CashFlowRE
Sign in Sign up
No image
D Composite 43.83
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.8/30.0
  • ARV discount +7.5/15.0
  • 1% rule +4.6/10.0
  • DSCR +4.5/10.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$155,000

180 N 1100 E #107 · Washington, UT 84780
1 bd · 1.0 ba · 652 sqft · SingleFamily public records · 172 Days on market
Built 1999 2,613 sqft lot $135/mo HOA · 9% of rent ↓ 33% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

Key facts

  • Open floor plan
  • Private front porch
  • Quiet lot

Tags

COMPLETELY REMODELLEDQUIET LOTMATURE TREESPRIVATE FRONT PORCHLOW-MAINTENANCE LANDSCAPINGOPEN FLOOR PLAN

Property features AI

Finance

  • Other: Above-grade finished area approximately 800; Lot size approximately 0.06 acres
  • HOA & community: Homeowners association with a $135 monthly fee; Community clubhouse; Community pool; Community spa/hot tub; Subdivision: KINGS ROW EST 1

Exterior

  • Parking: Covered carport; 2 covered parking spaces; 2 total parking spaces
  • Utilities: Natural gas connected; Electricity connected; Sewer connected; Culinary water connected
  • Home design: Manufactured home; Built/standing condition; Residential use; Single-family zoning (R1)
  • Construction: Aluminum exterior; Asphalt roof; Built/standing construction status
  • Exterior features: Exterior lighting; Paved road access; Full landscaping; Flat terrain

Interior

  • Kitchen: Refrigerator; Range hood; Gas oven; Free-standing range/oven; Disposal
  • Bedrooms: 2 main-level bedrooms
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Gas radiant heating; Has heating
  • Interior features: Disposal; Range hood; Oven (gas); Free-standing range/oven; Blinds; Window coverings

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $42 ($503/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $148k (4.4% below list).
  • Recommended offer: $136k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 75/100 on livability (#59 in UT, #3,809 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: cost of living D, amenities F, health & safety F.
  • Washington District (urban): math 42% / reading 45% proficiency, ranked #37 of 80 in UT (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Washington School (math 42% / reading 37%, grade F, #332 of 585 statewide, top 58%, 463 students, 59% FRL); Fossil Ridge Intermediate (math 25% / reading 40%, grade F, #100 of 138 statewide, top 72%, 734 students, 46% FRL); Pine View High (math 29% / reading 48%, grade F, #74 of 171 statewide, top 43%, 1,143 students, 33% FRL).
  • Market conditions: Rents soft (-0.1%/yr); 1024 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,140 units permitted in Washington County in 2024 (650 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Washington County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 172 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts; this cycle's ask has dropped $30k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 172 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.96%
Cap rate
6.62%
Cash-on-cash
1.16%
DSCR
1.05
GRM
8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.0%
Equity multiple
0.38×
Total profit
$-26,733
Equity at exit
$23,111
10-year hold
IRR
-18.0%
Equity multiple
0.16×
Total profit
$-36,387
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84780

Rents YoY
-0.1%
Active inventory
1024
Price-to-rent
8.7×

Monthly cashflow live

Estimated rent
$1,481 medium interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$116 /mo · $1,392/yr
Insurance
$65
HOA
$135
Vacancy / Maint / Mgmt
$311
Net cashflow
$42

Break-even live

Break-even rent $1,428
Max offer price $155,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
45 N Red Trail Ln Washington, UT 2.0 1.0–2.0 699 $1,499 $2.14 13d 1 0.26mi
190 N Red Stone Rd Washington, UT 1.0–3.0 1.0–2.0 943 $1,403 $1.49 13d 10 0.27mi
1165 E Bulloch St Washington, UT 1.0–3.0 1.0–2.5 1210 $1,449 $1.20 13d 8 0.40mi

HOA detail

Monthly dues
$135 · $1,620/yr
Likely covers
landscapingpool

Listing history 33 events

  1. 2026-05-31
    days on market $155,000 Active 172 DOM
  2. 2026-05-30
    days on market $155,000 Active 171 DOM
  3. 2026-04-30
    price $155,000
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  4. 2026-04-30
    price $155,000 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  5. 2026-04-02
    price $160,000
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  6. 2026-04-02
    price $160,000 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  7. 2026-02-24
    status Active 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  8. 2026-02-24
    status Active
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  9. 2026-02-03
    status Under Contract
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  10. 2026-02-03
    status Pending 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  11. 2025-12-22
    status Active
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  12. 2025-12-22
    status Active 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  13. 2025-12-09
    status Pending 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  14. 2025-12-09
    status Under Contract
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  15. 2025-11-17
    price $164,900 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  16. 2025-11-17
    price $164,900
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  17. 2025-11-06
    listed $184,900 Active
  18. 2025-11-05
    listed $184,900 Active 610-char remark
    Show marketing remark (610 chars)

    Welcome to this beautiful manufactured home that has been completely remodelled! Located in Kings Row Estates, a 55+ community. This charming 2-bedroom, 2-bath property sits on a quiet lot with mature trees offering shade and privacy. Enjoy parking under the 2-car carport, a private front porch, and low-maintenance landscaping. Inside, you'll find an open floor plan with a bright living area, functional kitchen, and comfortable bedrooms. Kings Row offers great amenities including a clubhouse, pool, and friendly neighborhood atmosphere. Conveniently located near shopping, dining, and easy freeway access.

  19. 2025-10-14
    price $165,000
  20. 2025-09-09
    price $175,000
  21. 2025-08-07
    price $189,900
  22. 2025-06-09
    price $195,000
  23. 2025-05-06
    price $200,000
  24. 2025-03-19
    historical
  25. 2025-03-18
    price $219,000
  26. 2025-02-13
    price $219,900
  27. 2025-02-07
    price $220,000
  28. 2025-01-31
    price $225,000
  29. 2025-01-15
    price $250,000
  30. 2025-01-14
    price $229,900
  31. 2025-01-07
    listed $230,000 Active
  32. 2024-10-01
    soldstatus
  33. 2024-09-04
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$1,392 · $116/mo
Projected year-2 tax
$1,392 · $116/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,776
− Mortgage interest
−$8,682
− Property taxes
−$1,392
− Insurance
−$775
− Repairs & maintenance
−$1,422
− Management
−$1,422
− HOA
−$1,620
− Depreciation
−$4,509
Taxable loss
−$2,046
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$491
After-tax cash flow
$994/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Washington District
NCES district ID
4901140
Math proficiency
42% ▼ -3.00%
Reading proficiency
45% ▼ -3.00%
Median HH income
$50,861
Composite
37.47/100
National rank
#4408
State rank
#37 of 80 in UT

Livability — Washington

Score
75/100
State rank
#59
US rank
#3809

Category grades

Amenities F Commute A+ Cost of living D Crime A Employment A+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, UT
County
Washington County · 179,216 people
City population
32,366
Metro
St. George, UT
Population (ZIP)
32,366
Household income
$91,963
Rent vs Own
25.3% rent · 74.7% own
Severe rent burden
1036.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
193,324 people
By 2030
211,699 · +9.5%
By 2040
246,449 · +27.5%
By 2050
278,447 · +44.0%
By 2075
342,734 · +77.3%
By 2100
382,815 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 17% Two or more races 9%
Hispanic origin (detail)
Mexican 11% Puerto Rican 1%
Common ancestry
Italian 6% Slovak 5% Lithuanian 3%
Foreign-born
5% · Canada, Jamaica, China
Languages at home
89% English-only · Spanish 8% Chinese 1% German/W. Germanic 1%

Political lean MEDSL · Washington

2024 margin
Solid R (+52.3) · D 23.0% · R 75.2% · Other 1.8%
2008→2024 swing
+1.2pp toward D · 2008: -53.5pp · 2024: -52.3pp
All cycles
2024: R+52.3 2020: R+51.7 2016: R+52.1 2012: R+67.0 2008: R+53.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.73%
Current HPI
248.9421
Rent YoY
▼ -0.06%
Metro
St. George, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

-32.6% since first listed
31 events — show timeline
  • 2026-04-30 Price Changed $155,000 WFRMLS
  • 2026-04-30 Price Changed $155,000 WCBOR
  • 2026-04-02 Price Changed $160,000 WFRMLS
  • 2026-04-02 Price Changed $160,000 WCBOR
  • 2026-02-24 Relisted WCBOR
  • 2026-02-24 Relisted WFRMLS
  • 2026-02-03 Pending WFRMLS
  • 2026-02-03 Pending WCBOR
  • 2025-12-22 Relisted WFRMLS
  • 2025-12-22 Relisted WCBOR
  • 2025-12-09 Pending WCBOR
  • 2025-12-09 Pending WFRMLS
  • 2025-11-17 Price Changed $164,900 WCBOR
  • 2025-11-17 Price Changed $164,900 WFRMLS
  • 2025-11-06 Listed $184,900 WFRMLS
  • 2025-11-05 Listed $184,900 WCBOR
  • 2025-10-14 Price Changed $165,000 WCBOR
  • 2025-09-09 Price Changed $175,000 WCBOR
  • 2025-08-07 Price Changed $189,900 WCBOR
  • 2025-06-09 Price Changed $195,000 WCBOR
  • 2025-05-06 Price Changed $200,000 WCBOR
  • 2025-03-19 Listing Removed WFRMLS
  • 2025-03-18 Price Changed $219,000 WFRMLS
  • 2025-02-13 Price Changed $219,900 WFRMLS
  • 2025-02-07 Price Changed $220,000 WFRMLS
  • 2025-01-31 Price Changed $225,000 WFRMLS
  • 2025-01-15 Price Changed $250,000 WFRMLS
  • 2025-01-14 Price Changed $229,900 WFRMLS
  • 2025-01-07 Listed $230,000 WFRMLS
  • 2024-10-01 Sold (Public Records) Public Records
  • 2024-09-04 Sold (Public Records) Public Records

Property tax history

+14.1%/yr

Latest (2025): $1,392 · +92.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…