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20574 Rutherford St
D Composite 42.42
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.9/10.0
  • Livability +3.7/5.0
  • 1% rule +3.4/10.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$170,000

20574 Rutherford St · Detroit, MI 48235
3 bd · 1.0 ba · 1,096 sqft · SingleFamily public records · 73 Days on market
Built 1958 6,970 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

Key facts

  • Hardwood flooring
  • Huge picture window
  • Finished basement

Tags

RENOVATED RANCHHARDWOOD FLOORINGUPDATED LIGHT FIXTURESRECESSED LIGHTINGHUGE PICTURE WINDOWFINISHED BASEMENT

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Ground-level entry with steps; Brick exterior; Irregular lot (approximately 0.16 acres)
  • Construction: Brick construction
  • Exterior features: Fenced backyard; Paved road access

Interior

  • Kitchen: Dishwasher
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Forced air heating (natural gas); No central cooling
  • Interior features: Dishwasher; Finished basement; Electric basement fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $80 ($957/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (16.1% below list).
  • Recommended offer: $143k (16.1% below list) — sets the bar for 1% rule.
  • Cap rate 6.9% vs local median 10.0% in Detroit — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Bow Elementarymiddle School (math 5% / reading 5%, grade F, #1,325 of 1,397 statewide, top 99%, 574 students, 93% FRL); Henry Ford High School (math 24% / reading 24%, grade F, #481 of 713 statewide, top 81%, 712 students, 86% FRL) — zoned schools at 90% FRL track the district average.
  • Market conditions: Rents rising (+3.2%/yr); 291 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $15k; list at $170k implies a 1041% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $142,703 (16.1% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.86%
Cash-on-cash
2.01%
DSCR
1.09
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$101,928
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
20253 Winthrop St 0.23mi 3/1.0 1,093 (-0%) 5mo $145,900 $133 85
20569 Biltmore St 0.37mi 3/1.5 1,073 (-2%) 2mo $174,000 $162 76
20248 Prevost St 0.16mi 3/1.0 1,016 (-7%) 8mo $110,000 $108 74
20076 Ferguson St 0.37mi 3/1.0 1,080 (-2%) 8mo $100,000 $93 73
16910 Pembroke Ave 0.53mi 3/1.0 1,150 (+5%) 1mo $50,000 $43 66
16442 Pembroke Ave 0.51mi 3/1.0 1,050 (-4%) 4mo $40,000 $38 66
20069 Asbury Park 0.35mi 3/1.0 1,008 (-8%) 6mo $73,000 $72 65
20232 Prevost St 0.18mi 3/1.0 933 (-15%) 4mo $110,000 $118 63
20309 Gilchrist St 0.44mi 3/2.0 1,221 (+11%) 5mo $136,900 $112 52
19950 Oakfield St 0.64mi 3/1.0 1,001 (-9%) 5mo $40,000 $40 52
20510 Fenmore St 0.65mi 3/1.0 1,194 (+9%) 5mo $64,500 $54 51
19750 Prest St 0.62mi 3/1.0 1,200 (+10%) 8mo $75,000 $63 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.25% rent growth · sell at horizon

5-year hold
IRR
-12.9%
Equity multiple
0.53×
Total profit
$-22,165
Equity at exit
$25,348
10-year hold
IRR
-3.6%
Equity multiple
0.76×
Total profit
$-11,506
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48235

Rents YoY
3.2%
Active inventory
291
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,427 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$85 /mo · $1,023/yr
Insurance
$71
HOA
$0
Vacancy / Maint / Mgmt
$300
Net cashflow
$80

Break-even live

Break-even rent $1,326
Max offer price $170,000
Occupancy floor 89%

Sensitivity live

Price -10% $176 -5% $128 +0% $80 +5% $32 +10% $-16
Rent -10% $-33 -5% $23 +0% $80 +5% $136 +10% $192
Rate -1.0pp $165 -0.5pp $123 base $80 +0.5pp $36 +1.0pp $-9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
20555 Motor Dr Detroit, MI 1.0–2.0 1.0 750 $1,222 $1.63 16d 5 0.13mi
20210 Biltmore St Detroit, MI 3.0 1.0 1033 $1,350 $1.31 26d 1 0.37mi
20314 Gilchrist St Detroit, MI 3.0 1.0 1042 $1,500 $1.44 6d 1 0.39mi
20203 Gilchrist St Detroit, MI 3.0 1.0 1031 $1,250 $1.21 6d 1 0.45mi
20259 Oakfield St Detroit, MI 3.0 1.0 1056 $1,250 $1.18 18d 1 0.55mi
19503 Mansfield St Detroit, MI 3.0 1.0 1200 $1,350 $1.12 18d 1 0.59mi
19467 Rutherford St Detroit, MI 3.0 1.0 1002 $1,200 $1.20 18d 1 0.62mi
20510 Fenmore St Detroit, MI 3.0 1.0 1194 $1,300 $1.09 3d 1 0.63mi
19440 Rutherford St Detroit, MI 3.0 1.0 1000 $1,400 $1.40 26d 1 0.65mi
20043 Fenmore St Detroit, MI 3.0 1.0 1030 $1,423 $1.38 0d 1 0.71mi
19818 Fenmore St Detroit, MI 3.0 1.0 902 $1,275 $1.41 45d 1 0.79mi
20200 Ashton Ave Detroit, MI 3.0 1.0 1200 $1,200 $1.00 18d 1 0.79mi
19918 Southfield Fwy Detroit, MI 3.0 1.0 915 $1,375 $1.50 16d 1 0.80mi
16500 N Park Dr Southfield, MI 1.0–3.0 1.0–2.5 1500 $2,289 $1.53 0d 1 0.82mi
19970 Ashton Ave Detroit, MI 3.0 1.0 1000 $1,000 $1.00 45d 1 0.84mi
20527 Rosemont Ave Detroit, MI 2.0 2.0 975 $1,528 $1.57 45d 1 0.86mi
19400 Harlow St Detroit, MI 4.0 1.0 1298 $1,275 $0.98 18d 1 0.86mi
19307 Lindsay St Detroit, MI 2.0 1.0 900 $1,100 $1.22 0d 1 0.92mi
20068 Faust Ave Detroit, MI 2.0 1.0 750 $1,100 $1.47 26d 1 0.98mi
20042 Freeland St Detroit, MI 3.0 1.5 1445 $1,300 $0.90 0d 1 1.03mi
16200 W 9 Mile Rd Southfield, MI 1.0–2.0 1.0–2.0 971 $1,700 $1.75 6d 2 1.09mi
18675 Forrer St Detroit, MI 3.0 1.0 1200 $1,225 $1.02 6d 1 1.13mi
16300 W 9 Mile Rd Southfield, MI 1.0–2.0 1.0–2.0 950 $1,350 $1.42 45d 1 1.13mi
18964 Coyle St Detroit, MI 3.0 1.0 1300 $1,350 $1.04 4d 1 1.14mi
20011 Avon Ave Detroit, MI 3.0 1.0 1000 $1,200 $1.20 6d 1 1.14mi
23300 Providence Dr Southfield, MI 2.0–3.0 2.0 1342 $1,749 $1.30 1d 14 1.23mi
20426 Tracey St Detroit, MI 3.0 1.0 1200 $1,200 $1.00 26d 1 1.23mi
16176 Cumberland Rd Southfield, MI 2.0–3.0 2.0 1450 $1,675 $1.16 45d 1 1.25mi
19445 Avon Ave Detroit, MI 3.0 1.0 1023 $1,550 $1.52 45d 1 1.27mi
18481 Prest St Detroit, MI 3.0 1.5 1100 $1,300 $1.18 21d 1 1.28mi
18400 Rutherford St Detroit, MI 3.0 1.0 1050 $1,400 $1.33 5d 1 1.31mi
15628 Stone Crossing Dr Southfield, MI 2.0 2.0 1046 $1,600 $1.53 0d 1 1.32mi
18427 Greenfield Rd Detroit, MI 2.0 1.0 952 $980 $1.03 6d 1 1.32mi
18268 Mansfield St Detroit, MI 2.0 1.0 800 $1,200 $1.50 18d 1 1.37mi
15800 Providence Dr Southfield, MI 3.0 1.0–2.0 1140 $1,895 $1.66 3d 22 1.39mi
19329 Stahelin Ave Unit 1 Detroit, MI 3.0 1.5 833 $1,250 $1.50 45d 1 1.39mi
23600 Lamplighter Dr Southfield, MI 1.0–2.0 1.0–2.0 1085 $1,765 $1.63 4d 15 1.40mi
20271 Grandville Ave Detroit, MI 3.0 1.0 1010 $1,550 $1.53 25d 1 1.42mi
18494 Ashton Ave Detroit, MI 3.0 1.0 1000 $1,600 $1.60 18d 1 1.42mi
19474 Schaefer Hwy Detroit, MI 2.0 1.0 896 $1,075 $1.20 6d 1 1.43mi

Listing history 18 events

  1. 2026-04-30
    status Pending 1442-char remark
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  2. 2026-04-30
    status Pending
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  3. 2026-04-22
    historical Accepting Backup Offers 1442-char remark
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  4. 2026-04-22
    historical Active Under Contract
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  5. 2026-04-14
    status Active 1442-char remark
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  6. 2026-04-14
    status Active
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  7. 2026-04-12
    historical Accepting Backup Offers 1442-char remark
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  8. 2026-04-12
    historical Active Under Contract
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  9. 2026-02-16
    listed $170,000 Active
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  10. 2026-02-16
    listed $170,000 Active 1442-char remark
    Show marketing remark (1442 chars)

    Welcome to this beautifully renovated 3-bedroom, 1.5-bath ranch located in a quiet, tree-lined community on Detroit's desirable northwest side. This move-in-ready home blends classic charm with thoughtful modern updates throughout. Step inside to find rich hardwood flooring flowing across the main level, complemented by updated light fixtures and recessed lighting that enhance the home's warm, inviting atmosphere. A huge picture window fills the living space with an abundance of natural light, creating a bright and airy feel. The main floor offers three spacious bedrooms and a tastefully updated full bathroom. The finished basement is designed for entertaining and additional living space, complete with a wet bar, electric fireplace, and convenient half bath, perfect for hosting gatherings or creating your own cozy retreat. Outside, enjoy a generously sized backyard ideal for relaxing, entertaining, or future outdoor enhancements. Ideally situated just down the street from beautifully maintained Viola Liuzzo Park, featuring pickleball courts, a walking path, outdoor fitness equipment, playground, and a seasonal rain garden that comes to life in the spring and summer. The home is also located near the multi-million-dollar Northland redevelopment project, grocery shopping, and major freeways for easy commuting access. This home offers the perfect balance of comfort, convenience, and community. Schedule your showing today!

  11. 2026-02-08
    historical
  12. 2026-02-08
    historical
  13. 2025-11-12
    listed $175,000 Active
  14. 2025-11-12
    listed $175,000 Active
  15. 2008-02-14
    soldstatus $14,900
  16. 2007-05-30
    listed $14,900
  17. 2006-07-04
    historical
  18. 2006-01-09
    listed $130,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,023 · $85/mo
Projected year-2 tax
$1,821 · $152/mo
Expected delta
+$797/yr (+$66/mo · 77.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,124
− Mortgage interest
−$9,523
− Property taxes
−$1,023
− Insurance
−$850
− Repairs & maintenance
−$1,370
− Management
−$1,370
− Depreciation
−$4,945
Taxable loss
−$1,957
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$470
After-tax cash flow
$1,427/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
45,600
Household income
$39,265
Rent vs Own
46.5% rent · 53.5% own
Severe rent burden
3064.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (94%)
Race & ethnicity
Black 94% White 3% Two or more races 2% Hispanic / Latino 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -153.02%
Current HPI
263.6326
Rent YoY
▲ 3.25%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+30.8% since first listed
18 events — show timeline
  • 2026-04-30 Pending MiRealSource-MiMLS
  • 2026-04-30 Pending REALCOMP
  • 2026-04-22 Contingent MiRealSource-MiMLS
  • 2026-04-22 Contingent REALCOMP
  • 2026-04-14 Relisted MiRealSource-MiMLS
  • 2026-04-14 Relisted REALCOMP
  • 2026-04-12 Contingent MiRealSource-MiMLS
  • 2026-04-12 Contingent REALCOMP
  • 2026-02-16 Listed $170,000 REALCOMP
  • 2026-02-16 Listed $170,000 MiRealSource-MiMLS
  • 2026-02-08 Listing Removed REALCOMP
  • 2026-02-08 Listing Removed MiRealSource-MiMLS
  • 2025-11-12 Listed $175,000 REALCOMP
  • 2025-11-12 Listed $175,000 MiRealSource-MiMLS
  • 2008-02-14 Sold (MLS) $14,900 REALCOMP
  • 2007-05-30 Listed $14,900 REALCOMP
  • 2006-07-04 Listing Removed REALCOMP
  • 2006-01-09 Listed $130,000 REALCOMP

Property tax history

-1.3%/yr

Latest (2025): $1,023 · -53.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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