43111 260th E · Lake Los Angeles, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 14 days/yr
- Unhealthy air days in 30 yrs
- 17 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- DSCR +10.0/10.0
- 1% rule +7.6/10.0
- ARV discount +7.5/15.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.4/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$130,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Small cabin on 5 acres in the Hi Vista area. One acre is chain linked fenced. Views of El Mirage Dry Lake & the San Gabriel Mountains. Property is very remote. Water Tank & trailer goes with the sale. Sold as is.
Key facts
- 5.03 acre lot
- Built 1958
- Listed 7 days
Property features AI
Finance
- Other: Property contains one unit; No accessory dwelling unit (ADU)
- Financial info: Assessments: unknown
- HOA & community: Rural community
Exterior
- Utilities: Sewer: unknown (sewer or septic); Water: see remarks
- Home design: Single-family house; Single story
- Construction: Year built: seller-provided; No common walls
- Exterior features: Front yard; Back yard; No pool
Interior
- Bedrooms: 1 bedroom on the main level
- Bathrooms: 1 full bathroom
- Heating & cooling: Cooling available (see remarks for details)
- Interior features: All bedrooms are on the main level; Front door entry; One-level living
- Laundry & utility: Laundry available (see remarks for details)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $494 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $130k).
- Cap rate 10.8% vs local median 4.6% in Lake Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 48/100 on livability (#1,206 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D, schools F, crime F.
- Wilsona Elementary (rural): math 15% / reading 27% proficiency, ranked #1,238 of 1,400 in CA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 1177 active listings in the ZIP; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.1% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $40k; list at $130k implies a 225% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.26% ✓
- Cap rate
- 10.85%
- Cash-on-cash
- 16.27%
- DSCR
- 1.72
- GRM
- 6.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.14% rent growth · sell at horizon
- IRR
- 4.2%
- Equity multiple
- 1.16×
- Total profit
- $5,769
- Equity at exit
- $19,383
- IRR
- 11.1%
- Equity multiple
- 1.76×
- Total profit
- $27,650
- Equity at exit
- $11,240
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 93535
- Home prices YoY
- -24.3%
- Rents YoY
- 0.1%
- Active inventory
- 1177
- Price-to-rent
- 6.6×
Monthly cashflow live
- Estimated rent
- $1,633 medium interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$60 /mo · $724/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$343
- Net cashflow
- $494
Break-even live
Sensitivity live
| Price | -10% $567 | -5% $530 | +0% $494 | +5% $457 | +10% $420 |
|---|---|---|---|---|---|
| Rent | -10% $365 | -5% $429 | +0% $494 | +5% $558 | +10% $623 |
| Rate | -1.0pp $559 | -0.5pp $527 | base $494 | +0.5pp $460 | +1.0pp $426 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 3 events
-
2026-06-02days on market $130,000 Active 7 DOM
-
2026-06-01remarks 595-char remark
-
2026-06-01$130,000 Active 6 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $724 · $60/mo
- Projected year-2 tax
- $988 · $82/mo
- Expected delta
- +$264/yr (+$22/mo · 36.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 14 unhealthy d/yr today · 17 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,594
- − Mortgage interest
- −$7,282
- − Property taxes
- −$724
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,567
- − Management
- −$1,567
- − Depreciation
- −$3,782
- Taxable income
- $4,020
- Est. tax owed @ 24.0%
- −$965
- After-tax cash flow
- $4,959/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Wilsona Elementary
- NCES district ID
- 0642810
- Math proficiency
- 15% ▼ -1.00%
- Reading proficiency
- 27% ▲ 3.00%
- Median HH income
- $39,760
- Composite
- 20.94/100
- National rank
- #13717
- State rank
- #1238 of 1400 in CA
Livability — Lake Los Angeles
- Score
- 48/100
- State rank
- #1206
- US rank
- #26106
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Los Angeles County · 9,444,647 people
- City population
- 7,531
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 79,409
- Household income
- $70,360
- Rent vs Own
- Severe rent burden
- 2494.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- Hispanic / Latino 55% Two or more races 25% Black 21% White 17% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 42%
- Common ancestry
- Romanian 1% Italian 1% Lithuanian 1%
- Foreign-born
- 13% · Canada
- Languages at home
- 60% English-only · Spanish 37% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -144.13%
- Current HPI
- 449.4494
- Rent YoY
- ▲ 0.14%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+1525.0% since first listed9 events — show timeline
- 2026-06-01 Relisted — CRMLS
- 2026-05-06 Listed $130,000 CRMLS
- 2026-04-22 Coming Soon $130,000 CRMLS
- 2016-07-29 Sold (MLS) $40,000 AVMLS
- 2016-06-21 Pending — AVMLS
- 2015-07-01 Listed $49,999 AVMLS
- 2015-04-03 Listing Removed — AVMLS
- 2014-04-10 Listed $44,999 AVMLS
- 1979-08-06 Sold (Public Records) $8,000 Public Records
Property tax history
+6.1%/yrLatest (2025): $724 · +7.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…