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3652 Half Dome Ave
D- Composite 38.74
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.2/15.0
  • Cash flow +7.3/30.0
  • Appreciation +6.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • 1% rule +1.9/10.0
  • DSCR +1.4/10.0

$419,999

3652 Half Dome Ave · Rosamond, CA 93560
3 bd · 2.0 ba · 1,809 sqft · SingleFamily public records · 47 Days on market
Built 2017 6,534 sqft lot $232/sqft · 10% below area Est $469k · 10% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

Key facts

  • 6,534 sq ft lot
  • 2 garage spots
  • Built 2017

Property features AI

Finance

  • Other: ADU: No; Zoning: R-1; Streets are paved and public; Legal tract: TRACT 6450; APN: 472-463-15
  • Financial info: No investor/multifamily financial details provided
  • HOA & community: HOA/community information not provided

Exterior

  • Parking: Attached garage with direct access; 2 garage spaces
  • Security: No security features specified
  • Utilities: Sewer connected; Public water
  • Home design: Contemporary single-story home; Entry level not specified; Facing direction not specified
  • Construction: Tile roof; Flagstone, wood, and stucco construction; Concrete slab foundation; Built year not specified
  • Exterior features: Wood fencing; Slab patio; Drip irrigation system; Front zeroscape landscaping; Rear zeroscape landscaping; Property on a cul-de-sac with a rectangular lot

Interior

  • Kitchen: Dishwasher; Microwave; Gas range and gas oven; Water softener
  • Bedrooms: Bedroom information not provided
  • Flooring: Carpet; Vinyl/linoleum
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air
  • Interior features: Dining area and dining space in the kitchen; Den/Study; Family room; Living room fireplace (gas)
  • Laundry & utility: Laundry room with gas hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $420k.

Deal economics

  • At list price, monthly cash flow is $-564 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $320k (23.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (30.9% below list).
  • Recommended offer: $290k (30.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 49/100 on livability (#1,178 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: schools F, crime F, amenities F.
  • Southern Kern Unified (town): math 25% / reading 25% proficiency, ranked #387 of 517 in CA (top 75%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 458 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,244 units permitted in Kern County in 2024 (73 in 5+ unit buildings).
  • At $2,904/mo this rent would consume 45% of the median local household income ($77k/yr) (locally 425% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $13k of equity ($3k loan paydown + $10k appreciation (2.4% local appreciation)).
  • Kern County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 3, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($407k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $290,426 (30.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 31% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.69%
Cap rate
4.68%
Cash-on-cash
-5.75%
DSCR
0.74
GRM
12.1

CMA / ARV

ARV (median comp)
$469,018
List price
$419,999
Delta
-10.45%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3326 Sonya Ave 0.34mi 3/2.5 1,820 (+1%) 1mo $456,000 $251 80
3918 Parkside Ct 0.35mi 4/2.0 (+1) 1,890 (+4%) 0mo $466,000 $247 71
3437 Kellie Ave 0.36mi 4/2.0 (+1) 1,731 (-4%) 1mo $479,990 $277 70
3417 Kellie Ave 0.37mi 4/2.0 (+1) 1,731 (-4%) 1mo $469,990 $272 69
3432 Kellie Ave 0.37mi 4/2.0 (+1) 1,731 (-4%) 2mo $493,490 $285 69
3426 Kellie Ave 0.37mi 4/2.0 (+1) 1,731 (-4%) 2mo $499,990 $289 68
3668 Camino Mia Ct 0.51mi 4/2.0 (+1) 1,797 (-1%) 2mo $510,191 $284 68
3386 Kellie Ave 0.37mi 4/3.0 (+1) 1,979 (+9%) 0mo $498,500 $252 58
3438 Kellie Ave 0.37mi 4/3.0 (+1) 1,979 (+9%) 1mo $523,490 $265 57
4040 Stetson 0.75mi 4/3.0 (+1) 1,805 (-0%) 0mo $499,900 $277 56
3721 Stetson Ave 0.68mi 3/2.0 1,571 (-13%) 0mo $429,900 $274 46
3363 Leopard Ct 0.65mi 3/2.5 2,071 (+14%) 2mo $469,000 $226 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.4% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.2%
Equity multiple
1.01×
Total profit
$1,618
Equity at exit
$174,941
10-year hold
IRR
4.3%
Equity multiple
1.62×
Total profit
$72,851
Equity at exit
$259,253

Cash invested: $117,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93560

Home prices YoY
0.6%
Active inventory
458
Price-to-rent
12.1×

Monthly cashflow live

Estimated rent
$2,904 high interval (Pro) →
Mortgage (P&I)
$2,203
Tax from tax record
$481 /mo · $5,770/yr
Insurance
$175
HOA
$0
Vacancy / Maint / Mgmt
$610
Net cashflow
$-564

Break-even live

Break-even rent $3,618
Max offer price $320,372
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$105,000
Closing costs
$12,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3542 Half Dome Ave Rosamond, CA 4.0 2.5 2583 $3,200 $1.24 3d 1 0.13mi
3624 Garnet Ave Rosamond, CA 3.0 2.0 1509 $2,499 $1.66 43d 1 0.15mi
3809 Park Vista Ct Rosamond, CA 4.0 2.0 2034 $3,400 $1.67 43d 1 0.22mi
3700 Mount Lassen Ave Rosamond, CA 3.0 2.0 1504 $2,500 $1.66 43d 1 0.25mi
3424 Brabham Ave Rosamond, CA 3.0 2.0 1364 $2,150 $1.58 43d 1 0.44mi
3356 Firebush Ave Rosamond, CA 4.0 2.0 1612 $2,550 $1.58 20d 1 0.55mi
3926 Westbrook Ave Rosamond, CA 4.0 3.0 2500 $3,300 $1.32 2d 1 0.55mi
3124 Via Bella Rosa Ave Rosamond, CA 4.0 2.0 1809 $3,200 $1.77 43d 1 0.73mi
3017 Via Bella Rosa Ave Rosamond, CA 4.0 2.0 1820 $2,800 $1.54 43d 1 0.79mi
2917 La Calle Audaz Ave Rosamond, CA 4.0 2.5 2583 $2,900 $1.12 1d 1 0.81mi
4361 Silverado Ct Rosamond, CA 3.0 2.0 1574 $2,595 $1.65 43d 1 0.91mi
3424 Amber St Rosamond, CA 3.0 2.0 1664 $2,500 $1.50 1d 1 1.05mi
2608 Starbrite Ave Rosamond, CA 4.0 2.0 1542 $2,795 $1.81 1d 1 1.22mi
3317 Dale Ct Rosamond, CA 3.0 2.0 1330 $800 $0.60 1d 1 1.24mi
2516 Starbrite Ave Rosamond, CA 3.0 2.0 1542 $2,900 $1.88 1d 1 1.29mi

Listing history 19 events

  1. 2026-06-17
    status $419,999 Pending 47 DOM
  2. 2026-06-16
    days on market $419,999 Active Under Contract 47 DOM
    Show marketing remark (863 chars)

    Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

  3. 2026-06-15
    days on market $419,999 Active Under Contract 46 DOM
  4. 2026-06-13
    days on market $419,999 Active Under Contract 44 DOM
  5. 2026-06-13
    days on market $419,999 Active Under Contract 43 DOM
  6. 2026-06-09
    days on market $419,999 Active Under Contract 40 DOM
  7. 2026-06-08
    days on market $419,999 Active Under Contract 39 DOM
  8. 2026-06-07
    days on market $419,999 Active Under Contract 38 DOM
  9. 2026-06-04
    days on market $419,999 Active Under Contract 35 DOM
  10. 2026-06-03
    days on market $419,999 Active Under Contract 34 DOM
  11. 2026-06-02
    days on market $419,999 Active Under Contract 33 DOM
  12. 2026-06-01
    days on market $419,999 Active Under Contract 32 DOM
  13. 2026-05-31
    days on market $419,999 Active Under Contract 31 DOM
  14. 2026-05-18
    status Active 861-char remark
    Show marketing remark (863 chars)

    Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

  15. 2026-05-18
    status Active 863-char remark
    Show marketing remark (863 chars)

    Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

  16. 2026-05-12
    historical Active Under Contract 863-char remark
    Show marketing remark (863 chars)

    Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

  17. 2026-05-12
    historical Active Under Contract 861-char remark
    Show marketing remark (863 chars)

    Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

  18. 2026-05-05
    listed $419,999 Active 863-char remark
    Show marketing remark (863 chars)

    Welcome to 3652 Half Dome Ave a beautifully maintained gem nestled in the heart of Rosamond, where comfort, space, and serene living await. From the moment you step inside, you'll be greeted by a bright, open floor plan that flows effortlessly from room to room, ideal for both everyday living and entertaining. Sun drenched living areas create a warm, inviting ambiance, while the well-appointed kitchen boasts generous cabinetry and counter space perfect for culinary creations and casual gatherings alike. Retreat to the spacious bedrooms, each offering comfort and privacy, including a primary suite that serves as your own personal sanctuary. Whether you're relaxing at home or hosting family and friends, this home delivers the space, style, and functionality to complement every chapter of your life. Don't miss this opportunity schedule your tour today!

  19. 2026-04-30
    listed $419,999 Active 861-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$5,770 · $481/mo
Projected year-2 tax
$5,770 · $481/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 7/10 Severe 14 unhealthy d/yr today · 18 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,851
− Mortgage interest
−$23,526
− Property taxes
−$5,770
− Insurance
−$2,100
− Repairs & maintenance
−$2,788
− Management
−$2,788
− Depreciation
−$12,218
Taxable loss
−$14,339
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,441
After-tax cash flow
$-3,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southern Kern Unified
NCES district ID
0637620
Math proficiency
25% ▲ 7.00%
Reading proficiency
25% ▼ -8.00%
Median HH income
$54,523
Composite
22.5/100
National rank
#8093
State rank
#387 of 517 in CA

Livability — Rosamond

Score
49/100
State rank
#1178
US rank
#25952

Category grades

Amenities F Commute F Cost of living D- Crime F Employment C Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosamond, CA
County
Kern County · 710,371 people
City population
22,119
Metro
Bakersfield, CA
Population (ZIP)
22,119
Household income
$77,431
Rent vs Own
22.6% rent · 77.4% own
Severe rent burden
425.0

Population outlook (Kern County) Hauer SSP2

Today (2025)
947,286 people
By 2030
978,984 · +3.3%
By 2040
1,045,018 · +10.3%
By 2050
1,105,232 · +16.7%
By 2075
1,229,538 · +29.8%
By 2100
1,238,059 · +30.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
Hispanic / Latino 45% White 32% Two or more races 17% Black 13% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Portuguese 2% Italian 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
68% English-only · Spanish 28% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Kern

2024 margin
Strong R (+21.1) · D 38.2% · R 59.3% · Other 2.5%
2008→2024 swing
-3.3pp toward R · 2008: -17.8pp · 2024: -21.1pp
All cycles
2024: R+21.1 2020: R+10.2 2016: R+15.0 2012: R+20.9 2008: R+17.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.40%
Current HPI
403.7206
Rent YoY
Metro
Bakersfield, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
10 events — show timeline
  • 2026-06-16 Pending CSMAR
  • 2026-06-16 Pending AVMLS
  • 2026-05-29 Contingent CSMAR
  • 2026-05-29 Contingent AVMLS
  • 2026-05-18 Relisted AVMLS
  • 2026-05-18 Relisted CSMAR
  • 2026-05-12 Contingent CSMAR
  • 2026-05-12 Contingent AVMLS
  • 2026-05-05 Listed $419,999 CSMAR
  • 2026-04-30 Listed $419,999 AVMLS

Property tax history

+49.0%/yr

Latest (2025): $5,770 · +6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…