1941 SW Palm City Rd Unit B · Stuart, FL
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.4/30.0
- 1% rule +10.0/10.0
- DSCR +7.5/10.0
- ARV discount +6.5/15.0
- Schools +4.5/10.0
- Livability +4.2/5.0
- Condition / age +2.5/5.0
- Rent growth +2.3/5.0
- Appreciation +0.0/10.0
$121,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautifully maintained ground-floor, 2-bedroom condo ideally located just steps from the clubhouse in Monterey Yacht & Country Club, a desirable 55+ active adult community in the heart of Stuart. Enjoy peaceful mornings and relaxing evenings with serene golf course views right from your back patio. This light and bright unit has been lovingly cared for and is truly move-in ready. The kitchen features a newer refrigerator, while the interior offers tasteful finishes including crown molding, knockdown ceilings, and a clean, neutral palette throughout. The spacious second bedroom includes a convenient Murphy bed with built-in bookcases—perfect for guests or a flexible home office space. An assigned parking spot directly in front of the unit adds to the ease and convenience. Residents enjoy a vibrant, resort-style lifestyle with unlimited golf, a heated swimming pool, bocce, shuffleboard, billiards, fitness center, fishing pier, and two clubhouses offering endless opportunities to socialize and stay active. The monthly condo fee provides exceptional value, covering cable, internet, water, sewer, building insurance, professional management, and more—making for truly low-maintenance living. Located in central Stuart, you’re just minutes from shopping, dining, medical facilities, downtown Stuart, and the beautiful Treasure Coast beaches. Whether you're searching for an affordable golf course getaway, a seasonal retreat, or a full-time residence, this condo offers the perfect combination of comfort, convenience, and Florida lifestyle living.
Key facts
- $721 HOA
- Parking
- Community pool
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $121k.
Deal economics
- At list price, monthly cash flow is $224 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $121k).
- Recommended offer: $114k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.5% vs local median 4.1% in Stuart — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#39 in FL, #790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: crime C-, employment C-, amenities D.
- Martin (suburban): math 52% / reading 53% proficiency, ranked #24 of 73 in FL (top 33%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-0.7%/yr); 256 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 737 units permitted in Martin County in 2024 (167 in 5+ unit buildings).
- This rent runs 42% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $837 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Martin County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago; this cycle's ask has dropped $18k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 33% of rent.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.81% ✓
- Cap rate
- 8.51%
- Cash-on-cash
- 7.93%
- DSCR
- 1.35
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $118,360
- List price
- $121,000
- Delta
- 2.23%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -9.6%
- Equity multiple
- 0.67×
- Total profit
- $-11,326
- Equity at exit
- $18,041
- IRR
- -8.9%
- Equity multiple
- 0.57×
- Total profit
- $-14,520
- Equity at exit
- $10,462
Cash invested: $33,880 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34994
- Home prices YoY
- -27.1%
- Rents YoY
- -0.7%
- Active inventory
- 256
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $2,193 high interval (Pro) →
- Mortgage (P&I)
- −$635
- Tax from tax record
- −$102 /mo · $1,228/yr
- Insurance
- −$50
- HOA
- −$721
- Vacancy / Maint / Mgmt
- −$460
- Net cashflow
- $224
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $30,250
- Closing costs
- $3,630
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1950 SW Palm City Rd Stuart, FL | 2.0 | 2.0 | 1031 | $3,150 | $3.05 | 23d | 3 | 0.16mi |
| 1950 SW Palm City Rd Unit 4-4205 Stuart, FL | 2.0 | 2.0 | 938 | $2,400 | $2.56 | 14d | 1 | 0.16mi |
| 1900 S Kanner Hwy Unit 2-203 Stuart, FL | 2.0 | 2.0 | 1086 | $1,800 | $1.66 | 14d | 1 | 0.19mi |
| 2600 S Kanner Hwy Stuart, FL | 1.0–2.0 | 1.5–2.0 | 890 | $1,950 | $2.19 | 14d | 3 | 0.41mi |
| 400 SE Central Pkwy Stuart, FL | 1.0–2.0 | 1.0–2.0 | 918 | $2,640 | $2.87 | 14d | 16 | 0.62mi |
| 950 S Kanner Hwy Stuart, FL | 2.0 | 2.0 | 1019 | $1,888 | $1.85 | 21d | 3 | 0.76mi |
| 950 S Kanner Hwy Stuart, FL | 1.0–2.0 | 1.0–2.0 | 850 | $2,000 | $2.35 | 14d | 4 | 0.76mi |
| 950 S Kanner Hwy Stuart, FL | 1.0–2.0 | 1.0–2.5 | 1062 | $2,000 | $1.88 | 23d | 5 | 0.76mi |
| 2819 SW Cornell Ave Palm City, FL | 2.0 | 1.5 | 1060 | $2,150 | $2.03 | 21d | 1 | 0.77mi |
| 801 SE Central Pkwy #7 Stuart, FL | 2.0 | 2.0 | 1046 | $2,150 | $2.06 | 14d | 1 | 0.88mi |
| 633 SW Cleveland Ave Stuart, FL | 1.0 | 1.0 | 548 | $2,100 | $3.83 | 14d | 1 | 1.09mi |
| 801 SE Central Ave Stuart, FL | 3.0 | 1.0 | 899 | $2,300 | $2.56 | 14d | 1 | 1.12mi |
| 524 SW St Lucie Cres Stuart, FL | 1.0 | 1.0 | 610 | $1,925 | $3.16 | 14d | 5 | 1.18mi |
| 1485 SW Silver Pine Way Unit 107 B-2 Palm City, FL | 1.0 | 1.0 | 830 | $1,650 | $1.99 | 23d | 1 | 1.20mi |
| 917 SE Nassau Ave Stuart, FL | 2.0 | 1.0 | 832 | $3,800 | $4.57 | 23d | 1 | 1.22mi |
| 917 SE Nassau Ave Stuart, FL | 2.0 | 1.0 | 832 | $1,900 | $2.28 | 21d | 1 | 1.22mi |
| 544 SW 35th St Palm City, FL | 2.0 | 1.0 | 850 | $1,850 | $2.18 | 23d | 1 | 1.22mi |
| 2104 SE Edler Dr Stuart, FL | 1.0 | 1.0 | 726 | $1,500 | $2.07 | 23d | 1 | 1.22mi |
| 2118 SE Edler Dr Unit B Stuart, FL | 2.0 | 2.0 | 876 | $1,995 | $2.28 | 23d | 1 | 1.23mi |
| 2124 SE Edler Dr Stuart, FL | 2.0 | 2.0 | 876 | $1,800 | $2.05 | 23d | 1 | 1.23mi |
| 664 SW 35th St Unit 6 Palm City, FL | 2.0 | 1.5 | 900 | $1,850 | $2.06 | 14d | 1 | 1.24mi |
| 664 SW 35th St Apt 3 Palm City, FL | 2.0 | 1.5 | 900 | $1,775 | $1.97 | 14d | 1 | 1.24mi |
| 906 SE Tarpon Ave Unit B Stuart, FL | 1.0 | 1.0 | 600 | $1,350 | $2.25 | 23d | 1 | 1.25mi |
| 3375 SW Mapp Rd Unit 204 Palm City, FL | 3.0 | 2.0 | 1067 | $2,300 | $2.16 | 23d | 1 | 1.30mi |
| 1605 SW Silver Pine Way Unit F2 Palm City, FL | 2.0 | 2.0 | 1111 | $2,000 | $1.80 | 23d | 1 | 1.30mi |
| 1215 SE Glenwood Dr Stuart, FL | 2.0 | 2.0 | 1089 | $1,859 | $1.71 | 14d | 10 | 1.33mi |
| 3031 SE Aster Ln Unit 608 Stuart, FL | 2.0 | 2.0 | 1019 | $1,870 | $1.84 | 23d | 1 | 1.44mi |
| 3151 SE Aster Ln #1306 Stuart, FL | 2.0 | 2.0 | 1034 | $1,800 | $1.74 | 23d | 1 | 1.45mi |
| 41 SW Seminole St Stuart, FL | 3.0 | 1.0–2.5 | 1353 | $13,167 | $9.73 | 23d | 3 | 1.45mi |
| 2703 SW Matheson Ave Unit 116-G2 Palm City, FL | 1.0 | 1.0 | 842 | $1,400 | $1.66 | 23d | 1 | 1.45mi |
| 2703 SW Matheson Ave Unit 116- B1 Palm City, FL | 1.0 | 1.0 | 842 | $1,750 | $2.08 | 14d | 1 | 1.45mi |
| 3800 S Kanner Hwy Stuart, FL | 3.0 | 1.0–2.0 | 970 | $2,604 | $2.68 | 14d | 21 | 1.49mi |
HOA detail condo
- Monthly dues
- $721 · $8,652/yr
- Likely covers
- watersewerinternetcableinsurancepoolgymparking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 25 events
-
2026-06-18days on market $121,000 Active 66 DOM
-
2026-06-17days on market $121,000 Active 65 DOM
-
2026-06-16days on market $121,000 Active 64 DOM
-
2026-06-15days on market $121,000 Active 63 DOM
-
2026-06-14days on market $121,000 Active 61 DOM
-
2026-06-13days on market $121,000 Active 60 DOM
-
2026-06-10days on market $121,000 Active 58 DOM
-
2026-06-09days on market $121,000 Active 57 DOM
-
2026-06-08days on market $121,000 Active 56 DOM
-
2026-06-07pricedays on market $121,000 Active 55 DOM
-
2026-06-03days on market $139,000 Active 51 DOM
-
2026-06-02days on market $139,000 Active 50 DOM
-
2026-06-01days on market $139,000 Active 49 DOM
-
2026-05-31days on market $139,000 Active 48 DOM
-
2026-05-31days on market $139,000 Active 47 DOM
-
2026-04-13$139,000 Active 1599-char remark
Show marketing remark (1599 chars)
Welcome to this beautifully maintained ground-floor, 2-bedroom condo ideally located just steps from the clubhouse in Monterey Yacht & Country Club, a desirable 55+ active adult community in the heart of Stuart. Enjoy peaceful mornings and relaxing evenings with serene golf course views right from your back patio. This light and bright unit has been lovingly cared for and is truly move-in ready. The kitchen features a newer refrigerator, while the interior offers tasteful finishes including crown molding, knockdown ceilings, and a clean, neutral palette throughout. The spacious second bedroom includes a convenient Murphy bed with built-in bookcases—perfect for guests or a flexible home office space. An assigned parking spot directly in front of the unit adds to the ease and convenience. Residents enjoy a vibrant, resort-style lifestyle with unlimited golf, a heated swimming pool, bocce, shuffleboard, billiards, fitness center, fishing pier, and two clubhouses offering endless opportunities to socialize and stay active. The monthly condo fee provides exceptional value, covering cable, internet, water, sewer, building insurance, professional management, and more—making for truly low-maintenance living. Located in central Stuart, you’re just minutes from shopping, dining, medical facilities, downtown Stuart, and the beautiful Treasure Coast beaches. Whether you're searching for an affordable golf course getaway, a seasonal retreat, or a full-time residence, this condo offers the perfect combination of comfort, convenience, and Florida lifestyle living.
-
2022-02-16soldstatus $147,000 Closed 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-02-16soldstatus $147,000
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-02-09status Active Under Contract 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-02-05historical 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-02-05status Active 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-01-31historical Active Under Contract 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-01-26status Active 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-01-25historical Active Under Contract 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
-
2022-01-16$150,000 Active 724-char remark
Show marketing remark (724 chars)
Beautiful ground floor two bedroom condo super close to the clubhouse with gorgeous golf course view. Condo is immaculate with newer kitchen appliances, new carpet, freshly painted with crown molding, knockdown on ceilings. Move right in! Murphy bed with bookcases in the second bedroom. One assigned parking spot 21B, directly in front of the front door! Unlimited golf, water, sewer, basic cable, building insurance are included in the low $499/month condo fee. No lease first 3 years of ownership. After that waiting period, 90 day minimum lease, maximum 217 days. Community Laundry, no washer/dryer allowed in the unit. There is a pending special assessment due in March which will be approximately $380 for this unit.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,228 · $102/mo
- Projected year-2 tax
- $1,228 · $102/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,311
- − Mortgage interest
- −$6,778
- − Property taxes
- −$1,228
- − Insurance
- −$605
- − Repairs & maintenance
- −$2,105
- − Management
- −$2,105
- − HOA
- −$8,652
- − Depreciation
- −$3,520
- Taxable income
- $1,319
- Est. tax owed @ 24.0%
- −$317
- After-tax cash flow
- $2,370/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Martin
- NCES district ID
- 1201290
- Math proficiency
- 52% ▼ -14.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $52,482
- Composite
- 45.1/100
- National rank
- #2690
- State rank
- #24 of 73 in FL
Livability — Stuart
- Score
- 84/100
- State rank
- #39
- US rank
- #790
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Martin County · 165,223 people
- City population
- 65,812
- Metro
- Port St. Lucie, FL
- Population (ZIP)
- 18,737
- Household income
- $62,533
- Rent vs Own
- Severe rent burden
- 1408.0
Population outlook (Martin County) Hauer SSP2
- Today (2025)
- 172,383 people
- By 2030
- 180,192 · +4.5%
- By 2040
- 194,114 · +12.6%
- By 2050
- 204,992 · +18.9%
- By 2075
- 229,641 · +33.2%
- By 2100
- 232,146 · +34.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 21% Two or more races 12% Black 11%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 5% Cuban 1%
- Common ancestry
- Romanian 5% Lithuanian 3% Slovak 2%
- Foreign-born
- 12% · Canada
- Languages at home
- 80% English-only · Spanish 16% Russian/Polish/Slavic 2% Other Indo-European 1%
Political lean MEDSL · Martin
- 2024 margin
- Solid R (+31.1) · D 34.1% · R 65.2%
- 2008→2024 swing
- -17.5pp toward R · 2008: -13.6pp · 2024: -31.1pp
- All cycles
- 2024: R+31.1 2020: R+24.6 2016: R+26.9 2012: R+22.9 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -130.08%
- Current HPI
- 349.7061
- Rent YoY
- ▼ -0.69%
- Metro
- Port St. Lucie, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-7.3% since first listed10 events — show timeline
- 2026-04-13 Listed $139,000 MCRTC
- 2022-02-16 Sold (Public Records) $147,000 Public Records
- 2022-02-16 Sold (MLS) $147,000 Beaches MLS
- 2022-02-09 Relisted — Beaches MLS
- 2022-02-05 Listing Removed — Beaches MLS
- 2022-02-05 Relisted — Beaches MLS
- 2022-01-31 Contingent — Beaches MLS
- 2022-01-26 Relisted — Beaches MLS
- 2022-01-25 Contingent — Beaches MLS
- 2022-01-16 Listed $150,000 Beaches MLS
Property tax history
+72.8%/yrLatest (2025): $1,228 · -39.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…