — show timeline

• 2026-05-15 Listed $144,900 CBRMLS
• 2024-11-18 Sold (Public Records) $6,955,000 Public Records
• 2017-03-24 Sold (Public Records) $47,000 Public Records
• 2017-03-20 Sold (MLS) $47,000 CBRMLS
• 2017-03-12 Pending — CBRMLS
• 2017-03-02 Listed $54,900 CBRMLS
• 2017-03-02 Listing Removed — CBRMLS
• 2017-02-17 Price Changed $54,900 CBRMLS
• 2017-01-08 Price Changed $59,900 CBRMLS
• 2016-11-23 Listed $64,900 CBRMLS
• 2014-11-04 Listing Removed — CBRMLS
• 2014-10-03 Listed $60,900 CBRMLS
• 2012-09-10 Sold (MLS) $37,000 CBRMLS
• 2012-08-31 Listing Removed — CBRMLS
• 2012-06-04 Listed $39,500 CBRMLS
• 2012-04-01 Listing Removed — CBRMLS
• 2011-09-16 Listed $47,000 CBRMLS
• 2011-06-21 Listing Removed — CBRMLS
• 2010-04-09 Listed $44,900 CBRMLS
• 2010-02-25 Sold (MLS) $12,000 CBRMLS
• 2010-01-08 Listing Removed — CBRMLS
• 2009-12-04 Listed $15,900 CBRMLS
• 2005-10-25 Sold (Public Records) $85,000 Public Records
• 2005-07-18 Sold (MLS) $24,000 CBRMLS
• 2005-06-29 Listing Removed — CBRMLS
• 2005-03-10 Listed $27,900 CBRMLS
• 1999-10-22 Sold (Public Records) $48,000 Public Records
• 1999-09-18 Listing Removed — CBRMLS
• 1999-05-10 Listed $54,900 CBRMLS
• 1994-03-25 Sold (Public Records) $14,600 Public Records

Property tax history

+4.2%/yr

Latest (2024): $1,504 · +1.8% YoY. Source: county tax records.