1722 Bradshaw Dr · Dellwood, MO
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.57%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.1/10.0
- Appreciation +6.9/10.0
- Rent growth +3.7/5.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
$99,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious single-story 3-bedroom, 1-bath ranch in the desirable Northland Hills neighborhood of St. Louis County. This home features a full basement with storage potential, and a level, city lot perfect for outdoor activities. Enjoy hardwood floors throughout main living areas, a functional kitchen, and central air and forced-air gas heating for year-round comfort. Located near schools, shopping, and easy access to major roads, this property offers the ideal combination of convenience and classic ranch charm.
Key facts
- Functional kitchen
- Level city lot
- Full basement
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $100k.
Deal economics
- At list price, monthly cash flow is $343 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $94k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 66/100 on livability (#239 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools D, crime D-.
- Hazelwood (suburban): math 11% / reading 26% proficiency, ranked #306 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 38% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $4k of equity ($691 loan paydown + $4k appreciation (3.8% local appreciation)).
- At projected returns (3.8% appreciation + 5.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 13y ago; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.31% ✓
- Cap rate
- 10.41%
- Cash-on-cash
- 14.70%
- DSCR
- 1.65
- GRM
- 6.3
CMA / ARV
- ARV (median comp)
- $138,645
- List price
- $99,900
- Delta
- -27.95%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1716 Atmore Dr | 0.08mi | 3/1.0 | 950 (0%) | 2mo | $130,000 | $137 | 94 |
| 1618 Keelen Dr | 0.24mi | 3/1.0 | 936 (-2%) | 3mo | $160,000 | $171 | 84 |
| 10615 Alliance Dr | 0.14mi | 3/2.0 | 975 (+3%) | 3mo | $119,900 | $123 | 82 |
| 10515 Alliance Dr | 0.19mi | 3/1.0 | 1,014 (+7%) | 0mo | $112,900 | $111 | 79 |
| 10719 Trask Dr | 0.23mi | 3/1.0 | 900 (-5%) | 3mo | $143,500 | $159 | 78 |
| 1646 Hudson Rd | 0.27mi | 3/1.0 | 1,014 (+7%) | 2mo | $164,500 | $162 | 74 |
| 10418 Quaker Dr | 0.25mi | 3/1.5 | 1,014 (+7%) | 2mo | $64,900 | $64 | 74 |
| 1923 Nashua Dr | 0.40mi | 3/1.0 | 1,014 (+7%) | 1mo | $149,900 | $148 | 69 |
| 10257 Dacey Dr | 0.54mi | 3/1.5 | 1,014 (+7%) | 2mo | $120,000 | $118 | 60 |
| 10269 Dacey Dr | 0.52mi | 4/1.0 (+1) | 1,014 (+7%) | 1mo | $169,000 | $167 | 59 |
| 10201 Doane Dr | 0.56mi | 3/1.5 | 1,014 (+7%) | 4mo | $125,000 | $123 | 58 |
| 10146 Clairmont Dr | 0.73mi | 4/1.0 (+1) | 970 (+2%) | 3mo | $25,000 | $26 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.79% appreciation · 4.97% rent growth · sell at horizon
- IRR
- 24.3%
- Equity multiple
- 2.46×
- Total profit
- $40,772
- Equity at exit
- $49,429
- IRR
- 25.5%
- Equity multiple
- 5.07×
- Total profit
- $113,724
- Equity at exit
- $79,886
Cash invested: $27,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63136
- Home prices YoY
- 0.9%
- Rents YoY
- 5.0%
- Active inventory
- 372
- Price-to-rent
- 6.3×
Monthly cashflow live
- Estimated rent
- $1,311 high interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax from tax record
- −$128 /mo · $1,531/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$275
- Net cashflow
- $343
Break-even live
Sensitivity live
| Price | -10% $399 | -5% $371 | +0% $343 | +5% $314 | +10% $286 |
|---|---|---|---|---|---|
| Rent | -10% $239 | -5% $291 | +0% $343 | +5% $394 | +10% $446 |
| Rate | -1.0pp $393 | -0.5pp $368 | base $343 | +0.5pp $317 | +1.0pp $290 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,975
- Closing costs
- $2,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 39 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10329 Chesley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,350 | $1.33 | 24d | 1 | 0.53mi |
| 1547 Babcock Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,480 | $1.46 | 44d | 1 | 0.54mi |
| 10239 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 1014 | $1,395 | $1.38 | 24d | 1 | 0.61mi |
| 2745 Rottingdean Dr St. Louis, MO | 1.0–2.0 | 1.0 | 825 | $975 | $1.18 | 44d | 1 | 0.76mi |
| 1654 Mowbry Ln Saint Louis, MO | 3.0 | 1.0 | 936 | $1,300 | $1.39 | 24d | 1 | 0.80mi |
| 2257 Luxmore Dr Saint Louis, MO | 3.0 | 3.0 | 1073 | $1,495 | $1.39 | 24d | 1 | 0.84mi |
| 10124 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,400 | $1.77 | 3d | 1 | 0.86mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 44d | 1 | 0.90mi |
| 10128 Cloverdale Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 24d | 1 | 0.90mi |
| 10078 Green Valley Dr Saint Louis, MO | 3.0 | 1.0 | 900 | $1,325 | $1.47 | 8d | 1 | 0.96mi |
| 10129 Cavalier Ct Saint Louis, MO | 3.0 | 1.5 | 912 | $1,250 | $1.37 | 24d | 1 | 0.98mi |
| 9868 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,175 | $1.14 | 44d | 1 | 1.12mi |
| 1926 Chambers Rd Saint Louis, MO | 4.0 | 1.0 | 1095 | $995 | $0.91 | 15d | 1 | 1.15mi |
| 10504 Baron Dr Saint Louis, MO | 3.0 | 1.0 | 1000 | $1,300 | $1.30 | 8d | 1 | 1.18mi |
| 9840 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 44d | 1 | 1.18mi |
| 10322 Monarch Dr Saint Louis, MO | 3.0 | 2.0 | 1073 | $1,728 | $1.61 | 24d | 1 | 1.19mi |
| 9850 Dennis Dr Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,175 | $1.14 | 44d | 1 | 1.20mi |
| 9839 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 44d | 1 | 1.22mi |
| 10512 Count Dr Saint Louis, MO | 3.0 | 1.0 | 888 | $1,195 | $1.35 | 15d | 1 | 1.23mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 13d | 1 | 1.23mi |
| 10409 Count Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,100 | $1.21 | 22d | 1 | 1.24mi |
| 1733 Kappel Ave Saint Louis, MO | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 24d | 1 | 1.25mi |
| 13061 Lord Dr St. Louis, MO | 2.0 | 1.0 | 900 | $1,040 | $1.16 | 22d | 1 | 1.27mi |
| 11470 Latonka Trl Florissant, MO | 1.0–2.0 | 1.0 | 843 | $1,050 | $1.25 | 44d | 3 | 1.28mi |
| 10365 Lord Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,075 | $1.24 | 2d | 1 | 1.31mi |
| 9827 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 8d | 1 | 1.32mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 44d | 1 | 1.33mi |
| 920 Hutton Pl Saint Louis, MO | 3.0 | 1.0 | 912 | $1,195 | $1.31 | 44d | 1 | 1.35mi |
| 11635 Hazeloak Dr Black Jack, MO | 3.0 | 2.0 | 1124 | $1,728 | $1.54 | 17d | 1 | 1.37mi |
| 10404 Earl Dr Saint Louis, MO | 2.0 | 1.0 | 770 | $1,100 | $1.43 | 4d | 1 | 1.38mi |
| 9750 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,100 | $1.07 | 44d | 1 | 1.39mi |
| 502 Averill Ave Saint Louis, MO | 2.0 | 1.0 | 840 | $1,250 | $1.49 | 44d | 1 | 1.41mi |
| 10113 Count Dr Saint Louis, MO | 2.0 | 1.0 | 882 | $775 | $0.88 | 44d | 1 | 1.42mi |
| 9725 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,485 | $1.63 | 44d | 1 | 1.44mi |
| 10112 Count Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,000 | $1.26 | 8d | 1 | 1.44mi |
| 1502 Summer Run Dr #108 Florissant, MO | 2.0 | 1.5 | 922 | $1,200 | $1.30 | 24d | 1 | 1.44mi |
| 9709 Balboa Dr Saint Louis, MO | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 44d | 1 | 1.46mi |
| 2008 Kappel Dr Saint Louis, MO | 3.0 | 1.0 | 858 | $1,175 | $1.37 | 24d | 1 | 1.48mi |
| 338 La Motte Ln Saint Louis, MO | 2.0 | 1.0 | 904 | $1,150 | $1.27 | 44d | 1 | 1.49mi |
Listing history 22 events
-
2026-06-18days on market $99,900 Active 70 DOM
-
2026-06-17days on market $99,900 Active 69 DOM
-
2026-06-16days on market $99,900 Active 68 DOM
-
2026-06-15days on market $99,900 Active 67 DOM
-
2026-06-13days on market $99,900 Active 65 DOM
-
2026-06-13days on market $99,900 Active 64 DOM
-
2026-06-09days on market $99,900 Active 61 DOM
-
2026-06-08days on market $99,900 Active 60 DOM
-
2026-06-07pricedays on market $99,900 Active 59 DOM
-
2026-06-05days on market $104,900 Active 56 DOM
-
2026-06-03days on market $104,900 Active 55 DOM
-
2026-06-02days on market $104,900 Active 54 DOM
-
2026-06-01days on market $104,900 Active 53 DOM
-
2026-05-31days on market $104,900 Active 52 DOM
-
2026-04-24price $104,900 513-char remark
Show marketing remark (513 chars)
Spacious single-story 3-bedroom, 1-bath ranch in the desirable Northland Hills neighborhood of St. Louis County. This home features a full basement with storage potential, and a level, city lot perfect for outdoor activities. Enjoy hardwood floors throughout main living areas, a functional kitchen, and central air and forced-air gas heating for year-round comfort. Located near schools, shopping, and easy access to major roads, this property offers the ideal combination of convenience and classic ranch charm.
-
2026-04-09$109,900 Active 513-char remark
Show marketing remark (513 chars)
Spacious single-story 3-bedroom, 1-bath ranch in the desirable Northland Hills neighborhood of St. Louis County. This home features a full basement with storage potential, and a level, city lot perfect for outdoor activities. Enjoy hardwood floors throughout main living areas, a functional kitchen, and central air and forced-air gas heating for year-round comfort. Located near schools, shopping, and easy access to major roads, this property offers the ideal combination of convenience and classic ranch charm.
-
2022-10-04soldstatus $3,087,952
-
2014-01-07soldstatus $33,101
-
2013-12-30soldstatus 378-char remark
Show marketing remark (378 chars)
APPROVED SHORT SALE SO BRING OFFERS! Nice 3 bedroom home with a finished lower level for entertaining. Updates throughout, nice décor, updated cabinets and bathrooms. Spacious bedrooms, master bath featuring “walk thru” bath. Nice fenced backyard, huge covered patio w/gas grill for summer bbqs. Great location, close to shopping and easy access to highways
-
2013-07-03$33,000 378-char remark
Show marketing remark (378 chars)
APPROVED SHORT SALE SO BRING OFFERS! Nice 3 bedroom home with a finished lower level for entertaining. Updates throughout, nice décor, updated cabinets and bathrooms. Spacious bedrooms, master bath featuring “walk thru” bath. Nice fenced backyard, huge covered patio w/gas grill for summer bbqs. Great location, close to shopping and easy access to highways
-
2000-12-05soldstatus $72,000
-
1991-06-24soldstatus $58,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,531 · $128/mo
- Projected year-2 tax
- $1,531 · $128/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,734
- − Mortgage interest
- −$5,596
- − Property taxes
- −$1,531
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,259
- − Management
- −$1,259
- − Depreciation
- −$2,906
- Taxable income
- $2,684
- Est. tax owed @ 24.0%
- −$644
- After-tax cash flow
- $3,468/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hazelwood
- NCES district ID
- 2913830
- Math proficiency
- 11% ▼ -13.00%
- Reading proficiency
- 26% ▼ -6.00%
- Median HH income
- $51,621
- Composite
- 16.77/100
- National rank
- #9156
- State rank
- #306 of 324 in MO
Livability — Dellwood
- Score
- 66/100
- State rank
- #239
- US rank
- #11618
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dellwood, MO
- County
- Saint Louis County · 888,823 people
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 40,929
- Household income
- $41,154
- Rent vs Own
- Severe rent burden
- 3085.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (90%)
- Race & ethnicity
- Black 90% White 5% Two or more races 3%
- Foreign-born
- 1% · Canada
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.79%
- Current HPI
- 420.28
- Rent YoY
- ▲ 4.97%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
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Price history
+80.9% since first listed8 events — show timeline
- 2026-04-24 Price Changed $104,900 MARIS as Distributed by MLS Grid
- 2026-04-09 Listed $109,900 MARIS as Distributed by MLS Grid
- 2022-10-04 Sold (Public Records) $3,087,952 Public Records
- 2014-01-07 Sold (Public Records) $33,101 Public Records
- 2013-12-30 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2013-07-03 Listed $33,000 MARIS as Distributed by MLS Grid
- 2000-12-05 Sold (Public Records) $72,000 Public Records
- 1991-06-24 Sold (Public Records) $58,000 Public Records
Property tax history
+5.4%/yrLatest (2022): $1,531 · +1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…