130 Carr Ave · Menallen, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.2/10.0
- Schools +3.1/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$49,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 130 Carr Ave in New Salem, a charming opportunity whether you're looking for your next home or a smart investment. This property features a nice size, flat lot with plenty of parking, offering both convenience and flexibility for everyday living or entertaining. Inside, you will find good-sized rooms with a comfortable layout and plenty of potential to make the space your own. Natural light flows throughout, creating a warm and inviting feel. Seller financing is available, opening the door for buyers who may be looking for alternative purchasing options. Whether you're a first-time buyer, investor, or someone ready to create a personalized space, this property is full of possibil
Key facts
- Flat lot
- Plenty of parking
- Natural light
Tags
Property features AI
Exterior
- Parking: Off-street parking
- Utilities: Public water; Public sewer
- Home design: 2 stories; Resale property
- Construction: Aluminum siding; Asphalt roof
- Exterior features: Off-street parking
Interior
- Flooring: Carpet; Laminate
- Bathrooms: One full bathroom; One half bathroom
- Interior features: Has basement; Has fireplace (1)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $465 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Recommended offer: $48k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Uniontown Area SD (suburban): math 27% / reading 49% proficiency, ranked #392 of 539 in PA (top 73%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 15 active listings in the ZIP; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).
Forward outlook
- In year one you build about $576 of equity ($345 loan paydown + $231 appreciation (0.5% local appreciation)).
- Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (0.5% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 55 days — a 3% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.05% ✓
- Cap rate
- 17.47%
- Cash-on-cash
- 39.91%
- DSCR
- 2.78
- GRM
- 4.1
CMA / ARV
- ARV (median comp)
- $109,701
- List price
- $49,900
- Delta
- -54.51%
- Verdict
- UNDERPRICED
- Comps
- 8 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 600 Bell St | 0.39mi | 3/1.5 (+1) | 1,600 (-3%) | 17mo | $72,100 | $45 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.46% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 41.6%
- Equity multiple
- 3.09×
- Total profit
- $29,244
- Equity at exit
- $15,653
- IRR
- 44.1%
- Equity multiple
- 6.11×
- Total profit
- $71,443
- Equity at exit
- $19,771
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15468
- Home prices YoY
- 0.3%
- Active inventory
- 15
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,025 medium interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$63 /mo · $751/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$215
- Net cashflow
- $465
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-18days on market $49,900 Active 55 DOM
-
2026-06-17days on market $49,900 Active 54 DOM
-
2026-06-16days on market $49,900 Active 53 DOM
-
2026-06-15days on market $49,900 Active 52 DOM
-
2026-06-13days on market $49,900 Active 50 DOM
-
2026-06-12days on market $49,900 Active 49 DOM
-
2026-06-09days on market $49,900 Active 46 DOM
-
2026-06-08days on market $49,900 Active 45 DOM
-
2026-06-08days on market $49,900 Active 44 DOM
-
2026-06-07days on market $49,900 Active 43 DOM
-
2026-06-04days on market $49,900 Active 40 DOM
-
2026-06-02days on market $49,900 Active 39 DOM
-
2026-06-01days on market $49,900 Active 38 DOM
-
2026-05-31days on market $49,900 Active 37 DOM
-
2026-04-24$54,900 Active 800-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $751 · $63/mo
- Projected year-2 tax
- $770 · $64/mo
- Expected delta
- +$19/yr (+$2/mo · 2.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,300
- − Mortgage interest
- −$2,795
- − Property taxes
- −$751
- − Insurance
- −$250
- − Repairs & maintenance
- −$984
- − Management
- −$984
- − Depreciation
- −$1,452
- Taxable income
- $5,084
- Est. tax owed @ 24.0%
- −$1,220
- After-tax cash flow
- $4,356/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Uniontown Area SD
- NCES district ID
- 4224150
- Math proficiency
- 27% ▼ -8.00%
- Reading proficiency
- 49% ▼ -6.00%
- Median HH income
- $36,744
- Composite
- 31.48/100
- National rank
- #5977
- State rank
- #392 of 539 in PA
Livability — Menallen
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 2,230
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 127,561 people
- By 2030
- 123,206 · -3.4%
- By 2040
- 113,232 · -11.2%
- By 2050
- 103,468 · -18.9%
- By 2075
- 83,185 · -34.8%
- By 2100
- 62,384 · -51.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (88%)
- Race & ethnicity
- White 88% Two or more races 9% Hispanic / Latino 2%
- Common ancestry
- Romanian 13% Lithuanian 9% Italian 4%
- Foreign-born
- 1% · Canada
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Fayette
- 2024 margin
- Solid R (+37.9) · D 30.8% · R 68.7%
- 2008→2024 swing
- -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
- All cycles
- 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.46%
- Current HPI
- 135.7723
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-9.1% since first listed2 events — show timeline
- 2026-05-27 Price Changed $49,900 West Penn MLS
- 2026-04-24 Listed $54,900 West Penn MLS
Property tax history
+3.2%/yrLatest (2026): $751 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…