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243 Haisley Run
C- Composite 52.81
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • ARV discount +12.7/15.0
  • 1% rule +5.1/10.0
  • Schools +5.1/10.0
  • DSCR +4.7/10.0
  • Condition / age +4.2/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$239,900

243 Haisley Run · Guyton, GA 31312
3 bd · 2.5 ba · 1,584 sqft · Townhouse public records · 332 Days on market
Built 2024 Good condition 3,049 sqft lot $151/sqft · 16% below area Est $271k · 11% under $147/mo HOA · 6% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WELCOME HOME TO 243 HAISLEY RUN Experience modern comfort and effortless style at 243 Haisley Run. This New Haven Townhome B offers 1,506 SQ FT of thoughtfully planned living space, combining high-end finishes with a functional layout perfect for today's lifestyles. INVITING MAIN LEVEL: The first floor features a seamless transition between the airy Great Room and a well-appointed kitchen. Chef-friendly details include quartz countertops, upgraded cabinetry, a custom tile backsplash, and stainless steel appliances. The breakfast bar is perfect for casual mornings, while the dining area offers direct access to a private back patio and lush green space. PRIVATE SECOND-FLOOR RETREATS: - Owner's Suite: A spacious upstairs sanctuary complete with a dual-sink vanity, marble countertops, and a massive walk-in closet. - Secondary Bedrooms: Two additional bedrooms provide the perfect footprint for family, guests, or a dedicated home office. - Upper-Level Laundry: Conveniently located near the bedrooms to streamline your chores. - Interior Quality: Large baseboards and neutral tones throughout provide a sophisticated, move-in-ready aesthetic. LOCATION & COMMUNITY: - Relax on your private patio with a partial privacy fence overlooking the community green. - Enjoy the full suite of Belmont Glen amenities, including the resort-style pool and playground. - Zoned for the highly-regarded South Effingham School District. ERNEST ENERGY SAVINGS: Built for efficiency an. ..

Key facts

  • Stainless appliances
  • Marble counter tops
  • Tile backsplash

Tags

NEW CONSTRUCTION TOWNHOMESQUARTZ KITCHEN COUNTER TOPSUPGRADED CABINETSTILE BACKSPLASHSTAINLESS APPLIANCESMARBLE COUNTER TOPS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $240k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $82 ($983/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $240k).
  • Recommended offer: $211k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.7% vs local median 4.8% in Guyton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: South Effingham Elementary School (math 72% / reading 63%, grade B+, #76 of 1,228 statewide, top 6%, 906 students, 26% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 29% FRL track the district average.
  • Market conditions: 629 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 51d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 332 days — a 12% lower offer ($211k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $35k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $211,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 332 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01% ✓
Cap rate
6.70%
Cash-on-cash
1.46%
DSCR
1.07
GRM
8.3

CMA / ARV

ARV (median comp)
$271,029
List price
$239,900
Delta
-11.49%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
238 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+7%) 3mo $269,000 $159 79
248 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+7%) 15mo $303,040 $179 69
247 Haisley Run 0.01mi 4/2.5 (+1) 1,694 (+7%) 16mo $308,040 $182 69
205 Haisley Run 0.12mi 3/2.0 1,544 (-2%) 24mo $325,000 $210 69
237 Haisley Run 0.02mi 4/2.5 (+1) 1,694 (+7%) 18mo $303,000 $179 68
110 Flat Creek Ln 0.63mi 3/2.0 1,551 (-2%) 1mo $280,000 $181 64
172 Jamestown Dr 1.43mi 3/2.0 1,691 (+7%) 16mo $360,000 $213 39
137 Summer Station Dr 1.40mi 4/2.0 (+1) 1,973 (+25%) 5mo $385,000 $195 29
133 Summer Station Dr 1.38mi 4/2.0 (+1) 1,901 (+20%) 6mo $330,000 $174 28
206 Discovery Ln 1.43mi 3/2.0 1,962 (+24%) 12mo $335,000 $171 28
143 Summer Station Dr 1.42mi 4/2.0 (+1) 1,942 (+23%) 8mo $350,000 $180 27
108 Flat Creek Ln 0.64mi 4/2.5 (+1) 1,933 (+22%) 23mo $345,000 $178 21

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.9%
Equity multiple
0.50×
Total profit
$-33,519
Equity at exit
$35,770
10-year hold
IRR
-5.0%
Equity multiple
0.67×
Total profit
$-21,909
Equity at exit
$20,742

Cash invested: $67,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
12 active · 1 under contract
Months of supply
72.0 mo (1%/mo absorbed)
Median asking
$239,900 ($159/sqft)
Median days on market
326 d
This list price
8% of active listings are priced below it
ARV vs active asking
+7.4% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31312

Home prices YoY
-26.6%
Active inventory
629
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,412 medium interval (Pro) →
Mortgage (P&I)
−$1,258
Tax from tax record
−$318 /mo · $3,819/yr
Insurance
−$100
HOA
−$147
Vacancy / Maint / Mgmt
−$506
Net cashflow
$82

Break-even live

Break-even rent $2,308
Max offer price $239,900
Occupancy floor 92%

Sensitivity live

Price -10% $218 -5% $150 +0% $82 +5% $14 +10% $-54
Rent -10% $-109 -5% $-13 +0% $82 +5% $177 +10% $272
Rate -1.0pp $203 -0.5pp $143 base $82 +0.5pp $20 +1.0pp $-43

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,975
Closing costs
$7,197
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
208 Alyssa Ave Guyton, GA 3.0 2.0 1434 $2,300 $1.60 164d 1 0.07mi
1978 Goshen Rd Rincon, GA 4.0 2.0 1272 $2,195 $1.73 51d 1 1.50mi
1978 Goshen Rd Rincon, GA 4.0 2.0 1319 $2,195 $1.66 2d 1 1.50mi

HOA detail $147/mo · $1,764/yr

Likely covers
pool

Listing history 50 events

  1. 2026-11-08
    days on market $239,900 Active 332 DOM
  2. 2026-11-07
    days on market $239,900 Active 331 DOM
  3. 2026-11-06
    days on market $239,900 Active 330 DOM
  4. 2026-11-05
    days on market $239,900 Active 329 DOM
  5. 2026-11-04
    days on market $239,900 Active 328 DOM
  6. 2026-11-02
    days on market $239,900 Active 326 DOM
  7. 2026-11-01
    days on market $239,900 Active 325 DOM
  8. 2026-10-31
    days on market $239,900 Active 324 DOM
  9. 2026-10-30
    days on market $239,900 Active 323 DOM
  10. 2026-10-29
    days on market $239,900 Active 322 DOM
  11. 2026-10-28
    days on market $239,900 Active 321 DOM
  12. 2026-10-27
    pricedays on market $239,900 Active 320 DOM
  13. 2026-10-26
    days on market $242,900 Active 319 DOM
  14. 2026-10-26
    days on market $242,900 Active 318 DOM
  15. 2026-10-24
    days on market $242,900 Active 317 DOM
  16. 2026-10-23
    days on market $242,900 Active 316 DOM
  17. 2026-10-22
    days on market $242,900 Active 315 DOM
  18. 2026-10-21
    days on market $242,900 Active 314 DOM
  19. 2026-10-20
    days on market $242,900 Active 313 DOM
  20. 2026-10-19
    days on market $242,900 Active 312 DOM
  21. 2026-10-18
    days on market $242,900 Active 311 DOM
  22. 2026-10-17
    days on market $242,900 Active 310 DOM
  23. 2026-10-16
    days on market $242,900 Active 309 DOM
  24. 2026-10-15
    days on market $242,900 Active 308 DOM
  25. 2026-10-14
    days on market $242,900 Active 307 DOM
  26. 2026-10-13
    days on market $242,900 Active 306 DOM
  27. 2026-10-12
    days on market $242,900 Active 305 DOM
  28. 2026-10-11
    days on market $242,900 Active 304 DOM
  29. 2026-10-10
    days on market $242,900 Active 303 DOM
  30. 2026-10-09
    days on market $242,900 Active 302 DOM
  31. 2026-10-08
    days on market $242,900 Active 301 DOM
  32. 2026-10-07
    days on market $242,900 Active 300 DOM
  33. 2026-10-06
    days on market $242,900 Active 299 DOM
  34. 2026-10-05
    days on market $242,900 Active 298 DOM
  35. 2026-10-04
    days on market $242,900 Active 297 DOM
  36. 2026-10-03
    days on market $242,900 Active 296 DOM
  37. 2026-10-02
    days on market $242,900 Active 295 DOM
  38. 2026-10-01
    days on market $242,900 Active 294 DOM
  39. 2026-09-30
    days on market $242,900 Active 293 DOM
  40. 2026-09-29
    days on market $242,900 Active 292 DOM
  41. 2026-09-28
    days on market $242,900 Active 291 DOM
  42. 2026-09-27
    days on market $242,900 Active 290 DOM
  43. 2026-09-26
    days on market $242,900 Active 289 DOM
  44. 2026-09-25
    days on market $242,900 Active 288 DOM
  45. 2026-09-24
    days on market $242,900 Active 287 DOM
  46. 2026-09-23
    days on market $242,900 Active 286 DOM
  47. 2026-09-22
    days on market $242,900 Active 285 DOM
  48. 2026-09-21
    days on market $242,900 Active 284 DOM
  49. 2026-09-20
    days on market $242,900 Active 283 DOM
  50. 2026-09-18
    days on market $242,900 Active 281 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,819 · $318/mo
Projected year-2 tax
$3,819 · $318/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,939
− Mortgage interest
−$13,438
− Property taxes
−$3,819
− Insurance
−$1,200
− Repairs & maintenance
−$2,315
− Management
−$2,315
− HOA
−$1,764
− Depreciation
−$6,979
Taxable loss
−$2,890
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$694
After-tax cash flow
$1,677/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 85/100 None rehab

This move-in ready townhome offers a well-maintained and thoughtfully designed interior with modern finishes and ample natural light. The home is in excellent condition with no visible repairs needed.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
  • Rental Replace ceiling fans with energy-efficient models — Energy-efficient fans can reduce utility costs and appeal to renters ↑
  • Both Install smart home devices — Smart home devices can improve convenience and energy efficiency, attracting both buyers and renters ↑
D Composite school gradezoned avg 51/100

Zoned Schools

Elementary South Effingham Elementary School B+ GA #76/1,228 Nat'l #4,272/41,679 Middle South Effingham Middle School B- GA #52/470 Nat'l #2,564/14,009 High South Effingham High School F GA #135/424 Nat'l #10,947/17,239

Schools (NCES district)

District
Effingham County
NCES district ID
1301980
Math proficiency
49% ▼ -6.00%
Reading proficiency
48% ▼ -5.00%
Median HH income
$60,503
Composite
42.56/100
National rank
#3195
State rank
#16 of 174 in GA
C Composite livability gradescore 69/100

Livability — Guyton

Score
69/100
State rank
#128
US rank
#9058

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Effingham County · 67,399 people
City population
25,991
Metro
Savannah, GA
Population (ZIP)
25,991
Household income
$101,750
Rent vs Own
12.2% rent · 87.8% own
Severe rent burden
9% of renters

Population outlook (Effingham County) Hauer SSP2

Today (2025)
67,399 people
By 2030
72,297 · +7.3%
By 2040
81,602 · +21.1%
By 2050
89,494 · +32.8%
By 2075
105,976 · +57.2%
By 2100
111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Effingham

2024 margin
Solid R (+49.1) · D 25.2% · R 74.3%
2008→2024 swing
+1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
All cycles
2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

Civics
—

Price history

-3.9% since first listed
15 events — show timeline
  • 2026-03-11 Price Changed $269,900 Zillow
  • 2026-03-10 Price Changed $269,900 Hive MLS
  • 2025-12-02 Price Changed $274,900 Zillow
  • 2025-12-02 Price Changed $275,900 Zillow
  • 2025-12-01 Price Changed $274,900 Zillow
  • 2025-11-04 Price Changed $275,900 Zillow
  • 2025-10-21 Listed $274,900 Hive MLS
  • 2025-10-20 Listing Removed — Hive MLS
  • 2025-10-20 Listing Removed — Hive MLS
  • 2025-09-02 Price Changed $280,900 Zillow
  • 2025-07-01 Price Changed $285,900 Zillow
  • 2025-04-09 Price Changed $286,900 Zillow
  • 2024-10-24 Listed $298,120 Zillow
  • 2024-10-21 Listed $280,900 Hive MLS
  • 2024-10-21 Listed $280,900 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…