1570 Claude Kelly Rd · Sugartown, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.6/30.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- 1% rule +4.6/10.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Livability +2.1/5.0
- Appreciation +0.0/10.0
$147,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 1570 Claude Kelly Road, a welcoming 3-bedroom, 2-bath home nestled on just at 10 stunning acres in DeRidder, LA. Move-in ready and priced to sell, this property offers the perfect blend of comfort, privacy, and true Louisiana country living. Step inside to find all-new flooring throughout--no carpet--plus a spacious walk-in closet and a relaxing large soaking tub in the owners suite. The home also features a 4-year-old roof, providing durability and peace of mind for years to come. Enjoy peaceful mornings on the inviting front porch, overlooking wide-open space and mature timber that covers the entire back portion of the property. With this much land, there's plenty of room to roam, explore, or even build an additional homestead on the back acreage.
Key facts
- Large soaking tub
- 4-year-old roof
- Inviting front porch
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath manufactured listed at $147k.
Deal economics
- At list price, monthly cash flow is $223 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (4.3% below list).
- Recommended offer: $129k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 41/100 on livability (#464 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, schools F, amenities F.
- Beauregard Parish (rural): math 30% / reading 41% proficiency, ranked #32 of 98 in LA (top 33%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 241 active listings in the ZIP; 83 units permitted in Beauregard Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 181 days — a 12% lower offer ($129k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $119k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 181 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.96% ✗
- Cap rate
- 8.11%
- Cash-on-cash
- 6.50%
- DSCR
- 1.29
- GRM
- 8.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.3%
- Equity multiple
- 0.76×
- Total profit
- $-9,684
- Equity at exit
- $21,918
- IRR
- 3.2%
- Equity multiple
- 1.23×
- Total profit
- $9,611
- Equity at exit
- $12,710
Cash invested: $41,160 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70634
- Home prices YoY
- -30.6%
- Active inventory
- 241
- Price-to-rent
- 8.7×
Monthly cashflow live
- Estimated rent
- $1,406 medium interval (Pro) →
- Mortgage (P&I)
- −$771
- Tax from tax record
- −$56 /mo · $670/yr
- Insurance
- −$61
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$295
- Net cashflow
- $223
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,750
- Closing costs
- $4,410
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-10days on market $147,000 Active 181 DOM
-
2026-06-09days on market $147,000 Active 180 DOM
-
2026-06-08days on market $147,000 Active 179 DOM
-
2026-06-07days on market $147,000 Active 178 DOM
-
2026-06-03days on market $147,000 Active 174 DOM
-
2026-06-02days on market $147,000 Active 173 DOM
-
2026-06-01days on market $147,000 Active 172 DOM
-
2026-05-31days on market $147,000 Active 171 DOM
-
2026-05-30days on market $147,000 Active 170 DOM
-
2026-03-30price $147,000 771-char remark
Show marketing remark (771 chars)
Welcome to 1570 Claude Kelly Road, a welcoming 3-bedroom, 2-bath home nestled on just at 10 stunning acres in DeRidder, LA. Move-in ready and priced to sell, this property offers the perfect blend of comfort, privacy, and true Louisiana country living. Step inside to find all-new flooring throughout--no carpet--plus a spacious walk-in closet and a relaxing large soaking tub in the owners suite. The home also features a 4-year-old roof, providing durability and peace of mind for years to come. Enjoy peaceful mornings on the inviting front porch, overlooking wide-open space and mature timber that covers the entire back portion of the property. With this much land, there's plenty of room to roam, explore, or even build an additional homestead on the back acreage.
-
2025-12-11$157,000 Active 771-char remark
Show marketing remark (771 chars)
Welcome to 1570 Claude Kelly Road, a welcoming 3-bedroom, 2-bath home nestled on just at 10 stunning acres in DeRidder, LA. Move-in ready and priced to sell, this property offers the perfect blend of comfort, privacy, and true Louisiana country living. Step inside to find all-new flooring throughout--no carpet--plus a spacious walk-in closet and a relaxing large soaking tub in the owners suite. The home also features a 4-year-old roof, providing durability and peace of mind for years to come. Enjoy peaceful mornings on the inviting front porch, overlooking wide-open space and mature timber that covers the entire back portion of the property. With this much land, there's plenty of room to roam, explore, or even build an additional homestead on the back acreage.
-
2019-07-22soldstatus $119,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $670 · $56/mo
- Projected year-2 tax
- $808 · $67/mo
- Expected delta
- +$139/yr (+$12/mo · 20.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 8/10 Severe 7 d/yr ≥110°F today · 20 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,873
- − Mortgage interest
- −$8,234
- − Property taxes
- −$670
- − Insurance
- −$735
- − Repairs & maintenance
- −$1,350
- − Management
- −$1,350
- − Depreciation
- −$4,276
- Taxable income
- $258
- Est. tax owed @ 24.0%
- −$62
- After-tax cash flow
- $2,612/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beauregard Parish
- NCES district ID
- 2200180
- Math proficiency
- 30% ▼ -40.00%
- Reading proficiency
- 41% ▼ -35.00%
- Median HH income
- $46,033
- Composite
- 30.34/100
- National rank
- #6265
- State rank
- #32 of 98 in LA
Livability — Sugartown
- Score
- 41/100
- State rank
- #464
- US rank
- #27212
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 25,038
Population outlook (Beauregard County) Hauer SSP2
- Today (2025)
- 37,760 people
- By 2030
- 38,140 · +1.0%
- By 2040
- 38,518 · +2.0%
- By 2050
- 38,164 · +1.1%
- By 2075
- 36,437 · -3.5%
- By 2100
- 32,493 · -13.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Black 14% Two or more races 9% Hispanic / Latino 5% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1%
- Common ancestry
- Lithuanian 6% Slovak 1% Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Beauregard
- 2024 margin
- Solid R (+71.3) · D 13.8% · R 85.1% · Other 1.1%
- 2008→2024 swing
- -16.9pp toward R · 2008: -54.3pp · 2024: -71.3pp
- All cycles
- 2024: R+71.3 2020: R+67.5 2016: R+65.3 2012: R+58.2 2008: R+54.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.61%
- Current HPI
- 130.4445
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+23.5% since first listed3 events — show timeline
- 2026-03-30 Price Changed $147,000 GFPAR
- 2025-12-11 Listed $157,000 GFPAR
- 2019-07-22 Sold (Public Records) $119,000 Public Records
Property tax history
+46.2%/yrLatest (2025): $670 · +0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…