1370 Heather Ridge Blvd #204 · Dunedin, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.0/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +5.6/10.0
- Schools +4.3/10.0
- Livability +4.3/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$114,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
NO FLOOD ZONE!!! NOT AFFECTED BY THE RECENT 2 HURRICANES! Highly desirable 55+ community of Heather Ridge in super popular Dunedin! Very well-maintained, super clean unit! This beautiful condo is ready for you as it even comes furnished! Spacious Living Room/Dining Room combination which opens up to a screened lanai area. You will enjoy the view of trees and the peaceful scenery. The amenities include a heated pool, recreational facility with an outdoor kitchen, covered picnic area and shuffleboard courts. Heather Ridge is close to Honeymoon Island, Caladesi Island, historical downtown Dunedin, Clearwater Beach, you will be in close proximity to the mall, many restaurants, movie theaters, dance studios, and many many more! Both the Clearwater/St. Petersburg Airport and the Tampa Airport are close enough to be convenient. Perfect for winter residence or year-round living. No pets allowed. Must own for 2 years before leasing. Hurry!! This one won't last!!!
Key facts
- Shuffleboard courts
- Second floor condo
- Covered parking
Tags
Property features AI
Finance
- Other: Homestead exempt; Third-party listing/contact available
- Financial info: Total monthly fees: $583; Total annual fees: $6,996; Lease restrictions apply
- HOA & community: HOA (Association: Jim Mateka); Monthly condo fee: $583; Association fees include insurance, reserves, structure and grounds maintenance, pest control, pool, recreational facilities, sewer, trash, and water; Community features: association-owned recreation, pool, sidewalks, street lights; Senior community (no pets allowed)
Exterior
- Parking: Deeded parking; Guest parking; 1-space carport
- Security: Deed restrictions; Association approval required for buyers
- Utilities: Public water; Public sewer; Cable available; Broadband/high-speed internet available; Sewer connected; Water connected
- Home design: Condominium; Residential property; One story; Unit on 2nd floor; Facing east
- Construction: Block and stucco construction; Built-up, membrane, and shingle roof; Slab foundation; Built in 1370 building number (building identifier)
- Exterior features: Deck; Porch; Screened porch; Private mailbox; Sidewalks; Sliding doors; Gunite in-ground pool
Interior
- Kitchen: Dishwasher; Range; Range hood; Refrigerator; Electric water heater
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Laminate
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Zoned cooling
- Interior features: Ceiling fans; Blinds; Building elevator
- Laundry & utility: Common area laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $115k.
Deal economics
- At list price, monthly cash flow is $98 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 2.8% in Dunedin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 86/100 on livability (#15 in FL, #411 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, housing A+; Watch: employment C-, amenities D.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Garrison-Jones Elementary School (math 66% / reading 58%, grade B, #608 of 2,144 statewide, top 29%, 593 students, 46% FRL); Dunedin High School (math 36% / reading 45%, grade F, #294 of 667 statewide, top 44%, 1,203 students, 48% FRL) — zoned schools at 47% FRL track the district average.
- Market conditions: Rents rising (+2.7%/yr); 481 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 64 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 9y ago; this cycle's ask has dropped $35k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.51% ✓
- Cap rate
- 7.32%
- Cash-on-cash
- 3.67%
- DSCR
- 1.16
- GRM
- 5.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.69% rent growth · sell at horizon
- IRR
- -10.8%
- Equity multiple
- 0.61×
- Total profit
- $-12,568
- Equity at exit
- $17,132
- IRR
- -1.7%
- Equity multiple
- 0.88×
- Total profit
- $-3,767
- Equity at exit
- $9,934
Cash invested: $32,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34698
- Rents YoY
- 2.7%
- Active inventory
- 481
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,741 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$43 /mo · $518/yr
- Insurance
- −$48
- HOA
- −$583
- Vacancy / Maint / Mgmt
- −$366
- Net cashflow
- $98
Break-even live
Sensitivity live
| Price | -10% $163 | -5% $131 | +0% $98 | +5% $66 | +10% $33 |
|---|---|---|---|---|---|
| Rent | -10% $-39 | -5% $30 | +0% $98 | +5% $167 | +10% $236 |
| Rate | -1.0pp $156 | -0.5pp $128 | base $98 | +0.5pp $69 | +1.0pp $38 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,725
- Closing costs
- $3,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1430 Heather Ridge Blvd #304 Dunedin, FL | 1.0 | 1.0 | 915 | $1,500 | $1.64 | 25d | 1 | 0.05mi |
| 2780 Park Dr Unit D 4 Clearwater, FL | 2.0 | 1.5 | 900 | $1,625 | $1.81 | 25d | 1 | 0.36mi |
| 2760 Belle Haven Dr Clearwater, FL | 2.0 | 1.0 | 682 | $1,550 | $2.27 | 5d | 1 | 0.44mi |
| 2760 Belle Haven Dr Unit C Clearwater, FL | 2.0 | 1.0 | 682 | $1,550 | $2.27 | 18d | 1 | 0.44mi |
| 2780 Cypress Dr Unit A Clearwater, FL | 2.0 | 1.0 | 900 | $1,749 | $1.94 | 23d | 1 | 0.49mi |
| 2307 Cumberland Cir Clearwater, FL | 1.0–2.0 | 1.0–2.0 | 873 | $2,099 | $2.40 | 4d | 15 | 0.53mi |
| 3055 Belcher Rd Dunedin, FL | 2.0 | 1.0 | 750 | $1,345 | $1.79 | 23d | 1 | 0.75mi |
| 3052 Park Ln Unit B Dunedin, FL | 2.0 | 1.0 | 821 | $1,700 | $2.07 | 25d | 1 | 0.76mi |
| 1515 County Road 1 Dunedin, FL | 1.0–2.0 | 1.0 | 719 | $1,750 | $2.43 | 9d | 1 | 0.76mi |
| 3071 Park Ln Unit C Dunedin, FL | 1.0 | 1.0 | 690 | $1,195 | $1.73 | 25d | 1 | 0.81mi |
| 28488 U.S. 19 Unit 150 Clearwater, FL | 3.0 | 1.5 | 990 | $1,500 | $1.52 | 12d | 1 | 0.87mi |
| 2524 Alexander Pl Clearwater, FL | 1.0–3.0 | 1.0–2.0 | 991 | $2,090 | $2.11 | 3d | 20 | 0.89mi |
| 305 Hammock Pine Blvd #305 Clearwater, FL | 1.0 | 1.5 | 760 | $1,500 | $1.97 | 25d | 1 | 1.04mi |
| 2971 Estancia Blvd #321 Clearwater, FL | 2.0 | 2.0 | 995 | $1,975 | $1.98 | 5d | 1 | 1.07mi |
| 2420 Winding Creek Blvd #109 Clearwater, FL | 1.0 | 1.0 | 580 | $1,250 | $2.16 | 20d | 1 | 1.10mi |
| 604 Hammock Pine Blvd Clearwater, FL | 1.0 | 1.0 | 645 | $1,500 | $2.33 | 19d | 1 | 1.15mi |
| 2005 Greenbriar Blvd #1 Clearwater, FL | 2.0 | 2.0 | 930 | $1,500 | $1.61 | 5d | 1 | 1.20mi |
| 2500 Winding Creek Blvd Clearwater, FL | 2.0 | 2.0 | 946 | $1,675 | $1.77 | 4d | 2 | 1.21mi |
| 2500 Winding Creek Blvd Clearwater, FL | 1.0–2.0 | 1.0–2.0 | 812 | $1,700 | $2.09 | 3d | 3 | 1.21mi |
| 2500 Winding Creek Blvd Unit C205 Clearwater, FL | 2.0 | 2.0 | 946 | $1,700 | $1.80 | 5d | 1 | 1.22mi |
| 1711 Hammock Pine Blvd #1711 Clearwater, FL | 1.0 | 1.0 | 667 | $1,650 | $2.47 | 5d | 1 | 1.24mi |
| 2386 Sumatran Way #14 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 19d | 1 | 1.30mi |
| 2583 Countryside Blvd #3103 Clearwater, FL | 1.0 | 1.0 | 555 | $1,400 | $2.52 | 25d | 1 | 1.32mi |
| 1268 Pinehurst Rd Dunedin, FL | 1.0 | 1.0 | 1080 | $1,500 | $1.39 | 18d | 1 | 1.34mi |
| 1196 Angle Rd Dunedin, FL | 1.0 | 1.0 | 700 | $1,675 | $2.39 | 5d | 1 | 1.35mi |
| 2262 Swedish Dr #10 Clearwater, FL | 2.0 | 2.0 | 1115 | $2,000 | $1.79 | 25d | 1 | 1.37mi |
| 2363 Israeli Dr #67 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,600 | $1.45 | 25d | 1 | 1.37mi |
| 2597 Countryside Blvd #209 Clearwater, FL | 1.0 | 1.0 | 575 | $1,500 | $2.61 | 5d | 1 | 1.39mi |
| 1454 Michigan Blvd Dunedin, FL | 2.0 | 1.0 | 1000 | $2,300 | $2.30 | 5d | 1 | 1.40mi |
| 2460 Persian Dr #44 Clearwater, FL | 2.0 | 2.0 | 1100 | $1,800 | $1.64 | 5d | 1 | 1.41mi |
| 2599 Countryside Blvd #210 Clearwater, FL | 1.0 | 1.0 | 575 | $1,400 | $2.43 | 3d | 1 | 1.44mi |
| 2673 Sabal Springs Cir #201 Clearwater, FL | 1.0 | 1.5 | 805 | $2,675 | $3.32 | 9d | 1 | 1.45mi |
HOA detail condo
- Monthly dues
- $583 · $6,996/yr
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 32 events
-
2026-06-18days on market $114,900 Active 64 DOM
-
2026-06-17days on market $114,900 Active 63 DOM
-
2026-06-16days on market $114,900 Active 62 DOM
-
2026-06-15days on market $114,900 Active 61 DOM
-
2026-06-13days on market $114,900 Active 59 DOM
-
2026-06-09days on market $114,900 Active 55 DOM
-
2026-06-08days on market $114,900 Active 54 DOM
-
2026-06-07days on market $114,900 Active 53 DOM
-
2026-06-04days on market $114,900 Active 50 DOM
-
2026-06-03days on market $114,900 Active 49 DOM
-
2026-06-01days on market $114,900 Active 47 DOM
-
2026-05-31days on market $114,900 Active 46 DOM
-
2026-05-14price $114,900
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2026-04-24price $129,900
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2026-04-15$149,900 Active
-
2024-11-27soldstatus $142,800
-
2024-11-26soldstatus $142,800 Closed 996-char remark
Show marketing remark (996 chars)
NO FLOOD ZONE!!! NOT AFFECTED BY THE RECENT 2 HURRICANES! Highly desirable 55+ community of Heather Ridge in super popular Dunedin! Very well-maintained, super clean unit! This beautiful condo is ready for you as it even comes furnished! Spacious Living Room/Dining Room combination which opens up to a screened lanai area. You will enjoy the view of trees and the peaceful scenery. The amenities include a heated pool, recreational facility with an outdoor kitchen, covered picnic area and shuffleboard courts. Heather Ridge is close to Honeymoon Island, Caladesi Island, historical downtown Dunedin, Clearwater Beach, you will be in close proximity to the mall, many restaurants, movie theaters, dance studios, and many many more! Both the Clearwater/St. Petersburg Airport and the Tampa Airport are close enough to be convenient. Perfect for winter residence or year-round living. No pets allowed. Must own for 2 years before leasing. Hurry!! This one won't last!!!
-
2024-11-09status Pending 996-char remark
Show marketing remark (996 chars)
NO FLOOD ZONE!!! NOT AFFECTED BY THE RECENT 2 HURRICANES! Highly desirable 55+ community of Heather Ridge in super popular Dunedin! Very well-maintained, super clean unit! This beautiful condo is ready for you as it even comes furnished! Spacious Living Room/Dining Room combination which opens up to a screened lanai area. You will enjoy the view of trees and the peaceful scenery. The amenities include a heated pool, recreational facility with an outdoor kitchen, covered picnic area and shuffleboard courts. Heather Ridge is close to Honeymoon Island, Caladesi Island, historical downtown Dunedin, Clearwater Beach, you will be in close proximity to the mall, many restaurants, movie theaters, dance studios, and many many more! Both the Clearwater/St. Petersburg Airport and the Tampa Airport are close enough to be convenient. Perfect for winter residence or year-round living. No pets allowed. Must own for 2 years before leasing. Hurry!! This one won't last!!!
-
2024-10-22price $145,000 996-char remark
Show marketing remark (996 chars)
NO FLOOD ZONE!!! NOT AFFECTED BY THE RECENT 2 HURRICANES! Highly desirable 55+ community of Heather Ridge in super popular Dunedin! Very well-maintained, super clean unit! This beautiful condo is ready for you as it even comes furnished! Spacious Living Room/Dining Room combination which opens up to a screened lanai area. You will enjoy the view of trees and the peaceful scenery. The amenities include a heated pool, recreational facility with an outdoor kitchen, covered picnic area and shuffleboard courts. Heather Ridge is close to Honeymoon Island, Caladesi Island, historical downtown Dunedin, Clearwater Beach, you will be in close proximity to the mall, many restaurants, movie theaters, dance studios, and many many more! Both the Clearwater/St. Petersburg Airport and the Tampa Airport are close enough to be convenient. Perfect for winter residence or year-round living. No pets allowed. Must own for 2 years before leasing. Hurry!! This one won't last!!!
-
2024-08-11$150,000 Active 996-char remark
Show marketing remark (996 chars)
NO FLOOD ZONE!!! NOT AFFECTED BY THE RECENT 2 HURRICANES! Highly desirable 55+ community of Heather Ridge in super popular Dunedin! Very well-maintained, super clean unit! This beautiful condo is ready for you as it even comes furnished! Spacious Living Room/Dining Room combination which opens up to a screened lanai area. You will enjoy the view of trees and the peaceful scenery. The amenities include a heated pool, recreational facility with an outdoor kitchen, covered picnic area and shuffleboard courts. Heather Ridge is close to Honeymoon Island, Caladesi Island, historical downtown Dunedin, Clearwater Beach, you will be in close proximity to the mall, many restaurants, movie theaters, dance studios, and many many more! Both the Clearwater/St. Petersburg Airport and the Tampa Airport are close enough to be convenient. Perfect for winter residence or year-round living. No pets allowed. Must own for 2 years before leasing. Hurry!! This one won't last!!!
-
2021-08-20soldstatus $147,500
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2021-07-21soldstatus $147,500 Closed 914-char remark
Show marketing remark (914 chars)
Dunedin, why go anywhere else? 55 plus, move in ready condo. Two doors down from the elevator. Just minutes from Caladesi Island State Park, Honeymoon Island, Pinellas Trail, downtown Dunedin. Very nicely maintained (inside and out), being sold fully furnished. Quaint, little eat-in- kitchen, formal dining, large family room. Serene, screen enclosed back porch/balcony overlooking lush fields of green grass and mature landscaping. Perfect for beginning and ending your day. Both bedrooms are generously sized. Bath is all tile, carpet looks brand new, all neutral colors, very accessible to city amenities. Being sold as-is with the right to inspect for everyone's convenience. Pool, spa, summer kitchen, bar, shuffle board included. No land lease. Fees cover Cable TV, community pool and pool maintenance, shuffleboard, sewer, water, trash, recreational facilities, Insurance, exterior and grounds maintenance,
-
2021-05-22status Pending 914-char remark
Show marketing remark (914 chars)
Dunedin, why go anywhere else? 55 plus, move in ready condo. Two doors down from the elevator. Just minutes from Caladesi Island State Park, Honeymoon Island, Pinellas Trail, downtown Dunedin. Very nicely maintained (inside and out), being sold fully furnished. Quaint, little eat-in- kitchen, formal dining, large family room. Serene, screen enclosed back porch/balcony overlooking lush fields of green grass and mature landscaping. Perfect for beginning and ending your day. Both bedrooms are generously sized. Bath is all tile, carpet looks brand new, all neutral colors, very accessible to city amenities. Being sold as-is with the right to inspect for everyone's convenience. Pool, spa, summer kitchen, bar, shuffle board included. No land lease. Fees cover Cable TV, community pool and pool maintenance, shuffleboard, sewer, water, trash, recreational facilities, Insurance, exterior and grounds maintenance,
-
2021-05-03$142,500 Active 914-char remark
Show marketing remark (914 chars)
Dunedin, why go anywhere else? 55 plus, move in ready condo. Two doors down from the elevator. Just minutes from Caladesi Island State Park, Honeymoon Island, Pinellas Trail, downtown Dunedin. Very nicely maintained (inside and out), being sold fully furnished. Quaint, little eat-in- kitchen, formal dining, large family room. Serene, screen enclosed back porch/balcony overlooking lush fields of green grass and mature landscaping. Perfect for beginning and ending your day. Both bedrooms are generously sized. Bath is all tile, carpet looks brand new, all neutral colors, very accessible to city amenities. Being sold as-is with the right to inspect for everyone's convenience. Pool, spa, summer kitchen, bar, shuffle board included. No land lease. Fees cover Cable TV, community pool and pool maintenance, shuffleboard, sewer, water, trash, recreational facilities, Insurance, exterior and grounds maintenance,
-
2017-06-30soldstatus $69,900 Sold
-
2017-06-30soldstatus $69,900
-
2017-05-21status Pending
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2017-05-20$69,900 Active
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2004-02-19soldstatus $61,500
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2001-03-01soldstatus $45,500
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1981-04-01soldstatus $41,500
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1981-01-01soldstatus $36,890
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $518 · $43/mo
- Projected year-2 tax
- $954 · $79/mo
- Expected delta
- +$435/yr (+$36/mo · 84.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,887
- − Mortgage interest
- −$6,436
- − Property taxes
- −$518
- − Insurance
- −$574
- − Repairs & maintenance
- −$1,671
- − Management
- −$1,671
- − HOA
- −$6,996
- − Depreciation
- −$3,343
- Taxable loss
- −$323
- Est. tax savings @ 24.0%
- +$77
- After-tax cash flow
- $1,259/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Dunedin
- Score
- 86/100
- State rank
- #15
- US rank
- #411
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dunedin, FL
- County
- Pinellas County · 939,478 people
- City population
- 38,171
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 38,171
- Household income
- $74,078
- Rent vs Own
- Severe rent burden
- 1390.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Two or more races 7% Hispanic / Latino 6% Black 5% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Lithuanian 4% Slovak 3% Romanian 3%
- Foreign-born
- 8% · Canada, South Korea
- Languages at home
- 92% English-only · Spanish 3% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -515.66%
- Current HPI
- 387.4694
- Rent YoY
- ▲ 2.69%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
+211.5% since first listed20 events — show timeline
- 2026-05-14 Price Changed $114,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-24 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
- 2026-04-15 Listed $149,900 Stellar MLS as Distributed by MLS Grid
- 2024-11-27 Sold (Public Records) $142,800 Public Records
- 2024-11-26 Sold (MLS) $142,800 Stellar MLS as Distributed by MLS Grid
- 2024-11-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2024-10-22 Price Changed $145,000 Stellar MLS as Distributed by MLS Grid
- 2024-08-11 Listed $150,000 Stellar MLS as Distributed by MLS Grid
- 2021-08-20 Sold (Public Records) $147,500 Public Records
- 2021-07-21 Sold (MLS) $147,500 Stellar MLS as Distributed by MLS Grid
- 2021-05-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-05-03 Listed $142,500 Stellar MLS as Distributed by MLS Grid
- 2017-06-30 Sold (Public Records) $69,900 Public Records
- 2017-06-30 Sold (MLS) $69,900 Stellar MLS as Distributed by MLS Grid
- 2017-05-21 Pending — Stellar MLS as Distributed by MLS Grid
- 2017-05-20 Listed $69,900 Stellar MLS as Distributed by MLS Grid
- 2004-02-19 Sold (Public Records) $61,500 Public Records
- 2001-03-01 Sold (Public Records) $45,500 Public Records
- 1981-04-01 Sold (Public Records) $41,500 Public Records
- 1981-01-01 Sold (Public Records) $36,890 Public Records
Property tax history
-3.5%/yrLatest (2025): $518 · -78.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…