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331 Plaza Bonita Way
B Composite 70.75
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.9/30.0
  • DSCR +9.9/10.0
  • ARV discount +7.5/15.0
  • Appreciation +7.2/10.0
  • 1% rule +6.6/10.0
  • Condition / age +5.0/5.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Schools +1.5/10.0

$129,998

331 Plaza Bonita Way · Clint, TX 79836
3 bd · 2.0 ba · 980 sqft · Manufactured · 150 Days on market
Built 2020 Excellent condition 10,252 sqft lot ↓ 21% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Move-In Ready Mobile Home in Plaza Bonita Subdivision, Clint, TX! Step into affordable comfort with this charming 14x70 single-wide mobile home, offering 980 square feet of living space. Nestled on a spacious .24-acre lot, this property provides ample room to grow and enjoy outdoor activities. Property features: 3 Bedrooms and 2 Full baths, perfect for families or individuals seeking space and convenience. Open floor plan with natural light throughout, creating a warm and inviting atmosphere. A generous lot with endless possibilities for landscaping, parking, or outdoor entertaining. Located in the Plaza Bonita Subdivision in Clint, Texas, this home combines small-town tranquility with easy access to schools, dining, and nearby amenities. This is your chance to own an affordable home with land!

Key facts

  • 0.24 acre lot
  • Built 2020
  • Listed 150 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $130k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $399 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 55/100 on livability (#1,340 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: crime F, amenities F, commute F.
  • Clint ISD (suburban): math 14% / reading 22% proficiency, ranked #792 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 147 active listings in the ZIP; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • In year one you build about $6k of equity ($898 loan paydown + $6k appreciation (4.3% local appreciation)).
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (4.3% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~4 years — after that, you're playing with house money.
  • By year 6, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 150 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,398 (12.0% below list)

Questions for the listing agent

  1. It's been on market 150 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.16%
Cap rate
9.98%
Cash-on-cash
13.16%
DSCR
1.59
GRM
7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.31% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.7%
Equity multiple
2.38×
Total profit
$50,268
Equity at exit
$68,260
10-year hold
IRR
22.6%
Equity multiple
4.64×
Total profit
$132,524
Equity at exit
$113,561

Cash invested: $36,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79836

Home prices YoY
2.6%
Active inventory
147
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,510 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$58 /mo · $692/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$317
Net cashflow
$399

Break-even live

Break-even rent $1,005
Max offer price $129,998
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 21 events

  1. 2026-06-18
    days on market $129,998 Active 150 DOM
  2. 2026-06-17
    days on market $129,998 Active 149 DOM
  3. 2026-06-16
    days on market $129,998 Active 148 DOM
  4. 2026-06-15
    days on market $129,998 Active 147 DOM
  5. 2026-06-13
    days on market $129,998 Active 145 DOM
  6. 2026-06-10
    days on market $129,998 Active 142 DOM
  7. 2026-06-09
    days on market $129,998 Active 141 DOM
  8. 2026-06-08
    days on market $129,998 Active 140 DOM
  9. 2026-06-07
    days on market $129,998 Active 139 DOM
  10. 2026-06-03
    days on market $129,998 Active 135 DOM
  11. 2026-06-03
    days on market $129,998 Active 134 DOM
  12. 2026-06-01
    days on market $129,998 Active 133 DOM
  13. 2026-05-31
    days on market $129,998 Active 132 DOM
  14. 2026-04-11
    price $129,998 831-char remark
    Show marketing remark (831 chars)

    Move-In Ready Mobile Home in Plaza Bonita Subdivision, Clint, TX! Step into affordable comfort with this charming 14x70 single-wide mobile home, offering 980 square feet of living space. Nestled on a spacious .24-acre lot, this property provides ample room to grow and enjoy outdoor activities. Property features: 3 Bedrooms and 2 Full baths, perfect for families or individuals seeking space and convenience. Open floor plan with natural light throughout, creating a warm and inviting atmosphere. A generous lot with endless possibilities for landscaping, parking, or outdoor entertaining. Located in the Plaza Bonita Subdivision in Clint, Texas, this home combines small-town tranquility with easy access to schools, dining, and nearby amenities. This is your chance to own an affordable home with land!

  15. 2026-02-19
    price $129,999 831-char remark
    Show marketing remark (831 chars)

    Move-In Ready Mobile Home in Plaza Bonita Subdivision, Clint, TX! Step into affordable comfort with this charming 14x70 single-wide mobile home, offering 980 square feet of living space. Nestled on a spacious .24-acre lot, this property provides ample room to grow and enjoy outdoor activities. Property features: 3 Bedrooms and 2 Full baths, perfect for families or individuals seeking space and convenience. Open floor plan with natural light throughout, creating a warm and inviting atmosphere. A generous lot with endless possibilities for landscaping, parking, or outdoor entertaining. Located in the Plaza Bonita Subdivision in Clint, Texas, this home combines small-town tranquility with easy access to schools, dining, and nearby amenities. This is your chance to own an affordable home with land!

  16. 2026-01-19
    listed $130,000 Active 831-char remark
    Show marketing remark (831 chars)

    Move-In Ready Mobile Home in Plaza Bonita Subdivision, Clint, TX! Step into affordable comfort with this charming 14x70 single-wide mobile home, offering 980 square feet of living space. Nestled on a spacious .24-acre lot, this property provides ample room to grow and enjoy outdoor activities. Property features: 3 Bedrooms and 2 Full baths, perfect for families or individuals seeking space and convenience. Open floor plan with natural light throughout, creating a warm and inviting atmosphere. A generous lot with endless possibilities for landscaping, parking, or outdoor entertaining. Located in the Plaza Bonita Subdivision in Clint, Texas, this home combines small-town tranquility with easy access to schools, dining, and nearby amenities. This is your chance to own an affordable home with land!

  17. 2025-06-20
    historical
  18. 2025-04-10
    price $159,999
  19. 2025-02-28
    price $160,000
  20. 2025-02-14
    price $164,999
  21. 2025-01-20
    listed $165,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$692 · $58/mo
Projected year-2 tax
$2,379 · $198/mo
Expected delta
+$1,687/yr (+$141/mo · 243.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate 18% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,119
− Mortgage interest
−$7,282
− Property taxes
−$692
− Insurance
−$650
− Repairs & maintenance
−$1,450
− Management
−$1,450
− Depreciation
−$3,782
Taxable income
$2,814
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$675
After-tax cash flow
$4,116/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 100/100 None rehab

This move-in ready mobile home in the Plaza Bonita Subdivision is in excellent condition with new appliances, fixtures, and exterior. It offers a spacious .24-acre lot with endless possibilities for landscaping and outdoor activities.

Value-add opportunities

  • Both Landscaping and curb appeal — Enhances curb appeal and can attract more buyers or renters.
  • Both Painting exterior and interior — Fresh paint can improve the home's appearance and value.
  • Both Landscaping and curb appeal — Enhances curb appeal and can attract more buyers or renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal — Enhances curb appeal and can attract more buyers or renters.
  • Both Painting exterior and interior — Fresh paint can improve the home's appearance and value.
  • Both Landscaping and curb appeal — Enhances curb appeal and can attract more buyers or renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Clint ISD
NCES district ID
4814430
Math proficiency
14% ▼ -32.00%
Reading proficiency
22% ▼ -15.00%
Median HH income
$37,490
Composite
15.03/100
National rank
#9356
State rank
#792 of 826 in TX

Livability — Clint

Score
55/100
State rank
#1340
US rank
#23128

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing B+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
7,481

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (90%)
Race & ethnicity
Hispanic / Latino 90% Two or more races 40% White 6% Black 3%
Hispanic origin (detail)
Mexican 87%
Foreign-born
23% · Canada
Languages at home
20% English-only · Spanish 79%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.31%
Current HPI
166.8578
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-21.2% since first listed
8 events — show timeline
  • 2026-04-11 Price Changed $129,998 GEPARMLS
  • 2026-02-19 Price Changed $129,999 GEPARMLS
  • 2026-01-19 Listed $130,000 GEPARMLS
  • 2025-06-20 Listing Removed GEPARMLS
  • 2025-04-10 Price Changed $159,999 GEPARMLS
  • 2025-02-28 Price Changed $160,000 GEPARMLS
  • 2025-02-14 Price Changed $164,999 GEPARMLS
  • 2025-01-20 Listed $165,000 GEPARMLS

Property tax history

+13.6%/yr

Latest (2025): $692 · +24.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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