20175 Finley St · Roseville, MI
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $784 – $1,456
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.8/30.0
- ARV discount +15.0/15.0
- DSCR +9.2/10.0
- 1% rule +7.7/10.0
- Rent growth +3.6/5.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$134,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this delightful bungalow nestled in the heart of Clinton Township. Upon entry, you are greeted by a bright and inviting living room featuring abundant natural light and a tasteful neutral décor. The well-appointed eat-in kitchen offers ample space for dining and has been thoughtfully updated with a brand-new stove and dishwasher, providing both style and functionality. A door wall leads directly to the expansive backyard, complete with a wood deck and patio ideal for outdoor entertaining or quiet relaxation. The main level includes a comfortably sized bedroom, a full bathroom, and a convenient laundry area with direct exterior access. The upper level hosts a spacious primary bedroom along with two additional bedrooms, each showcasing charming built-in features and warm, distinctive finishes. The exterior of the home boasts a generously sized, tree-lined yard offering privacy and plenty of room for recreation. A 1.5-car detached garage provides additional storage and utility. This property is situated within the Clintondale School District, this property enjoys a prime location with close proximity to shopping, dining, and major amenities. This well-maintained home presents an excellent opportunity!! Schedule your private showing today.
Key facts
- Wood deck
- Eat-in kitchen
- Expansive backyard
Tags
Property features AI
Exterior
- Parking: Detached garage (1.5 spaces)
- Utilities: Public water; Public sewer
- Home design: Single family residence; One and one-half stories; Ground-level entry with steps; Aluminum siding and other exterior materials; Asphalt roof; Property sits on approximately 0.32-acre lot (100 x 139)
- Construction: Aluminum siding; Asphalt roof; Crawl space foundation
- Exterior features: Deck; Patio; Porch; Exterior lighting; Paved road access
Interior
- Kitchen: Gas water heater
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air heating (natural gas); No central cooling
- Interior features: High speed internet; Crawl space basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $368 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.6% vs local median 5.9% in Roseville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#258 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D+, employment D, crime F.
- Clintondale Community Schools (suburban): math 7% / reading 20% proficiency, ranked #506 of 540 in MI (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Rainbow Elementary School (math 12% / reading 22%, grade F, #1,149 of 1,397 statewide, top 84%, 249 students, 82% FRL); Clintondale Middle School (math 7% / reading 20%, grade F, #462 of 493 statewide, top 94%, 349 students, 87% FRL); Clintondale High School (math 2% / reading 27%, grade F, #640 of 713 statewide, top 91%, 383 students, 81% FRL).
- Market conditions: Rents rising fast (+4.2%/yr); 180 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.2% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 16 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
- 19 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1937 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1937 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.27% ✓
- Cap rate
- 9.57%
- Cash-on-cash
- 11.70%
- DSCR
- 1.52
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $194,218
- List price
- $134,900
- Delta
- -30.54%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 20175 Finley St | 0.00mi | 4/1.0 | 1,138 (0%) | 0mo | $140,000 | $123 | 100 |
| 34138 Beaconsfield St | 0.26mi | 3/1.0 (-1) | 1,152 (+1%) | 4mo | $215,000 | $187 | 78 |
| 20541 Finley St | 0.22mi | 3/1.0 (-1) | 1,036 (-9%) | 2mo | $115,567 | $112 | 68 |
| 20555 14 Mile Rd | 0.49mi | 3/1.0 (-1) | 1,176 (+3%) | 6mo | $189,000 | $161 | 61 |
| 34353 Chope Pl | 0.42mi | 3/1.0 (-1) | 1,240 (+9%) | 2mo | $210,000 | $169 | 58 |
| 19877 Woodward St | 0.39mi | 3/1.0 (-1) | 1,260 (+11%) | 1mo | $190,000 | $151 | 58 |
| 19793 Electra St St | 0.29mi | 3/1.0 (-1) | 1,023 (-10%) | 8mo | $212,000 | $207 | 58 |
| 34606 Beaconsfield St | 0.44mi | 3/2.0 (-1) | 1,184 (+4%) | 7mo | $225,000 | $190 | 58 |
| 20714 Colman St | 0.30mi | 3/1.5 (-1) | 1,288 (+13%) | 2mo | $241,000 | $187 | 55 |
| 20781 15 Mile Rd | 0.68mi | 3/1.5 (-1) | 1,224 (+8%) | 4mo | $159,000 | $130 | 45 |
| 35403 Seville St | 0.74mi | 3/2.0 (-1) | 1,230 (+8%) | 1mo | $235,000 | $191 | 42 |
| 33961 Louise Ave | 0.57mi | 3/1.0 (-1) | 1,301 (+14%) | 4mo | $63,000 | $48 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.25% rent growth · sell at horizon
- IRR
- 2.6%
- Equity multiple
- 1.10×
- Total profit
- $3,850
- Equity at exit
- $20,114
- IRR
- 13.4%
- Equity multiple
- 2.14×
- Total profit
- $43,016
- Equity at exit
- $11,664
Cash invested: $37,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Michigan
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 48035
- Home prices YoY
- -29.1%
- Rents YoY
- 4.2%
- Active inventory
- 180
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,718 medium interval (Pro) →
- Mortgage (P&I)
- −$707
- Tax from tax record
- −$225 /mo · $2,698/yr
- Insurance
- −$56
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$361
- Net cashflow
- $368
Break-even live
Sensitivity live
| Price | -10% $445 | -5% $407 | +0% $368 | +5% $330 | +10% $292 |
|---|---|---|---|---|---|
| Rent | -10% $233 | -5% $301 | +0% $368 | +5% $436 | +10% $504 |
| Rate | -1.0pp $436 | -0.5pp $403 | base $368 | +0.5pp $333 | +1.0pp $298 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,725
- Closing costs
- $4,047
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 20235 Abrahm St Clinton Twp, MI | 3.0 | 1.5 | 978 | $1,600 | $1.64 | 0d | 1 | 0.50mi |
Listing history 50 events
-
2026-05-11status Pending 1273-char remark
Show marketing remark (1273 chars)
Welcome to this delightful bungalow nestled in the heart of Clinton Township. Upon entry, you are greeted by a bright and inviting living room featuring abundant natural light and a tasteful neutral décor. The well-appointed eat-in kitchen offers ample space for dining and has been thoughtfully updated with a brand-new stove and dishwasher, providing both style and functionality. A door wall leads directly to the expansive backyard, complete with a wood deck and patio ideal for outdoor entertaining or quiet relaxation. The main level includes a comfortably sized bedroom, a full bathroom, and a convenient laundry area with direct exterior access. The upper level hosts a spacious primary bedroom along with two additional bedrooms, each showcasing charming built-in features and warm, distinctive finishes. The exterior of the home boasts a generously sized, tree-lined yard offering privacy and plenty of room for recreation. A 1.5-car detached garage provides additional storage and utility. This property is situated within the Clintondale School District, this property enjoys a prime location with close proximity to shopping, dining, and major amenities. This well-maintained home presents an excellent opportunity!! Schedule your private showing today.
-
2026-05-11status Pending 1273-char remark
Show marketing remark (1273 chars)
Welcome to this delightful bungalow nestled in the heart of Clinton Township. Upon entry, you are greeted by a bright and inviting living room featuring abundant natural light and a tasteful neutral décor. The well-appointed eat-in kitchen offers ample space for dining and has been thoughtfully updated with a brand-new stove and dishwasher, providing both style and functionality. A door wall leads directly to the expansive backyard, complete with a wood deck and patio ideal for outdoor entertaining or quiet relaxation. The main level includes a comfortably sized bedroom, a full bathroom, and a convenient laundry area with direct exterior access. The upper level hosts a spacious primary bedroom along with two additional bedrooms, each showcasing charming built-in features and warm, distinctive finishes. The exterior of the home boasts a generously sized, tree-lined yard offering privacy and plenty of room for recreation. A 1.5-car detached garage provides additional storage and utility. This property is situated within the Clintondale School District, this property enjoys a prime location with close proximity to shopping, dining, and major amenities. This well-maintained home presents an excellent opportunity!! Schedule your private showing today.
-
2026-04-24$134,900 Active 1273-char remark
Show marketing remark (1273 chars)
Welcome to this delightful bungalow nestled in the heart of Clinton Township. Upon entry, you are greeted by a bright and inviting living room featuring abundant natural light and a tasteful neutral décor. The well-appointed eat-in kitchen offers ample space for dining and has been thoughtfully updated with a brand-new stove and dishwasher, providing both style and functionality. A door wall leads directly to the expansive backyard, complete with a wood deck and patio ideal for outdoor entertaining or quiet relaxation. The main level includes a comfortably sized bedroom, a full bathroom, and a convenient laundry area with direct exterior access. The upper level hosts a spacious primary bedroom along with two additional bedrooms, each showcasing charming built-in features and warm, distinctive finishes. The exterior of the home boasts a generously sized, tree-lined yard offering privacy and plenty of room for recreation. A 1.5-car detached garage provides additional storage and utility. This property is situated within the Clintondale School District, this property enjoys a prime location with close proximity to shopping, dining, and major amenities. This well-maintained home presents an excellent opportunity!! Schedule your private showing today.
-
2026-04-24$134,900 Active 1273-char remark
Show marketing remark (1273 chars)
Welcome to this delightful bungalow nestled in the heart of Clinton Township. Upon entry, you are greeted by a bright and inviting living room featuring abundant natural light and a tasteful neutral décor. The well-appointed eat-in kitchen offers ample space for dining and has been thoughtfully updated with a brand-new stove and dishwasher, providing both style and functionality. A door wall leads directly to the expansive backyard, complete with a wood deck and patio ideal for outdoor entertaining or quiet relaxation. The main level includes a comfortably sized bedroom, a full bathroom, and a convenient laundry area with direct exterior access. The upper level hosts a spacious primary bedroom along with two additional bedrooms, each showcasing charming built-in features and warm, distinctive finishes. The exterior of the home boasts a generously sized, tree-lined yard offering privacy and plenty of room for recreation. A 1.5-car detached garage provides additional storage and utility. This property is situated within the Clintondale School District, this property enjoys a prime location with close proximity to shopping, dining, and major amenities. This well-maintained home presents an excellent opportunity!! Schedule your private showing today.
-
2021-04-29soldstatus $121,000
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2021-03-30soldstatus $121,000 Sold
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
-
2021-03-30soldstatus $121,000 Closed
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
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2021-02-08status Pending
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
-
2021-02-08status Pending
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
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2021-02-04$115,000 Active
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
-
2021-02-04$115,000 Active
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
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2021-02-01historical $115,000
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
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2021-02-01historical $115,000
Show marketing remark (963 chars)
Welcome home to this lovely Clinton Township bungalow! Step inside to the quaint and cozy living room w/ lots natural light and neutral color palette. Continue into the spacious eat-in kitchen with modern touches and brand new stove & dishwasher. Access the patio through a door wall to the large backyard and wood deck! A nice size bedroom, full bath and laundry with another access point to the backyard, complete the 1st floor. Upstairs you'll find the lovely master bedroom and 2 additional bedrooms w/ rich color tones and cute built ins. Outside, you'll find the perfect yard just waiting for summer recreation and evening bonfires. The tree lined yard provides ample privacy and the 1.5 car garage is perfect for additional storage. The location is super convenient and close to all major services including grocery, retail, restaurants and more! Within the Clintondale School District, this home is a MUST see!! Schedule your private showing today.
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2016-05-27soldstatus $57,000
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2016-05-06soldstatus $57,000 Sold
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2016-05-06soldstatus $57,000 Closed
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2016-03-28status Pending
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2016-03-28historical
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2016-03-13$59,900 Active
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2016-03-13$59,900
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2015-12-03historical
-
2015-12-02historical
-
2015-12-02historical
-
2015-12-02historical
-
2015-10-11price $69,000
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2015-10-10price $69,000
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2015-09-12price $74,500
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2015-09-11price $74,500
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2015-07-22price $79,000
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2015-07-22price $79,000
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2015-06-02$85,000 Active
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2015-06-02$69,000
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2015-06-01$85,000 Active
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2015-06-01$69,000
-
2014-07-16historical
-
2014-07-16historical
-
2014-07-16historical
-
2014-05-20$57,400
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2014-05-20$57,400
-
2014-05-20$57,400
-
2014-05-20historical
-
2014-05-19historical
-
2014-05-19historical
-
2014-02-11$57,400
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2014-02-11$57,400
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2014-02-02historical
-
2014-02-02historical
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2013-08-04$57,400
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2013-08-04$64,500
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2013-08-04$64,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MI · Partial reset (capped growth)
- Current annual tax
- $2,698 · $225/mo
- Projected year-2 tax
- $2,698 · $225/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,610
- − Mortgage interest
- −$7,556
- − Property taxes
- −$2,698
- − Insurance
- −$674
- − Repairs & maintenance
- −$1,649
- − Management
- −$1,649
- − Depreciation
- −$3,924
- Taxable income
- $2,459
- Est. tax owed @ 24.0%
- −$590
- After-tax cash flow
- $3,830/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clintondale Community Schools
- NCES district ID
- 2610080
- Math proficiency
- 7% ▼ -6.00%
- Reading proficiency
- 20% ▼ -5.00%
- Median HH income
- $43,253
- Composite
- 11.83/100
- National rank
- #9675
- State rank
- #506 of 540 in MI
Livability — Roseville
- Score
- 72/100
- State rank
- #258
- US rank
- #6400
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Macomb County · 638,552 people
- City population
- 47,123
- Metro
- Detroit-Warren-Dearborn, MI
- Population (ZIP)
- 33,569
- Household income
- $73,015
- Rent vs Own
- Severe rent burden
- 978.0
Population outlook (Macomb County) Hauer SSP2
- Today (2025)
- 925,296 people
- By 2030
- 948,226 · +2.5%
- By 2040
- 983,961 · +6.3%
- By 2050
- 1,010,200 · +9.2%
- By 2075
- 1,076,222 · +16.3%
- By 2100
- 1,077,065 · +16.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 21% Two or more races 6% Hispanic / Latino 4% Asian 2%
- Common ancestry
- Romanian 14% Lithuanian 5% Slovak 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 93% English-only · Spanish 2% Other Indo-European 1% Arabic 1%
Political lean MEDSL · Macomb
- 2024 margin
- R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
- 2008→2024 swing
- -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
- All cycles
- 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -148.36%
- Current HPI
- 362.1471
- Rent YoY
- ▲ 4.25%
- Metro
- Detroit-Warren-Dearborn, MI
- State GDP YoY
- ▲ 1.37%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in MI)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Automotive Parts | 3 | $48B |
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| Automotive | 2 | $372B |
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| Chemicals | 1 | $45B |
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| Automotive Retail | 1 | $29B |
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| Healthcare / Medical Devices | 1 | $23B |
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| Automotive Technology | 1 | $20B |
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Price history
+268.4% since first listed56 events — show timeline
- 2026-06-17 Sold (MLS) $140,000 MiRealSource-MiMLS
- 2026-06-17 Sold (MLS) $140,000 REALCOMP
- 2026-05-11 Pending — MiRealSource-MiMLS
- 2026-05-11 Pending — REALCOMP
- 2026-04-24 Listed $134,900 MiRealSource-MiMLS
- 2026-04-24 Listed $134,900 REALCOMP
- 2021-04-29 Sold (Public Records) $121,000 Public Records
- 2021-03-30 Sold (MLS) $121,000 MiRealSource-MiMLS
- 2021-03-30 Sold (MLS) $121,000 REALCOMP
- 2021-02-08 Pending — MiRealSource-MiMLS
- 2021-02-08 Pending — REALCOMP
- 2021-02-04 Listed $115,000 MiRealSource-MiMLS
- 2021-02-04 Listed $115,000 REALCOMP
- 2021-02-01 Coming Soon $115,000 MiRealSource-MiMLS
- 2021-02-01 Coming Soon $115,000 REALCOMP
- 2016-05-27 Sold (Public Records) $57,000 Public Records
- 2016-05-06 Sold (MLS) $57,000 MiRealSource-MiMLS
- 2016-05-06 Sold (MLS) $57,000 REALCOMP
- 2016-03-28 Pending — MiRealSource-MiMLS
- 2016-03-28 Listing Removed — REALCOMP
- 2016-03-13 Listed $59,900 MiRealSource-MiMLS
- 2016-03-13 Listed $59,900 REALCOMP
- 2015-12-03 Listing Removed — REALCOMP
- 2015-12-02 Listing Removed — REALCOMP
- 2015-12-02 Listing Removed — MiRealSource-MiMLS
- 2015-12-02 Listing Removed — MiRealSource-MiMLS
- 2015-10-11 Price Changed $69,000 MiRealSource-MiMLS
- 2015-10-10 Price Changed $69,000 REALCOMP
- 2015-09-12 Price Changed $74,500 MiRealSource-MiMLS
- 2015-09-11 Price Changed $74,500 REALCOMP
- 2015-07-22 Price Changed $79,000 MiRealSource-MiMLS
- 2015-07-22 Price Changed $79,000 REALCOMP
- 2015-06-02 Listed $85,000 REALCOMP
- 2015-06-02 Listed $69,000 MiRealSource-MiMLS
- 2015-06-01 Listed $85,000 MiRealSource-MiMLS
- 2015-06-01 Listed $69,000 REALCOMP
- 2014-07-16 Listing Removed — MiRealSource-MiMLS
- 2014-07-16 Listing Removed — MiRealSource-MiMLS
- 2014-07-16 Listing Removed — REALCOMP
- 2014-05-20 Listing Removed — MiRealSource-MiMLS
- 2014-05-20 Listed $57,400 MiRealSource-MiMLS
- 2014-05-20 Listed $57,400 MiRealSource-MiMLS
- 2014-05-20 Listed $57,400 REALCOMP
- 2014-05-19 Listing Removed — REALCOMP
- 2014-05-19 Listing Removed — MiRealSource-MiMLS
- 2014-02-11 Listed $57,400 REALCOMP
- 2014-02-11 Listed $57,400 MiRealSource-MiMLS
- 2014-02-02 Listing Removed — REALCOMP
- 2014-02-02 Listing Removed — MiRealSource-MiMLS
- 2013-08-04 Listed $64,500 REALCOMP
- 2013-08-04 Listed $64,500 MiRealSource-MiMLS
- 2013-08-04 Listed $57,400 MiRealSource-MiMLS
- 2007-10-01 Listing Removed — REALCOMP
- 2007-08-13 Listed $67,700 REALCOMP
- 1996-07-09 Sold (Public Records) $86,000 Public Records
- 1989-08-17 Sold (Public Records) $38,000 Public Records
Property tax history
+2.3%/yrLatest (2025): $2,698 · +6.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…