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1722 Bradshaw Dr
A- Composite 80.27
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.1/10.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0

$99,900

1722 Bradshaw Dr · Dellwood, MO 63136
3 bd · 1.0 ba · 950 sqft · SingleFamily public records · 70 Days on market
Built 1962 6,616 sqft lot $105/sqft · 28% below area Est $139k · 28% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious single-story 3-bedroom, 1-bath ranch in the desirable Northland Hills neighborhood of St. Louis County. This home features a full basement with storage potential, and a level, city lot perfect for outdoor activities. Enjoy hardwood floors throughout main living areas, a functional kitchen, and central air and forced-air gas heating for year-round comfort. Located near schools, shopping, and easy access to major roads, this property offers the ideal combination of convenience and classic ranch charm.

Key facts

  • Functional kitchen
  • Level city lot
  • Full basement

Tags

FULL BASEMENTLEVEL CITY LOTHARDWOOD FLOORSFUNCTIONAL KITCHENCENTRAL AIRFORCED-AIR GAS HEATING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $343 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 66/100 on livability (#239 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, schools D, crime D-.
  • Hazelwood (suburban): math 11% / reading 26% proficiency, ranked #306 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $4k of equity ($691 loan paydown + $4k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 70 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 13y ago; this cycle's ask has dropped $10k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $93,906 (6.0% below list)

Questions for the listing agent

  1. It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.31%
Cap rate
10.41%
Cash-on-cash
14.70%
DSCR
1.65
GRM
6.3

CMA / ARV

ARV (median comp)
$138,645
List price
$99,900
Delta
-27.95%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1716 Atmore Dr 0.08mi 3/1.0 950 (0%) 2mo $130,000 $137 94
1618 Keelen Dr 0.24mi 3/1.0 936 (-2%) 3mo $160,000 $171 84
10615 Alliance Dr 0.14mi 3/2.0 975 (+3%) 3mo $119,900 $123 82
10515 Alliance Dr 0.19mi 3/1.0 1,014 (+7%) 0mo $112,900 $111 79
10719 Trask Dr 0.23mi 3/1.0 900 (-5%) 3mo $143,500 $159 78
1646 Hudson Rd 0.27mi 3/1.0 1,014 (+7%) 2mo $164,500 $162 74
10418 Quaker Dr 0.25mi 3/1.5 1,014 (+7%) 2mo $64,900 $64 74
1923 Nashua Dr 0.40mi 3/1.0 1,014 (+7%) 1mo $149,900 $148 69
10257 Dacey Dr 0.54mi 3/1.5 1,014 (+7%) 2mo $120,000 $118 60
10269 Dacey Dr 0.52mi 4/1.0 (+1) 1,014 (+7%) 1mo $169,000 $167 59
10201 Doane Dr 0.56mi 3/1.5 1,014 (+7%) 4mo $125,000 $123 58
10146 Clairmont Dr 0.73mi 4/1.0 (+1) 970 (+2%) 3mo $25,000 $26 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
24.3%
Equity multiple
2.46×
Total profit
$40,772
Equity at exit
$49,429
10-year hold
IRR
25.5%
Equity multiple
5.07×
Total profit
$113,724
Equity at exit
$79,886

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,311 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$128 /mo · $1,531/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$275
Net cashflow
$343

Break-even live

Break-even rent $877
Max offer price $99,900
Occupancy floor 69%

Sensitivity live

Price -10% $399 -5% $371 +0% $343 +5% $314 +10% $286
Rent -10% $239 -5% $291 +0% $343 +5% $394 +10% $446
Rate -1.0pp $393 -0.5pp $368 base $343 +0.5pp $317 +1.0pp $290

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10329 Chesley Dr Saint Louis, MO 3.0 1.0 1014 $1,350 $1.33 24d 1 0.53mi
1547 Babcock Dr Saint Louis, MO 3.0 1.0 1014 $1,480 $1.46 44d 1 0.54mi
10239 Green Valley Dr Saint Louis, MO 3.0 1.0 1014 $1,395 $1.38 24d 1 0.61mi
2745 Rottingdean Dr St. Louis, MO 1.0–2.0 1.0 825 $975 $1.18 44d 1 0.76mi
1654 Mowbry Ln Saint Louis, MO 3.0 1.0 936 $1,300 $1.39 24d 1 0.80mi
2257 Luxmore Dr Saint Louis, MO 3.0 3.0 1073 $1,495 $1.39 24d 1 0.84mi
10124 Winkler Dr Saint Louis, MO 2.0 1.0 792 $1,400 $1.77 3d 1 0.86mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 44d 1 0.90mi
10128 Cloverdale Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 24d 1 0.90mi
10078 Green Valley Dr Saint Louis, MO 3.0 1.0 900 $1,325 $1.47 8d 1 0.96mi
10129 Cavalier Ct Saint Louis, MO 3.0 1.5 912 $1,250 $1.37 24d 1 0.98mi
9868 Lorna Ln Saint Louis, MO 3.0 1.0 1032 $1,175 $1.14 44d 1 1.12mi
1926 Chambers Rd Saint Louis, MO 4.0 1.0 1095 $995 $0.91 15d 1 1.15mi
10504 Baron Dr Saint Louis, MO 3.0 1.0 1000 $1,300 $1.30 8d 1 1.18mi
9840 Medford Dr Saint Louis, MO 3.0 1.0 912 $1,095 $1.20 44d 1 1.18mi
10322 Monarch Dr Saint Louis, MO 3.0 2.0 1073 $1,728 $1.61 24d 1 1.19mi
9850 Dennis Dr Saint Louis, MO 2.0 1.0 1032 $1,175 $1.14 44d 1 1.20mi
9839 Medford Dr Saint Louis, MO 3.0 1.0 912 $1,095 $1.20 44d 1 1.22mi
10512 Count Dr Saint Louis, MO 3.0 1.0 888 $1,195 $1.35 15d 1 1.23mi
9845 Dennis Dr Saint Louis, MO 3.0 1.0 960 $1,550 $1.61 13d 1 1.23mi
10409 Count Dr Saint Louis, MO 3.0 1.0 912 $1,100 $1.21 22d 1 1.24mi
1733 Kappel Ave Saint Louis, MO 3.0 1.0 912 $1,250 $1.37 24d 1 1.25mi
13061 Lord Dr St. Louis, MO 2.0 1.0 900 $1,040 $1.16 22d 1 1.27mi
11470 Latonka Trl Florissant, MO 1.0–2.0 1.0 843 $1,050 $1.25 44d 3 1.28mi
10365 Lord Dr Saint Louis, MO 3.0 1.0 864 $1,075 $1.24 2d 1 1.31mi
9827 Winkler Dr Saint Louis, MO 3.0 1.0 864 $1,450 $1.68 8d 1 1.32mi
9823 Winkler Dr Saint Louis, MO 2.0 1.0 788 $900 $1.14 44d 1 1.33mi
920 Hutton Pl Saint Louis, MO 3.0 1.0 912 $1,195 $1.31 44d 1 1.35mi
11635 Hazeloak Dr Black Jack, MO 3.0 2.0 1124 $1,728 $1.54 17d 1 1.37mi
10404 Earl Dr Saint Louis, MO 2.0 1.0 770 $1,100 $1.43 4d 1 1.38mi
9750 Lorna Ln Saint Louis, MO 3.0 1.0 1032 $1,100 $1.07 44d 1 1.39mi
502 Averill Ave Saint Louis, MO 2.0 1.0 840 $1,250 $1.49 44d 1 1.41mi
10113 Count Dr Saint Louis, MO 2.0 1.0 882 $775 $0.88 44d 1 1.42mi
9725 Medford Dr Saint Louis, MO 3.0 1.0 912 $1,485 $1.63 44d 1 1.44mi
10112 Count Dr Saint Louis, MO 2.0 1.0 792 $1,000 $1.26 8d 1 1.44mi
1502 Summer Run Dr #108 Florissant, MO 2.0 1.5 922 $1,200 $1.30 24d 1 1.44mi
9709 Balboa Dr Saint Louis, MO 3.0 1.0 1000 $1,600 $1.60 44d 1 1.46mi
2008 Kappel Dr Saint Louis, MO 3.0 1.0 858 $1,175 $1.37 24d 1 1.48mi
338 La Motte Ln Saint Louis, MO 2.0 1.0 904 $1,150 $1.27 44d 1 1.49mi

Listing history 22 events

  1. 2026-06-18
    days on market $99,900 Active 70 DOM
  2. 2026-06-17
    days on market $99,900 Active 69 DOM
  3. 2026-06-16
    days on market $99,900 Active 68 DOM
  4. 2026-06-15
    days on market $99,900 Active 67 DOM
  5. 2026-06-13
    days on market $99,900 Active 65 DOM
  6. 2026-06-13
    days on market $99,900 Active 64 DOM
  7. 2026-06-09
    days on market $99,900 Active 61 DOM
  8. 2026-06-08
    days on market $99,900 Active 60 DOM
  9. 2026-06-07
    pricedays on market $99,900 Active 59 DOM
  10. 2026-06-05
    days on market $104,900 Active 56 DOM
  11. 2026-06-03
    days on market $104,900 Active 55 DOM
  12. 2026-06-02
    days on market $104,900 Active 54 DOM
  13. 2026-06-01
    days on market $104,900 Active 53 DOM
  14. 2026-05-31
    days on market $104,900 Active 52 DOM
  15. 2026-04-24
    price $104,900 513-char remark
    Show marketing remark (513 chars)

    Spacious single-story 3-bedroom, 1-bath ranch in the desirable Northland Hills neighborhood of St. Louis County. This home features a full basement with storage potential, and a level, city lot perfect for outdoor activities. Enjoy hardwood floors throughout main living areas, a functional kitchen, and central air and forced-air gas heating for year-round comfort. Located near schools, shopping, and easy access to major roads, this property offers the ideal combination of convenience and classic ranch charm.

  16. 2026-04-09
    listed $109,900 Active 513-char remark
    Show marketing remark (513 chars)

    Spacious single-story 3-bedroom, 1-bath ranch in the desirable Northland Hills neighborhood of St. Louis County. This home features a full basement with storage potential, and a level, city lot perfect for outdoor activities. Enjoy hardwood floors throughout main living areas, a functional kitchen, and central air and forced-air gas heating for year-round comfort. Located near schools, shopping, and easy access to major roads, this property offers the ideal combination of convenience and classic ranch charm.

  17. 2022-10-04
    soldstatus $3,087,952
  18. 2014-01-07
    soldstatus $33,101
  19. 2013-12-30
    soldstatus 378-char remark
    Show marketing remark (378 chars)

    APPROVED SHORT SALE SO BRING OFFERS! Nice 3 bedroom home with a finished lower level for entertaining. Updates throughout, nice décor, updated cabinets and bathrooms. Spacious bedrooms, master bath featuring “walk thru” bath. Nice fenced backyard, huge covered patio w/gas grill for summer bbqs. Great location, close to shopping and easy access to highways

  20. 2013-07-03
    listed $33,000 378-char remark
    Show marketing remark (378 chars)

    APPROVED SHORT SALE SO BRING OFFERS! Nice 3 bedroom home with a finished lower level for entertaining. Updates throughout, nice décor, updated cabinets and bathrooms. Spacious bedrooms, master bath featuring “walk thru” bath. Nice fenced backyard, huge covered patio w/gas grill for summer bbqs. Great location, close to shopping and easy access to highways

  21. 2000-12-05
    soldstatus $72,000
  22. 1991-06-24
    soldstatus $58,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,531 · $128/mo
Projected year-2 tax
$1,531 · $128/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,734
− Mortgage interest
−$5,596
− Property taxes
−$1,531
− Insurance
−$500
− Repairs & maintenance
−$1,259
− Management
−$1,259
− Depreciation
−$2,906
Taxable income
$2,684
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$644
After-tax cash flow
$3,468/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazelwood
NCES district ID
2913830
Math proficiency
11% ▼ -13.00%
Reading proficiency
26% ▼ -6.00%
Median HH income
$51,621
Composite
16.77/100
National rank
#9156
State rank
#306 of 324 in MO

Livability — Dellwood

Score
66/100
State rank
#239
US rank
#11618

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dellwood, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+80.9% since first listed
8 events — show timeline
  • 2026-04-24 Price Changed $104,900 MARIS as Distributed by MLS Grid
  • 2026-04-09 Listed $109,900 MARIS as Distributed by MLS Grid
  • 2022-10-04 Sold (Public Records) $3,087,952 Public Records
  • 2014-01-07 Sold (Public Records) $33,101 Public Records
  • 2013-12-30 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2013-07-03 Listed $33,000 MARIS as Distributed by MLS Grid
  • 2000-12-05 Sold (Public Records) $72,000 Public Records
  • 1991-06-24 Sold (Public Records) $58,000 Public Records

Property tax history

+5.4%/yr

Latest (2022): $1,531 · +1.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…