8915 Hammock Loop, Polk City, FL 33868 · Polk City, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- ARV discount +7.5/15.0
- DSCR +3.8/10.0
- Schools +3.5/10.0
- Livability +3.4/5.0
- 1% rule +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$350,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Back on the market! The previous contract was canceled due to buyer-related issues entirely unrelated to the property. The original buyer experienced unexpected personal circumstances that prevented them from moving forward with the purchase. Their loss is your gain—don’t miss this second opportunity to own this beautifully upgraded and move-in-ready home. Imagine stepping into a home that not only meets your expectations but exceeds them in every way. This beautifully remodeled and upgraded property is the perfect blend of comfort, modern living, and tranquility—crafted just for you. Nestled on almost 3/4 of an acre, this property offers the peace and privacy you’ve been searching for, yet it’s just minutes from I-4, connecting you to everything you need. From the moment you arrive, you’ll feel the welcoming embrace of its spacious design and thoughtful upgrades. Step inside and be greeted by an expansive, open floor plan highlighted by a stylish tray ceiling in the living room. The space flows seamlessly into the heart of the home—the fully remodeled kitchen. With a large island, ample cabinet space, and nearly-new Samsung appliances, it’s the perfect setup for cooking and entertaining. Multiple living spaces and cozy bedrooms make this home ideal whether you're hosting loved ones or enjoying a quiet night in. The dedicated laundry room includes extra storage, a utility sink, and even a second washer for added convenience. Outside, the huge, fully fenced backyard is a blank canvas for your imagination. Picture yourself adding a pool, building a custom summer kitchen, or simply enjoying the space and privacy. With multiple storage units, a top-tier water filtration system, and thoughtful upgrades throughout, this home is truly move-in ready. This isn’t just a house—it’s a lifestyle upgrade. You’ll enjoy privacy, a prime location near major highways, peace of mind with nearly-new systems, and exceptional value for the price. This incredible mobile home on 3/4 of an acre is back on the market and won’t last long. Schedule your private tour today and take the first step toward the life you deserve!
Key facts
- Over half an acre
- Country living
- Large rooms
Tags
Property features AI
Finance
- Other: Lot about 0.64 acres (1/2 to less than 1 acre)
- Financial info: No lease restrictions
- HOA & community: No association
Exterior
- Parking: Driveway
- Utilities: Public water; Septic tank sewer; Electricity connected; Cable available; Water connected
- Home design: Manufactured double-wide home; Single-story; West-facing; Homestead property
- Construction: Vinyl siding with frame construction; Shingle roof; Crawlspace foundation; Built as a manufactured home
- Exterior features: Sliding doors; Paved road access
Interior
- Kitchen: Range; Microwave; Refrigerator; Eat-in kitchen layout
- Bedrooms: 5 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Eat-in kitchen; Kitchen/family room combo; Open floorplan; Split bedroom layout; Tray ceilings; Walk-in closets
- Laundry & utility: Washer and dryer; Inside laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath manufactured listed at $350k.
Deal economics
- At list price, monthly cash flow is $-29 ($-345/yr) — negative.
- To cash-flow at today's rent, offer at most $345k (1.5% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $275k (21.4% below list).
- Recommended offer: $275k (21.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 68/100 on livability (#501 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D, amenities F, commute F.
- Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 422 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($345k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.19%
- Cash-on-cash
- -0.35%
- DSCR
- 0.98
- GRM
- 10.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -16.9%
- Equity multiple
- 0.40×
- Total profit
- $-58,639
- Equity at exit
- $52,186
- IRR
- -8.9%
- Equity multiple
- 0.45×
- Total profit
- $-53,795
- Equity at exit
- $30,262
Cash invested: $98,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33868
- Home prices YoY
- -9.3%
- Active inventory
- 422
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $2,750 medium interval (Pro) →
- Mortgage (P&I)
- −$1,835
- Tax from tax record
- −$220 /mo · $2,640/yr
- Insurance
- −$146
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$578
- Net cashflow
- $-29
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,500
- Closing costs
- $10,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8519 Rindge Rd Polk City, FL | 4.0 | 3.0 | 1990 | $2,750 | $1.38 | 14d | 1 | 0.60mi |
Listing history 27 events
-
2026-06-18days on market $350,000 Active 30 DOM
-
2026-06-17days on market $350,000 Active 29 DOM
-
2026-06-16days on market $350,000 Active 28 DOM
-
2026-06-15days on market $350,000 Active 27 DOM
-
2026-06-13days on market $350,000 Active 25 DOM
-
2026-06-10days on market $350,000 Active 22 DOM
-
2026-06-09days on market $350,000 Active 21 DOM
-
2026-06-08days on market $350,000 Active 20 DOM
-
2026-06-07days on market $350,000 Active 19 DOM
-
2026-06-05days on market $350,000 Active 16 DOM
-
2026-06-03days on market $350,000 Active 15 DOM
-
2026-06-03days on market $350,000 Active 14 DOM
-
2026-06-01days on market $350,000 Active 13 DOM
-
2026-05-31days on market $350,000 Active 12 DOM
-
2026-05-19$350,000 Active
-
2025-07-02soldstatus $320,000
-
2025-06-19soldstatus $319,990 Closed 2211-char remark
Show marketing remark (2211 chars)
Back on the market! The previous contract was canceled due to buyer-related issues entirely unrelated to the property. The original buyer experienced unexpected personal circumstances that prevented them from moving forward with the purchase. Their loss is your gain—don’t miss this second opportunity to own this beautifully upgraded and move-in-ready home. Imagine stepping into a home that not only meets your expectations but exceeds them in every way. This beautifully remodeled and upgraded property is the perfect blend of comfort, modern living, and tranquility—crafted just for you. Nestled on almost 3/4 of an acre, this property offers the peace and privacy you’ve been searching for, yet it’s just minutes from I-4, connecting you to everything you need. From the moment you arrive, you’ll feel the welcoming embrace of its spacious design and thoughtful upgrades. Step inside and be greeted by an expansive, open floor plan highlighted by a stylish tray ceiling in the living room. The space flows seamlessly into the heart of the home—the fully remodeled kitchen. With a large island, ample cabinet space, and nearly-new Samsung appliances, it’s the perfect setup for cooking and entertaining. Multiple living spaces and cozy bedrooms make this home ideal whether you're hosting loved ones or enjoying a quiet night in. The dedicated laundry room includes extra storage, a utility sink, and even a second washer for added convenience. Outside, the huge, fully fenced backyard is a blank canvas for your imagination. Picture yourself adding a pool, building a custom summer kitchen, or simply enjoying the space and privacy. With multiple storage units, a top-tier water filtration system, and thoughtful upgrades throughout, this home is truly move-in ready. This isn’t just a house—it’s a lifestyle upgrade. You’ll enjoy privacy, a prime location near major highways, peace of mind with nearly-new systems, and exceptional value for the price. This incredible mobile home on 3/4 of an acre is back on the market and won’t last long. Schedule your private tour today and take the first step toward the life you deserve!
-
2025-06-06status Pending 2211-char remark
Show marketing remark (2211 chars)
Back on the market! The previous contract was canceled due to buyer-related issues entirely unrelated to the property. The original buyer experienced unexpected personal circumstances that prevented them from moving forward with the purchase. Their loss is your gain—don’t miss this second opportunity to own this beautifully upgraded and move-in-ready home. Imagine stepping into a home that not only meets your expectations but exceeds them in every way. This beautifully remodeled and upgraded property is the perfect blend of comfort, modern living, and tranquility—crafted just for you. Nestled on almost 3/4 of an acre, this property offers the peace and privacy you’ve been searching for, yet it’s just minutes from I-4, connecting you to everything you need. From the moment you arrive, you’ll feel the welcoming embrace of its spacious design and thoughtful upgrades. Step inside and be greeted by an expansive, open floor plan highlighted by a stylish tray ceiling in the living room. The space flows seamlessly into the heart of the home—the fully remodeled kitchen. With a large island, ample cabinet space, and nearly-new Samsung appliances, it’s the perfect setup for cooking and entertaining. Multiple living spaces and cozy bedrooms make this home ideal whether you're hosting loved ones or enjoying a quiet night in. The dedicated laundry room includes extra storage, a utility sink, and even a second washer for added convenience. Outside, the huge, fully fenced backyard is a blank canvas for your imagination. Picture yourself adding a pool, building a custom summer kitchen, or simply enjoying the space and privacy. With multiple storage units, a top-tier water filtration system, and thoughtful upgrades throughout, this home is truly move-in ready. This isn’t just a house—it’s a lifestyle upgrade. You’ll enjoy privacy, a prime location near major highways, peace of mind with nearly-new systems, and exceptional value for the price. This incredible mobile home on 3/4 of an acre is back on the market and won’t last long. Schedule your private tour today and take the first step toward the life you deserve!
-
2025-05-07status Active 2211-char remark
Show marketing remark (2211 chars)
Back on the market! The previous contract was canceled due to buyer-related issues entirely unrelated to the property. The original buyer experienced unexpected personal circumstances that prevented them from moving forward with the purchase. Their loss is your gain—don’t miss this second opportunity to own this beautifully upgraded and move-in-ready home. Imagine stepping into a home that not only meets your expectations but exceeds them in every way. This beautifully remodeled and upgraded property is the perfect blend of comfort, modern living, and tranquility—crafted just for you. Nestled on almost 3/4 of an acre, this property offers the peace and privacy you’ve been searching for, yet it’s just minutes from I-4, connecting you to everything you need. From the moment you arrive, you’ll feel the welcoming embrace of its spacious design and thoughtful upgrades. Step inside and be greeted by an expansive, open floor plan highlighted by a stylish tray ceiling in the living room. The space flows seamlessly into the heart of the home—the fully remodeled kitchen. With a large island, ample cabinet space, and nearly-new Samsung appliances, it’s the perfect setup for cooking and entertaining. Multiple living spaces and cozy bedrooms make this home ideal whether you're hosting loved ones or enjoying a quiet night in. The dedicated laundry room includes extra storage, a utility sink, and even a second washer for added convenience. Outside, the huge, fully fenced backyard is a blank canvas for your imagination. Picture yourself adding a pool, building a custom summer kitchen, or simply enjoying the space and privacy. With multiple storage units, a top-tier water filtration system, and thoughtful upgrades throughout, this home is truly move-in ready. This isn’t just a house—it’s a lifestyle upgrade. You’ll enjoy privacy, a prime location near major highways, peace of mind with nearly-new systems, and exceptional value for the price. This incredible mobile home on 3/4 of an acre is back on the market and won’t last long. Schedule your private tour today and take the first step toward the life you deserve!
-
2025-04-16status Pending 2211-char remark
Show marketing remark (2211 chars)
Back on the market! The previous contract was canceled due to buyer-related issues entirely unrelated to the property. The original buyer experienced unexpected personal circumstances that prevented them from moving forward with the purchase. Their loss is your gain—don’t miss this second opportunity to own this beautifully upgraded and move-in-ready home. Imagine stepping into a home that not only meets your expectations but exceeds them in every way. This beautifully remodeled and upgraded property is the perfect blend of comfort, modern living, and tranquility—crafted just for you. Nestled on almost 3/4 of an acre, this property offers the peace and privacy you’ve been searching for, yet it’s just minutes from I-4, connecting you to everything you need. From the moment you arrive, you’ll feel the welcoming embrace of its spacious design and thoughtful upgrades. Step inside and be greeted by an expansive, open floor plan highlighted by a stylish tray ceiling in the living room. The space flows seamlessly into the heart of the home—the fully remodeled kitchen. With a large island, ample cabinet space, and nearly-new Samsung appliances, it’s the perfect setup for cooking and entertaining. Multiple living spaces and cozy bedrooms make this home ideal whether you're hosting loved ones or enjoying a quiet night in. The dedicated laundry room includes extra storage, a utility sink, and even a second washer for added convenience. Outside, the huge, fully fenced backyard is a blank canvas for your imagination. Picture yourself adding a pool, building a custom summer kitchen, or simply enjoying the space and privacy. With multiple storage units, a top-tier water filtration system, and thoughtful upgrades throughout, this home is truly move-in ready. This isn’t just a house—it’s a lifestyle upgrade. You’ll enjoy privacy, a prime location near major highways, peace of mind with nearly-new systems, and exceptional value for the price. This incredible mobile home on 3/4 of an acre is back on the market and won’t last long. Schedule your private tour today and take the first step toward the life you deserve!
-
2025-01-13$319,990 Active 2211-char remark
Show marketing remark (2211 chars)
Back on the market! The previous contract was canceled due to buyer-related issues entirely unrelated to the property. The original buyer experienced unexpected personal circumstances that prevented them from moving forward with the purchase. Their loss is your gain—don’t miss this second opportunity to own this beautifully upgraded and move-in-ready home. Imagine stepping into a home that not only meets your expectations but exceeds them in every way. This beautifully remodeled and upgraded property is the perfect blend of comfort, modern living, and tranquility—crafted just for you. Nestled on almost 3/4 of an acre, this property offers the peace and privacy you’ve been searching for, yet it’s just minutes from I-4, connecting you to everything you need. From the moment you arrive, you’ll feel the welcoming embrace of its spacious design and thoughtful upgrades. Step inside and be greeted by an expansive, open floor plan highlighted by a stylish tray ceiling in the living room. The space flows seamlessly into the heart of the home—the fully remodeled kitchen. With a large island, ample cabinet space, and nearly-new Samsung appliances, it’s the perfect setup for cooking and entertaining. Multiple living spaces and cozy bedrooms make this home ideal whether you're hosting loved ones or enjoying a quiet night in. The dedicated laundry room includes extra storage, a utility sink, and even a second washer for added convenience. Outside, the huge, fully fenced backyard is a blank canvas for your imagination. Picture yourself adding a pool, building a custom summer kitchen, or simply enjoying the space and privacy. With multiple storage units, a top-tier water filtration system, and thoughtful upgrades throughout, this home is truly move-in ready. This isn’t just a house—it’s a lifestyle upgrade. You’ll enjoy privacy, a prime location near major highways, peace of mind with nearly-new systems, and exceptional value for the price. This incredible mobile home on 3/4 of an acre is back on the market and won’t last long. Schedule your private tour today and take the first step toward the life you deserve!
-
2023-07-28soldstatus $280,000 Closed 805-char remark
Show marketing remark (805 chars)
OWNER FINANCING AVAILABLE!! Brand new MH on almost 3/4 of an acre. Live away from all the hustle and bustle but still just minutes to I-4. This 2022 MH by Townhomes LLC is move in ready. As you enter the home you are greeted with a large open floor plan. A tray ceiling graces the front living room. The kitchen has black Frigidaire appliances, a large island and generous cabinet space. The kitchen island over looks the eating area and family room. The many bedrooms, multiple living spaces and open concept allows for plenty of room for entertaining guests or spreading out to find a quiet space. The laundry room is off of the kitchen and has additional storage space. The back yard is huge and is ready for your landscape plan. This home is ready for you to make it your own. Call for an appt today!
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2023-05-11status Pending 805-char remark
Show marketing remark (805 chars)
OWNER FINANCING AVAILABLE!! Brand new MH on almost 3/4 of an acre. Live away from all the hustle and bustle but still just minutes to I-4. This 2022 MH by Townhomes LLC is move in ready. As you enter the home you are greeted with a large open floor plan. A tray ceiling graces the front living room. The kitchen has black Frigidaire appliances, a large island and generous cabinet space. The kitchen island over looks the eating area and family room. The many bedrooms, multiple living spaces and open concept allows for plenty of room for entertaining guests or spreading out to find a quiet space. The laundry room is off of the kitchen and has additional storage space. The back yard is huge and is ready for your landscape plan. This home is ready for you to make it your own. Call for an appt today!
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2023-04-21price $299,900 805-char remark
Show marketing remark (805 chars)
OWNER FINANCING AVAILABLE!! Brand new MH on almost 3/4 of an acre. Live away from all the hustle and bustle but still just minutes to I-4. This 2022 MH by Townhomes LLC is move in ready. As you enter the home you are greeted with a large open floor plan. A tray ceiling graces the front living room. The kitchen has black Frigidaire appliances, a large island and generous cabinet space. The kitchen island over looks the eating area and family room. The many bedrooms, multiple living spaces and open concept allows for plenty of room for entertaining guests or spreading out to find a quiet space. The laundry room is off of the kitchen and has additional storage space. The back yard is huge and is ready for your landscape plan. This home is ready for you to make it your own. Call for an appt today!
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2023-03-27price $324,000 805-char remark
Show marketing remark (805 chars)
OWNER FINANCING AVAILABLE!! Brand new MH on almost 3/4 of an acre. Live away from all the hustle and bustle but still just minutes to I-4. This 2022 MH by Townhomes LLC is move in ready. As you enter the home you are greeted with a large open floor plan. A tray ceiling graces the front living room. The kitchen has black Frigidaire appliances, a large island and generous cabinet space. The kitchen island over looks the eating area and family room. The many bedrooms, multiple living spaces and open concept allows for plenty of room for entertaining guests or spreading out to find a quiet space. The laundry room is off of the kitchen and has additional storage space. The back yard is huge and is ready for your landscape plan. This home is ready for you to make it your own. Call for an appt today!
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2023-02-10$325,000 Active 805-char remark
Show marketing remark (805 chars)
OWNER FINANCING AVAILABLE!! Brand new MH on almost 3/4 of an acre. Live away from all the hustle and bustle but still just minutes to I-4. This 2022 MH by Townhomes LLC is move in ready. As you enter the home you are greeted with a large open floor plan. A tray ceiling graces the front living room. The kitchen has black Frigidaire appliances, a large island and generous cabinet space. The kitchen island over looks the eating area and family room. The many bedrooms, multiple living spaces and open concept allows for plenty of room for entertaining guests or spreading out to find a quiet space. The laundry room is off of the kitchen and has additional storage space. The back yard is huge and is ready for your landscape plan. This home is ready for you to make it your own. Call for an appt today!
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2021-10-13soldstatus $45,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,640 · $220/mo
- Projected year-2 tax
- $2,905 · $242/mo
- Expected delta
- +$265/yr (+$22/mo · 10.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 6 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,000
- − Mortgage interest
- −$19,605
- − Property taxes
- −$2,640
- − Insurance
- −$1,750
- − Repairs & maintenance
- −$2,640
- − Management
- −$2,640
- − Depreciation
- −$10,182
- Taxable loss
- −$6,457
- Est. tax savings @ 24.0%
- +$1,550
- After-tax cash flow
- $1,205/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Polk
- NCES district ID
- 1201590
- Math proficiency
- 39% ▼ -11.00%
- Reading proficiency
- 43% ▼ -4.00%
- Median HH income
- $43,979
- Composite
- 34.74/100
- National rank
- #5132
- State rank
- #62 of 73 in FL
Livability — Polk City
- Score
- 68/100
- State rank
- #501
- US rank
- #9243
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 13,676
Population outlook (Polk County) Hauer SSP2
- Today (2025)
- 752,975 people
- By 2030
- 804,621 · +6.9%
- By 2040
- 906,117 · +20.3%
- By 2050
- 1,000,476 · +32.9%
- By 2075
- 1,197,520 · +59.0%
- By 2100
- 1,271,518 · +68.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (66%)
- Race & ethnicity
- White 66% Hispanic / Latino 22% Two or more races 14% Black 6%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 11% Dominican 2%
- Common ancestry
- Lithuanian 1% Italian 1% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 80% English-only · Spanish 17% Other Indo-European 1%
Political lean MEDSL · Polk
- 2024 margin
- Strong R (+20.7) · D 39.2% · R 59.9%
- 2008→2024 swing
- -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
- All cycles
- 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -33.52%
- Current HPI
- 325.6917
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+677.8% since first listed13 events — show timeline
- 2026-05-19 Listed $350,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-02 Sold (Public Records) $320,000 Public Records
- 2025-06-19 Sold (MLS) $319,990 Stellar MLS as Distributed by MLS Grid
- 2025-06-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-05-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-04-16 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-01-13 Listed $319,990 Stellar MLS as Distributed by MLS Grid
- 2023-07-28 Sold (MLS) $280,000 Stellar MLS as Distributed by MLS Grid
- 2023-05-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-04-21 Price Changed $299,900 Stellar MLS as Distributed by MLS Grid
- 2023-03-27 Price Changed $324,000 Stellar MLS as Distributed by MLS Grid
- 2023-02-10 Listed $325,000 Stellar MLS as Distributed by MLS Grid
- 2021-10-13 Sold (Public Records) $45,000 Public Records
Property tax history
+51.4%/yrLatest (2025): $2,640 · -35.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…