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66 Daisy Ln #66
C+ Composite 62.05
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.3/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.0/10.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$74,900

66 Daisy Ln #66 · Weigelstown, PA 17315
3 bd · 2.0 ba · 1,120 sqft · Manufactured public records · 6 Days on market
Built 2006 $67/sqft · 45% above area Est $52k · 45% over $695/mo HOA · 37% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 66 Daisy lane! This is the one you have been looking for. Situated on a nice corner lot, this extra large unit is very clean and well kept and ready for you to move right in . Special features include a new roof, new shed, new rear steps, newer dryer, and raised bed planters. Be sure to checkout the video and schedule your showing now so you can make 66 Daisy lane your new home !

Key facts

  • 2 parking spots
  • Built 2006
  • Listed 6 days

Property features AI

Finance

  • Other: Located in Meadowview Estates (private paved roads); Not in a federal flood zone
  • HOA & community: Monthly association fee includes water, sewer, trash and snow removal

Exterior

  • Parking: Paved driveway with space for 2 vehicles; Total of 2 garage/parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Manufactured single-wide home; Single-story; Entry level main floor; Shingle roof; Facing direction not specified
  • Construction: Vinyl siding; Pilings foundation; Built year per assessor (not specified here)
  • Exterior features: Awning(s); Patio with roof; Shed; Corner lot/unit; Rented lot

Interior

  • Kitchen: Dishwasher; Gas range/oven; Range hood; Refrigerator; Stainless steel appliances
  • Bedrooms: Three bedrooms on the main level
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: Two full bathrooms on the main level
  • Heating & cooling: 90% efficient forced air heating (natural gas); Central air conditioning (electric); Electric hot water
  • Interior features: Skylights; Tub with shower; Breakfast area; Ceiling fans; Eat-in kitchen with table space; Pantry; Primary/master bathroom; Window treatments; Entry-level bedroom
  • Laundry & utility: In-unit washer and electric dryer on the main floor

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $75k.

Deal economics

  • At list price, monthly cash flow is $263 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Cap rate 10.5% vs local median 3.4% in Weigelstown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#527 in PA, #4,886 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Dover Area SD (suburban): math 39% / reading 54% proficiency, ranked #232 of 539 in PA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dover Area Hs (math 72% / reading 15%, grade F, #213 of 437 statewide, top 49%, 1,016 students, 49% FRL) — zoned schools average 49% FRL vs 30% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 170 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $518 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 37% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $74,900

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.49%
Cap rate
10.51%
Cash-on-cash
15.07%
DSCR
1.67
GRM
3.3

CMA / ARV

ARV (median comp)
$51,823
List price
$74,900
Delta
44.53%
Verdict
OVERPRICED
Comps
2 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.2%
Equity multiple
1.24×
Total profit
$5,093
Equity at exit
$11,168
10-year hold
IRR
16.0%
Equity multiple
2.33×
Total profit
$27,881
Equity at exit
$6,476

Cash invested: $20,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17315

Home prices YoY
-28.5%
Active inventory
170
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,866 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$91 /mo · $1,097/yr
Insurance
$31
HOA
$695
Vacancy / Maint / Mgmt
$392
Net cashflow
$263

Break-even live

Break-even rent $1,532
Max offer price $74,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,725
Closing costs
$2,247
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3127 Galaxy Rd Dover, PA 2.0 1.5 1200 $1,685 $1.40 13d 1 0.36mi
2670 Springhouse Bnd Dover, PA 1.0–2.0 1.0–2.0 991 $1,765 $1.78 13d 17 0.51mi
3712 Castle Dr Dover, PA 3.0 2.5 1450 $1,895 $1.31 43d 1 0.72mi
2619 Emig Mill Rd Dover, PA 4.0 2.0 1156 $2,100 $1.82 13d 1 0.73mi
3807 Castle Dr Dover, PA 3.0 2.5 1402 $2,150 $1.53 20d 1 0.74mi

HOA detail

Monthly dues
$695 · $8,340/yr

Listing history 4 events

  1. 2026-05-10
    historical Active Under Contract 396-char remark
  2. 2026-05-04
    listed $74,900 Active 396-char remark
  3. 2015-07-06
    historical
  4. 2015-01-06
    listed $38,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,097 · $91/mo
Projected year-2 tax
$1,140 · $95/mo
Expected delta
+$43/yr (+$4/mo · 3.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,387
− Mortgage interest
−$4,196
− Property taxes
−$1,097
− Insurance
−$374
− Repairs & maintenance
−$1,791
− Management
−$1,791
− HOA
−$8,340
− Depreciation
−$2,179
Taxable income
$2,619
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$629
After-tax cash flow
$2,532/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dover Area SD
NCES district ID
4207680
Math proficiency
39% ▼ -12.00%
Reading proficiency
54% ▼ -9.00%
Median HH income
$56,418
Composite
40.44/100
National rank
#3725
State rank
#232 of 539 in PA

Livability — Weigelstown

Score
74/100
State rank
#527
US rank
#4886

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weigelstown, PA
Population (ZIP)
26,434

Population outlook (York County) Hauer SSP2

Today (2025)
454,205 people
By 2030
457,407 · +0.7%
By 2040
457,529 · +0.7%
By 2050
448,261 · -1.3%
By 2075
427,388 · -5.9%
By 2100
384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 5% Hispanic / Latino 4% Black 3% Asian 1%
Common ancestry
Romanian 3% Iranian 2% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · York

2024 margin
Strong R (+25.3) · D 36.9% · R 62.1%
2008→2024 swing
-11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
All cycles
2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.65%
Current HPI
247.2403
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+94.5% since first listed
6 events — show timeline
  • 2026-06-09 Sold (MLS) $74,900 BRIGHT MLS
  • 2026-05-19 Pending BRIGHT MLS
  • 2026-05-10 Contingent BRIGHT MLS
  • 2026-05-04 Listed $74,900 BRIGHT MLS
  • 2015-07-06 Listing Removed BRIGHT MLS
  • 2015-01-06 Listed $38,500 BRIGHT MLS

Property tax history

+1.8%/yr

Latest (2026): $1,097 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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