🌊 Lakefront
4455 Duhme Rd #203 · Madeira Beach, FL
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.7/30.0
- 1% rule +8.7/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Livability +3.5/5.0
- DSCR +2.7/10.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$169,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
RARE FIND! AFFORDABLE 2 BR/2BA WITH 8X17 ENCLOSED FLORIDA ROOM - AN ADDITIONAL 136 SF NOT REFLECTED IN COUNTY RECORDS FOR A TOTAL OF APPROX. 1200 SF - IN A GREAT LOCATION-ONE MILE WALK TO BEACH! LIGHT PERGO IN KITCHEN AND FLORIDA ROOM; LUMA DOME CEILING IN KITCHEN; REAL BUTCHER WORK BLOCK TABLE IN KITCHEN; DEGEORGE FANS IN ALL ROOMS; SCHOENBACK CRYSTAL CHANDELIER IN DINING ROOM W/ FULL MIRRORED WALL; ALL OUTSIDE WINDOWS REPLACED WITH WHITE DOUBLE THERM; SECOND BEDROOM HAS BUILT-IN QUEEN SIZE MURPHY BED W/ BUILT-IN DRAWERS AND CABINETS (READY IN MINUTES FOR YOUR GUESTS); ALSO SECOND BEDROOM HAS TRACK LIGHTING AND WALK-IN CLOSET; FLORIDA ROOM HAS BUILT-IN CABINETS AND DRAWERS. YOU WILL NOT WANT FOR STORAGE SPACE! SELLING 'AS IS' W/ RIGHT TO INSPECT FOR EASE OF SALE. INDOOR CAT ALLOWED BUT NO DOGS. OWNERS CAN FISH IN SEA WATER CANAL BEHIND BUILDING - VIEW OF CANAL FROM BEDROOMS. SMALL 55+ COMPLEX W/ ONLY 31 UNITS HAS LAUNDRY FACILITY, STORAGE LOCKER, ASSIGNED CARPORT AND HAS ONLY HAD ONE ASSESSMENT IN 30+ YEARS-$500 FOR A NEW ROOF 5 YEARS AGO.
Key facts
- Walk-in closet
- Sunlit patio
- Tile flooring
Tags
Property features AI
Finance
- Other: Association contact: Jhasmel Santiago
- Financial info: Total monthly fees reported as $950; Total annual fees reported as $11,400; Lease restrictions in place
- HOA & community: Monthly condo fee of $950 (includes cable TV, common area taxes, escrow reserves, insurance, internet, structure and grounds maintenance, management, pest control, sewer, trash, water); Association approval required; Association amenities: elevator(s), laundry, storage; Partially furnished; Buyer approval required; Community mailbox; Deed restrictions; Sidewalks; Cats allowed; Senior community
Exterior
- Parking: Carport with 1 space
- Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected; Water connected
- Home design: Condominium; One level unit on the 2nd floor of a 3-story building; Faces west; The building is named THE LAFAYETTE
- Construction: Block and stucco construction; Built-up roof; Slab foundation; Built as part of a multi-story building (3 stories)
- Exterior features: Exterior lighting; Sidewalk; Storage
Interior
- Kitchen: Convection oven; Dishwasher; Microwave; Refrigerator
- Bedrooms: 2 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Living room and dining room combo; Stone counters; Walk-in closet(s); Building has elevator
- Laundry & utility: Laundry in common area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $170k.
Deal economics
- At list price, monthly cash flow is $-113 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $150k (11.7% below list).
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $150k (11.7% below list) — sets the bar for cash-flow.
- Cap rate 5.5% vs local median 0.6% in Madeira Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#419 in FL) — a middle-class / working-renter tenant base. Strengths: schools A, health & safety B; Watch: crime D+, amenities F, cost of living F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: Rents soft (-1.8%/yr); 571 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
- This rent runs 34% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 90 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $130k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: HOA is 41% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 90 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
Investment metrics
- 1% rule
- 1.37% ✓
- Cap rate
- 5.49%
- Cash-on-cash
- -2.85%
- DSCR
- 0.87
- GRM
- 6.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.7%
- Equity multiple
- 0.14×
- Total profit
- $-41,020
- Equity at exit
- $25,333
- IRR
- -59.3%
- Equity multiple
- -0.45×
- Total profit
- $-69,199
- Equity at exit
- $14,690
Cash invested: $47,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33708
- Rents YoY
- -1.8%
- Active inventory
- 571
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $2,321 high interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax from tax record
- −$34 /mo · $413/yr
- Insurance
- −$71
- HOA
- −$950
- Vacancy / Maint / Mgmt
- −$487
- Net cashflow
- $-113
Break-even live
Sensitivity live
| Price | -10% $-17 | -5% $-65 | +0% $-113 | +5% $-161 | +10% $-209 |
|---|---|---|---|---|---|
| Rent | -10% $-296 | -5% $-205 | +0% $-113 | +5% $-21 | +10% $70 |
| Rate | -1.0pp $-27 | -0.5pp $-70 | base $-113 | +0.5pp $-157 | +1.0pp $-202 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,475
- Closing costs
- $5,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4565 Duhme Rd #110 Saint Petersburg, FL | 2.0 | 1.0 | 780 | $1,700 | $2.18 | 25d | 1 | 0.07mi |
| 4575 Cove Cir #703 Saint Petersburg, FL | 2.0 | 2.0 | 1040 | $2,200 | $2.12 | 5d | 1 | 0.09mi |
| 4550 Cove Cir #804 Saint Petersburg, FL | 1.0 | 1.5 | 860 | $1,750 | $2.03 | 25d | 1 | 0.09mi |
| 4525 Cove Cir #608 Saint Petersburg, FL | 2.0 | 2.0 | 1060 | $2,000 | $1.89 | 15d | 1 | 0.14mi |
| 4525 Cove Cir #304 Saint Petersburg, FL | 1.0 | 1.5 | 815 | $2,100 | $2.58 | 23d | 1 | 0.14mi |
| 4650 Cove Cir #611 Saint Petersburg, FL | 2.0 | 2.0 | 970 | $2,500 | $2.58 | 5d | 1 | 0.17mi |
| 4650 Cove Cir #402 Saint Petersburg, FL | 2.0 | 2.0 | 970 | $3,500 | $3.61 | 25d | 1 | 0.17mi |
| 4775 Cove Cir #1202 Saint Petersburg, FL | 2.0 | 2.0 | 1050 | $3,500 | $3.33 | 25d | 1 | 0.21mi |
| 4775 Cove Cir #202 Saint Petersburg, FL | 2.0 | 2.0 | 1050 | $1,850 | $1.76 | 25d | 1 | 0.21mi |
| 4775 Cove Cir #1102 Saint Petersburg, FL | 2.0 | 2.0 | 1050 | $1,700 | $1.62 | 9d | 1 | 0.21mi |
| 4775 Cove Cir #508 Saint Petersburg, FL | 2.0 | 2.0 | 1050 | $2,000 | $1.90 | 25d | 1 | 0.21mi |
| 4725 Cove Cir #405 Saint Petersburg, FL | 1.0 | 1.0 | 815 | $1,750 | $2.15 | 19d | 1 | 0.26mi |
| 4750 Cove Cir #302 Saint Petersburg, FL | 2.0 | 2.0 | 1040 | $2,500 | $2.40 | 25d | 1 | 0.28mi |
| 1 Boca Ciega Point Blvd #115 Saint Petersburg, FL | 2.0 | 2.0 | 920 | $1,900 | $2.07 | 3d | 1 | 0.51mi |
| 4652 Miramar Dr Madeira Beach, FL | 1.0–2.0 | 1.0–2.0 | 958 | $2,475 | $2.58 | 3d | 33 | 0.62mi |
| 10532 51st Ter N Saint Petersburg, FL | 2.0 | 1.0 | 1093 | $1,800 | $1.65 | 19d | 1 | 0.64mi |
| 573 Boca Ciega Point Blvd N Saint Petersburg, FL | 2.0 | 2.0 | 1400 | $3,650 | $2.61 | 25d | 1 | 0.67mi |
| 240 Medallion Blvd Unit A Madeira Beach, FL | 2.0 | 2.0 | 750 | $2,250 | $3.00 | 18d | 1 | 0.69mi |
| 230 Medallion Blvd Unit E Madeira Beach, FL | 2.0 | 1.0 | 750 | $2,250 | $3.00 | 25d | 1 | 0.69mi |
| 401 150th Ave #266 Madeira Beach, FL | 2.0 | 2.0 | 1270 | $3,800 | $2.99 | 5d | 1 | 0.75mi |
| 401 150th Ave Madeira Beach, FL | 2.0 | 2.0 | 1280 | $3,350 | $2.62 | 25d | 2 | 0.75mi |
| 15398 2nd St E Madeira Beach, FL | 2.0 | 2.0 | 1296 | $2,795 | $2.16 | 18d | 1 | 0.87mi |
| 230 144th Ave Madeira Beach, FL | 3.0 | 2.0 | 1032 | $5,200 | $5.04 | 5d | 1 | 0.92mi |
| 4771 100th Way N Unit 101 St. Petersburg, FL | 2.0 | 1.0 | 800 | $1,749 | $2.19 | 19d | 1 | 0.93mi |
| 14183 E Parsley Dr Madeira Beach, FL | 3.0 | 1.0 | 1060 | $2,850 | $2.69 | 5d | 1 | 0.93mi |
| 15400 Gulf Blvd Unit 1546427P Madeira Beach, FL | 2.0 | 2.0 | 1184 | $3,742 | $3.16 | 16d | 1 | 0.99mi |
| 5224 100th Way N Saint Petersburg, FL | 2.0 | 1.0 | 930 | $2,400 | $2.58 | 5d | 1 | 0.99mi |
| 9940 47th Ave N #320 Saint Petersburg, FL | 2.0 | 1.0 | 900 | $1,575 | $1.75 | 25d | 1 | 0.99mi |
| 14950 Gulf Blvd #402 Madeira Beach, FL | 2.0 | 2.0 | 1225 | $5,000 | $4.08 | 25d | 1 | 1.00mi |
| 115 145th Ave Apt 3 Madeira Beach, FL | 1.0 | 1.0 | 750 | $1,900 | $2.53 | 25d | 1 | 1.01mi |
| 115 145th Ave #4 Madeira Beach, FL | 1.0 | 1.0 | 750 | $1,900 | $2.53 | 25d | 1 | 1.01mi |
| 15462 Gulf Blvd #508 Madeira Beach, FL | 2.0 | 2.5 | 1100 | $3,800 | $3.45 | 5d | 1 | 1.02mi |
| 15462 Gulf Blvd #501 Madeira Beach, FL | 2.0 | 2.0 | 1100 | $3,800 | $3.45 | 4d | 1 | 1.02mi |
| 717 Sunset Cove Madeira Beach, FL | 3.0 | 2.0 | 1305 | $3,800 | $2.91 | 25d | 1 | 1.04mi |
| 4917 99th St N Saint Petersburg, FL | 3.0 | 2.0 | 1230 | $3,500 | $2.85 | 5d | 1 | 1.04mi |
| 10426 Valencia Rd Seminole, FL | 3.0 | 2.0 | 1389 | $2,900 | $2.09 | 5d | 1 | 1.05mi |
| 9950 52nd Ter N Saint Petersburg, FL | 2.0 | 1.0 | 1090 | $2,200 | $2.02 | 25d | 1 | 1.09mi |
| 14017 W Parsley Dr Madeira Beach, FL | 1.0 | 1.0 | 744 | $1,800 | $2.42 | 25d | 1 | 1.17mi |
| 14120 Palm St Apt 104 Madeira Beach, FL | 2.0 | 1.0 | 770 | $2,000 | $2.60 | 25d | 1 | 1.18mi |
| 500 140th Ave E Madeira Beach, FL | 3.0 | 2.0 | 1184 | $2,800 | $2.36 | 25d | 1 | 1.18mi |
HOA detail condo
- Monthly dues
- $950 · $11,400/yr
- Likely covers
- water
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 17 events
-
2026-06-18days on market $169,900 Active 90 DOM
-
2026-06-17days on market $169,900 Active 89 DOM
-
2026-06-16days on market $169,900 Active 88 DOM
-
2026-06-15days on market $169,900 Active 87 DOM
-
2026-06-13days on market $169,900 Active 85 DOM
-
2026-06-09days on market $169,900 Active 81 DOM
-
2026-06-08days on market $169,900 Active 80 DOM
-
2026-06-07days on market $169,900 Active 79 DOM
-
2026-06-04days on market $169,900 Active 76 DOM
-
2026-06-03days on market $169,900 Active 75 DOM
-
2026-06-01days on market $169,900 Active 73 DOM
-
2026-05-31days on market $169,900 Active 72 DOM
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2026-05-05price $169,900
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2026-03-20$174,900 Active
-
2006-04-25soldstatus $130,000
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2006-04-20soldstatus $130,000 1059-char remark
Show marketing remark (1059 chars)
RARE FIND! AFFORDABLE 2 BR/2BA WITH 8X17 ENCLOSED FLORIDA ROOM - AN ADDITIONAL 136 SF NOT REFLECTED IN COUNTY RECORDS FOR A TOTAL OF APPROX. 1200 SF - IN A GREAT LOCATION-ONE MILE WALK TO BEACH! LIGHT PERGO IN KITCHEN AND FLORIDA ROOM; LUMA DOME CEILING IN KITCHEN; REAL BUTCHER WORK BLOCK TABLE IN KITCHEN; DEGEORGE FANS IN ALL ROOMS; SCHOENBACK CRYSTAL CHANDELIER IN DINING ROOM W/ FULL MIRRORED WALL; ALL OUTSIDE WINDOWS REPLACED WITH WHITE DOUBLE THERM; SECOND BEDROOM HAS BUILT-IN QUEEN SIZE MURPHY BED W/ BUILT-IN DRAWERS AND CABINETS (READY IN MINUTES FOR YOUR GUESTS); ALSO SECOND BEDROOM HAS TRACK LIGHTING AND WALK-IN CLOSET; FLORIDA ROOM HAS BUILT-IN CABINETS AND DRAWERS. YOU WILL NOT WANT FOR STORAGE SPACE! SELLING 'AS IS' W/ RIGHT TO INSPECT FOR EASE OF SALE. INDOOR CAT ALLOWED BUT NO DOGS. OWNERS CAN FISH IN SEA WATER CANAL BEHIND BUILDING - VIEW OF CANAL FROM BEDROOMS. SMALL 55+ COMPLEX W/ ONLY 31 UNITS HAS LAUNDRY FACILITY, STORAGE LOCKER, ASSIGNED CARPORT AND HAS ONLY HAD ONE ASSESSMENT IN 30+ YEARS-$500 FOR A NEW ROOF 5 YEARS AGO.
-
2006-03-04$135,000 1059-char remark
Show marketing remark (1059 chars)
RARE FIND! AFFORDABLE 2 BR/2BA WITH 8X17 ENCLOSED FLORIDA ROOM - AN ADDITIONAL 136 SF NOT REFLECTED IN COUNTY RECORDS FOR A TOTAL OF APPROX. 1200 SF - IN A GREAT LOCATION-ONE MILE WALK TO BEACH! LIGHT PERGO IN KITCHEN AND FLORIDA ROOM; LUMA DOME CEILING IN KITCHEN; REAL BUTCHER WORK BLOCK TABLE IN KITCHEN; DEGEORGE FANS IN ALL ROOMS; SCHOENBACK CRYSTAL CHANDELIER IN DINING ROOM W/ FULL MIRRORED WALL; ALL OUTSIDE WINDOWS REPLACED WITH WHITE DOUBLE THERM; SECOND BEDROOM HAS BUILT-IN QUEEN SIZE MURPHY BED W/ BUILT-IN DRAWERS AND CABINETS (READY IN MINUTES FOR YOUR GUESTS); ALSO SECOND BEDROOM HAS TRACK LIGHTING AND WALK-IN CLOSET; FLORIDA ROOM HAS BUILT-IN CABINETS AND DRAWERS. YOU WILL NOT WANT FOR STORAGE SPACE! SELLING 'AS IS' W/ RIGHT TO INSPECT FOR EASE OF SALE. INDOOR CAT ALLOWED BUT NO DOGS. OWNERS CAN FISH IN SEA WATER CANAL BEHIND BUILDING - VIEW OF CANAL FROM BEDROOMS. SMALL 55+ COMPLEX W/ ONLY 31 UNITS HAS LAUNDRY FACILITY, STORAGE LOCKER, ASSIGNED CARPORT AND HAS ONLY HAD ONE ASSESSMENT IN 30+ YEARS-$500 FOR A NEW ROOF 5 YEARS AGO.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $413 · $34/mo
- Projected year-2 tax
- $1,410 · $118/mo
- Expected delta
- +$997/yr (+$83/mo · 241.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,846
- − Mortgage interest
- −$9,517
- − Property taxes
- −$413
- − Insurance
- −$850
- − Repairs & maintenance
- −$2,228
- − Management
- −$2,228
- − HOA
- −$11,400
- − Depreciation
- −$4,943
- Taxable loss
- −$3,732
- Est. tax savings @ 24.0%
- +$896
- After-tax cash flow
- $-460/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — Madeira Beach
- Score
- 70/100
- State rank
- #419
- US rank
- #7491
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Pinellas County · 939,478 people
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 15,060
- Household income
- $82,500
- Rent vs Own
- Severe rent burden
- 734.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (87%)
- Race & ethnicity
- White 87% Hispanic / Latino 5% Asian 4% Two or more races 4% Black 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Italian 3%
- Foreign-born
- 10% · Canada, Vietnam, Jamaica
- Languages at home
- 89% English-only · Spanish 3% Vietnamese 2% Russian/Polish/Slavic 2%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -663.41%
- Current HPI
- 317.0675
- Rent YoY
- ▼ -1.77%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+25.9% since first listed5 events — show timeline
- 2026-05-05 Price Changed $169,900 Stellar MLS as Distributed by MLS Grid
- 2026-03-20 Listed $174,900 Stellar MLS as Distributed by MLS Grid
- 2006-04-25 Sold (Public Records) $130,000 Public Records
- 2006-04-20 Sold (MLS) $130,000 Stellar MLS as Distributed by MLS Grid
- 2006-03-04 Listed $135,000 Stellar MLS as Distributed by MLS Grid
Property tax history
-6.5%/yrLatest (2025): $413 · +7.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…