11098 PR 316 · Hawley, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.1/30.0
- ARV discount +11.1/15.0
- Appreciation +8.0/10.0
- DSCR +5.0/10.0
- 1% rule +4.4/10.0
- Condition / age +4.0/5.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
$115,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
Key facts
- Air conditioning
- Move-in ready
- New oven
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $115k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $58 ($697/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $108k (6.1% below list).
- Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 2.3% in Hawley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#459 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
- Hawley ISD (rural): math 27% / reading 31% proficiency, ranked #642 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 77 active listings in the ZIP; 1 units permitted in Jones County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($795 loan paydown + $7k appreciation (6.0% local appreciation)).
- Jones County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (6.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 105 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $20k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.94% ✗
- Cap rate
- 6.90%
- Cash-on-cash
- 2.17%
- DSCR
- 1.10
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $125,000
- List price
- $115,000
- Delta
- -8.00%
- Verdict
- FAIR
- Comps
- 1 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 11035 Pvt 316 | 0.14mi | 3/2.0 | 902 (0%) | 2mo | $125,000 | $139 | 92 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
5.95% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.0%
- Equity multiple
- 2.14×
- Total profit
- $36,549
- Equity at exit
- $71,898
- IRR
- 16.8%
- Equity multiple
- 4.25×
- Total profit
- $104,736
- Equity at exit
- $130,042
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79525
- Home prices YoY
- 3.0%
- Active inventory
- 77
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,080 medium interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax est. 1.5%
- −$144 /mo · $1,725/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$227
- Net cashflow
- $58
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 10 events
-
2026-05-13historical Active Option Contract 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-05-04price $115,000 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-04-15status Active 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-03-23status Pending 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-03-06historical Active Contingent 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-03-02status Active 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-01-22status Pending 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-01-15historical Active Contingent 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2026-01-06price $125,000 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
-
2025-12-04$135,000 Active 826-char remark
Show marketing remark (826 chars)
This brand new 3-bedroom, 2-bathroom, 902-square-foot single-wide mobile home sits on a full acre in the desirable Hawley ISD. The property is already equipped with a septic system and water, and the home comes with a new refrigerator, oven, and air conditioning. Located close to the new data center, this location offers both convenience and strong future potential. The home is completely move-in ready, providing modern, efficient living in a peaceful rural setting with plenty of room to spread out. Opportunities like this are rare—secure a new home on acreage in a growing area while you can. {Information believed accurate but not guaranteed. Property sold “as is.” Acreage, maps & fence lines are approximate. Buyers should verify details. Subject to errors, changes, prior sale, or withdrawal.}
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $12,955
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,725
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,036
- − Management
- −$1,036
- − Depreciation
- −$3,345
- Taxable loss
- −$1,205
- Est. tax savings @ 24.0%
- +$289
- After-tax cash flow
- $987/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This move-in ready mobile home is in good condition with minimal repairs needed. It offers a good balance of modern amenities and a peaceful rural setting, making it an attractive option for both resale and rental.
Value-add opportunities
- Both Painting the interior walls and ceiling — Fresh paint can enhance the home's appearance and value.
- Both Landscaping improvements — Aesthetic improvements can increase curb appeal and property value.
- Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value.
- Rental Adding a small deck or patio — Outdoor living space can increase rental appeal and attract more tenants.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting the interior walls and ceiling — Fresh paint can enhance the home's appearance and value. ↑
- Both Landscaping improvements — Aesthetic improvements can increase curb appeal and property value. ↑
- Resale Upgrading the kitchen appliances — Modern appliances can attract more buyers and increase the home's resale value. ↑
- Rental Adding a small deck or patio — Outdoor living space can increase rental appeal and attract more tenants. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Hawley ISD
- NCES district ID
- 4822800
- Math proficiency
- 27% ▼ -10.00%
- Reading proficiency
- 31% ▼ -9.00%
- Median HH income
- $46,851
- Composite
- 25.06/100
- National rank
- #7542
- State rank
- #642 of 826 in TX
Livability — Hawley
- Score
- 68/100
- State rank
- #459
- US rank
- #9278
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 2,926
Population outlook (Jones County) Hauer SSP2
- Today (2025)
- 19,845 people
- By 2030
- 20,213 · +1.9%
- By 2040
- 21,446 · +8.1%
- By 2050
- 22,499 · +13.4%
- By 2075
- 23,272 · +17.3%
- By 2100
- 20,420 · +2.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Two or more races 13% Hispanic / Latino 13%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 4% Serbian 4% Italian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 91% English-only · Spanish 9%
Political lean MEDSL · Jones
- 2024 margin
- Solid R (+73.2) · D 13.1% · R 86.2%
- 2008→2024 swing
- -27.1pp toward R · 2008: -46.1pp · 2024: -73.2pp
- All cycles
- 2024: R+73.2 2020: R+69.1 2016: R+65.4 2012: R+54.5 2008: R+46.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.95%
- Current HPI
- 207.7392
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-14.8% since first listed10 events — show timeline
- 2026-05-13 Contingent — NTREIS
- 2026-05-04 Price Changed $115,000 NTREIS
- 2026-04-15 Relisted — NTREIS
- 2026-03-23 Pending — NTREIS
- 2026-03-06 Contingent — NTREIS
- 2026-03-02 Relisted — NTREIS
- 2026-01-22 Pending — NTREIS
- 2026-01-15 Contingent — NTREIS
- 2026-01-06 Price Changed $125,000 NTREIS
- 2025-12-04 Listed $135,000 NTREIS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…