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816 Maywood St
C+ Composite 64.56
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.0/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • ARV discount +0.0/15.0

$38,340

816 Maywood St · Tuskegee, AL 36083
3 bd · 1.0 ba · 1,025 sqft · SingleFamily public records · 10 Days on market
Built 1988 0.34 ac lot Est $28k · 39% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Affordable opportunity in the established Maywood subdivision of Tuskegee! Conveniently located near schools, shopping, dining, and everyday amenities, this property offers excellent potential for investors, first-time buyers, or anyone looking to add their personal touch. Enjoy a spacious yard with room for outdoor activities, gardening, or future enhancements. Whether you're seeking a rental investment or a place to make your own, this property presents a great opportunity. Property is being sold as-is. Buyer to verify all information deemed important.

Key facts

  • Spacious yard
  • Maywood subdivision
  • Gardening

Tags

MAYWOOD SUBDIVISIONSPACIOUS YARDOUTDOOR ACTIVITIESGARDENING

Property features AI

Finance

  • Other: Lot size approximately 0.34 acre (appraiser); Appraiser is the source for building and lot area
  • HOA & community: No HOA

Exterior

  • Parking: Two parking spaces; No specific parking features provided
  • Utilities: Public water; Public sewer; Electricity available; Sewer available; Water available
  • Home design: Single-family residential property; Resale; Built in 1988; Entry level: main level; Facing direction not specified
  • Construction: Brick construction; Concrete basement; Built in 1988
  • Exterior features: Brick exterior; Roof listed as other; Lot features listed as other

Interior

  • Kitchen: Includes refrigerator
  • Bedrooms: Three bedrooms on the main level
  • Flooring: Flooring listed as other
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: One-level layout; Appraiser-recorded living area; Basement with concrete floor; Fireplaces: none
  • Laundry & utility: Laundry features listed as other

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $38k.

Deal economics

  • At list price, monthly cash flow is $446 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($872 rent vs $38k).
  • Cap rate 20.3% vs local median 7.3% in Tuskegee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#375 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools F, crime F, amenities F.
  • Macon County (town): math 2% / reading 17% proficiency, ranked #123 of 129 in AL (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 97% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 47 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 5 units permitted in Macon County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $1k of equity ($265 loan paydown + $756 appreciation (2.0% local appreciation)).
  • Macon County population projected at -42% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (2.0% appreciation + 3.0% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 76% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $38,340

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.27%
Cap rate
20.26%
Cash-on-cash
49.90%
DSCR
3.22
GRM
3.7

CMA / ARV

ARV (on-the-fly)
$27,675
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
902 Clements St 0.21mi 2/1.0 (-1) 1,051 (+2%) 20mo $28,500 $27 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.97% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
53.8%
Equity multiple
3.89×
Total profit
$31,002
Equity at exit
$15,064
10-year hold
IRR
54.4%
Equity multiple
7.82×
Total profit
$73,182
Equity at exit
$21,648

Cash invested: $10,735 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36083

Home prices YoY
1.4%
Active inventory
47
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$872 medium interval (Pro) →
Mortgage (P&I)
$201
Tax from tax record
$25 /mo · $304/yr
Insurance
$16
HOA
$0
Vacancy / Maint / Mgmt
$183
Net cashflow
$446

Break-even live

Break-even rent $307
Max offer price $38,340
Occupancy floor 44%

Sensitivity live

Price -10% $468 -5% $457 +0% $446 +5% $436 +10% $425
Rent -10% $377 -5% $412 +0% $446 +5% $481 +10% $515
Rate -1.0pp $466 -0.5pp $456 base $446 +0.5pp $436 +1.0pp $426

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,585
Closing costs
$1,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1304 Auburn St Tuskegee, AL 2.0 1.0 1100 $900 $0.82 21d 1 0.20mi
2802 Auburn St Tuskegee, AL 3.0 2.0 1458 $600 $0.41 44d 1 1.48mi

Listing history 13 events

  1. 2026-06-19
    days on market $38,340 Active 10 DOM
  2. 2026-06-18
    days on market $38,340 Active 9 DOM
  3. 2026-06-17
    days on market $38,340 Active 8 DOM
  4. 2026-06-16
    days on market $38,340 Active 7 DOM
  5. 2026-06-15
    days on market $38,340 Active 6 DOM
  6. 2026-06-14
    days on market $38,340 Active 4 DOM
  7. 2026-06-13
    days on market $38,340 Active 3 DOM
  8. 2026-06-10
    statusdays on marketlisting id $38,340 Active 1 DOM
  9. 2026-06-09
    days on market $38,340 New 5 DOM
  10. 2026-06-08
    days on market $38,340 New 4 DOM
  11. 2026-06-07
    days on market $38,340 New 3 DOM
  12. 2026-06-05
    remarks 560-char remark
  13. 2026-06-05
    listed $38,340 New 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$304 · $25/mo
Projected year-2 tax
$304 · $25/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 76% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,462
− Mortgage interest
−$2,148
− Property taxes
−$304
− Insurance
−$192
− Repairs & maintenance
−$837
− Management
−$837
− Depreciation
−$1,115
Taxable income
$5,029
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,207
After-tax cash flow
$4,149/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Macon County
NCES district ID
0102190
Math proficiency
2% ▼ -18.00%
Reading proficiency
17% ▼ -8.00%
Median HH income
$30,012
Composite
7.24/100
National rank
#9958
State rank
#123 of 129 in AL

Livability — Tuskegee

Score
57/100
State rank
#375
US rank
#21590

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Tuskegee, AL
City population
3,493
Population (ZIP)
9,355

Population outlook (Macon County) Hauer SSP2

Today (2025)
15,805 people
By 2030
14,101 · -10.8%
By 2040
11,244 · -28.9%
By 2050
9,088 · -42.5%
By 2075
6,606 · -58.2%
By 2100
6,309 · -60.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (84%)
Race & ethnicity
Black 84% White 12% Two or more races 3%
Common ancestry
Iranian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Macon

2024 margin
Solid D (+56.3) · D 77.8% · R 21.5%
2008→2024 swing
-17.8pp toward R · 2008: 74.0pp · 2024: 56.3pp
All cycles
2024: D+56.3 2020: D+63.8 2016: D+66.8 2012: D+74.4 2008: D+74.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.97%
Current HPI
138.7996
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-04 Listed $38,340 GAMLS

Property tax history

+2.0%/yr

Latest (2025): $304 · +17.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…