1225 Vienna Dr · Sunnyvale, CA
Flood risk 5/10 · Moderate
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.47%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 92°F)
- 8 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 7/10 · Major
- Unhealthy air days now
- 13 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +8.3/10.0
- ARV discount +7.5/15.0
- Livability +4.1/5.0
- Appreciation +3.2/10.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
$249,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Note: * do not disturb residents * Light and spacious home in quiet high end park. Large deck and totally private yard accessible via sliding door from large dining / sitting / family room with open kitchen and large skylight for a bright environment. Hall bathroom with bath/shower, toilet and sink, next to front bedroom. Master in rear with another sliding door access to the deck, a private bathroom with separate shower and bath, toilet and a large counter with sink. Also large walk-in closet. Opposite kitchen is laundry room side by side w/ d and lots of cabinets for storage plus a counter spanning across the lower cabinets that can serve as home office desk. Available for move-in Ju
Key facts
- Large deck
- Large counter
- Private yard
Tags
Property features AI
Exterior
- Parking: 2-car garage
- Home design: Built in 1981; Single-family residence
- Exterior features: Deck; Subdivision: Plaza del Rey
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Interior features: Skylights; Pantry; Deck
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath other listed at $249k.
Deal economics
- At list price, monthly cash flow is $1k ($15k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $249k).
- Recommended offer: $245k (1.5% below list) — sets the bar for market timing.
- Cap rate 14.4% vs local median 1.2% in Sunnyvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#37 in CA, #1,258 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
- Fremont Union High (urban): math 87% / reading 91% proficiency, ranked #6 of 517 in CA (top 1%) — strong family-tenant draw, lease renewals of 3-5y typical.
- Zoned schools: Lakewood Elementary (407 students, 47% FRL); Columbia Middle (587 students, 46% FRL); Fremont High (math 67% / reading 82%, grade B+, #78 of 1,170 statewide, top 7%, 2,171 students, 23% FRL).
- Zoned-school proficiency averages 74% at this address vs 89% district-wide (-14 pts) — the specific schools serving this property underperform the Fremont Union High average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.6%/yr); 68 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 3,838 units permitted in Santa Clara County in 2024 (1,886 in 5+ unit buildings).
- This rent runs 33% of the median local income ($158k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Santa Clara County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 2.6% rent growth), your $70k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); extreme-heat days projected 8→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.73% ✓
- Cap rate
- 14.40%
- Cash-on-cash
- 28.95%
- DSCR
- 2.29
- GRM
- 4.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.63% rent growth · sell at horizon
- IRR
- 13.8%
- Equity multiple
- 1.55×
- Total profit
- $38,328
- Equity at exit
- $37,127
- IRR
- 22.4%
- Equity multiple
- 2.88×
- Total profit
- $131,141
- Equity at exit
- $21,529
Cash invested: $69,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94089
- Home prices YoY
- -1.1%
- Rents YoY
- 2.6%
- Active inventory
- 68
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $4,307 medium interval (Pro) →
- Mortgage (P&I)
- −$1,306
- Tax est. 1.5%
- −$311 /mo · $3,735/yr
- Insurance
- −$104
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$904
- Net cashflow
- $1,255
Break-even live
Sensitivity live
| Price | -10% $1,427 | -5% $1,341 | +0% $1,255 | +5% $1,169 | +10% $1,083 |
|---|---|---|---|---|---|
| Rent | -10% $915 | -5% $1,085 | +0% $1,255 | +5% $1,425 | +10% $1,595 |
| Rate | -1.0pp $1,381 | -0.5pp $1,319 | base $1,255 | +0.5pp $1,191 | +1.0pp $1,125 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,250
- Closing costs
- $7,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1171 La Rochelle Ter Unit G Sunnyvale, CA | 3.0 | 2.5 | 2156 | $5,200 | $2.41 | 3d | 1 | 0.48mi |
| 1271 Lawrence Station Rd Sunnyvale, CA | 1.0–2.0 | 1.0–2.5 | 1417 | $5,307 | $3.74 | 0d | 6 | 0.64mi |
Listing history 8 events
-
2026-06-05days on market $249,000 Active 28 DOM
-
2026-06-03days on market $249,000 Active 27 DOM
-
2026-06-02days on market $249,000 Active 26 DOM
-
2026-06-01days on market $249,000 Active 25 DOM
-
2026-05-31days on market $249,000 Active 24 DOM
-
2026-04-16$249,000 Active
-
2019-08-26soldstatus $237,360,000
-
2015-10-23soldstatus $151,521,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 5/10 Major FEMA zone AE · 47% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 8 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 7/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $51,684
- − Mortgage interest
- −$13,948
- − Property taxes
- −$3,735
- − Insurance
- −$6,364
- − Repairs & maintenance
- −$4,135
- − Management
- −$4,135
- − Depreciation
- −$7,244
- Taxable income
- $12,125
- Est. tax owed @ 24.0%
- −$2,910
- After-tax cash flow
- $12,153/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fremont Union High
- NCES district ID
- 0614430
- Math proficiency
- 87% ▲ 9.00%
- Reading proficiency
- 91% ▲ 10.00%
- Median HH income
- $128,947
- Composite
- 82.66/100
- National rank
- #20
- State rank
- #6 of 517 in CA
Livability — Sunnyvale
- Score
- 82/100
- State rank
- #37
- US rank
- #1258
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sunnyvale, CA
- County
- Santa Clara County · 1,806,974 people
- City population
- 154,236
- Metro
- San Jose-Sunnyvale-Santa Clara, CA
- Population (ZIP)
- 22,699
- Household income
- $158,304
- Rent vs Own
- Severe rent burden
- 558.0
Population outlook (Santa Clara County) Hauer SSP2
- Today (2025)
- 2,179,074 people
- By 2030
- 2,301,297 · +5.6%
- By 2040
- 2,528,195 · +16.0%
- By 2050
- 2,712,135 · +24.5%
- By 2075
- 2,998,701 · +37.6%
- By 2100
- 2,931,429 · +34.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.68)
- Race & ethnicity
- Asian 45% White 24% Hispanic / Latino 24% Two or more races 9% Black 2%
- Hispanic origin (detail)
- Mexican 17%
- Common ancestry
- Scotch-Irish 2% Lithuanian 1% Estonian 1%
- Foreign-born
- 51% · Canada, China, Vietnam
- Languages at home
- 40% English-only · Spanish 18% Chinese 12% Other Asian/Pacific 8%
Political lean MEDSL · Santa Clara
- 2024 margin
- Solid D (+40.0) · D 68.1% · R 28.1% · Other 3.8%
- 2008→2024 swing
- -0.9pp no change · 2008: 40.9pp · 2024: 40.0pp
- All cycles
- 2024: D+40.0 2020: D+47.4 2016: D+52.5 2012: D+42.1 2008: D+40.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.70%
- Current HPI
- 338.6935
- Rent YoY
- ▲ 2.63%
- Metro
- San Jose-Sunnyvale-Santa Clara, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-99.8% since first listed3 events — show timeline
- 2026-04-16 Listed $249,000 FSBO.com
- 2019-08-26 Sold (Public Records) $237,360,000 Public Records
- 2015-10-23 Sold (Public Records) $151,521,000 Public Records
Property tax history
+14.8%/yrLatest (2025): $400,164 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…