558 Strider Way · Kimberly, AL 35091

$285,000

3 bd · 1.0 ba · 1,594 sqft · SingleFamily public records · 69 Days on market

Built 2024 0.26 ac lot $179/sqft · 6% below area Est $306k · 7% under $50/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +10.6/15.0
• Appreciation +10.0/10.0
• Cash flow +6.9/30.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• 1% rule +1.1/10.0
• DSCR +1.1/10.0

Listing remarks MLS

Welcome to elevated, one-level living in the sought-after Dossferry community ? Built in 2024 and barely lived in, this 3-bedroom, 2-bath home is truly move-in ready. Featuring the highly desirable DR Horton ARIA FLOOR PLAN, this is the ONLY opportunity to own this LAYOUT in the community. Step inside to find TIERED CEILINGS in both the living room and primary suite, HARDWOOD FLOORING throughout the main areas, and a SPACIOUS primary retreat with a WALK-IN closet and SPA-STYLE bath with SOAKING TUB, SEPARATE SHOWER, and PRIVATE WATER CLOSET. Enjoy a fully equipped kitchen with BRAND NEW STAINLESS STEEL APPLIANCES that remain, plus a COVERED BACK PORCH overlooking a GENEROUS BACKYARD ?? Nestled in a QUIET CUL-DE-SAC with minimal traffic, this home offers both PRIVACY and community. Dossberry is a GOLF CART-FRIENDLY neighborhood with a CLUBHOUSE, POOL, and regular COMMUNITY ACTIVITIES. Just 20 MINUTES from downtown Birmingham. Like-new. Limited opportunity.

Key facts

• 0.26 acre lot
• 2 garage spots
• Pool

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $285k.

Deal economics

• At list price, monthly cash flow is $-429 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $209k (26.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (39.0% below list).
• Recommended offer: $174k (39.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 66/100 on livability (#99 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 129 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 69 days — a 6% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $173,868 (39.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.61% ✗
• Cap rate: 4.49%
• Cash-on-cash: -6.45%
• DSCR: 0.71
• GRM: 13.7

CMA / ARV

• ARV (median comp): $306,284
• List price: $285,000
• Delta: -6.95%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9541 Firebrick Dr	0.06mi	4/2.0 (+1)	1,672 (+5%)	2mo	$300,000	$179	79
424 Reinsman Cv	0.33mi	3/2.0	1,618 (+2%)	2mo	$289,900	$179	77
417 Reinsman Cv	0.32mi	3/2.0	1,618 (+2%)	4mo	$289,900	$179	75
401 Reinsman Cv	0.32mi	3/2.0	1,618 (+2%)	6mo	$289,900	$179	74
8767 Warrior Kimberly Rd	0.36mi	3/2.0	1,471 (-8%)	3mo	$265,000	$180	64
428 Stage Coach Blvd	0.23mi	4/2.0 (+1)	1,768 (+11%)	5mo	$275,000	$156	58
412 Reinsman Cv	0.34mi	4/2.0 (+1)	1,774 (+11%)	1mo	$307,900	$174	56
420 Reinsman Cv	0.33mi	4/2.0 (+1)	1,774 (+11%)	2mo	$309,900	$175	56
421 Reinsman Cv	0.32mi	4/2.0 (+1)	1,774 (+11%)	3mo	$305,000	$172	55
405 Reinsman Cv	0.31mi	4/2.0 (+1)	1,774 (+11%)	5mo	$299,750	$169	54
413 Reinsman Cv	0.32mi	4/2.0 (+1)	1,774 (+11%)	6mo	$309,900	$175	52
325 Reed Way	0.64mi	3/2.0	1,390 (-13%)	4mo	$246,500	$177	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.7%
• Equity multiple: 2.60×
• Total profit: $127,805
• Equity at exit: $256,751

10-year hold

• IRR: 18.1%
• Equity multiple: 5.98×
• Total profit: $397,711
• Equity at exit: $553,692

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35091

• Home prices YoY: 8.8%
• Active inventory: 129
• Price-to-rent: 13.7×

Monthly cashflow live

• Estimated rent: $1,739 medium
• Mortgage (P&I): −$1,495
• Tax from tax record: −$139 /mo · $1,674/yr
• Insurance: −$119
• HOA: −$50
• Vacancy / Maint / Mgmt: −$365
• Net cashflow: $-429

Break-even live

Break-even rent $2,282

Max offer price $209,176

Occupancy floor —

Sensitivity live

Price	-10% $-268	-5% $-349	+0% $-429	+5% $-510	+10% $-591
Rent	-10% $-567	-5% $-498	+0% $-429	+5% $-361	+10% $-292
Rate	-1.0pp $-286	-0.5pp $-357	base $-429	+0.5pp $-503	+1.0pp $-578

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
321 Reed Way Kimberly, AL	3.0	2.0	1316	$1,886	$1.43	2d	1	0.63mi
9717 Harvella Rd Warrior, AL	3.0	1.0	1100	$1,275	$1.16	2d	1	0.88mi
632 Wenonah WAY Kimberly, AL	4.0	2.0	1774	$1,995	$1.12	11d	1	1.37mi

HOA detail

• Monthly dues: $50 · $600/yr
• Likely covers: waterpool

Listing history 18 events

1. 2026-06-18
   days on market $285,000 Active 69 DOM
2. 2026-06-17
   days on market $285,000 Active 68 DOM
3. 2026-06-16
   days on market $285,000 Active 67 DOM
4. 2026-06-15
   days on market $285,000 Active 66 DOM
5. 2026-06-13
   days on market $285,000 Active 64 DOM
6. 2026-06-10
   days on market $285,000 Active 61 DOM
7. 2026-06-09
   days on market $285,000 Active 60 DOM
8. 2026-06-08
   days on market $285,000 Active 59 DOM
9. 2026-06-07
   pricedays on market $285,000 Active 58 DOM
10. 2026-06-03
    days on market $289,000 Active 54 DOM
11. 2026-06-02
    days on market $289,000 Active 53 DOM
12. 2026-06-02
    price $289,000 Active 52 DOM
13. 2026-06-01
    days on market $290,000 Active 52 DOM
14. 2026-05-31
    days on market $290,000 Active 51 DOM
15. 2026-04-10
    listed $290,000 Active 970-char remark

    Show marketing remark (970 chars)

    Welcome to elevated, one-level living in the sought-after Dossferry community ? Built in 2024 and barely lived in, this 3-bedroom, 2-bath home is truly move-in ready. Featuring the highly desirable DR Horton ARIA FLOOR PLAN, this is the ONLY opportunity to own this LAYOUT in the community. Step inside to find TIERED CEILINGS in both the living room and primary suite, HARDWOOD FLOORING throughout the main areas, and a SPACIOUS primary retreat with a WALK-IN closet and SPA-STYLE bath with SOAKING TUB, SEPARATE SHOWER, and PRIVATE WATER CLOSET. Enjoy a fully equipped kitchen with BRAND NEW STAINLESS STEEL APPLIANCES that remain, plus a COVERED BACK PORCH overlooking a GENEROUS BACKYARD ?? Nestled in a QUIET CUL-DE-SAC with minimal traffic, this home offers both PRIVACY and community. Dossberry is a GOLF CART-FRIENDLY neighborhood with a CLUBHOUSE, POOL, and regular COMMUNITY ACTIVITIES. Just 20 MINUTES from downtown Birmingham. Like-new. Limited opportunity.

16. 2026-04-09
    historical $290,000 970-char remark

    Show marketing remark (970 chars)

    Welcome to elevated, one-level living in the sought-after Dossferry community ? Built in 2024 and barely lived in, this 3-bedroom, 2-bath home is truly move-in ready. Featuring the highly desirable DR Horton ARIA FLOOR PLAN, this is the ONLY opportunity to own this LAYOUT in the community. Step inside to find TIERED CEILINGS in both the living room and primary suite, HARDWOOD FLOORING throughout the main areas, and a SPACIOUS primary retreat with a WALK-IN closet and SPA-STYLE bath with SOAKING TUB, SEPARATE SHOWER, and PRIVATE WATER CLOSET. Enjoy a fully equipped kitchen with BRAND NEW STAINLESS STEEL APPLIANCES that remain, plus a COVERED BACK PORCH overlooking a GENEROUS BACKYARD ?? Nestled in a QUIET CUL-DE-SAC with minimal traffic, this home offers both PRIVACY and community. Dossberry is a GOLF CART-FRIENDLY neighborhood with a CLUBHOUSE, POOL, and regular COMMUNITY ACTIVITIES. Just 20 MINUTES from downtown Birmingham. Like-new. Limited opportunity.

17. 2024-09-03
    soldstatus $279,900 844-char remark

    Show marketing remark (844 chars)

    Ask about our interest rates (AS LOW AS 4.99%) AND seller contribution towards closing costs (up to $5,000 and $1,000 pre-paids) through builder preferred lender! The one-level Aria plan provides an efficient, three-bedroom, two-bath design in 1,774 square feet. One of the unique features is the integration of the kitchen, breakfast area and great room in an open concept design perfect for entertaining. Enjoy early morning coffee or quiet evenings under the shaded covered patio. The bedroom on-suite is your private getaway with a separate shower, double vanity and large walk-in closet. A two-car garage, laundry room and pantry provide utility and storage. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders warranty. Your new home also includes our smart home technology package!

18. 2024-09-03
    listed $279,900 844-char remark

    Show marketing remark (844 chars)

    Ask about our interest rates (AS LOW AS 4.99%) AND seller contribution towards closing costs (up to $5,000 and $1,000 pre-paids) through builder preferred lender! The one-level Aria plan provides an efficient, three-bedroom, two-bath design in 1,774 square feet. One of the unique features is the integration of the kitchen, breakfast area and great room in an open concept design perfect for entertaining. Enjoy early morning coffee or quiet evenings under the shaded covered patio. The bedroom on-suite is your private getaway with a separate shower, double vanity and large walk-in closet. A two-car garage, laundry room and pantry provide utility and storage. Quality materials and workmanship throughout, with superior attention to detail, plus a one-year builders warranty. Your new home also includes our smart home technology package!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,674 · $139/mo
• Projected year-2 tax: $1,674 · $139/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $20,864
• − Mortgage interest: −$15,964
• − Property taxes: −$1,674
• − Insurance: −$1,425
• − Repairs & maintenance: −$1,669
• − Management: −$1,669
• − HOA: −$600
• − Depreciation: −$8,291
• Taxable loss: −$10,428
• Est. tax savings @ 24.0%: +$2,503
• After-tax cash flow: $-2,648/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Kimberly

• Score: 66/100
• State rank: #99
• US rank: #11415

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kimberly, AL
• Population (ZIP): 3,632

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Black 5% Two or more races 2%
• Common ancestry: Italian 7% Slovak 4% Lithuanian 3%
• Foreign-born: 1% · Canada, South Korea
• Languages at home: 99% English-only · Korean 1% Other Indo-European 1%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 21.37%
• Current HPI: 265.4636
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+3.6% since first listed

4 events — show timeline

• 2026-04-10 Listed $290,000 Greater Alabama MLS
• 2026-04-09 Coming Soon $290,000 Greater Alabama MLS
• 2024-09-03 Listed $279,900 Greater Alabama MLS
• 2024-09-03 Sold (MLS) $279,900 Greater Alabama MLS