2119 Via Puerta Unit Q · Laguna Woods, CA 92637

$293,000

2 bd · 1.0 ba · 866 sqft · Condo public records · 325 Days on market

Built 1969 $338/sqft · 11% below area Est $330k · 11% under $890/mo HOA · 31% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.5/15.0
• Appreciation +7.9/10.0
• Cash flow +7.2/30.0
• Schools +5.6/10.0
• 1% rule +4.6/10.0
• Rent growth +4.2/5.0
• Livability +3.6/5.0
• Condition / age +2.5/5.0
• DSCR +1.4/10.0

Listing remarks MLS

HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

Key facts

• $890 HOA
• Community pool
• Built 1969

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $293k.

Deal economics

• At list price, monthly cash flow is $-401 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $222k (24.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $283k (3.6% below list).
• Recommended offer: $222k (24.2% below list) — sets the bar for cash-flow.
• Cap rate 4.6% vs local median 2.4% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: schools C-, amenities D+, cost of living F.
• Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+6.8%/yr); 191 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
• At $2,826/mo this rent would consume 57% of the median local household income ($59k/yr) (locally 1572% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $19k of equity ($2k loan paydown + $17k appreciation (5.9% local appreciation)).
• Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 325 days — a 12% lower offer ($258k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $78k; list at $293k implies a 276% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 31% of rent.
• Climate carrying-cost: moderate flood risk; extreme-heat days projected 5→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $222,118 (24.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 325 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 4.65%
• Cash-on-cash: -5.87%
• DSCR: 0.74
• GRM: 8.6

CMA / ARV

• ARV (median comp): $329,806
• List price: $293,000
• Delta: -11.16%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

5.88% appreciation · 6.79% rent growth · sell at horizon

5-year hold

• IRR: 12.2%
• Equity multiple: 1.84×
• Total profit: $68,625
• Equity at exit: $182,045

10-year hold

• IRR: 14.7%
• Equity multiple: 4.04×
• Total profit: $249,708
• Equity at exit: $328,292

Cash invested: $82,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92637

• Home prices YoY: 3.4%
• Rents YoY: 6.8%
• Active inventory: 191
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $2,826 high
• Mortgage (P&I): −$1,537
• Tax from tax record: −$85 /mo · $1,022/yr
• Insurance: −$122
• HOA: −$890
• Vacancy / Maint / Mgmt: −$593
• Net cashflow: $-401

Break-even live

Break-even rent $3,334

Max offer price $222,118

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $73,250
• Closing costs: $8,790
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2238 Via Puerta Unit B Laguna Woods, CA	1.0	1.0	679	$2,350	$3.46	44d	1	0.16mi
2210 Via Mariposa E Unit D Laguna Woods, CA	1.0	1.0	580	$2,000	$3.45	22d	1	0.25mi
2269 Via Puerta Unit N Laguna Woods, CA	2.0	2.0	1057	$2,700	$2.55	19d	1	0.29mi
2293 Via Puerta Unit O Laguna Woods, CA	2.0	2.0	1057	$3,100	$2.93	19d	1	0.31mi
2049 Via Mariposa E Unit H Laguna Woods, CA	2.0	1.0	866	$2,900	$3.35	44d	1	0.33mi
23333 Ridge Route Dr Lake Forest, CA	1.0–2.0	1.0–2.0	892	$3,100	$3.47	2d	9	0.34mi
2324 Via Puerta Laguna Woods, CA	2.0	2.0	1009	$2,800	$2.78	44d	1	0.46mi
2014 Via Mariposa W Unit A Laguna Woods, CA	2.0	2.0	1040	$2,850	$2.74	44d	1	0.59mi
24299 Paseo De Valencia Laguna Woods, CA	2.0	2.0	1347	$3,770	$2.80	22d	7	0.62mi
8 Via Castilla Unit S Laguna Woods, CA	2.0	2.0	1000	$3,000	$3.00	44d	1	0.65mi
8 Via Castilla Unit N Laguna Woods, CA	2.0	2.0	1040	$3,250	$3.12	24d	1	0.65mi
8 Via Castilla Laguna Woods, CA	2.0	2.0	1000	$3,250	$3.25	44d	1	0.65mi
8 Via Castilla Unit T Laguna Woods, CA	2.0	2.0	1040	$2,650	$2.55	5d	1	0.65mi
29 Calle Aragon Unit Q Laguna Woods, CA	2.0	2.0	1040	$3,100	$2.98	44d	1	0.71mi
21 Avenida Castilla Unit D Laguna Woods, CA	2.0	2.0	940	$3,200	$3.40	19d	1	0.73mi
254 Calle Aragon Unit D Laguna Woods, CA	2.0	2.0	1009	$3,000	$2.97	17d	1	0.73mi
956 Calle Aragon Unit C Laguna Woods, CA	1.0	1.0	675	$2,700	$4.00	44d	1	0.77mi
53 Calle Aragon Unit O Laguna Woods, CA	1.0	1.0	770	$2,200	$2.86	13d	1	0.80mi
281 Avenida Carmel Unit 0Q Laguna Woods, CA	1.0	1.0	770	$2,300	$2.99	44d	1	0.82mi
59 Calle Cadiz Unit B Laguna Woods, CA	2.0	2.0	1070	$3,500	$3.27	44d	1	0.83mi
46 Calle Aragon Unit R Laguna Woods, CA	2.0	2.0	1040	$2,800	$2.69	19d	1	0.84mi
24251 Muirlands Blvd Lake Forest, CA	1.0	1.0	630	$1,000	$1.59	44d	1	0.86mi
74 Calle Aragon Unit A Laguna Woods, CA	2.0	1.0	950	$2,700	$2.84	24d	1	0.86mi
57 Calle Cadiz Unit N Laguna Woods, CA	2.0	2.0	1040	$2,900	$2.79	3d	1	0.89mi
57 Calle Cadiz Laguna Woods, CA	2.0	2.0	1040	$2,800	$2.69	44d	1	0.89mi
24241 Swiftriver Ct Lake Forest, CA	1.0	1.5	905	$2,850	$3.15	44d	1	0.91mi
24246 Swiftriver Ct Lake Forest, CA	1.0	1.5	905	$2,750	$3.04	24d	1	0.91mi
132 Avenida Majorca Unit B Laguna Woods, CA	2.0	1.0	995	$2,400	$2.41	6d	1	0.94mi
479 Calle Cadiz Unit B Laguna Woods, CA	2.0	2.0	1050	$3,300	$3.14	17d	1	0.99mi
24391 Avenida de la Carlota Laguna Hills, CA	1.0–2.0	1.0–2.0	957	$3,965	$4.14	1d	18	1.00mi
22700 Lake Forest Dr Lake Forest, CA	1.0–3.0	1.0–2.0	1008	$3,248	$3.22	4d	1	1.00mi
477 Calle Cadiz Unit A Laguna Woods, CA	1.0	1.0	770	$2,500	$3.25	24d	1	1.02mi
92 Calle Aragon Unit R Laguna Woods, CA	2.0	2.0	1009	$2,650	$2.63	19d	1	1.05mi
107 Via Estrada Laguna Woods, CA	2.0	2.0	1040	$2,700	$2.60	24d	1	1.10mi
24555 Los Alisos Blvd Laguna Hills, CA	1.0	1.0	739	$2,515	$3.40	7d	1	1.10mi
24555 Los Alisos Blvd Laguna Hills, CA	2.0	2.0	1014	$3,250	$3.21	15d	1	1.10mi
24555 Los Alisos Blvd Laguna Hills, CA	2.0	2.0	1007	$3,356	$3.33	44d	1	1.10mi
224 Avenida Majorca Unit B Laguna Woods, CA	2.0	2.0	1009	$2,600	$2.58	44d	1	1.10mi
494 Calle Cadiz Laguna Woods, CA	2.0	2.0	1000	$3,900	$3.90	44d	1	1.13mi
170 Avenida Majorca Unit D Laguna Woods, CA	2.0	1.0	1000	$2,500	$2.50	24d	1	1.16mi

HOA detail condo

• Monthly dues: $890 · $10,680/yr
• Likely covers: poolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 46 events

1. 2026-06-18
   days on market $293,000 Active 325 DOM
2. 2026-06-17
   days on market $293,000 Active 324 DOM
3. 2026-06-16
   days on market $293,000 Active 323 DOM
4. 2026-06-15
   days on market $293,000 Active 322 DOM
5. 2026-06-13
   days on market $293,000 Active 320 DOM
6. 2026-06-13
   days on market $293,000 Active 319 DOM
7. 2026-06-09
   days on market $293,000 Active 316 DOM
8. 2026-06-08
   days on market $293,000 Active 315 DOM
9. 2026-06-07
   days on market $293,000 Active 314 DOM
10. 2026-06-04
    days on market $293,000 Active 311 DOM
11. 2026-06-03
    days on market $293,000 Active 310 DOM
12. 2026-06-02
    days on market $293,000 Active 309 DOM
13. 2026-06-01
    days on market $293,000 Active 308 DOM
14. 2026-05-31
    days on market $293,000 Active 307 DOM
15. 2026-03-17
    price $299,888 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

16. 2026-01-22
    price $310,000 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

17. 2025-11-20
    status Active 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

18. 2025-09-26
    status Pending Sale 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

19. 2025-08-18
    historical Active Under Contract 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

20. 2025-08-17
    price $320,000 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

21. 2025-06-03
    listed $299,999 Active 1386-char remark

    Show marketing remark (1386 chars)

    HUGE PRICE REDUCTION! This Monterey Model is just waiting for you! Updated flooring, newer windows and in the heart of Orange County! "Monterey" floorplan with no steps, no one above, large, sunny patio with huge storage closet. Laundry is in! Easy access to Gate 6 and Clubhouse 4. Freshly painted and new LVP flooring throughout. Bright living room with good sized windows. Arched accent walls in dining area with ceiling fan light. Kitchen has a large skylight. Bedrooms are on separate sides of the home. Bathroom area houses tub/shower combo. Close to carport! Just a short drive to Clubhouse 4 to take a free Emeritus class at the creative center of Laguna Woods with workrooms and classes in pottery, jewelry making, slip casting plus an awesome wood shop, painting studio with amazing lighting and huge sewing/quilting room. There is an Olympic size pool with hot tub and locker room. This condo provides an affordable option within Laguna Woods and there is non-warrantable condo FINANCING available (financing must be in place & ready to close). Laguna Woods Village residents enjoy a 27-hole championship golf course, a 9-hole executive par 3 course, pickleball and tennis courts, lawn bowling, gyms, clubhouses, swimming pools, horse stables, gardening centers, artist studios, computer workrooms and classes + over 200 clubs and organizations Don't wait!

22. 2023-02-27
    historical
23. 2023-02-08
    price $295,000
24. 2023-02-02
    price $298,000
25. 2022-12-09
    price $298,999
26. 2022-12-08
    listed $299,000 Active
27. 2011-10-28
    soldstatus $78,000 Closed
28. 2011-10-28
    soldstatus $78,000
29. 2011-10-18
    status Pending
30. 2011-09-01
    listed $83,000 Active
31. 2010-08-01
    historical
32. 2010-07-30
    status Active
33. 2010-07-16
    historical Hold
34. 2010-07-15
    status Active
35. 2010-07-01
    historical Hold
36. 2010-04-14
    status Active
37. 2010-03-16
    status Backup Offers Accepted
38. 2010-03-01
    listed $99,900 Active
39. 2010-02-20
    historical
40. 2010-01-05
    price $129,000
41. 2009-07-30
    price $139,500
42. 2009-05-19
    listed $149,000
43. 2004-05-06
    soldstatus $159,000
44. 2002-02-05
    soldstatus $90,500
45. 2000-03-22
    soldstatus $52,000
46. 1990-11-30
    soldstatus $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

• Current annual tax: $1,022 · $85/mo
• Projected year-2 tax: $2,227 · $186/mo
• Expected delta: +$1,205/yr (+$100/mo · 117.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 5 d/yr ≥91°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,912
• − Mortgage interest: −$16,413
• − Property taxes: −$1,022
• − Insurance: −$1,465
• − Repairs & maintenance: −$2,713
• − Management: −$2,713
• − HOA: −$10,680
• − Depreciation: −$8,524
• Taxable loss: −$9,617
• Est. tax savings @ 24.0%: +$2,308
• After-tax cash flow: $-2,507/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Saddleback Valley Unified
• NCES district ID: 0633860
• Math proficiency: 51% ▼ -2.00%
• Reading proficiency: 73% ▲ 9.00%
• Median HH income: $85,577
• Composite: 56.05/100
• National rank: #1185
• State rank: #67 of 517 in CA

Livability — Laguna Woods

• Score: 72/100
• State rank: #200
• US rank: #6421

Category grades

Amenities D+ Commute A+ Cost of living F Crime A+ Employment C Housing B- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Laguna Woods, CA
• County: Orange County · 3,096,323 people
• City population: 17,289
• Metro: Los Angeles-Long Beach-Anaheim, CA
• Population (ZIP): 17,289
• Household income: $59,269
• Rent vs Own: 28.4% rent · 71.6% own
• Severe rent burden: 1572.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 3,477,456 people
• By 2030: 3,613,117 · +3.9%
• By 2040: 3,835,945 · +10.3%
• By 2050: 3,968,736 · +14.1%
• By 2075: 4,097,053 · +17.8%
• By 2100: 3,903,633 · +12.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (68%)
• Race & ethnicity: White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
• Common ancestry: Romanian 4% Scotch-Irish 4% Lithuanian 3%
• Foreign-born: 31% · China, South Korea, Canada
• Languages at home: 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%

Political lean MEDSL · Orange

• 2024 margin: Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
• 2008→2024 swing: +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
• All cycles: 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.88%
• Current HPI: 180.1191
• Rent YoY: ▲ 6.79%
• Metro: Los Angeles-Long Beach-Anaheim, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+361.4% since first listed

32 events — show timeline

• 2026-03-17 Price Changed $299,888 CRMLS
• 2026-01-22 Price Changed $310,000 CRMLS
• 2025-11-20 Relisted — CRMLS
• 2025-09-26 Pending — CRMLS
• 2025-08-18 Contingent — CRMLS
• 2025-08-17 Price Changed $320,000 CRMLS
• 2025-06-03 Listed $299,999 CRMLS
• 2023-02-27 Listing Removed — CRMLS
• 2023-02-08 Price Changed $295,000 CRMLS
• 2023-02-02 Price Changed $298,000 CRMLS
• 2022-12-09 Price Changed $298,999 CRMLS
• 2022-12-08 Listed $299,000 CRMLS
• 2011-10-28 Sold (Public Records) $78,000 Public Records
• 2011-10-28 Sold (MLS) $78,000 CRMLS
• 2011-10-18 Pending — CRMLS
• 2011-09-01 Listed $83,000 CRMLS
• 2010-08-01 Listing Removed — CRMLS
• 2010-07-30 Relisted — CRMLS
• 2010-07-16 Delisted — CRMLS
• 2010-07-15 Relisted — CRMLS
• 2010-07-01 Delisted — CRMLS
• 2010-04-14 Relisted — CRMLS
• 2010-03-16 Pending — CRMLS
• 2010-03-01 Listed $99,900 CRMLS
• 2010-02-20 Listing Removed — CRMLS
• 2010-01-05 Price Changed $129,000 CRMLS
• 2009-07-30 Price Changed $139,500 CRMLS
• 2009-05-19 Listed $149,000 CRMLS
• 2004-05-06 Sold (Public Records) $159,000 Public Records
• 2002-02-05 Sold (Public Records) $90,500 Public Records
• 2000-03-22 Sold (Public Records) $52,000 Public Records
• 1990-11-30 Sold (Public Records) $65,000 Public Records

Property tax history

-3.4%/yr

Latest (2025): $1,022 · +1.8% YoY. Source: county tax records.