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243 Haisley Run
D+ Composite 49.1
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +10.0/15.0
  • Schools +5.1/10.0
  • 1% rule +4.8/10.0
  • DSCR +4.5/10.0
  • Condition / age +4.2/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$255,900

243 Haisley Run · Guyton, GA 31312
3 bd · 2.5 ba · 1,584 sqft · Townhouse public records · 240 Days on market
Built 2024 Good condition 3,049 sqft lot $162/sqft · 10% below area Est $271k · 6% under $147/mo HOA · 6% of rent ↓ 4% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

WELCOME HOME TO 243 HAISLEY RUN Experience modern comfort and effortless style at 243 Haisley Run. This New Haven Townhome B offers 1,506 SQ FT of thoughtfully planned living space, combining high-end finishes with a functional layout perfect for today's lifestyles. INVITING MAIN LEVEL: The first floor features a seamless transition between the airy Great Room and a well-appointed kitchen. Chef-friendly details include quartz countertops, upgraded cabinetry, a custom tile backsplash, and stainless steel appliances. The breakfast bar is perfect for casual mornings, while the dining area offers direct access to a private back patio and lush green space. PRIVATE SECOND-FLOOR RETREATS: - Owner's Suite: A spacious upstairs sanctuary complete with a dual-sink vanity, marble countertops, and a massive walk-in closet. - Secondary Bedrooms: Two additional bedrooms provide the perfect footprint for family, guests, or a dedicated home office. - Upper-Level Laundry: Conveniently located near the bedrooms to streamline your chores. - Interior Quality: Large baseboards and neutral tones throughout provide a sophisticated, move-in-ready aesthetic. LOCATION & COMMUNITY: - Relax on your private patio with a partial privacy fence overlooking the community green. - Enjoy the full suite of Belmont Glen amenities, including the resort-style pool and playground. - Zoned for the highly-regarded South Effingham School District. ERNEST ENERGY SAVINGS: Built for efficiency an. ..

Key facts

  • Stainless appliances
  • Marble counter tops
  • Tile backsplash

Tags

NEW CONSTRUCTION TOWNHOMESQUARTZ KITCHEN COUNTER TOPSUPGRADED CABINETSTILE BACKSPLASHSTAINLESS APPLIANCESMARBLE COUNTER TOPS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $256k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $60 ($725/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (2.3% below list).
  • Recommended offer: $225k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.6% vs local median 4.5% in Guyton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#128 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Effingham County (rural): math 49% / reading 48% proficiency, ranked #16 of 174 in GA (top 9%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: South Effingham Elementary School (math 72% / reading 63%, grade B+, #76 of 1,228 statewide, top 6%, 906 students, 26% FRL); South Effingham Middle School (math 51% / reading 58%, grade B-, #52 of 470 statewide, top 11%, 1,097 students, 32% FRL); South Effingham High School (math 33% / reading 27%, grade F, #135 of 424 statewide, top 32%, 1,888 students, 30% FRL) — zoned schools at 29% FRL track the district average.
  • Market conditions: 463 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 836 units permitted in Effingham County in 2024 (46 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Effingham County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 240 days — a 12% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $19k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $225,192 (12.0% below list)

Questions for the listing agent

  1. It's been on market 240 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
6.58%
Cash-on-cash
1.01%
DSCR
1.05
GRM
8.5

CMA / ARV

ARV (median comp)
$271,135
List price
$255,900
Delta
-5.62%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
238 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+7%) 0mo $269,000 $159 81
231 Haisley Run 0.04mi 3/2.5 1,506 (-5%) 22mo $287,500 $191 72
248 Haisley Run 0.04mi 4/2.5 (+1) 1,694 (+7%) 12mo $303,040 $179 72
247 Haisley Run 0.01mi 4/2.5 (+1) 1,694 (+7%) 14mo $308,040 $182 72
237 Haisley Run 0.02mi 4/2.5 (+1) 1,694 (+7%) 15mo $303,000 $179 70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-14.6%
Equity multiple
0.48×
Total profit
$-37,490
Equity at exit
$38,156
10-year hold
IRR
-5.9%
Equity multiple
0.62×
Total profit
$-27,173
Equity at exit
$22,126

Cash invested: $71,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
11 active · 1 under contract
Months of supply
66.0 mo (2%/mo absorbed)
Median asking
$262,900 ($174/sqft)
Median days on market
240 d
This list price
9% of active listings are priced below it
ARV vs active asking
-1.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31312

Home prices YoY
-26.6%
Active inventory
463
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$2,499 medium interval (Pro) →
Mortgage (P&I)
$1,342
Tax from tax record
$318 /mo · $3,819/yr
Insurance
$107
HOA
$147
Vacancy / Maint / Mgmt
$525
Net cashflow
$60

Break-even live

Break-even rent $2,423
Max offer price $255,900
Occupancy floor 93%

Sensitivity live

Price -10% $205 -5% $133 +0% $60 +5% $-12 +10% $-84
Rent -10% $-137 -5% $-38 +0% $60 +5% $159 +10% $258
Rate -1.0pp $189 -0.5pp $126 base $60 +0.5pp $-6 +1.0pp $-73

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,975
Closing costs
$7,677
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
208 Alyssa Ave Guyton, GA 3.0 2.0 1434 $2,300 $1.60 72d 1 0.07mi
1978 Goshen Rd Rincon, GA 4.0 2.0 1272 $2,295 $1.80 72d 1 1.50mi

HOA detail $147/mo · $1,764/yr

Likely covers
pool

Listing history 50 events

  1. 2026-08-08
    days on market $255,900 Active 240 DOM
  2. 2026-08-07
    days on market $255,900 Active 239 DOM
  3. 2026-08-06
    days on market $255,900 Active 238 DOM
  4. 2026-08-05
    days on market $255,900 Active 237 DOM
  5. 2026-08-04
    days on market $255,900 Active 236 DOM
  6. 2026-08-03
    days on market $255,900 Active 235 DOM
  7. 2026-07-31
    days on market $255,900 Active 232 DOM
  8. 2026-07-30
    days on market $255,900 Active 231 DOM
  9. 2026-07-29
    days on market $255,900 Active 230 DOM
  10. 2026-07-27
    days on market $255,900 Active 228 DOM
  11. 2026-07-25
    pricedays on market $255,900 Active 226 DOM
  12. 2026-07-23
    days on market $257,900 Active 224 DOM
  13. 2026-07-22
    days on market $257,900 Active 223 DOM
  14. 2026-07-21
    days on market $257,900 Active 222 DOM
  15. 2026-07-18
    days on market $257,900 Active 219 DOM
  16. 2026-07-16
    days on market $257,900 Active 217 DOM
  17. 2026-07-16
    days on market $257,900 Active 216 DOM
  18. 2026-07-14
    days on market $257,900 Active 215 DOM
  19. 2026-07-13
    days on market $257,900 Active 214 DOM
  20. 2026-07-12
    days on market $257,900 Active 213 DOM
  21. 2026-07-11
    days on market $257,900 Active 212 DOM
  22. 2026-07-10
    days on market $257,900 Active 211 DOM
  23. 2026-07-09
    days on market $257,900 Active 210 DOM
  24. 2026-07-08
    days on market $257,900 Active 209 DOM
  25. 2026-07-07
    days on market $257,900 Active 208 DOM
  26. 2026-07-06
    days on market $257,900 Active 207 DOM
  27. 2026-07-05
    days on market $257,900 Active 206 DOM
  28. 2026-07-04
    days on market $257,900 Active 205 DOM
  29. 2026-07-03
    days on market $257,900 Active 204 DOM
  30. 2026-07-02
    days on market $257,900 Active 203 DOM
  31. 2026-07-01
    days on market $257,900 Active 202 DOM
  32. 2026-06-30
    days on market $257,900 Active 201 DOM
  33. 2026-06-29
    days on market $257,900 Active 200 DOM
  34. 2026-06-28
    days on market $257,900 Active 199 DOM
  35. 2026-06-28
    days on market $257,900 Active 198 DOM
  36. 2026-06-27
    days on market $257,900 Active 197 DOM
  37. 2026-06-25
    days on market $257,900 Active 195 DOM
  38. 2026-06-23
    days on market $257,900 Active 193 DOM
  39. 2026-06-21
    days on market $257,900 Active 192 DOM
  40. 2026-06-18
    price $257,900 Active 189 DOM
  41. 2026-06-18
    days on market $264,900 Active 189 DOM
  42. 2026-06-17
    days on market $264,900 Active 188 DOM
  43. 2026-06-16
    days on market $264,900 Active 187 DOM
  44. 2026-06-15
    days on market $264,900 Active 186 DOM
  45. 2026-06-14
    days on market $264,900 Active 184 DOM
  46. 2026-06-13
    days on market $264,900 Active 183 DOM
  47. 2026-06-10
    days on market $264,900 Active 181 DOM
  48. 2026-06-09
    days on market $264,900 Active 180 DOM
  49. 2026-06-08
    days on market $264,900 Active 179 DOM
  50. 2026-06-07
    days on market $264,900 Active 178 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$3,819 · $318/mo
Projected year-2 tax
$3,819 · $318/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,989
− Mortgage interest
−$14,334
− Property taxes
−$3,819
− Insurance
−$1,280
− Repairs & maintenance
−$2,399
− Management
−$2,399
− HOA
−$1,764
− Depreciation
−$7,444
Taxable loss
−$3,450
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$828
After-tax cash flow
$1,553/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 85/100 None rehab

This move-in ready townhome offers a well-maintained and thoughtfully designed interior with modern finishes and ample natural light. The home is in excellent condition with no visible repairs needed.

Value-add opportunities

  • Resale Paint interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Rental Replace ceiling fans with energy-efficient models — Energy-efficient fans can reduce utility costs and appeal to renters
  • Both Install smart home devices — Smart home devices can improve convenience and energy efficiency, attracting both buyers and renters
D Composite school gradezoned avg 51/100

Zoned Schools

Elementary South Effingham Elementary School B+ GA #76/1,228 Nat'l #4,272/41,679 Middle South Effingham Middle School B- GA #52/470 Nat'l #2,564/14,009 High South Effingham High School F GA #135/424 Nat'l #10,947/17,239

Schools (NCES district)

District
Effingham County
NCES district ID
1301980
Math proficiency
49% ▼ -6.00%
Reading proficiency
48% ▼ -5.00%
Median HH income
$60,503
Composite
42.56/100
National rank
#3195
State rank
#16 of 174 in GA
C Composite livability gradescore 69/100

Livability — Guyton

Score
69/100
State rank
#128
US rank
#9058

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Effingham County · 67,399 people
City population
25,991
Metro
Savannah, GA
Population (ZIP)
25,991
Household income
$101,750
Rent vs Own
12.2% rent · 87.8% own
Severe rent burden
9% of renters

Population outlook (Effingham County) Hauer SSP2

Today (2025)
67,399 people
By 2030
72,297 · +7.3%
By 2040
81,602 · +21.1%
By 2050
89,494 · +32.8%
By 2075
105,976 · +57.2%
By 2100
111,943 · +66.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (75%)
Race & ethnicity
White 75% Black 11% Two or more races 9% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2% Cuban 1%
Common ancestry
Slovak 2% Italian 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Effingham

2024 margin
Solid R (+49.1) · D 25.2% · R 74.3%
2008→2024 swing
+1.6pp toward D · 2008: -50.7pp · 2024: -49.1pp
All cycles
2024: R+49.1 2020: R+49.5 2016: R+55.6 2012: R+51.2 2008: R+50.7

Not yet ingested

Civics

Price history

-3.9% since first listed
15 events — show timeline
  • 2026-03-11 Price Changed $269,900 Zillow
  • 2026-03-10 Price Changed $269,900 Hive MLS
  • 2025-12-02 Price Changed $274,900 Zillow
  • 2025-12-02 Price Changed $275,900 Zillow
  • 2025-12-01 Price Changed $274,900 Zillow
  • 2025-11-04 Price Changed $275,900 Zillow
  • 2025-10-21 Listed $274,900 Hive MLS
  • 2025-10-20 Listing Removed Hive MLS
  • 2025-10-20 Listing Removed Hive MLS
  • 2025-09-02 Price Changed $280,900 Zillow
  • 2025-07-01 Price Changed $285,900 Zillow
  • 2025-04-09 Price Changed $286,900 Zillow
  • 2024-10-24 Listed $298,120 Zillow
  • 2024-10-21 Listed $280,900 Hive MLS
  • 2024-10-21 Listed $280,900 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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