Apollo Plan · Kyle, TX 78656

$322,990

5 bd · 3.0 ba · 2,609 sqft · SingleFamily · 791 Days on market

↓ 5% since listing

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.9/30.0
• ARV discount +7.5/15.0
• Appreciation +4.5/10.0
• Livability +3.8/5.0
• Schools +3.5/10.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• DSCR +2.0/10.0
• Rent growth +1.2/5.0

Listing remarks MLS

Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

Key facts

• 2 parking spots
• Listed 791 days

🏗️ New construction. The $322,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $349,550.

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $323k.

Deal economics

• At list price, monthly cash flow is $-370 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $296k (8.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $259k (19.8% below list).
• Recommended offer: $259k (19.8% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 3.3% in Kyle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#138 in TX, #3,993 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment A; Watch: amenities F, commute F.
• Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hemphill El (math 22% / reading 32%, grade F, #2,791 of 4,322 statewide, top 68%, 577 students, 71% FRL); D J Red Simon Middle (math 16% / reading 22%, grade F, #1,466 of 1,662 statewide, top 89%, 733 students, 78% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 70% FRL vs 43% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 24% at this address vs 38% district-wide (-14 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
• Market conditions: Rents falling (-5.4%/yr); 325 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).
• This rent runs 38% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 791 days — a 12% lower offer ($284k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $258,975 (19.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 791 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.02%
• Cash-on-cash: -4.53%
• DSCR: 0.80
• GRM: 11.2

CMA / ARV

• ARV (median comp): $349,550
• List price: $322,990
• Delta: -7.60%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
502 Cliff Dr	0.41mi	5/3.0	2,609 (0%)	1mo	$317,711	$122	80
601 Plateau St	0.21mi	5/2.5	2,741 (+5%)	0mo	$349,999	$128	80
164 Linnet Cres	0.42mi	5/2.5	2,595 (-0%)	2mo	$320,850	$124	76
601 Lagoon Dr	0.35mi	5/3.0	2,609 (0%)	9mo	$341,990	$131	76
400 Pond Dr	0.49mi	5/3.0	2,609 (0%)	8mo	$325,701	$125	70
309 Pond Dr	0.56mi	5/3.0	2,609 (0%)	10mo	$358,990	$138	65
305 Jade St	0.28mi	4/2.5 (-1)	2,265 (-13%)	1mo	$299,990	$132	58
1028 Delta Crst	0.33mi	4/3.0 (-1)	2,260 (-13%)	9mo	$336,990	$149	50
600 Lagoon Dr	0.33mi	4/3.0 (-1)	2,260 (-13%)	11mo	$339,990	$150	48
400 Cliff Dr	0.45mi	4/3.0 (-1)	2,260 (-13%)	6mo	$340,690	$151	47
313 Pond Dr	0.55mi	4/3.0 (-1)	2,260 (-13%)	9mo	$333,990	$148	39
625 Aplite Pass	0.73mi	4/2.5 (-1)	2,356 (-10%)	5mo	$300,000	$127	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.02% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -14.1%
• Equity multiple: 0.41×
• Total profit: $-57,810
• Equity at exit: $83,963

10-year hold

• IRR: -10.1%
• Equity multiple: 0.16×
• Total profit: $-81,765
• Equity at exit: $87,814

Cash invested: $97,874 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78656

• Home prices YoY: -0.5%
• Rents YoY: -5.4%
• Active inventory: 325
• Price-to-rent: 10.4×

Monthly cashflow live

• Estimated rent: $2,590 high
• Mortgage (P&I): −$1,833
• Tax est. 1.5%: −$437 /mo · $5,243/yr
• Insurance: −$146
• HOA: −$0
• Vacancy / Maint / Mgmt: −$544
• Net cashflow: $-370

Break-even live

Break-even rent $3,058

Max offer price $296,045

Occupancy floor —

Sensitivity live

Price	-10% $-128	-5% $-249	+0% $-370	+5% $-491	+10% $-611
Rent	-10% $-574	-5% $-472	+0% $-370	+5% $-267	+10% $-165
Rate	-1.0pp $-194	-0.5pp $-281	base $-370	+0.5pp $-460	+1.0pp $-552

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,388
• Closing costs: $10,487
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
704 Delta Crst Maxwell, TX	3.0–5.0	2.0–3.0	1904	$1,950	$1.02	0d	19	0.09mi
188 Thistle Ln Maxwell, TX	5.0	3.0	2618	$3,200	$1.22	0d	1	0.10mi
170 Bright Flora Ln Maxwell, TX	4.0	2.5	2312	$1,950	$0.84	45d	1	0.18mi
342 Jade St Maxwell, TX	4.0	2.5	2072	$1,975	$0.95	45d	1	0.35mi
401 Lagoon Dr Maxwell, TX	5.0	3.0	2608	$2,500	$0.96	4d	1	0.40mi
566 Gabbro Gdns Maxwell, TX	4.0	2.5	1837	$1,850	$1.01	18d	1	0.89mi
351 Cobb Branch Dr Maxwell, TX	3.0–4.0	2.0–3.0	1616	$1,950	$1.21	0d	4	0.91mi
275 Aplite Pass Maxwell, TX	2.0–5.0	2.0–3.5	1733	$2,680	$1.55	0d	1	1.04mi
1413 Soapstone Pass Maxwell, TX	4.0	3.0	1952	$2,500	$1.28	45d	1	1.29mi

Listing history 29 events

1. 2026-06-05
   days on market $322,990 Active 791 DOM
2. 2026-06-03
   days on market $322,990 Active 790 DOM
3. 2026-06-02
   days on market $322,990 Active 789 DOM
4. 2026-06-01
   days on market $322,990 Active 788 DOM
5. 2026-05-31
   days on market $322,990 Active 787 DOM
6. 2026-03-03
   price $322,990 569-char remark

   Show marketing remark (569 chars)

   Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

7. 2026-02-04
   price $336,990 569-char remark

   Show marketing remark (569 chars)

   Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

8. 2025-12-03
   price $320,990 569-char remark

   Show marketing remark (569 chars)

   Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

9. 2025-10-16
   price $319,990 569-char remark

   Show marketing remark (569 chars)

   Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

10. 2025-10-02
    price $336,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

11. 2025-09-04
    price $335,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

12. 2025-08-03
    price $334,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

13. 2025-07-02
    price $357,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

14. 2025-06-04
    price $356,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

15. 2025-05-02
    price $355,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

16. 2025-04-01
    price $353,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

17. 2025-03-01
    price $352,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

18. 2025-02-01
    price $351,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

19. 2024-12-31
    price $350,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

20. 2024-11-29
    price $349,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

21. 2024-11-02
    price $348,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

22. 2024-10-02
    price $347,490 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

23. 2024-08-30
    price $346,990 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

24. 2024-08-23
    price $348,490 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

25. 2024-08-02
    price $345,490 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

26. 2024-07-04
    price $343,490 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

27. 2024-06-01
    price $342,490 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

28. 2024-05-02
    price $341,490 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

29. 2024-04-04
    listed $340,490 Active 569-char remark

    Show marketing remark (569 chars)

    Enter through the front porch into a foyer with access to the stairs and a nearby coat closet. The kitchen opens to the dining area and family room, with a fifth bedroom and bath located at the back of the home. The patio is accessible through the main living area, and the two-car garage connects through the kitchen. Upstairs, the primary bedroom sits at the back with the primary bath and walk-in closet. Three additional bedrooms, each containing a walk-in closet, are located nearby and share a full bath. A central loft and laundry room complete the second floor.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,077
• − Mortgage interest: −$19,580
• − Property taxes: −$5,243
• − Insurance: −$1,748
• − Repairs & maintenance: −$2,486
• − Management: −$2,486
• − Depreciation: −$10,169
• Taxable loss: −$10,635
• Est. tax savings @ 24.0%: +$2,552
• After-tax cash flow: $-1,885/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hays CISD
• NCES district ID: 4800010
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 41% ▼ -5.00%
• Median HH income: $70,570
• Composite: 34.78/100
• National rank: #5118
• State rank: #390 of 826 in TX

Livability — Kyle

• Score: 75/100
• State rank: #138
• US rank: #3993

Category grades

Amenities F Commute F Cost of living A Crime A- Employment A Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Caldwell County · 25,195 people
• Metro: Austin-Round Rock-Georgetown, TX
• Population (ZIP): 2,847
• Household income: $81,346
• Rent vs Own: 30.8% rent · 69.2% own
• Severe rent burden: 89.0

Population outlook (Hays County) Hauer SSP2

• Today (2025): 286,948 people
• By 2030: 336,923 · +17.4%
• By 2040: 441,894 · +54.0%
• By 2050: 553,462 · +92.9%
• By 2075: 838,261 · +192.1%
• By 2100: 1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (76%)
• Race & ethnicity: Hispanic / Latino 76% Two or more races 21% White 20% Black 4%
• Hispanic origin (detail): Mexican 72%
• Common ancestry: Romanian 4% Slovak 2% Lithuanian 1%
• Foreign-born: 18% · Canada
• Languages at home: 45% English-only · Spanish 55%

Political lean MEDSL · Hays

• 2024 margin: Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
• 2008→2024 swing: +7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
• All cycles: 2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.02%
• Current HPI: 228.3622
• Rent YoY: ▼ -5.36%
• Metro: Austin-Round Rock-Georgetown, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-5.1% since first listed

24 events — show timeline

• 2026-03-03 Price Changed $322,990 Zillow
• 2026-02-04 Price Changed $336,990 Zillow
• 2025-12-03 Price Changed $320,990 Zillow
• 2025-10-16 Price Changed $319,990 Zillow
• 2025-10-02 Price Changed $336,990 Zillow
• 2025-09-04 Price Changed $335,990 Zillow
• 2025-08-03 Price Changed $334,990 Zillow
• 2025-07-02 Price Changed $357,990 Zillow
• 2025-06-04 Price Changed $356,990 Zillow
• 2025-05-02 Price Changed $355,990 Zillow
• 2025-04-01 Price Changed $353,990 Zillow
• 2025-03-01 Price Changed $352,990 Zillow
• 2025-02-01 Price Changed $351,990 Zillow
• 2024-12-31 Price Changed $350,990 Zillow
• 2024-11-29 Price Changed $349,990 Zillow
• 2024-11-02 Price Changed $348,990 Zillow
• 2024-10-02 Price Changed $347,490 Zillow
• 2024-08-30 Price Changed $346,990 Zillow
• 2024-08-23 Price Changed $348,490 Zillow
• 2024-08-02 Price Changed $345,490 Zillow
• 2024-07-04 Price Changed $343,490 Zillow
• 2024-06-01 Price Changed $342,490 Zillow
• 2024-05-02 Price Changed $341,490 Zillow
• 2024-04-04 Listed $340,490 Zillow