30008 Skyview N/A · White Branch, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +1.0/5.0
- Appreciation +0.0/10.0
$43,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
Key facts
- Solid structures
- 0.66 acre lot
- 3 garage spots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $44k. Condition is rated poor.
Deal economics
- At list price, monthly cash flow is $447 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($955 rent vs $44k).
- Recommended offer: $39k (12.0% below list) — sets the bar for market timing.
- Cap rate 18.5% vs local median 3.7% in White Branch — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Warsaw R-IX (rural): math 30% / reading 42% proficiency, ranked #222 of 324 in MO (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 174 active listings in the ZIP; 9 units permitted in Benton County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $304 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Benton County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $12k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 180 days — a 12% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 180 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.18% ✓
- Cap rate
- 18.51%
- Cash-on-cash
- 43.64%
- DSCR
- 2.94
- GRM
- 3.8
CMA / ARV
- ARV (median comp)
- $196,725
- List price
- $43,900
- Delta
- -77.68%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 40.5%
- Equity multiple
- 2.74×
- Total profit
- $21,372
- Equity at exit
- $6,546
- IRR
- 46.8%
- Equity multiple
- 5.50×
- Total profit
- $55,336
- Equity at exit
- $3,796
Cash invested: $12,292 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 65326
- Home prices YoY
- -9.7%
- Active inventory
- 174
- Price-to-rent
- 3.8×
Monthly cashflow live
- Estimated rent
- $955 medium interval (Pro) →
- Mortgage (P&I)
- −$230
- Tax est. 1.5%
- −$55 /mo · $658/yr
- Insurance
- −$18
- HOA
- −$4
- Vacancy / Maint / Mgmt
- −$201
- Net cashflow
- $447
Break-even live
Sensitivity live
| Price | -10% $477 | -5% $462 | +0% $447 | +5% $432 | +10% $417 |
|---|---|---|---|---|---|
| Rent | -10% $372 | -5% $409 | +0% $447 | +5% $485 | +10% $522 |
| Rate | -1.0pp $469 | -0.5pp $458 | base $447 | +0.5pp $436 | +1.0pp $424 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $10,975
- Closing costs
- $1,317
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $4 · $48/yr
Listing history 25 events
-
2026-06-21days on market $43,900 Active 180 DOM
-
2026-06-18days on market $43,900 Active 178 DOM
-
2026-06-17days on market $43,900 Active 177 DOM
-
2026-06-16days on market $43,900 Active 176 DOM
-
2026-06-15days on market $43,900 Active 175 DOM
-
2026-06-13days on market $43,900 Active 173 DOM
-
2026-06-12days on market $43,900 Active 172 DOM
-
2026-06-09days on market $43,900 Active 169 DOM
-
2026-06-08days on market $43,900 Active 168 DOM
-
2026-06-07days on market $43,900 Active 167 DOM
-
2026-06-07days on market $43,900 Active 166 DOM
-
2026-06-04days on market $43,900 Active 163 DOM
-
2026-06-02days on market $43,900 Active 162 DOM
-
2026-06-01days on market $43,900 Active 161 DOM
-
2026-05-31days on market $43,900 Active 160 DOM
-
2026-05-31days on market $43,900 Active 159 DOM
-
2026-04-15price $43,900 1098-char remark
Show marketing remark (1098 chars)
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
-
2026-04-15price $43,900 1098-char remark
Show marketing remark (1098 chars)
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
-
2026-04-15price $43,900
Show marketing remark (1098 chars)
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
-
2025-12-22$44,900 Active 1098-char remark
Show marketing remark (1098 chars)
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
-
2025-12-19$44,900 Active 1098-char remark
Show marketing remark (1098 chars)
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
-
2025-12-19$44,900 Active
Show marketing remark (1098 chars)
MOTIVATED SELLER! Are you looking for a project with real potential near Lake of the Ozarks? This Edwards property sits on just over 1/2 acre, and offers several solid structures and community lake access, making it a great option for a rental investment, weekend getaway, or future full-time home. The main residence is a 1970 single-wide trailer with a metal roof and a very nice addition that services as a great living space. The structure appears to be in good condition, but the interior will need updates, including plumbing, heating/cooling, flooring, and appliances. The property also includes a single-car detached garage, a small storage shed, a large, well built earth contact 2-car garage at the back of the property. This property includes a total of 6 lots in the Arrowhead Lakes Subdivision so is a spacious spot that needs a little love. If you’re looking for a fixer-upper with multiple outbuildings and room to make it your own, this one is worth a look. Bring your ideas, your tools, and your vision — there’s a lot of possibility here. Owner is selling AS-IS.
-
2025-12-15historical
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2025-11-26$45,000 Active
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2025-11-26$45,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $11,459
- − Mortgage interest
- −$2,459
- − Property taxes
- −$658
- − Insurance
- −$220
- − Repairs & maintenance
- −$917
- − Management
- −$917
- − HOA
- −$48
- − Depreciation
- −$1,277
- Taxable income
- $4,963
- Est. tax owed @ 24.0%
- −$1,191
- After-tax cash flow
- $4,173/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This property requires extensive repairs and updates to become move-in ready. Significant structural and systems work is needed to restore functionality and improve the home's value.
Repairs flagged
- Major Exposed framing — Structural integrity compromised
- Major Boarded-up windows — No natural light, security risk
- Major Exposed plumbing — No water supply
- Major Exposed electrical — No power
- Major Exposed HVAC — No heating/cooling
- Major Exposed flooring — No living space
- Major Exposed walls — No drywall
Value-add opportunities
- Both Reframing and drywall — Creates living space and improves appearance
- Both Plumbing and electrical — Restores functionality and safety
- Both HVAC — Restores heating/cooling and comfort
- Both Flooring — Creates living space and improves appearance
- Both Windows — Restores natural light and security
- Both Landscaping — Improves curb appeal and property value
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| Exposed framing · Structural integrity compromised | Major | $15,000–50,000 |
| Boarded-up windows · No natural light, security risk | Major | $15,000–50,000 |
| Exposed plumbing · No water supply | Major | $15,000–50,000 |
| Exposed electrical · No power | Major | $15,000–50,000 |
| Exposed HVAC · No heating/cooling | Major | $15,000–50,000 |
| Exposed flooring · No living space | Major | $15,000–50,000 |
| Exposed walls · No drywall | Major | $15,000–50,000 |
| Total estimated repair cost · 7 items | $105,000–350,000 |
Value-add ROI direction
- Both Reframing and drywall — Creates living space and improves appearance ↑
- Both Plumbing and electrical — Restores functionality and safety ↑
- Both HVAC — Restores heating/cooling and comfort ↑
- Both Flooring — Creates living space and improves appearance ↑
- Both Windows — Restores natural light and security ↑
- Both Landscaping — Improves curb appeal and property value ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Warsaw R-IX
- NCES district ID
- 2931070
- Math proficiency
- 30% ▬ 0.00%
- Reading proficiency
- 42% ▲ 4.00%
- Median HH income
- $33,160
- Composite
- 29.53/100
- National rank
- #6495
- State rank
- #222 of 324 in MO
Livability — White Branch
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 1,722
Population outlook (Benton County) Hauer SSP2
- Today (2025)
- 17,355 people
- By 2030
- 16,513 · -4.9%
- By 2040
- 14,898 · -14.2%
- By 2050
- 13,662 · -21.3%
- By 2075
- 11,308 · -34.8%
- By 2100
- 8,755 · -49.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (93%)
- Race & ethnicity
- White 93% Two or more races 4% Hispanic / Latino 3%
- Common ancestry
- Lithuanian 3% Italian 2% Iranian 2%
- Foreign-born
- 0%
Political lean MEDSL · Benton
- 2024 margin
- Solid R (+59.1) · D 20.1% · R 79.2%
- 2008→2024 swing
- -36.8pp toward R · 2008: -22.3pp · 2024: -59.1pp
- All cycles
- 2024: R+59.1 2020: R+56.6 2016: R+54.1 2012: R+34.3 2008: R+22.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -22.56%
- Current HPI
- 211.1105
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
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Price history
-2.4% since first listed9 events — show timeline
- 2026-04-15 Price Changed $43,900 WCAR
- 2026-04-15 Price Changed $43,900 Heartland MLS as Distributed by MLS Grid
- 2026-04-15 Price Changed $43,900 LOBR
- 2025-12-22 Listed $44,900 Heartland MLS as Distributed by MLS Grid
- 2025-12-19 Listed $44,900 LOBR
- 2025-12-19 Listed $44,900 WCAR
- 2025-12-15 Listing Removed — Heartland MLS as Distributed by MLS Grid
- 2025-11-26 Listed $45,000 WCAR
- 2025-11-26 Listed $45,000 Heartland MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…