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80 Woodsorrel St
D Composite 43.59
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.2/30.0
  • ARV discount +10.7/15.0
  • Schools +5.2/10.0
  • DSCR +3.6/10.0
  • Livability +3.4/5.0
  • 1% rule +3.1/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$315,000

80 Woodsorrel St · Freeport, FL 32439
3 bd · 2.0 ba · 1,796 sqft · SingleFamily public records · 86 Days on market
Built 2023 7,840 sqft lot Est $339k · 7% under $87/mo HOA · 3% of rent ↓ 9% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

Key facts

  • Brick patio
  • Stylish backsplash
  • Lush landscaping

Tags

UPGRADED GRANITE COUNTERTOPSSTYLISH BACKSPLASHSTAINLESS STEEL APPLIANCESLUSH LANDSCAPINGCUSTOM PERGOLABRICK PATIO

Property features AI

Finance

  • HOA & community: Homeowners association membership required; HOA fees cover accounting and master association services; Community: Owl's Head East with dock and fishing access

Exterior

  • Parking: 2-car garage; 2 driveway parking spaces; Garage with automatic door opener
  • Utilities: Electric service; Public water; Public sewer; Energy: central AC (electric), electric heat controls, electric water heater
  • Home design: Craftsman style; Single-story; Built in 2023; Resid Single Family zoning
  • Construction: Shingle roof; Slab foundation; Trim vinyl siding
  • Exterior features: Front porch; Paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Microwave
  • Bedrooms: 3 bedrooms (all on the first level); Master bedroom carpeted; Master bathroom with shower
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Kitchen island; Pantry; Washer/dryer hookup; 5 total rooms
  • Laundry & utility: Washer/dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $315k.

Deal economics

  • At list price, monthly cash flow is $-131 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $292k (7.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (18.9% below list).
  • Recommended offer: $255k (18.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.0% vs local median 3.0% in Freeport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#520 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment B+; Watch: health & safety C-, amenities F, commute F.
  • Walton (rural): math 62% / reading 61% proficiency, ranked #10 of 73 in FL (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Freeport Elementary School (math 50% / reading 57%, grade C, #949 of 2,144 statewide, top 45%, 1,123 students, 55% FRL); Freeport Senior High School (math 47% / reading 62%, grade C-, #138 of 667 statewide, top 21%, 557 students, 43% FRL) — zoned schools at 49% FRL track the district average.
  • Market conditions: Rents rising (+1.4%/yr); 1020 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,883 units permitted in Walton County in 2024 (1,322 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($83k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Walton County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 86 days — a 6% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $255,403 (18.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.05%
Cash-on-cash
-0.88%
DSCR
0.96
GRM
10.3

CMA / ARV

ARV (on-the-fly)
$339,444
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
165 Sweetclover St 0.27mi 3/2.0 1,828 (+2%) 1mo $339,850 $186 84
216 Huckleberry St 0.11mi 3/2.0 1,682 (-6%) 1mo $322,100 $191 83
41 Woodsorrel St 0.07mi 3/2.0 1,682 (-6%) 6mo $299,900 $178 82
256 Parkside St 0.21mi 3/2.0 1,828 (+2%) 7mo $347,380 $190 82
57 Huckleberry St 0.18mi 3/2.0 1,720 (-4%) 4mo $335,467 $195 81
104 Sweetthorn St 0.23mi 3/2.0 1,720 (-4%) 3mo $330,175 $192 80
214 Sweetthorn St 0.31mi 3/2.0 1,822 (+1%) 4mo $328,600 $180 80
465 Bluebeech St 0.33mi 3/2.0 1,720 (-4%) 7mo $332,856 $194 72
224 Sweetthorn St 0.32mi 3/2.0 1,682 (-6%) 6mo $317,900 $189 69
226 Huckleberry St 0.31mi 4/2.5 (+1) 1,963 (+9%) 4mo $337,900 $172 60
26 Parkside St 0.13mi 4/3.0 (+1) 2,038 (+14%) 7mo $325,000 $159 57
206 Huckleberry St 0.29mi 4/3.0 (+1) 2,038 (+14%) 1mo $286,848 $141 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.4% rent growth · sell at horizon

5-year hold
IRR
-21.0%
Equity multiple
0.28×
Total profit
$-63,410
Equity at exit
$46,968
10-year hold
IRR
-18.5%
Equity multiple
0.07×
Total profit
$-81,952
Equity at exit
$27,235

Cash invested: $88,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32439

Home prices YoY
-4.2%
Rents YoY
1.4%
Active inventory
1020
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$2,554 high interval (Pro) →
Mortgage (P&I)
$1,652
Tax from tax record
$212 /mo · $2,544/yr
Insurance
$131
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$87
Vacancy / Maint / Mgmt
$536
Net cashflow
$-131

Break-even live

Break-even rent $2,720
Max offer price $291,867
Occupancy floor

Sensitivity live

Price -10% $47 -5% $-42 +0% $-131 +5% $-220 +10% $-309
Rent -10% $-333 -5% $-232 +0% $-131 +5% $-30 +10% $71
Rate -1.0pp $28 -0.5pp $-51 base $-131 +0.5pp $-213 +1.0pp $-296

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,750
Closing costs
$9,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
133 Staggerbush St Freeport, FL 4.0 2.5 2048 $2,645 $1.29 14d 1 0.06mi
80 Silverthorn St Freeport, FL 3.0 2.0 1662 $2,200 $1.32 22d 1 0.06mi
50 Sedge Cir Freeport, FL 1.0–3.0 1.0–2.0 1156 $2,700 $2.33 22d 1 0.41mi
36 Gray Owl Dr E Freeport, FL 4.0 2.0 2108 $2,800 $1.33 22d 1 0.91mi
585 Claudia Cir Freeport, FL 1.0–3.0 1.0–2.0 1082 $2,040 $1.89 22d 47 1.20mi
593 Alleyoak Ln Freeport, FL 3.0 2.0 1634 $2,600 $1.59 22d 1 1.30mi
530 Alleyoak Ln Defuniak Springs, FL 3.0 2.0 1711 $2,500 $1.46 22d 1 1.31mi
664 Alleyoak Ln Defuniak Springs, FL 3.0 2.0 1634 $2,600 $1.59 22d 1 1.38mi
692 Alleyoak Ln Defuniak Springs, FL 3.0 2.0 1776 $2,500 $1.41 22d 1 1.42mi

HOA detail

Monthly dues
$87 · $1,044/yr

Listing history 26 events

  1. 2026-06-21
    days on market $315,000 Active 86 DOM
  2. 2026-06-18
    days on market $315,000 Active 83 DOM
  3. 2026-06-17
    days on market $315,000 Active 82 DOM
  4. 2026-06-16
    days on market $315,000 Active 81 DOM
  5. 2026-06-15
    days on market $315,000 Active 80 DOM
  6. 2026-06-14
    days on market $315,000 Active 78 DOM
  7. 2026-06-13
    days on market $315,000 Active 77 DOM
  8. 2026-06-10
    days on market $315,000 Active 75 DOM
  9. 2026-06-09
    days on market $315,000 Active 74 DOM
  10. 2026-06-08
    days on market $315,000 Active 73 DOM
  11. 2026-06-07
    days on market $315,000 Active 72 DOM
  12. 2026-06-05
    days on market $315,000 Active 69 DOM
  13. 2026-06-03
    days on market $315,000 Active 68 DOM
  14. 2026-06-03
    days on market $315,000 Active 67 DOM
  15. 2026-06-01
    days on market $315,000 Active 66 DOM
  16. 2026-05-31
    days on market $315,000 Active 65 DOM
  17. 2026-05-30
    days on market $315,000 Active 64 DOM
  18. 2026-03-27
    listed $315,000 Active
  19. 2024-02-29
    soldstatus $312,900 Sold 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  20. 2024-02-07
    status Pending 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  21. 2024-02-01
    price $319,900 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  22. 2024-01-26
    price $349,400 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  23. 2023-12-01
    price $329,900 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  24. 2023-11-06
    price $344,900 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  25. 2023-09-13
    price $349,400 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

  26. 2023-07-07
    listed $346,900 Active 573-char remark
    Show marketing remark (573 chars)

    The Owl's Head community is conveniently located off of Highway 331 in Freeport. We are only 8 miles to Interstate 10, and 16 miles to beautiful beaches and Highway 30 A. We offer 6 floor plans, 3 and 4 bedrooms. All homes have rear entry garages. This community offers a community area with paved walking trails and a spring fed lake. | The Bayberry plan is a single story 3 bedroom, 2 bath home. This open floor plan features a covered front porch and a very large primary bedroom. The primary bathroom has a large shower, and a spacious closet off of the bathroom.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,544 · $212/mo
Projected year-2 tax
$2,614 · $218/mo
Expected delta
+$70/yr (+$6/mo · 2.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,648
− Mortgage interest
−$17,645
− Property taxes
−$2,544
− Insurance
−$2,372
− Repairs & maintenance
−$2,452
− Management
−$2,452
− HOA
−$1,044
− Depreciation
−$9,164
Taxable loss
−$7,025
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,686
After-tax cash flow
$115/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Walton
NCES district ID
1201980
Math proficiency
62% ▼ -4.00%
Reading proficiency
61% ▼ -2.00%
Median HH income
$46,794
Composite
52.03/100
National rank
#1634
State rank
#10 of 73 in FL

Livability — Freeport

Score
68/100
State rank
#520
US rank
#9579

Category grades

Amenities F Commute F Cost of living B Crime A+ Employment B+ Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Freeport, FL
County
Walton County · 70,839 people
City population
15,328
Metro
Crestview-Fort Walton Beach-Destin, FL
Population (ZIP)
15,328
Household income
$83,227
Rent vs Own
19.9% rent · 80.1% own
Severe rent burden
172.0

Population outlook (Walton County) Hauer SSP2

Today (2025)
80,014 people
By 2030
88,120 · +10.1%
By 2040
103,537 · +29.4%
By 2050
117,034 · +46.3%
By 2075
143,901 · +79.8%
By 2100
155,138 · +93.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 16% Two or more races 8% Native American 5% Black 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 3% Italian 3% Serbian 2%
Foreign-born
8% · Canada, Jamaica
Languages at home
86% English-only · Spanish 13% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+57.8) · D 20.7% · R 78.6%
2008→2024 swing
-12.0pp toward R · 2008: -45.8pp · 2024: -57.8pp
All cycles
2024: R+57.8 2020: R+51.7 2016: R+56.1 2012: R+52.0 2008: R+45.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.18%
Current HPI
350.4692
Rent YoY
▲ 1.40%
Metro
Crestview-Fort Walton Beach-Destin, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-9.2% since first listed
9 events — show timeline
  • 2026-03-27 Listed $315,000 ECAR
  • 2024-02-29 Sold (MLS) $312,900 ECAR
  • 2024-02-07 Pending ECAR
  • 2024-02-01 Price Changed $319,900 ECAR
  • 2024-01-26 Price Changed $349,400 ECAR
  • 2023-12-01 Price Changed $329,900 ECAR
  • 2023-11-06 Price Changed $344,900 ECAR
  • 2023-09-13 Price Changed $349,400 ECAR
  • 2023-07-07 Listed $346,900 ECAR

Property tax history

+81.2%/yr

Latest (2025): $2,544 · -35.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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