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101 Majestic Dr
B- Composite 65.36
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.9/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.8/10.0
  • Schools +3.6/10.0
  • Livability +3.6/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$170,000

101 Majestic Dr · Dentsville, SC 29223
3 bd · 2.0 ba · 1,572 sqft · SingleFamily public records · 14 Days on market
Built 2005 $13/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This beautifully maintained 3-bedroom, 2-bathroom residence offers 1,670 square feet of comfortable living space, perfectly situated on a spacious corner lot. Combining low-maintenance curb appeal with functional design, this home is move-in ready and waiting for its next chapter.

Key facts

  • 2 garage spots
  • Built 2005
  • Listed 14 days

Property features AI

Finance

  • HOA & community: Homeowners association with $80 semi-annual fee

Exterior

  • Parking: Attached garage; 2-car garage
  • Utilities: Public water; Public sewer; Electricity available; Natural gas available
  • Home design: Single family house; One level
  • Construction: Vinyl siding; Crawl space foundation
  • Exterior features: Deck; Front porch; Wood fencing; Shingle roof; Paved road access; Public maintained road

Interior

  • Kitchen: Dishwasher; Range; Exhaust fan
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump heating; Central air conditioning; Ceiling fans
  • Interior features: Eat-in kitchen; Blinds on windows; Gas fireplace
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $170k.

Deal economics

  • At list price, monthly cash flow is $574 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $170k).

Location & tenants

  • Location reads 71/100 on livability (#50 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D+, schools D-, crime F.
  • Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 341 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $170,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
10.35%
Cash-on-cash
14.47%
DSCR
1.64
GRM
7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.21% rent growth · sell at horizon

5-year hold
IRR
2.0%
Equity multiple
1.07×
Total profit
$3,475
Equity at exit
$25,348
10-year hold
IRR
8.9%
Equity multiple
1.60×
Total profit
$28,585
Equity at exit
$14,698

Cash invested: $47,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29223

Rents YoY
0.2%
Active inventory
341
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$2,003 high interval (Pro) →
Mortgage (P&I)
$891
Tax from tax record
$33 /mo · $399/yr
Insurance
$71
HOA
$13
Vacancy / Maint / Mgmt
$421
Net cashflow
$574

Break-even live

Break-even rent $1,277
Max offer price $170,000
Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,500
Closing costs
$5,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2 Majestic Ct Columbia, SC 4.0 2.5 2156 $2,479 $1.15 23d 1 0.19mi
18 Rosepine Dr Columbia, SC 4.0 2.0 1600 $1,985 $1.24 3d 1 0.23mi
113 Millhouse Ct Columbia, SC 3.0 2.0 1936 $2,030 $1.05 18d 1 0.26mi
1340 N Brickyard Rd Columbia, SC 1.0–3.0 1.0–2.0 1061 $1,860 $1.75 2d 34 0.44mi
621 Heron Glen Dr Columbia, SC 4.0 2.5 2195 $2,095 $0.95 3d 1 0.77mi
109 Summer Vale Dr Columbia, SC 4.0 2.5 1800 $2,150 $1.19 3d 1 0.78mi
916 N Brickyard Rd Columbia, SC 3.0 2.0 1350 $1,695 $1.26 14d 1 0.78mi
1800 Killian Lakes Dr Columbia, SC 1.0–3.0 1.0–2.5 1401 $2,657 $1.90 2d 47 0.85mi
500 Rockhaven Dr Columbia, SC 3.0 2.0 1064 $1,649 $1.55 23d 1 0.90mi
9641 Farrow Rd Columbia, SC 2.0–3.0 2.0 1179 $1,872 $1.59 2d 32 1.02mi
502 Blue Garden Way Columbia, SC 4.0 2.5 1775 $2,183 $1.23 14d 1 1.08mi
495 Blue Garden Way Columbia, SC 4.0 2.5 2075 $2,224 $1.07 2d 1 1.11mi
508 Longtown Rd Columbia, SC 1.0–3.0 1.0–2.0 984 $1,316 $1.34 3d 26 1.26mi
13 Tomafield Ct Columbia, SC 3.0 2.0 1721 $2,000 $1.16 3d 1 1.30mi
21 Winslow Ct Columbia, SC 3.0 2.0 1220 $1,649 $1.35 21d 1 1.33mi
2250 Hard Scrabble Rd Columbia, SC 1.0–3.0 1.0–2.0 1155 $2,311 $2.00 11d 18 1.34mi
125 Charleswood Dr Columbia, SC 3.0 1.0 1074 $1,350 $1.26 23d 1 1.35mi
113 Charleswood Dr Columbia, SC 4.0 1.5 1196 $1,555 $1.30 3d 1 1.35mi
381 Valley Heights Ln Columbia, SC 3.0 2.5 1471 $1,719 $1.17 23d 1 1.46mi

HOA detail

Monthly dues
$13 · $156/yr

Listing history 5 events

  1. 2026-05-11
    listed $170,000 Active
  2. 2022-10-28
    soldstatus $250,000
  3. 2022-09-19
    historical
  4. 2022-09-13
    listed $250,000 Active
  5. 2015-10-02
    soldstatus $128,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$399 · $33/mo
Projected year-2 tax
$969 · $81/mo
Expected delta
+$570/yr (+$48/mo · 142.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,041
− Mortgage interest
−$9,523
− Property taxes
−$399
− Insurance
−$850
− Repairs & maintenance
−$1,923
− Management
−$1,923
− HOA
−$156
− Depreciation
−$4,945
Taxable income
$4,321
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,037
After-tax cash flow
$5,852/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richland 02
NCES district ID
4503390
Math proficiency
35% ▼ -15.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$59,684
Composite
36.2/100
National rank
#4730
State rank
#29 of 80 in SC

Livability — Dentsville

Score
71/100
State rank
#50
US rank
#6940

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Richland County · 389,530 people
City population
52,835
Metro
Columbia, SC
Population (ZIP)
53,074
Household income
$62,408
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2857.0

Population outlook (Richland County) Hauer SSP2

Today (2025)
459,667 people
By 2030
487,524 · +6.1%
By 2040
542,035 · +17.9%
By 2050
595,371 · +29.5%
By 2075
732,998 · +59.5%
By 2100
820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 57% White 23% Hispanic / Latino 11% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 5% Puerto Rican 2%
Common ancestry
Slovak 1% Serbian 1% Italian 1%
Foreign-born
10% · Canada, South Korea
Languages at home
86% English-only · Spanish 8% Other Indo-European 2% Korean 1%

Political lean MEDSL · Richland

2024 margin
Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
2008→2024 swing
+5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
All cycles
2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.96%
Current HPI
195.3158
Rent YoY
▲ 0.21%
Metro
Columbia, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+32.1% since first listed
5 events — show timeline
  • 2026-05-11 Listed $170,000 SBOR
  • 2022-10-28 Sold (Public Records) $250,000 Public Records
  • 2022-09-19 Delisted Consolidated MLS
  • 2022-09-13 Listed $250,000 Consolidated MLS
  • 2015-10-02 Sold (Public Records) $128,700 Public Records

Property tax history

-9.3%/yr

Latest (2025): $399 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…