126 Snyder St · Connellsville, PA 15425

$74,900

3 bd · 1.0 ba · 1,340 sqft · SingleFamily public records · 49 Days on market

Built 1900 7,840 sqft lot $56/sqft · 48% below area Est $145k · 48% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.3/10.0
• Livability +3.6/5.0
• Schools +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

Key facts

• Covered front porch
• Main level bedroom
• Off street parking

Tags

• MAIN LEVEL BEDROOM
• LARGE BACK YARD
• OFF STREET PARKING
• COVERED FRONT PORCH

Property features AI

Exterior

• Parking: Off-street parking
• Utilities: Public water; Public sewer
• Home design: 2 stories; Resale property
• Construction: Asphalt roof
• Exterior features: Off-street parking

Interior

• Kitchen: Microwave; Refrigerator; Stove
• Flooring: Vinyl
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Gas heating; Has heating
• Interior features: Vinyl flooring; Basement
• Laundry & utility: Washer; Dryer; Some electric appliances

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $254 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($995 rent vs $75k).
• Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.4% vs local median 6.8% in Connellsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#602 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools D+, commute D+, crime D-.
• Connellsville Area SD (rural): math 23% / reading 39% proficiency, ranked #440 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 65 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 49 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 9y ago; this cycle's ask has dropped $7k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $20k; list at $75k implies a 274% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $72,653 (3.0% below list)

Questions for the listing agent

1. It's been on market 49 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 10.36%
• Cash-on-cash: 14.54%
• DSCR: 1.65
• GRM: 6.3

CMA / ARV

• ARV (median comp): $144,877
• List price: $74,900
• Delta: -48.30%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
815 Franklin Ave	0.18mi	3/2.0	1,408 (+5%)	12mo	$159,000	$113	69
114 Frisbee Ave	0.26mi	4/2.0 (+1)	1,270 (-5%)	8mo	$259,900	$205	63
205 Pulaski St	0.34mi	3/2.0	1,402 (+5%)	13mo	$63,000	$45	62
1004 S Pittsburgh	0.40mi	3/2.0	1,288 (-4%)	15mo	$125,000	$97	58
106 Greely Ave	0.23mi	2/1.0 (-1)	1,216 (-9%)	16mo	$33,000	$27	55
237 S Prospect St	0.41mi	3/1.5	1,376 (+3%)	23mo	$62,000	$45	55
120 Davis St	0.21mi	3/2.0	1,202 (-10%)	22mo	$182,500	$152	51
600 E Francis Ave	0.38mi	3/2.0	1,150 (-14%)	10mo	$205,000	$178	46
214 W Morton Ave	0.66mi	2/1.0 (-1)	1,272 (-5%)	14mo	$120,000	$94	45
601 E Washington Ave	0.60mi	4/1.5 (+1)	1,529 (+14%)	2mo	$77,000	$50	40
311 W Fayette St	0.57mi	2/2.0 (-1)	1,488 (+11%)	18mo	$65,000	$44	31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 5.0%
• Equity multiple: 1.19×
• Total profit: $4,067
• Equity at exit: $11,168

10-year hold

• IRR: 14.5%
• Equity multiple: 2.17×
• Total profit: $24,472
• Equity at exit: $6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15425

• Home prices YoY: -15.9%
• Active inventory: 65
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $995 medium
• Mortgage (P&I): −$393
• Tax from tax record: −$108 /mo · $1,296/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$209
• Net cashflow: $254

Break-even live

Break-even rent $673

Max offer price $74,900

Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,725
• Closing costs: $2,247
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
204 Meason St Connellsville, PA	2.0	1.5	1136	$995	$0.88	43d	1	0.75mi

Listing history 31 events

1. 2026-06-18
   days on market $74,900 Active 49 DOM
2. 2026-06-17
   days on market $74,900 Active 48 DOM
3. 2026-06-16
   days on market $74,900 Active 47 DOM
4. 2026-06-15
   days on market $74,900 Active 46 DOM
5. 2026-06-13
   days on market $74,900 Active 44 DOM
6. 2026-06-12
   days on market $74,900 Active 43 DOM
7. 2026-06-09
   days on market $74,900 Active 40 DOM
8. 2026-06-08
   days on market $74,900 Active 39 DOM
9. 2026-06-08
   days on market $74,900 Active 38 DOM
10. 2026-06-07
    days on market $74,900 Active 37 DOM
11. 2026-06-04
    days on market $74,900 Active 34 DOM
12. 2026-06-02
    days on market $74,900 Active 33 DOM
13. 2026-06-01
    days on market $74,900 Active 32 DOM
14. 2026-05-31
    days on market $74,900 Active 31 DOM
15. 2026-04-30
    listed $82,000 Active 432-char remark
16. 2025-05-08
    historical $1,150
17. 2025-03-17
    price $1,150
18. 2025-02-27
    listed $1,250
19. 2022-01-18
    soldstatus $20,000
20. 2021-12-23
    soldstatus $20,000 Closed 514-char remark

    Show marketing remark (514 chars)

    PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

21. 2021-10-09
    historical Contingent 514-char remark

    Show marketing remark (514 chars)

    PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

22. 2021-09-30
    price $22,900 514-char remark

    Show marketing remark (514 chars)

    PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

23. 2021-08-15
    status Active 514-char remark

    Show marketing remark (514 chars)

    PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

24. 2021-08-15
    price $32,900 514-char remark

    Show marketing remark (514 chars)

    PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

25. 2021-05-28
    listed $42,900 Active 514-char remark

    Show marketing remark (514 chars)

    PERFECT OPPORTUNITY TO START YOUR RENTAL PORTFOLIO! * THIS 3 BED 1 BATH 2 STORY HAS A GREAT RENTAL HISTORY * OR, MAKE IT YOUR OWN, * THE LIVING ROOM IS A NICE SIZE WITH LARGE FRONT WINDOWS, THE EAT IN KITCHEN HAS OAK CABINETS AND COMES WITH APPLIANCES. * MASTER BEDROOM IS ON THE FIRST FLOOR * THE 2 BEDROOMS UPSTAIRS ARE NICE AND ROOMY * THE 1ST FLOOR LAUNDRY/MUD ROOM OFF THE KITCHEN LEADS TO A SMALL DECK=GREAT FOR GRILLING * BACK YARD IS PERTIALLY FENCED FOR PETS AND KIDDOS! * ROOF WAS INSTALLED 2020

26. 2019-12-27
    soldstatus $22,900
27. 2019-12-20
    soldstatus $22,900

    Show marketing remark (50 chars)

    2 story Home with some good bones . Needs some TLC

28. 2019-11-23
    listed $22,900

    Show marketing remark (50 chars)

    2 story Home with some good bones . Needs some TLC

29. 2018-07-26
    historical
30. 2017-07-27
    listed $34,900
31. 2007-01-16
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,296 · $108/mo
• Projected year-2 tax: $1,296 · $108/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥92°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,940
• − Mortgage interest: −$4,196
• − Property taxes: −$1,296
• − Insurance: −$374
• − Repairs & maintenance: −$955
• − Management: −$955
• − Depreciation: −$2,179
• Taxable income: $1,984
• Est. tax owed @ 24.0%: −$476
• After-tax cash flow: $2,572/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Connellsville Area SD
• NCES district ID: 4206660
• Math proficiency: 23% ▼ -15.00%
• Reading proficiency: 39% ▼ -10.00%
• Median HH income: $39,315
• Composite: 25.95/100
• National rank: #7333
• State rank: #440 of 539 in PA

Livability — Connellsville

• Score: 72/100
• State rank: #602
• US rank: #5763

Category grades

Amenities F Commute D+ Cost of living A+ Crime D- Employment F Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Connellsville, PA
• Population (ZIP): 17,752

Population outlook (Fayette County) Hauer SSP2

• Today (2025): 127,561 people
• By 2030: 123,206 · -3.4%
• By 2040: 113,232 · -11.2%
• By 2050: 103,468 · -18.9%
• By 2075: 83,185 · -34.8%
• By 2100: 62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 5% Black 1%
• Common ancestry: Romanian 7% Iranian 2% Slovak 1%
• Foreign-born: 1%
• Languages at home: 98% English-only · German/W. Germanic 1% Spanish 1%

Political lean MEDSL · Fayette

• 2024 margin: Solid R (+37.9) · D 30.8% · R 68.7%
• 2008→2024 swing: -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
• All cycles: 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -36.63%
• Current HPI: 193.6086
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+274.5% since first listed

18 events — show timeline

• 2026-05-29 Price Changed $74,900 West Penn MLS
• 2026-04-30 Listed $82,000 West Penn MLS
• 2025-05-08 Rental Removed $1,150 WPMLS
• 2025-03-17 Price Changed $1,150 WPMLS
• 2025-02-27 Listed for Rent $1,250 WPMLS
• 2022-01-18 Sold (Public Records) $20,000 Public Records
• 2021-12-23 Sold (MLS) $20,000 West Penn MLS
• 2021-10-09 Contingent — West Penn MLS
• 2021-09-30 Price Changed $22,900 West Penn MLS
• 2021-08-15 Relisted — West Penn MLS
• 2021-08-15 Price Changed $32,900 West Penn MLS
• 2021-05-28 Listed $42,900 West Penn MLS
• 2019-12-27 Sold (Public Records) $22,900 Public Records
• 2019-12-20 Sold (MLS) $22,900 West Penn MLS
• 2019-11-23 Listed $22,900 West Penn MLS
• 2018-07-26 Delisted — West Penn MLS
• 2017-07-27 Listed $34,900 West Penn MLS
• 2007-01-16 Sold (Public Records) $20,000 Public Records

Property tax history

+2.4%/yr

Latest (2026): $1,296 · +0.0% YoY. Source: county tax records.