CashFlowRE
Sign in Sign up
11098 PR 316
C Composite 56.89
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.1/30.0
  • ARV discount +11.1/15.0
  • Appreciation +8.0/10.0
  • DSCR +5.0/10.0
  • 1% rule +4.4/10.0
  • Condition / age +4.0/5.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0

$115,000

11098 PR 316 · Hawley, TX 79525
3 bd · 2.0 ba · 902 sqft · Manufactured · 105 Days on market
Built 2025 Good condition 1.02 ac lot $127/sqft · 8% below area Est $125k · 8% under ↓ 15% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

Key facts

  • Air conditioning
  • Move-in ready
  • New oven

Tags

FULL ACRESEPTIC SYSTEMNEW REFRIGERATORNEW OVENAIR CONDITIONINGMOVE-IN READY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $115k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $58 ($697/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $108k (6.1% below list).
  • Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.9% vs local median 2.3% in Hawley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#459 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
  • Hawley ISD (rural): math 27% / reading 31% proficiency, ranked #642 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 77 active listings in the ZIP; 1 units permitted in Jones County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($795 loan paydown + $7k appreciation (6.0% local appreciation)).
  • Jones County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (6.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 105 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $20k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $104,650 (9.0% below list)

Questions for the listing agent

  1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.90%
Cash-on-cash
2.17%
DSCR
1.10
GRM
8.9

CMA / ARV

ARV (median comp)
$125,000
List price
$115,000
Delta
-8.00%
Verdict
FAIR
Comps
1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11035 Pvt 316 0.14mi 3/2.0 902 (0%) 2mo $125,000 $139 92

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.95% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.0%
Equity multiple
2.14×
Total profit
$36,549
Equity at exit
$71,898
10-year hold
IRR
16.8%
Equity multiple
4.25×
Total profit
$104,736
Equity at exit
$130,042

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79525

Home prices YoY
3.0%
Active inventory
77
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,080 medium interval (Pro) →
Mortgage (P&I)
$603
Tax est. 1.5%
$144 /mo · $1,725/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$227
Net cashflow
$58

Break-even live

Break-even rent $1,006
Max offer price $115,000
Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 10 events

  1. 2026-05-13
    historical Active Option Contract 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  2. 2026-05-04
    price $115,000 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  3. 2026-04-15
    status Active 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  4. 2026-03-23
    status Pending 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  5. 2026-03-06
    historical Active Contingent 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  6. 2026-03-02
    status Active 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  7. 2026-01-22
    status Pending 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  8. 2026-01-15
    historical Active Contingent 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  9. 2026-01-06
    price $125,000 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

  10. 2025-12-04
    listed $135,000 Active 826-char remark
    Show marketing remark (826 chars)

    This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,955
− Mortgage interest
−$6,442
− Property taxes
−$1,725
− Insurance
−$575
− Repairs & maintenance
−$1,036
− Management
−$1,036
− Depreciation
−$3,345
Taxable loss
−$1,205
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$289
After-tax cash flow
$987/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This move-in ready mobile home is in good condition with minimal repairs needed. It offers a good balance of modern amenities and a peaceful rural setting, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Painting the interior walls and ceiling — Fresh paint can enhance the home's appearance and value.
  • Both Landscaping improvements — Aesthetic improvements can increase curb appeal and property value.
  • Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value.
  • Rental Adding a small deck or patio — Outdoor living space can increase rental appeal and attract more tenants.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the interior walls and ceiling — Fresh paint can enhance the home's appearance and value.
  • Both Landscaping improvements — Aesthetic improvements can increase curb appeal and property value.
  • Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value.
  • Rental Adding a small deck or patio — Outdoor living space can increase rental appeal and attract more tenants.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hawley ISD
NCES district ID
4822800
Math proficiency
27% ▼ -10.00%
Reading proficiency
31% ▼ -9.00%
Median HH income
$46,851
Composite
25.06/100
National rank
#7542
State rank
#642 of 826 in TX

Livability — Hawley

Score
68/100
State rank
#459
US rank
#9278

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
2,926

Population outlook (Jones County) Hauer SSP2

Today (2025)
19,845 people
By 2030
20,213 · +1.9%
By 2040
21,446 · +8.1%
By 2050
22,499 · +13.4%
By 2075
23,272 · +17.3%
By 2100
20,420 · +2.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Two or more races 13% Hispanic / Latino 13%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 4% Serbian 4% Italian 1%
Foreign-born
1% · Canada
Languages at home
91% English-only · Spanish 9%

Political lean MEDSL · Jones

2024 margin
Solid R (+73.2) · D 13.1% · R 86.2%
2008→2024 swing
-27.1pp toward R · 2008: -46.1pp · 2024: -73.2pp
All cycles
2024: R+73.2 2020: R+69.1 2016: R+65.4 2012: R+54.5 2008: R+46.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.95%
Current HPI
207.7392
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-14.8% since first listed
10 events — show timeline
  • 2026-05-13 Contingent NTREIS
  • 2026-05-04 Price Changed $115,000 NTREIS
  • 2026-04-15 Relisted NTREIS
  • 2026-03-23 Pending NTREIS
  • 2026-03-06 Contingent NTREIS
  • 2026-03-02 Relisted NTREIS
  • 2026-01-22 Pending NTREIS
  • 2026-01-15 Contingent NTREIS
  • 2026-01-06 Price Changed $125,000 NTREIS
  • 2025-12-04 Listed $135,000 NTREIS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…