CashFlowRE
Sign in Sign up
1225 Vienna Dr
B+ Composite 78.67
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +8.3/10.0
  • ARV discount +7.5/15.0
  • Livability +4.1/5.0
  • Appreciation +3.2/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0

$249,000

1225 Vienna Dr · Sunnyvale, CA 94089
2 bd · 2.0 ba · 2,528 sqft · Other public records · 28 Days on market
Built 1981

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Note: * do not disturb residents * Light and spacious home in quiet high end park. Large deck and totally private yard accessible via sliding door from large dining / sitting / family room with open kitchen and large skylight for a bright environment. Hall bathroom with bath/shower, toilet and sink, next to front bedroom. Master in rear with another sliding door access to the deck, a private bathroom with separate shower and bath, toilet and a large counter with sink. Also large walk-in closet. Opposite kitchen is laundry room side by side w/ d and lots of cabinets for storage plus a counter spanning across the lower cabinets that can serve as home office desk. Available for move-in Ju

Key facts

  • Large deck
  • Large counter
  • Private yard

Tags

LARGE DECKPRIVATE YARDOPEN KITCHENLARGE SKYLIGHTPRIVATE BATHROOMLARGE COUNTER

Property features AI

Exterior

  • Parking: 2-car garage
  • Home design: Built in 1981; Single-family residence
  • Exterior features: Deck; Subdivision: Plaza del Rey

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Interior features: Skylights; Pantry; Deck

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath other listed at $249k.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $249k).
  • Recommended offer: $245k (1.5% below list) — sets the bar for market timing.
  • Cap rate 14.4% vs local median 1.2% in Sunnyvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#37 in CA, #1,258 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
  • Fremont Union High (urban): math 87% / reading 91% proficiency, ranked #6 of 517 in CA (top 1%) — strong family-tenant draw, lease renewals of 3-5y typical.
  • Zoned schools: Lakewood Elementary (407 students, 47% FRL); Columbia Middle (587 students, 46% FRL); Fremont High (math 67% / reading 82%, grade B+, #78 of 1,170 statewide, top 7%, 2,171 students, 23% FRL).
  • Zoned-school proficiency averages 74% at this address vs 89% district-wide (-14 pts) — the specific schools serving this property underperform the Fremont Union High average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+2.6%/yr); 68 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 3,838 units permitted in Santa Clara County in 2024 (1,886 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($158k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Santa Clara County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $70k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($245k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 8→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $245,265 (1.5% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.73%
Cap rate
14.40%
Cash-on-cash
28.95%
DSCR
2.29
GRM
4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.63% rent growth · sell at horizon

5-year hold
IRR
13.8%
Equity multiple
1.55×
Total profit
$38,328
Equity at exit
$37,127
10-year hold
IRR
22.4%
Equity multiple
2.88×
Total profit
$131,141
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94089

Home prices YoY
-1.1%
Rents YoY
2.6%
Active inventory
68
Price-to-rent
4.8×

Monthly cashflow live

Estimated rent
$4,307 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax est. 1.5%
$311 /mo · $3,735/yr
Insurance
$104
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$904
Net cashflow
$1,255

Break-even live

Break-even rent $2,718
Max offer price $249,000
Occupancy floor 66%

Sensitivity live

Price -10% $1,427 -5% $1,341 +0% $1,255 +5% $1,169 +10% $1,083
Rent -10% $915 -5% $1,085 +0% $1,255 +5% $1,425 +10% $1,595
Rate -1.0pp $1,381 -0.5pp $1,319 base $1,255 +0.5pp $1,191 +1.0pp $1,125

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1171 La Rochelle Ter Unit G Sunnyvale, CA 3.0 2.5 2156 $5,200 $2.41 3d 1 0.48mi
1271 Lawrence Station Rd Sunnyvale, CA 1.0–2.0 1.0–2.5 1417 $5,307 $3.74 0d 6 0.64mi

Listing history 8 events

  1. 2026-06-05
    days on market $249,000 Active 28 DOM
  2. 2026-06-03
    days on market $249,000 Active 27 DOM
  3. 2026-06-02
    days on market $249,000 Active 26 DOM
  4. 2026-06-01
    days on market $249,000 Active 25 DOM
  5. 2026-05-31
    days on market $249,000 Active 24 DOM
  6. 2026-04-16
    listed $249,000 Active
  7. 2019-08-26
    soldstatus $237,360,000
  8. 2015-10-23
    soldstatus $151,521,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone AE · 47% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 8 d/yr ≥92°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$51,684
− Mortgage interest
−$13,948
− Property taxes
−$3,735
− Insurance
−$6,364
− Repairs & maintenance
−$4,135
− Management
−$4,135
− Depreciation
−$7,244
Taxable income
$12,125
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,910
After-tax cash flow
$12,153/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fremont Union High
NCES district ID
0614430
Math proficiency
87% ▲ 9.00%
Reading proficiency
91% ▲ 10.00%
Median HH income
$128,947
Composite
82.66/100
National rank
#20
State rank
#6 of 517 in CA

Livability — Sunnyvale

Score
82/100
State rank
#37
US rank
#1258

Category grades

Amenities A+ Commute A+ Cost of living F Crime C+ Employment A+ Housing B Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sunnyvale, CA
County
Santa Clara County · 1,806,974 people
City population
154,236
Metro
San Jose-Sunnyvale-Santa Clara, CA
Population (ZIP)
22,699
Household income
$158,304
Rent vs Own
47.1% rent · 52.9% own
Severe rent burden
558.0

Population outlook (Santa Clara County) Hauer SSP2

Today (2025)
2,179,074 people
By 2030
2,301,297 · +5.6%
By 2040
2,528,195 · +16.0%
By 2050
2,712,135 · +24.5%
By 2075
2,998,701 · +37.6%
By 2100
2,931,429 · +34.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Asian 45% White 24% Hispanic / Latino 24% Two or more races 9% Black 2%
Hispanic origin (detail)
Mexican 17%
Common ancestry
Scotch-Irish 2% Lithuanian 1% Estonian 1%
Foreign-born
51% · Canada, China, Vietnam
Languages at home
40% English-only · Spanish 18% Chinese 12% Other Asian/Pacific 8%

Political lean MEDSL · Santa Clara

2024 margin
Solid D (+40.0) · D 68.1% · R 28.1% · Other 3.8%
2008→2024 swing
-0.9pp no change · 2008: 40.9pp · 2024: 40.0pp
All cycles
2024: D+40.0 2020: D+47.4 2016: D+52.5 2012: D+42.1 2008: D+40.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.70%
Current HPI
338.6935
Rent YoY
▲ 2.63%
Metro
San Jose-Sunnyvale-Santa Clara, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-99.8% since first listed
3 events — show timeline
  • 2026-04-16 Listed $249,000 FSBO.com
  • 2019-08-26 Sold (Public Records) $237,360,000 Public Records
  • 2015-10-23 Sold (Public Records) $151,521,000 Public Records

Property tax history

+14.8%/yr

Latest (2025): $400,164 · +3.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…