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9728 Dudley Rd
C+ Composite 64.27
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • Schools +3.9/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • ARV discount +1.9/15.0
  • Appreciation +0.0/10.0

$95,000

9728 Dudley Rd · Youngsville, LA 70533
2 bd · 1.0 ba · 1,261 sqft · SingleFamily · 13 Days on market
Fair condition 4.00 ac lot Est $84k · 12% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charming farmhouse setting on 4 acres in Erath - Cozy 2-bed, 1-bath home with 1,261 sf. The home has a nice sized kitchen with an abundance of cabinet and center island. The property includes a detached double carport with attached storage perfect for tools, toys, or workshop use. The home is in need of some TLC. The timeless character and solid bones gives you a great opportunity to make it your own. Located in the Erath school district.

Key facts

  • Abundance of cabinet
  • 4 acres
  • Center island

Tags

FARMHOUSE SETTING4 ACRESNICE SIZED KITCHENABUNDANCE OF CABINETCENTER ISLANDDETACHED DOUBLE CARPORT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $95k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $453 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $95k).
  • Cap rate 12.0% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Vermilion Parish (town): math 40% / reading 53% proficiency, ranked #15 of 98 in LA (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Leblanc Elementary School (math 43% / reading 53%, grade D, #144 of 646 statewide, top 22%, 689 students, 64% FRL); Erath Middle School (math 47% / reading 70%, grade B, #13 of 218 statewide, top 6%, 545 students, 55% FRL); Erath High School (math 62% / reading 67%, grade B-, #13 of 265 statewide, top 5%, 531 students, 46% FRL) — zoned schools at 55% FRL track the district average.
  • Market conditions: 35 active listings in the ZIP; 228 units permitted in Vermilion Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Vermilion County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $95,000

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
12.02%
Cash-on-cash
20.44%
DSCR
1.91
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$84,487
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9728 Dudley Rd 0.00mi 2/1.0 1,261 (0%) 1mo $84,750 $67 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.7%
Equity multiple
1.51×
Total profit
$13,486
Equity at exit
$14,165
10-year hold
IRR
21.6%
Equity multiple
2.84×
Total profit
$48,990
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70533

Active inventory
35
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,405 medium interval (Pro) →
Mortgage (P&I)
$498
Tax est. 1.5%
$119 /mo · $1,425/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$295
Net cashflow
$453

Break-even live

Break-even rent $831
Max offer price $95,000
Occupancy floor 63%

Sensitivity live

Price -10% $519 -5% $486 +0% $453 +5% $420 +10% $387
Rent -10% $342 -5% $398 +0% $453 +5% $509 +10% $564
Rate -1.0pp $501 -0.5pp $477 base $453 +0.5pp $428 +1.0pp $403

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-04-10
    status Pending
  2. 2026-03-27
    listed $95,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,855
− Mortgage interest
−$5,321
− Property taxes
−$1,425
− Insurance
−$475
− Repairs & maintenance
−$1,348
− Management
−$1,348
− Depreciation
−$2,764
Taxable income
$4,173
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,002
After-tax cash flow
$4,436/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

The home is in fair condition with some visible wear and tear. It requires moderate repairs and maintenance to improve its condition and increase its value.

Repairs flagged

  • Major roof — Metal roof appears weathered and possibly rusted in places.
  • Major exterior siding — Exterior siding appears weathered and possibly peeling in places.
  • Minor interior walls — Interior walls appear to be in fair condition with some discoloration.
  • Minor bathroom — Bathroom appears functional but could use a fresh coat of paint and some updates.

Value-add opportunities

  • Both Paint exterior siding — Fresh paint can improve curb appeal and property value.
  • Both Replace roof — A new roof will improve the home's structural integrity and increase its value.
  • Both Paint interior walls — Fresh paint can improve the home's appearance and increase its value.
  • Both Update bathroom — A modernized bathroom can increase the home's value and appeal to potential buyers.

Renovation cost estimate screening

Repair itemSeverityEst. cost
roof · Metal roof appears weathered and possibly rusted in places. Major $15,000–50,000
exterior siding · Exterior siding appears weathered and possibly peeling in places. Major $15,000–50,000
interior walls · Interior walls appear to be in fair condition with some discoloration. Minor $500–3,000
bathroom · Bathroom appears functional but could use a fresh coat of paint and some updates. Minor $500–3,000
Total estimated repair cost · 4 items $31,000–106,000

Value-add ROI direction

  • Both Paint exterior siding — Fresh paint can improve curb appeal and property value.
  • Both Replace roof — A new roof will improve the home's structural integrity and increase its value.
  • Both Paint interior walls — Fresh paint can improve the home's appearance and increase its value.
  • Both Update bathroom — A modernized bathroom can increase the home's value and appeal to potential buyers.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Vermilion Parish
NCES district ID
2201800
Math proficiency
40% ▼ -38.00%
Reading proficiency
53% ▼ -32.00%
Median HH income
$45,115
Composite
39.37/100
National rank
#3974
State rank
#15 of 98 in LA

Livability — Youngsville

Score
78/100
State rank
#8
US rank
#2614

Category grades

Amenities F Commute F Cost of living B+ Crime B- Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
32,167
Population (ZIP)
6,793

Population outlook (Vermilion County) Hauer SSP2

Today (2025)
64,095 people
By 2030
65,915 · +2.8%
By 2040
68,985 · +7.6%
By 2050
70,804 · +10.5%
By 2075
73,897 · +15.3%
By 2100
71,793 · +12.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 9% Hispanic / Latino 4% Black 4%
Common ancestry
Lithuanian 13% Romanian 1% Serbian 1%
Foreign-born
1% · Vietnam
Languages at home
92% English-only · French/Haitian/Cajun 7%

Political lean MEDSL · Vermilion

2024 margin
Solid R (+63.8) · D 17.6% · R 81.4% · Other 1.1%
2008→2024 swing
-16.3pp toward R · 2008: -47.5pp · 2024: -63.8pp
All cycles
2024: R+63.8 2020: R+61.9 2016: R+59.6 2012: R+52.8 2008: R+47.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -76.05%
Current HPI
94.708
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-10 Pending AcadianaMLS
  • 2026-03-27 Listed $95,000 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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