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14706 Emory Rd
D- Composite 39.56
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.1/30.0
  • DSCR +5.3/10.0
  • 1% rule +4.5/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.0/15.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$150,000

14706 Emory Rd · New Orleans, LA 70128
3 bd · 2.0 ba · 1,379 sqft · SingleFamily public records · 17 Days on market
Built 1989 3,598 sqft lot Est $134k · 12% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this charming and light-filled residence in New Orleans East! Step inside to a spacious family room featuring a vaulted ceiling, elegant chandelier, and decorative painted-brick fireplace that creates a warm focal point for the home. This versatile space could easily function as a dining area and flows seamlessly into the kitchen, where stainless steel appliances and an open layout make everyday living and entertaining easy. An additional living area offers endless possibilities as a sunroom, den, home office, or playroom, with large French doors that fill the space with natural light. A generously sized laundry room provides ample storage and added convenience. The primary suite serves as a comfortable retreat, complete with a cathedral ceiling and private ensuite bath. Two additional bedrooms and a full bathroom provide flexibility for family, guests, or work-from-home needs. Outside, the fenced backyard offers privacy and plenty of room to create your ideal outdoor oasis, whether you envision gardening, entertaining, or simply relaxing. Additional highlights include no carpet throughout the home, an X flood zone designation, and a new AC unit installed in August 2024 for added peace of mind. Conveniently located near Lake Pontchartrain, residents can enjoy the area's coastal atmosphere and easy access to outdoor recreation. Nearby parks, playgrounds, fishing ponds, fitness areas, picnic spaces, and other community amenities make it easy to embrace an active lifestyle while enjoying all that New Orleans East has to offer.

Key facts

  • Large french doors
  • Open layout
  • Spacious family room

Tags

LIGHT FILLED RESIDENCESPACIOUS FAMILY ROOMSTAINLESS STEEL APPLIANCESOPEN LAYOUTADDITIONAL LIVING AREALARGE FRENCH DOORS

Property features AI

Exterior

  • Parking: Driveway; Off-street parking; Two parking spaces
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer
  • Home design: Single-story; Brick construction; Shingle roof; Slab foundation; Property condition: Excellent
  • Construction: Built with brick; Slab foundation; Shingle roof
  • Exterior features: City lot; Rectangular lot; Lot dimensions: 40' x 91' x 41' x 91'

Interior

  • Kitchen: Dishwasher; Microwave; Oven; Refrigerator
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning; Water heater (energy efficient)
  • Interior features: Attic; Ceiling fans; Carbon monoxide detector; Pull-down attic stairs; Stainless steel appliances
  • Laundry & utility: Washer hookup; Dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $37 ($443/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (4.8% below list).
  • Recommended offer: $143k (4.8% below list) — sets the bar for 1% rule.
  • Cap rate 7.1% vs local median 4.3% in New Orleans — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#3 in LA, #1,383 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, health & safety A+; Watch: crime C-, employment D.
  • Orleans Parish (urban): math 11% / reading 27% proficiency, ranked #69 of 98 in LA (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Benjamin Franklin Elem. Math And Science (math 12% / reading 23%, grade F, #479 of 646 statewide, top 75%, 747 students, 98% FRL, charter) — zoned schools average 98% FRL vs 68% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 106 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 710 units permitted in Orleans Parish in 2024 (244 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Orleans County population projected at +61% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 33y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $142,748 (4.8% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.12%
Cash-on-cash
2.95%
DSCR
1.13
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$133,763
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7562 Forum Blvd 0.12mi 4/2.0 (+1) 1,380 (+0%) 1mo $98,000 $71 89
14737 Emory Rd 0.05mi 3/2.0 1,344 (-2%) 10mo $145,000 $108 85
7663 Stonewood St 0.26mi 3/2.0 1,375 (-0%) 7mo $90,000 $65 82
7633 Stonewood St 0.26mi 3/2.0 1,267 (-8%) 2mo $125,000 $99 72
14754 Beekman. Rd 0.20mi 4/2.0 (+1) 1,500 (+9%) 1mo $50,000 $33 70
14812 Emory Rd 0.09mi 3/2.0 1,554 (+13%) 10mo $150,000 $97 66
8014 Buffalo Rd 0.28mi 4/2.0 (+1) 1,506 (+9%) 7mo $170,000 $113 61
7500 Avon Park Blvd 0.25mi 3/2.0 1,238 (-10%) 15mo $80,000 $65 58
8016 W Little Woods Dr 0.26mi 3/2.0 1,250 (-9%) 20mo $70,000 $56 56
7540 Pineridge St 0.41mi 3/2.0 1,480 (+7%) 18mo $120,000 $81 54
7009 Pinebrook Dr 0.74mi 3/2.0 1,400 (+2%) 11mo $169,900 $121 53
7725 Tricia Ct 0.67mi 3/2.0 1,546 (+12%) 5mo $150,000 $97 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.6%
Equity multiple
0.48×
Total profit
$-21,899
Equity at exit
$22,365
10-year hold
IRR
-5.8%
Equity multiple
0.62×
Total profit
$-15,817
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70128

Home prices YoY
-5.9%
Active inventory
106
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,427 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$175 /mo · $2,102/yr
Insurance
$62
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$300
Net cashflow
$37

Break-even live

Break-even rent $1,381
Max offer price $150,000
Occupancy floor 92%

Sensitivity live

Price -10% $122 -5% $79 +0% $37 +5% $-6 +10% $-48
Rent -10% $-76 -5% $-19 +0% $37 +5% $93 +10% $150
Rate -1.0pp $112 -0.5pp $75 base $37 +0.5pp $-2 +1.0pp $-41

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14724 Emory Rd New Orleans, LA 3.0 2.0 1400 $1,500 $1.07 26d 1 0.03mi
14509 Duane Rd New Orleans, LA 2.0 1.0 1150 $1,518 $1.32 26d 1 0.08mi
14900 Curran Rd New Orleans, LA 3.0 2.0 1221 $1,250 $1.02 26d 1 0.10mi
14530 Duane Rd New Orleans, LA 3.0 1.0 1150 $1,450 $1.26 5d 1 0.11mi
14530 Duane Rd New Orleans, LA 3.0 1.0 1150 $1,450 $1.26 5d 1 0.11mi
7843 Sail St New Orleans, LA 3.0 1.5 1500 $1,200 $0.80 26d 1 0.12mi
7808 Sun St New Orleans, LA 4.0 1.5 1500 $1,950 $1.30 26d 1 0.12mi
7849 Sail St New Orleans, LA 3.0 2.0 1395 $1,200 $0.86 26d 1 0.13mi
7851 Sail St New Orleans, LA 3.0 2.0 1395 $1,200 $0.86 26d 1 0.13mi
7825 Star St New Orleans, LA 2.0 1.0 982 $1,250 $1.27 26d 1 0.20mi
7505 Shorewood Blvd New Orleans, LA 4.0 2.0 1700 $1,800 $1.06 26d 1 0.22mi
14031 Linden St New Orleans, LA 3.0 2.0 1200 $1,400 $1.17 26d 1 0.40mi
7501 Briarwood Dr New Orleans, LA 3.0 2.0 1500 $1,850 $1.23 26d 1 0.75mi
12345 I 10 Service Rd New Orleans, LA 1.0–2.0 1.0–2.0 746 $1,125 $1.51 4d 200 1.47mi

Listing history 12 events

  1. 2026-06-22
    days on market $150,000 Active 17 DOM
  2. 2026-06-21
    days on market $150,000 Active 16 DOM
  3. 2026-06-18
    days on market $150,000 Active 13 DOM
  4. 2026-06-17
    days on market $150,000 Active 12 DOM
  5. 2026-06-16
    days on market $150,000 Active 11 DOM
  6. 2026-06-15
    days on market $150,000 Active 10 DOM
  7. 2026-06-13
    days on market $150,000 Active 8 DOM
  8. 2026-06-10
    days on market $150,000 Active 5 DOM
  9. 2026-06-09
    days on market $150,000 Active 4 DOM
  10. 2026-06-08
    days on market $150,000 Active 3 DOM
  11. 2026-06-07
    remarks 699-char remark
  12. 2026-06-07
    listed $150,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$2,102 · $175/mo
Projected year-2 tax
$2,102 · $175/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 60% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,130
− Mortgage interest
−$8,402
− Property taxes
−$2,102
− Insurance
−$1,547
− Repairs & maintenance
−$1,370
− Management
−$1,370
− Depreciation
−$4,364
Taxable loss
−$2,027
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$486
After-tax cash flow
$930/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orleans Parish
NCES district ID
2201170
Math proficiency
11% ▼ -52.00%
Reading proficiency
27% ▼ -46.00%
Median HH income
$37,011
Composite
15.78/100
National rank
#9271
State rank
#69 of 98 in LA

Livability — New Orleans

Score
81/100
State rank
#3
US rank
#1383

Category grades

Amenities A+ Commute A+ Cost of living B+ Crime C- Employment D Housing B- Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Orleans, LA
City population
338,817
Population (ZIP)
22,973

Population outlook (Orleans County) Hauer SSP2

Today (2025)
513,025 people
By 2030
575,781 · +12.2%
By 2040
700,174 · +36.5%
By 2050
826,541 · +61.1%
By 2075
1,123,374 · +119.0%
By 2100
1,355,609 · +164.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% Asian 5% White 4% Two or more races 3%
Foreign-born
4% · Vietnam, Canada
Languages at home
95% English-only · Vietnamese 4% Spanish 1%

Political lean MEDSL · Orleans

2024 margin
Solid D (+67.0) · D 82.2% · R 15.2% · Other 2.7%
2008→2024 swing
+6.7pp toward D · 2008: 60.3pp · 2024: 67.0pp
All cycles
2024: D+67.0 2020: D+68.2 2016: D+66.2 2012: D+62.5 2008: D+60.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.51%
Current HPI
247.7131
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+422.6% since first listed
24 events — show timeline
  • 2026-06-05 Listed $150,000 GSREIN
  • 2026-06-05 Listed $150,000 AcadianaMLS
  • 2023-05-02 Price Changed $175,000 GSREIN
  • 2023-04-14 Listed $175,000 AcadianaMLS
  • 2020-09-02 Sold (Public Records) $150,000 Public Records
  • 2020-08-31 Sold (MLS) $150,000 GSREIN
  • 2020-07-29 Pending GSREIN
  • 2020-07-23 Listed $140,000 GSREIN
  • 2020-07-23 Listed $140,000 AcadianaMLS
  • 2020-01-15 Sold (MLS) $73,000 GSREIN
  • 2019-12-05 Pending GSREIN
  • 2019-11-20 Relisted GSREIN
  • 2019-11-20 Price Changed $74,900 GSREIN
  • 2019-11-20 Pending GSREIN
  • 2019-10-24 Listed $74,900 AcadianaMLS
  • 2019-10-24 Listed $79,900 GSREIN
  • 1994-09-20 Sold (Public Records) $38,000 Public Records
  • 1994-09-20 Sold (MLS) $38,000 GSREIN
  • 1993-11-08 Listed $38,500 GSREIN
  • 1993-11-08 Listed $38,500 AcadianaMLS
  • 1993-11-05 Sold (MLS) $17,500 GSREIN
  • 1993-09-15 Listed $19,900 AcadianaMLS
  • 1993-09-15 Listed $19,900 GSREIN
  • 1993-07-29 Sold (Public Records) $28,700 Public Records

Property tax history

+30.5%/yr

Latest (2026): $2,102 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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