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43111 260th E
C+ Composite 64.59
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.4/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$130,000

43111 260th E · Lake Los Angeles, CA 93535
1 bd · 1.0 ba · 480 sqft · SingleFamily public records · 7 Days on market
Built 1958 5.03 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Small cabin on 5 acres in the Hi Vista area. One acre is chain linked fenced. Views of El Mirage Dry Lake & the San Gabriel Mountains. Property is very remote. Water Tank & trailer goes with the sale. Sold as is.

Key facts

  • 5.03 acre lot
  • Built 1958
  • Listed 7 days

Property features AI

Finance

  • Other: Property contains one unit; No accessory dwelling unit (ADU)
  • Financial info: Assessments: unknown
  • HOA & community: Rural community

Exterior

  • Utilities: Sewer: unknown (sewer or septic); Water: see remarks
  • Home design: Single-family house; Single story
  • Construction: Year built: seller-provided; No common walls
  • Exterior features: Front yard; Back yard; No pool

Interior

  • Bedrooms: 1 bedroom on the main level
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Cooling available (see remarks for details)
  • Interior features: All bedrooms are on the main level; Front door entry; One-level living
  • Laundry & utility: Laundry available (see remarks for details)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $494 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Cap rate 10.8% vs local median 4.6% in Lake Los Angeles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 48/100 on livability (#1,206 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D, schools F, crime F.
  • Wilsona Elementary (rural): math 15% / reading 27% proficiency, ranked #1,238 of 1,400 in CA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 1177 active listings in the ZIP; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.1% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $40k; list at $130k implies a 225% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $130,000

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.26%
Cap rate
10.85%
Cash-on-cash
16.27%
DSCR
1.72
GRM
6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.14% rent growth · sell at horizon

5-year hold
IRR
4.2%
Equity multiple
1.16×
Total profit
$5,769
Equity at exit
$19,383
10-year hold
IRR
11.1%
Equity multiple
1.76×
Total profit
$27,650
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93535

Home prices YoY
-24.3%
Rents YoY
0.1%
Active inventory
1177
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,633 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$60 /mo · $724/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$343
Net cashflow
$494

Break-even live

Break-even rent $1,008
Max offer price $130,000
Occupancy floor 65%

Sensitivity live

Price -10% $567 -5% $530 +0% $494 +5% $457 +10% $420
Rent -10% $365 -5% $429 +0% $494 +5% $558 +10% $623
Rate -1.0pp $559 -0.5pp $527 base $494 +0.5pp $460 +1.0pp $426

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 3 events

  1. 2026-06-02
    days on market $130,000 Active 7 DOM
  2. 2026-06-01
    remarks 595-char remark
  3. 2026-06-01
    listed $130,000 Active 6 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$724 · $60/mo
Projected year-2 tax
$988 · $82/mo
Expected delta
+$264/yr (+$22/mo · 36.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 14 unhealthy d/yr today · 17 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,594
− Mortgage interest
−$7,282
− Property taxes
−$724
− Insurance
−$650
− Repairs & maintenance
−$1,567
− Management
−$1,567
− Depreciation
−$3,782
Taxable income
$4,020
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$965
After-tax cash flow
$4,959/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Wilsona Elementary
NCES district ID
0642810
Math proficiency
15% ▼ -1.00%
Reading proficiency
27% ▲ 3.00%
Median HH income
$39,760
Composite
20.94/100
National rank
#13717
State rank
#1238 of 1400 in CA

Livability — Lake Los Angeles

Score
48/100
State rank
#1206
US rank
#26106

Category grades

Amenities F Commute F Cost of living D- Crime F Employment D Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Los Angeles County · 9,444,647 people
City population
7,531
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
79,409
Household income
$70,360
Rent vs Own
33.6% rent · 66.4% own
Severe rent burden
2494.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
Hispanic / Latino 55% Two or more races 25% Black 21% White 17% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 42%
Common ancestry
Romanian 1% Italian 1% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
60% English-only · Spanish 37% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.13%
Current HPI
449.4494
Rent YoY
▲ 0.14%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+1525.0% since first listed
9 events — show timeline
  • 2026-06-01 Relisted CRMLS
  • 2026-05-06 Listed $130,000 CRMLS
  • 2026-04-22 Coming Soon $130,000 CRMLS
  • 2016-07-29 Sold (MLS) $40,000 AVMLS
  • 2016-06-21 Pending AVMLS
  • 2015-07-01 Listed $49,999 AVMLS
  • 2015-04-03 Listing Removed AVMLS
  • 2014-04-10 Listed $44,999 AVMLS
  • 1979-08-06 Sold (Public Records) $8,000 Public Records

Property tax history

+6.1%/yr

Latest (2025): $724 · +7.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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