116 Christy St · Hutto, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +14.6/15.0
- Cash flow +10.1/30.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- DSCR +2.9/10.0
- Schools +2.8/10.0
- 1% rule +2.3/10.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$281,515
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to the Grouse at 116 Christy Street in Emory Crossing! This charming two-story home welcomes you with a bright and inviting layout designed for everyday comfort. The open great room flows seamlessly into the dining area and kitchen, where a generous island and walk in pantry create the perfect space for gathering and sharing meals. Upstairs, the private primary suite offers a peaceful retreat with a spacious bath and walk in closet, while two additional bedrooms, a full bath, and convenient laundry provide thoughtful functionality. A cozy covered patio and front porch extend the living space for quiet mornings and relaxed evenings. With warm details and an easy flow, this home feels both welcoming and beautifully connected. Discover this welcoming master-planned community in Hutto, where flexible floor plans and charming exteriors create a warm first impression. The completed Amenity Center offers a pool, splash pad, playground, trails, and a soccer field. With easy access to downtown Austin, spacious lots, and zoning for Hutto ISD, it's the perfect place to build your new home. Additional Highlights Include: GE top load washer and electric dryer, GE refrigerator, and whole house blinds.
Key facts
- Generous island
- New construction
- Covered patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $282k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-163 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $253k (10.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $206k (27.0% below list).
- Recommended offer: $206k (27.0% below list) — sets the bar for 1% rule.
- Cap rate 5.6% vs local median 3.7% in Hutto — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#79 in TX, #2,794 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: amenities C-, commute F.
- Hutto ISD (rural): math 30% / reading 42% proficiency, ranked #438 of 826 in TX (top 53%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cottonwood Creek El (math 22% / reading 34%, grade F, #2,740 of 4,322 statewide, top 64%, 686 students, 45% FRL); Hutto H S (math 35% / reading 54%, grade F, #652 of 1,632 statewide, top 43%, 2,010 students, 40% FRL) — zoned schools at 42% FRL track the district average.
- Market conditions: Rents soft (-2.4%/yr); 1753 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 102d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 72% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 51 days — a 3% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $25k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 51 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.60%
- Cash-on-cash
- -2.49%
- DSCR
- 0.89
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $334,322
- List price
- $281,515
- Delta
- -15.80%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 124 Christy St | 0.03mi | 3/2.5 | 1,572 (0%) | 1mo | $299,999 | $191 | 98 |
| 104 Christy St | 0.05mi | 3/2.5 | 1,654 (+5%) | 0mo | $296,990 | $180 | 89 |
| 203 Betsy Rd | 0.19mi | 3/2.5 | 1,654 (+5%) | 4mo | $317,425 | $192 | 79 |
| 217 Almquist St | 0.36mi | 3/2.0 | 1,480 (-6%) | 3mo | $259,999 | $176 | 69 |
| 218 Streaking Star Dr | 0.68mi | 4/2.0 (+1) | 1,575 (+0%) | 3mo | $277,498 | $176 | 58 |
| 523 Firedance Ct | 0.68mi | 4/2.0 (+1) | 1,575 (+0%) | 4mo | $277,499 | $176 | 57 |
| 500 Streaking Star Dr | 0.68mi | 4/2.0 (+1) | 1,667 (+6%) | 0mo | $260,749 | $156 | 51 |
| 219 Greens Bayou Trl | 0.72mi | 4/2.0 (+1) | 1,514 (-4%) | 4mo | $309,999 | $205 | 50 |
| 412 Scorpius Trl | 0.68mi | 4/2.0 (+1) | 1,667 (+6%) | 3mo | $285,749 | $171 | 49 |
| 504 Scorpius Trl | 0.68mi | 4/2.0 (+1) | 1,667 (+6%) | 4mo | $283,999 | $170 | 48 |
| 203 Wegstrom St | 0.58mi | 3/2.0 | 1,339 (-15%) | 4mo | $255,000 | $190 | 43 |
| 727 Gray Fox Loop | 0.67mi | 4/2.0 (+1) | 1,380 (-12%) | 3mo | $268,000 | $194 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -23.6%
- Equity multiple
- 0.21×
- Total profit
- $-62,109
- Equity at exit
- $41,975
- IRR
- -28.3%
- Equity multiple
- -0.15×
- Total profit
- $-91,031
- Equity at exit
- $24,340
Cash invested: $78,824 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 105 active · 124 under contract
- Months of supply
- 8.0 mo (13%/mo absorbed)
- Median asking
- $284,749 ($175/sqft)
- Median days on market
- 61 d
- This list price
- 48% of active listings are priced below it
- ARV vs active asking
- +21.7% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 78634
- Rents YoY
- -2.4%
- Active inventory
- 1753
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $2,056 high interval (Pro) →
- Mortgage (P&I)
- −$1,476
- Tax from tax record
- −$104 /mo · $1,249/yr
- Insurance
- −$117
- HOA
- −$90
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$432
- Net cashflow
- $-163
Break-even live
Sensitivity live
| Price | -10% $-4 | -5% $-84 | +0% $-163 | +5% $-243 | +10% $-323 |
|---|---|---|---|---|---|
| Rent | -10% $-326 | -5% $-245 | +0% $-163 | +5% $-82 | +10% $-1 |
| Rate | -1.0pp $-22 | -0.5pp $-92 | base $-163 | +0.5pp $-236 | +1.0pp $-310 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $70,379
- Closing costs
- $8,445
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 132 Christy Ln Hutto, TX | 3.0 | 2.5 | 1654 | $2,000 | $1.21 | 28d | 1 | 0.07mi |
| 203 Betsy Rd Hutto, TX | 3.0 | 2.5 | 1654 | $2,150 | $1.30 | 69d | 1 | 0.18mi |
| 201 Betsy Rd Hutto, TX | 3.0 | 2.0 | 1305 | $1,995 | $1.53 | 158d | 1 | 0.18mi |
| 517 Emory Crossing Blvd Hutto, TX | 3.0 | 2.5 | 1497 | $1,975 | $1.32 | 158d | 1 | 0.20mi |
| 208 Flowers Ave Hutto, TX | 3.0 | 2.0 | 1435 | $2,500 | $1.74 | 10d | 1 | 0.27mi |
| 411 Saul St Hutto, TX | 3.0 | 2.0 | 1664 | $1,775 | $1.07 | 69d | 1 | 0.29mi |
| 406 Saul St Hutto, TX | 3.0 | 2.0 | 1664 | $1,800 | $1.08 | 10d | 1 | 0.30mi |
| 316 Flinn St Hutto, TX | 4.0 | 2.0 | 1984 | $2,195 | $1.11 | 10d | 1 | 0.33mi |
| 1011 Sandra Ann Way Hutto, TX | 3.0 | 2.0 | 1699 | $2,100 | $1.24 | 10d | 1 | 0.34mi |
| 112 Doodle Ln Hutto, TX | 3.0 | 2.5 | 2015 | $1,995 | $0.99 | 37d | 1 | 0.34mi |
| 207 Flowers Ave Hutto, TX | 3.0 | 2.5 | 1892 | $2,000 | $1.06 | 184d | 1 | 0.35mi |
| 202 Doodle Ln Hutto, TX | 3.0 | 2.5 | 2015 | $2,150 | $1.07 | 164d | 1 | 0.35mi |
| 111 Doodle Ln Hutto, TX | 4.0 | 3.0 | 1931 | $2,200 | $1.14 | 3d | 1 | 0.36mi |
| 219 Almquist St Hutto, TX | 4.0 | 2.0 | 1921 | $1,895 | $0.99 | 138d | 1 | 0.36mi |
| 125 Watkinville Rd Hutto, TX | 3.0 | 2.5 | 2015 | $2,200 | $1.09 | 164d | 1 | 0.37mi |
| 500 Stinchcomb Rd Hutto, TX | 4.0 | 2.0 | 1956 | $2,185 | $1.12 | 124d | 1 | 0.37mi |
| 500 Stinchcomb Rd Hutto, TX | 4.0 | 2.0 | 1956 | $2,185 | $1.12 | 109d | 1 | 0.37mi |
| 318 Phillips St Hutto, TX | 3.0 | 2.0 | 1662 | $1,885 | $1.13 | 105d | 1 | 0.38mi |
| 112 Watkinville Rd Hutto, TX | 3.0 | 2.5 | 1734 | $1,900 | $1.10 | 184d | 1 | 0.39mi |
| 117 Watkinville Rd Hutto, TX | 3.0 | 2.5 | 1692 | $1,895 | $1.12 | 69d | 1 | 0.40mi |
| 211 Almquist St Hutto, TX | 3.0 | 2.0 | 1677 | $1,850 | $1.10 | 164d | 1 | 0.40mi |
| 302 Phillips St Hutto, TX | 4.0 | 2.0 | 1924 | $2,200 | $1.14 | 10d | 1 | 0.41mi |
| 306 Stinchcomb Rd Hutto, TX | 4.0 | 2.0 | 1943 | $2,550 | $1.31 | 184d | 1 | 0.42mi |
| 106 Gracie Way Hutto, TX | 3.0 | 2.0 | 1396 | $1,900 | $1.36 | 101d | 1 | 0.44mi |
| 109 Thurman Holt Rd Hutto, TX | 4.0 | 3.0 | 1937 | $2,200 | $1.14 | 24d | 1 | 0.44mi |
| 109 Thurman Holt Rd Hutto, TX | 4.0 | 3.0 | 1937 | $2,200 | $1.14 | 10d | 1 | 0.44mi |
| 103 Thurman Holt Rd Hutto, TX | 3.0 | 2.5 | 1572 | $1,895 | $1.21 | 45d | 1 | 0.45mi |
| 207 Brown St Hutto, TX | 4.0 | 2.0 | 1701 | $1,950 | $1.15 | 145d | 1 | 0.45mi |
| 128 Almquist St Hutto, TX | 3.0 | 2.0 | 1485 | $1,900 | $1.28 | 128d | 1 | 0.46mi |
| 226 Wegstrom St Hutto, TX | 3.0 | 2.5 | 1870 | $1,900 | $1.02 | 10d | 1 | 0.49mi |
| 124 Carrington St Hutto, TX | 3.0 | 2.0 | 1742 | $1,965 | $1.13 | 145d | 1 | 0.50mi |
| 209 Phillips St Hutto, TX | 3.0 | 2.5 | 1920 | $1,900 | $0.99 | 164d | 1 | 0.53mi |
| 125 Brown St Hutto, TX | 4.0 | 2.5 | 1998 | $1,880 | $0.94 | 109d | 1 | 0.53mi |
| 230 Rinehardt St Hutto, TX | 4.0 | 2.0 | 1865 | $1,950 | $1.05 | 87d | 1 | 0.53mi |
| 400 Barton Creek Ln Hutto, TX | 4.0 | 2.0 | 1612 | $2,100 | $1.30 | 87d | 1 | 0.57mi |
| 400 Barton Creek Ln Hutto, TX | 4.0 | 2.0 | 1619 | $2,079 | $1.28 | 38d | 1 | 0.57mi |
| 228 Sylvan St Hutto, TX | 3.0 | 2.0 | 1464 | $1,700 | $1.16 | 1d | 1 | 0.59mi |
| 209 Rinehardt St Hutto, TX | 3.0 | 2.0 | 1214 | $2,000 | $1.65 | 101d | 1 | 0.62mi |
| 209 Rinehardt St Hutto, TX | 3.0 | 2.0 | 1214 | $1,900 | $1.57 | 69d | 1 | 0.62mi |
| 603 Wiley St Hutto, TX | 3.0 | 2.0 | 1270 | $1,800 | $1.42 | 109d | 1 | 0.63mi |
Property features AI
Finance
- HOA & community
- Homeowners association (Emory Crossing Condo Association)Quarterly HOA fee of $270HOA covers common area maintenanceCommunity amenities include clubhouse, playground, park, sport courts, trails/paths, sidewalks, street lights, community mailbox, door-to-door trash pickup and common grounds
Exterior
- Parking
- Attached garage with 2 covered spacesGarage door opener
- Security
- Pre-wired for security
- Utilities
- Public waterPublic sewerElectricity connectedNatural gas connectedCable availableHigh-speed internet availablePhone availableUnderground utilities
- Home design
- 2-story homeFaces northwestUnder constructionBuilt by Taylor Morrison
- Construction
- Brick and stone exteriorComposition roofSlab foundationBuilder-sourced year built
- Exterior features
- Covered patio/porchRain guttersFenced yard with wood privacy fencingAutomatic sprinklersInterior lotCommunity pool
Interior
- Kitchen
- Gas cooktopGas ovenRefrigeratorStainless steel appliancesKitchen island
- Bedrooms
- Primary bedroom located on the second floorWalk-in closet(s) in bedroom(s)
- Flooring
- CarpetVinyl
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heating (natural gas)Zoned heatingCentral air conditioningZoned coolingThermostat (energy efficient)
- Interior features
- Ceiling fansKitchen islandOpen floor planWalk-in closetsBlinds
- Laundry & utility
- Washer and dryer includedLaundry located insideTankless water heater
HOA detail $90/mo · $1,080/yr
- Likely covers
- electricpool
Listing history 50 events
-
2026-11-08days on market $281,515 Active 51 DOM
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2026-11-07days on market $281,515 Active 50 DOM
-
2026-11-06days on market $281,515 Active 49 DOM
-
2026-11-05days on market $281,515 Active 48 DOM
-
2026-11-04days on market $281,515 Active 47 DOM
-
2026-11-02days on market $281,515 Active 45 DOM
-
2026-11-01days on market $281,515 Active 44 DOM
-
2026-10-31days on market $281,515 Active 43 DOM
-
2026-10-30days on market $281,515 Active 42 DOM
-
2026-10-29days on market $281,515 Active 41 DOM
-
2026-10-28days on market $281,515 Active 40 DOM
-
2026-10-27days on market $281,515 Active 39 DOM
-
2026-10-26days on market $281,515 Active 38 DOM
-
2026-10-26days on market $281,515 Active 37 DOM
-
2026-10-24days on market $281,515 Active 36 DOM
-
2026-10-23days on market $281,515 Active 35 DOM
-
2026-10-22days on market $281,515 Active 34 DOM
-
2026-10-21days on market $281,515 Active 33 DOM
-
2026-10-20days on market $281,515 Active 32 DOM
-
2026-10-19days on market $281,515 Active 31 DOM
-
2026-10-18days on market $281,515 Active 30 DOM
-
2026-10-17days on market $281,515 Active 29 DOM
-
2026-10-16days on market $281,515 Active 28 DOM
-
2026-10-15days on market $281,515 Active 27 DOM
-
2026-10-14days on market $281,515 Active 26 DOM
Show marketing remark (1226 chars)
Welcome to the Grouse at 116 Christy Street in Emory Crossing! This charming two-story home welcomes you with a bright and inviting layout designed for everyday comfort. The open great room flows seamlessly into the dining area and kitchen, where a generous island and walk in pantry create the perfect space for gathering and sharing meals. Upstairs, the private primary suite offers a peaceful retreat with a spacious bath and walk in closet, while two additional bedrooms, a full bath, and convenient laundry provide thoughtful functionality. A cozy covered patio and front porch extend the living space for quiet mornings and relaxed evenings. With warm details and an easy flow, this home feels both welcoming and beautifully connected. Discover this welcoming master-planned community in Hutto, where flexible floor plans and charming exteriors create a warm first impression. The completed Amenity Center offers a pool, splash pad, playground, trails, and a soccer field. With easy access to downtown Austin, spacious lots, and zoning for Hutto ISD, it's the perfect place to build your new home. Additional Highlights Include: GE top load washer and electric dryer, GE refrigerator, and whole house blinds. MLS#7493291
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2026-10-13price $281,515 Active 25 DOM
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2026-10-13days on market $291,515 Active 25 DOM
-
2026-10-12days on market $291,515 Active 24 DOM
-
2026-10-11days on market $291,515 Active 23 DOM
-
2026-10-10days on market $291,515 Active 22 DOM
-
2026-10-09days on market $291,515 Active 21 DOM
-
2026-10-08days on market $291,515 Active 20 DOM
-
2026-10-07days on market $291,515 Active 19 DOM
-
2026-10-06days on market $291,515 Active 18 DOM
-
2026-10-05days on market $291,515 Active 17 DOM
-
2026-10-04days on market $291,515 Active 16 DOM
-
2026-10-03days on market $291,515 Active 15 DOM
-
2026-10-02days on market $291,515 Active 14 DOM
-
2026-10-01days on market $291,515 Active 13 DOM
-
2026-09-30days on market $291,515 Active 12 DOM
-
2026-09-29days on market $291,515 Active 11 DOM
-
2026-09-28days on market $291,515 Active 10 DOM
-
2026-09-27days on market $291,515 Active 9 DOM
-
2026-09-25days on market $291,515 Active 7 DOM
-
2026-09-24days on market $291,515 Active 6 DOM
Show marketing remark (1226 chars)
Welcome to the Grouse at 116 Christy Street in Emory Crossing! This charming two-story home welcomes you with a bright and inviting layout designed for everyday comfort. The open great room flows seamlessly into the dining area and kitchen, where a generous island and walk in pantry create the perfect space for gathering and sharing meals. Upstairs, the private primary suite offers a peaceful retreat with a spacious bath and walk in closet, while two additional bedrooms, a full bath, and convenient laundry provide thoughtful functionality. A cozy covered patio and front porch extend the living space for quiet mornings and relaxed evenings. With warm details and an easy flow, this home feels both welcoming and beautifully connected. Discover this welcoming master-planned community in Hutto, where flexible floor plans and charming exteriors create a warm first impression. The completed Amenity Center offers a pool, splash pad, playground, trails, and a soccer field. With easy access to downtown Austin, spacious lots, and zoning for Hutto ISD, it's the perfect place to build your new home. Additional Highlights Include: GE top load washer and electric dryer, GE refrigerator, and whole house blinds. MLS#7493291
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2026-09-23pricedays on market $291,515 Active 5 DOM
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2026-09-22days on market $306,515 Active 4 DOM
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2026-09-21days on market $306,515 Active 3 DOM
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2026-09-20days on market $306,515 Active 2 DOM
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2026-09-18days on market $306,515 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $1,249 · $104/mo
- Projected year-2 tax
- $5,152 · $429/mo
- Expected delta
- +$3,903/yr (+$325/mo · 312.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,674
- − Mortgage interest
- −$15,769
- − Property taxes
- −$1,249
- − Insurance
- −$1,408
- − Repairs & maintenance
- −$1,974
- − Management
- −$1,974
- − HOA
- −$1,080
- − Depreciation
- −$8,190
- Taxable loss
- −$6,969
- Est. tax savings @ 24.0%
- +$1,673
- After-tax cash flow
- $-287/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This charming two-story home is in good condition with no visible repairs needed. It offers a good investment opportunity with potential for both resale and rental value through cosmetic updates and improvements.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance the curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants. ↑
- Rental HVAC maintenance — A well-maintained HVAC system ensures comfort and can attract tenants. ↑
- Resale Kitchen and bathroom updates — Updating the kitchen and bathrooms can significantly increase the home's value and appeal to potential buyers. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Hutto ISD
- NCES district ID
- 4824100
- Math proficiency
- 30% ▼ -17.00%
- Reading proficiency
- 42% ▼ -5.00%
- Median HH income
- $72,961
- Composite
- 33.33/100
- National rank
- #5501
- State rank
- #438 of 826 in TX
Livability — Hutto
- Score
- 77/100
- State rank
- #79
- US rank
- #2794
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hutto, TX
- County
- Williamson County · 699,027 people
- City population
- 46,413
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 46,413
- Household income
- $114,426
- Rent vs Own
- Severe rent burden
- 18% of renters
Population outlook (Williamson County) Hauer SSP2
- Today (2025)
- 699,027 people
- By 2030
- 795,537 · +13.8%
- By 2040
- 990,683 · +41.7%
- By 2050
- 1,184,292 · +69.4%
- By 2075
- 1,623,825 · +132.3%
- By 2100
- 1,924,153 · +175.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 50% Hispanic / Latino 35% Two or more races 18% Black 9% Asian 2%
- Hispanic origin (detail)
- Mexican 26% Puerto Rican 1%
- Languages at home
- 71% English-only · Spanish 23% Other Indo-European 2% Arabic 1%
Political lean MEDSL · Williamson
- 2024 margin
- Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
- 2008→2024 swing
- +10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
- All cycles
- 2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -106.56%
- Current HPI
- 194.2221
- Rent YoY
- ▼ -2.41%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-8.2% since first listed6 events — show timeline
- 2026-10-14 Price Changed $281,515 Zillow
- 2026-10-13 Price Changed $281,515 Unlock MLS
- 2026-09-24 Price Changed $291,515 Zillow
- 2026-09-23 Price Changed $291,515 Unlock MLS
- 2026-09-18 Listed $306,515 Unlock MLS
- 2026-05-23 Listed $306,515 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…