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7027 Dawson Pl
B- Composite 68.1
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.4/10.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.2/15.0
  • Schools +1.1/10.0

$85,000

7027 Dawson Pl · Jennings, MO 63136
2 bd · 1.0 ba · 1,134 sqft · SingleFamily public records · 1 Days on market
Built 1948 6,041 sqft lot Est $76k · 12% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 6,041 sq ft lot
  • Garage
  • Built 1948

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking: Basement parking; 1-car garage
  • Security:
  • Utilities: Public water; Public sewer; Electric service: Other
  • Home design: Single-family residence; One level
  • Construction: Brick construction
  • Exterior features: Patio; Level lot

Interior

  • Kitchen:
  • Bedrooms: 2 bedrooms (both on the main level)
  • Flooring:
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Full basement; Central air; Forced air heating; 6 total rooms
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $335 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).

Location & tenants

  • Location reads 67/100 on livability (#208 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A-, housing A-; Watch: crime F, amenities F, employment F.
  • Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Fairview Primary (math 34% / reading 34%, grade F, #676 of 1,115 statewide, top 66%, 267 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $4k of equity ($588 loan paydown + $3k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 9, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $85,000

Questions for the listing agent

  1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.34%
Cap rate
11.02%
Cash-on-cash
16.87%
DSCR
1.75
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$75,978
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7126 Theodore Ave 0.14mi 3/1.0 (+1) 1,123 (-1%) 2mo $34,900 $31 85
7133 Beulah Ave 0.19mi 3/1.0 (+1) 1,039 (-8%) 1mo $70,000 $67 71
7138 Garesche Ave 0.15mi 3/1.0 (+1) 1,220 (+8%) 6mo $99,750 $82 70
7056 Idlewild Ave 0.16mi 3/1.0 (+1) 1,234 (+9%) 4mo $59,900 $49 69
5637 Jennings Station Rd 0.51mi 3/1.0 (+1) 1,116 (-2%) 2mo $30,000 $27 67
5468 Janet Ave 0.29mi 3/2.0 (+1) 1,188 (+5%) 5mo $79,000 $66 65
5454 Hodiamont Ave 0.35mi 2/1.5 969 (-15%) 6mo $40,000 $41 53
7220 Eunice Ave 0.62mi 2/1.0 1,035 (-9%) 5mo $55,900 $54 52
6114 Wyma Ave 0.68mi 3/1.0 (+1) 1,060 (-6%) 4mo $132,000 $125 49
6331 Saloma Ave 0.54mi 3/1.5 (+1) 1,008 (-11%) 1mo $80,000 $79 48
6706 Daiber St 0.69mi 3/2.0 (+1) 1,056 (-7%) 6mo $95,000 $90 42
5614 Albia Ter 0.70mi 3/2.0 (+1) 988 (-13%) 0mo $125,000 $127 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
26.3%
Equity multiple
2.57×
Total profit
$37,447
Equity at exit
$42,057
10-year hold
IRR
27.3%
Equity multiple
5.32×
Total profit
$102,783
Equity at exit
$67,971

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,135 high interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$81 /mo · $972/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$238
Net cashflow
$335

Break-even live

Break-even rent $712
Max offer price $85,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7036 Garesche Ave Saint Louis, MO 2.0 1.0 864 $950 $1.10 17d 1 0.07mi
7121 Garesche Ave Saint Louis, MO 3.0 1.0 1156 $1,200 $1.04 43d 1 0.12mi
7131 Garesche Ave Saint Louis, MO 2.0 1.0 918 $1,090 $1.19 4d 1 0.15mi
7160 Beulah Ave Saint Louis, MO 2.0 1.0 784 $1,059 $1.35 43d 1 0.26mi
7030 Emma Ave Saint Louis, MO 2.0 1.0 801 $1,350 $1.69 43d 1 0.29mi
5225 Fletcher St Saint Louis, MO 3.0 2.0 918 $1,295 $1.41 23d 1 0.31mi
5439 Hodiamont Ave Saint Louis, MO 2.0 1.0 770 $950 $1.23 17d 1 0.32mi
5415 Hamilton Ave Unit Labs Jennings, MO 2.0 1.0 864 $1,100 $1.27 23d 1 0.35mi
5361 Wilborn Dr Saint Louis, MO 3.0 1.0 900 $1,420 $1.58 17d 1 0.38mi
5516 Fairridge Ct Saint Louis, MO 2.0 1.0 1110 $995 $0.90 23d 1 0.43mi
5515 Wilborn Dr Saint Louis, MO 3.0 1.0 1248 $1,400 $1.12 43d 1 0.52mi
5637 Jennings Station Rd Saint Louis, MO 3.0 1.0 1116 $895 $0.80 43d 1 0.53mi
7218 Albright Ave Saint Louis, MO 2.0 1.0 1100 $980 $0.89 23d 1 0.54mi
5612 Hodiamont Ave Saint Louis, MO 3.0 1.5 1200 $1,150 $0.96 10d 1 0.54mi
7120 Greenhaven Dr Saint Louis, MO 3.0 2.0 1131 $1,050 $0.93 23d 1 0.56mi
7304 Albright Ave Saint Louis, MO 2.0 1.0 800 $1,100 $1.38 43d 1 0.57mi
6150 Sherry Ave Saint Louis, MO 2.0 1.0 1032 $896 $0.87 23d 1 0.61mi
7315 Albright Ave Saint Louis, MO 3.0 1.0 888 $1,150 $1.30 43d 1 0.61mi
6153 Laura Ave Saint Louis, MO 2.0 1.0 834 $1,000 $1.20 23d 1 0.61mi
5615 Beldon Dr Saint Louis, MO 2.0 1.0 850 $950 $1.12 43d 1 0.62mi
7142 Lamont Dr Saint Louis, MO 2.0 1.0 750 $1,100 $1.47 17d 1 0.70mi
5662 Wilborn Dr Saint Louis, MO 1.0 1.0 768 $850 $1.11 23d 1 0.71mi
7431 Esterbrook Dr Saint Louis, MO 2.0 1.0 792 $1,350 $1.70 43d 1 0.71mi
5654 Acme Ave Saint Louis, MO 2.0 1.0 968 $325 $0.34 22d 1 0.72mi
5546 Floy Ave Saint Louis, MO 2.0 2.0 850 $1,273 $1.50 20d 1 0.73mi
5640 Sapphire Ave Saint Louis, MO 2.0 1.0 900 $1,100 $1.22 43d 1 0.74mi
5721 Floy Ave Saint Louis, MO 2.0 1.0 1032 $1,120 $1.09 23d 1 0.79mi
5574 Era Ave Saint Louis, MO 3.0 1.0 850 $1,400 $1.65 12d 1 0.79mi
7205 Calvin Ave Saint Louis, MO 3.0 1.0 832 $750 $0.90 43d 1 0.81mi
5741 Floy Ave Saint Louis, MO 2.0 1.0 1000 $1,100 $1.10 23d 1 0.82mi
5936 Theodore Ave Saint Louis, MO 3.0 2.0 1008 $1,350 $1.34 43d 1 0.83mi
7414 Pleaseway Dr Saint Louis, MO 2.0 1.0 768 $1,100 $1.43 43d 1 0.83mi
7420 Pleaseway Dr Saint Louis, MO 2.0 1.0 952 $1,250 $1.31 22d 1 0.85mi
5756 Floy Ave Saint Louis, MO 2.0 1.0 1080 $995 $0.92 43d 1 0.86mi
5613 Statler Ave Saint Louis, MO 2.0 1.0 864 $1,300 $1.50 4d 1 0.89mi
5636 Statler Ave Saint Louis, MO 1.0 1.0 777 $1,200 $1.54 23d 1 0.91mi
7426 Calvin Ave Saint Louis, MO 2.0 1.0 1100 $1,125 $1.02 17d 1 0.95mi
8344 Eton Pl Saint Louis, MO 2.0 1.0 750 $895 $1.19 4d 1 0.95mi
8347 Eton Pl Saint Louis, MO 2.0 1.0 750 $1,075 $1.43 43d 1 0.96mi
5931 Emma Ave Saint Louis, MO 2.0 1.0 880 $1,200 $1.36 43d 1 0.96mi

Listing history 1 events

  1. 2026-06-16
    listed $85,000 Pending 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$972 · $81/mo
Projected year-2 tax
$972 · $81/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,621
− Mortgage interest
−$4,761
− Property taxes
−$972
− Insurance
−$425
− Repairs & maintenance
−$1,090
− Management
−$1,090
− Depreciation
−$2,473
Taxable income
$2,810
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$674
After-tax cash flow
$3,340/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jennings
NCES district ID
2916290
Math proficiency
8% ▼ -16.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$30,595
Composite
11.04/100
National rank
#9739
State rank
#315 of 324 in MO

Livability — Jennings

Score
67/100
State rank
#208
US rank
#10499

Category grades

Amenities F Commute A- Cost of living A+ Crime F Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jennings, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+54.8% since first listed
5 events — show timeline
  • 2026-06-16 Pending MARIS as Distributed by MLS Grid
  • 2026-06-15 Listed $85,000 MARIS as Distributed by MLS Grid
  • 2009-08-04 Sold (Public Records) $630,000 Public Records
  • 2003-03-05 Sold (Public Records) $35,000 Public Records
  • 1999-11-18 Sold (Public Records) $54,900 Public Records

Property tax history

+6.5%/yr

Latest (2022): $972 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…