15550 Burnt Store Rd #154 · Burnt Store Marina, FL 33955

$179,900

2 bd · 2.0 ba · 1,586 sqft · SingleFamily · 539 Days on market

Built 1989 4,607 sqft lot $272/mo HOA · 11% of rent

---

Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.1/30.0
• 1% rule +8.5/10.0
• DSCR +8.2/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

2 Bedroom, 2 Bath Burnt Store Colony corner lot home with INCLUDED LAND SHARE. * * SELLER WILL CONSIDER OFFERS * * Very spacious at 1,586 square feet of living space, this home is one of the largest homes in Burnt Store Colony, you'll have plenty of room to make it your own. This home comes FULLY FURNISHED including a large entertainment center for your future 65" tv. Everything is ready for you to settle in. The kitchen has good storage and beautiful STAINLESS STEEL APPLIANCES all within 5 years. You even have newer front load washer & dryer models that are very energy efficient. NEW ROOF 2018. This very active 55+ community has a full calendar of social activities year round including dances, line dancing, pot luck dinners, bingo, art and crafts, cards, exercise room, weight and toning class, horse shoes, swimming, water aerobics, two tennis courts, bocce court, four pickleball courts, and shuffleboard. Everywhere you go, you'll find friendly neighbors, warm greetings, and an abundance of natural beauty. See this one right away! Welcome to Florida!

Key facts

• All-season windows
• New carport
• Indoor laundry

Tags

• NEW CARPORT
• STAMPED CONCRETE DRIVEWAY
• INDOOR LAUNDRY
• ALL-SEASON WINDOWS
• ATTACHED SHED/WORKSHOP
• OLYMPIC SIZE HEATED POOL

Property features AI

Finance

• Other: Senior community; Pets allowed with restrictions (breed, number, size) — max pet weight 30 lbs; Community features: golf carts allowed, dog park, street lights, community mailbox, deed restrictions, buyer approval required
• Financial info: Turnkey (furnished); Lease restrictions apply
• HOA & community: Has HOA (monthly fee required); Monthly association fee $272; Association requires approval; Association includes pool, internet, maintenance of grounds, management, private road, recreational facilities, escrow reserves; Association amenities: clubhouse, fitness center, pool, spa/hot tub, tennis, pickleball, basketball, shuffleboard, gated community, recreation facilities, cable TV

Exterior

• Parking: Covered parking; Driveway; Off-street parking; Golf cart parking; Carport with 2 spaces; Workshop in garage/storage area
• Security: Gated community; Security gate; Security system; Smoke detectors
• Utilities: Public water; Public sewer; Electricity available and connected; Cable available and connected; BB/HS Internet available; Phone available; Sewer connected; Water connected; Underground utilities; Sprinkler recycled
• Home design: Manufactured home (double wide); One story; Crawlspace foundation; North-facing
• Construction: Vinyl siding; Metal and shingle roof; Completed condition; Double wide body type; Built on crawlspace
• Exterior features: Covered enclosed porch / Florida room; Side porch; Porch with awnings; French doors; Sliding doors; Hurricane shutters; Exterior lighting; Private mailbox; Rain gutters; Shade shutters; Storage; Workshop; Irrigation equipment; Mature landscaping with fruit trees and trees/landscaped; Corner, level, landscaped lot on a private, paved road (private maintained)

Interior

• Kitchen: Dishwasher; Garbage disposal; Microwave; Range; Range hood; Refrigerator; Water softener; Electric water heater; Eat-in kitchen
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Ceramic tile; Laminate; Linoleum; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air; Wall/window unit(s); Humidity control
• Interior features: Ceiling fans; Eat-in kitchen; High ceilings; Programmable thermostat; Walk-in closets; Window treatments (blinds, drapes, rods, shutters); Skylights; Double-pane windows; Tinted windows; Exhaust fan
• Laundry & utility: Washer hookup; Dryer hookup (electric); Inside laundry room; Laundry room/inside utility

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $331 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $180k).
• Recommended offer: $158k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.9% vs local median 4.8% in Burnt Store Marina — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#354 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: schools C-, cost of living C-, amenities F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 1481 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 38% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 539 days — a 12% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 15y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $153k; 18% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $158,312 (12.0% below list)

Questions for the listing agent

1. It's been on market 539 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.35% ✓
• Cap rate: 8.94%
• Cash-on-cash: 9.46%
• DSCR: 1.42
• GRM: 6.2

CMA / ARV

• ARV (on-the-fly): $602,680
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
24260 Henry Morgan Blvd	0.69mi	3/2.0 (+1)	1,644 (+4%)	6mo	$625,000	$380	52
16265 Juarez Cir	0.68mi	3/2.0 (+1)	1,643 (+4%)	7mo	$401,000	$244	51
24314 Pirate Harbor Blvd	0.63mi	3/2.0 (+1)	1,524 (-4%)	13mo	$745,000	$489	48
16346 Juarez Cir	0.63mi	3/2.0 (+1)	1,815 (+14%)	17mo	$560,000	$309	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -4.2%
• Equity multiple: 0.84×
• Total profit: $-7,854
• Equity at exit: $26,824

10-year hold

• IRR: 5.7%
• Equity multiple: 1.42×
• Total profit: $21,263
• Equity at exit: $15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1481
• Price-to-rent: 6.2×

Monthly cashflow live

• Estimated rent: $2,421 medium
• Mortgage (P&I): −$943
• Tax est. 1.5%: −$225 /mo · $2,698/yr
• Insurance: −$75
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$272
• Vacancy / Maint / Mgmt: −$508
• Net cashflow: $331

Break-even live

Break-even rent $2,002

Max offer price $179,900

Occupancy floor 81%

Sensitivity live

Price	-10% $455	-5% $393	+0% $331	+5% $268	+10% $206
Rent	-10% $139	-5% $235	+0% $331	+5% $426	+10% $522
Rate	-1.0pp $421	-0.5pp $376	base $331	+0.5pp $284	+1.0pp $237

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $44,975
• Closing costs: $5,397
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16077 Badalona Dr Punta Gorda, FL	3.0	2.0	1508	$1,895	$1.26	21d	1	0.23mi
16107 Badalona Dr Punta Gorda, FL	3.0	2.0	1508	$1,895	$1.26	21d	1	0.28mi
16229 Cape Horn Blvd Punta Gorda, FL	3.0	2.0	1726	$2,749	$1.59	21d	1	0.58mi
14040 Heritage Landing Blvd #113 Punta Gorda, FL	2.0	2.0	1438	$6,500	$4.52	21d	1	0.76mi
25324 Lychee Ct Punta Gorda, FL	3.0	2.0	1224	$1,800	$1.47	21d	1	0.81mi
14267 Heritage Landing Blvd #1222 Punta Gorda, FL	2.0	2.0	1569	$4,200	$2.68	21d	1	0.82mi
14271 Heritage Landing Blvd #1527 Punta Gorda, FL	2.0	2.0	1422	$2,800	$1.97	21d	1	0.87mi
14261 Heritage Landing Blvd #1615 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	0.92mi
14251 Heritage Landing Blvd Unit 1713 Punta Gorda, FL	2.0	2.0	1366	$4,800	$3.51	14d	1	0.96mi
14251 Heritage Landing Blvd Unit 1723 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	0.96mi
14897 Cherry Blossom Way Punta Gorda, FL	3.0	2.0	2046	$9,000	$4.40	21d	1	1.00mi
14224 Heritage Landing Blvd Unit 1 Punta Gorda, FL	2.0	2.0	1366	$4,500	$3.29	21d	1	1.00mi
14224 Heritage Landing Blvd #921 Punta Gorda, FL	2.0	2.0	1569	$3,400	$2.17	21d	1	1.00mi
14241 Heritage Landing Blvd #1821 Punta Gorda, FL	2.0	2.0	1569	$6,000	$3.82	21d	1	1.01mi
25904 Prada Dr Punta Gorda, FL	3.0	2.0	1950	$2,111	$1.08	14d	1	1.07mi
14184 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1366	$1,947	$1.43	21d	2	1.07mi
14231 Heritage Landing Blvd Unit 1928 Punta Gorda, FL	2.0	2.0	1596	$6,000	$3.76	21d	1	1.07mi
14221 Heritage Landing Blvd Unit 2014 Punta Gorda, FL	2.0	2.0	1366	$6,000	$4.39	21d	1	1.12mi
14194 Heritage Landing Blvd #614 Punta Gorda, FL	2.0	2.0	1366	$1,995	$1.46	21d	1	1.14mi
14185 Poppy Field Loop #5421 Punta Gorda, FL	3.0	2.0	2110	$6,500	$3.08	21d	1	1.22mi
14201 Heritage Landing Blvd #1312 Punta Gorda, FL	2.0	2.0	1154	$1,750	$1.52	21d	1	1.22mi
14201 Heritage Landing Blvd Unit 1338 Punta Gorda, FL	3.0	2.0	1301	$6,000	$4.61	21d	1	1.22mi
14649 Sycamore Ct #2912 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	21d	1	1.23mi
14656 Sycamore Ct #3211 Punta Gorda, FL	3.0	2.0	1741	$7,000	$4.02	21d	1	1.24mi
14161 Poppy Field Loop #5811 Punta Gorda, FL	3.0	2.0	1741	$4,200	$2.41	21d	1	1.27mi
14191 Heritage Landing Blvd #1214 Punta Gorda, FL	2.0	2.0	1120	$1,585	$1.42	21d	1	1.27mi
14680 Sycamore Ct #3722 Punta Gorda, FL	3.0	2.0	2110	$4,000	$1.90	21d	1	1.30mi
14149 Poppy Field Loop #6011 Punta Gorda, FL	3.0	2.0	1741	$6,500	$3.73	21d	1	1.30mi
14161 Heritage Landing Blvd #1118 Punta Gorda, FL	2.0	2.0	1407	$1,800	$1.28	21d	1	1.35mi
14132 Poppy Field Loop #4021 Punta Gorda, FL	3.0	2.0	2110	$6,500	$3.08	21d	1	1.38mi
14271 Heritage Landing Blvd Punta Gorda, FL	2.0	2.0	1355	$6,500	$4.80	21d	1	1.40mi
14141 Heritage Landing Blvd #935 Punta Gorda, FL	2.0	2.0	1120	$5,500	$4.91	21d	1	1.41mi
14141 Heritage Landing Blvd #922 Punta Gorda, FL	2.0	2.0	1154	$2,200	$1.91	21d	1	1.41mi
14121 Heritage Landing Blvd #743 Punta Gorda, FL	2.0	2.0	1120	$6,000	$5.36	21d	1	1.49mi

HOA detail

• Monthly dues: $272 · $3,264/yr
• Likely covers: water

Listing history 22 events

1. 2026-06-02
   days on market $179,900 Active 539 DOM
2. 2026-06-01
   days on market $179,900 Active 538 DOM
3. 2026-05-31
   days on market $179,900 Active 537 DOM
4. 2026-05-30
   days on market $179,900 Active 536 DOM
5. 2026-03-19
   status Active
6. 2026-03-15
   status Pending
7. 2026-03-06
   price $179,900
8. 2026-01-06
   price $184,000
9. 2025-09-16
   price $185,000
10. 2025-08-01
    price $205,000
11. 2025-05-17
    price $199,750
12. 2025-02-15
    price $169,800
13. 2025-02-04
    price $180,000
14. 2025-01-05
    price $184,900
15. 2024-12-07
    listed $189,900 Active
16. 2021-05-21
    soldstatus $153,000 Closed 1081-char remark

    Show marketing remark (1081 chars)

    2 Bedroom, 2 Bath Burnt Store Colony corner lot home with INCLUDED LAND SHARE. * * SELLER WILL CONSIDER OFFERS * * Very spacious at 1,586 square feet of living space, this home is one of the largest homes in Burnt Store Colony, you'll have plenty of room to make it your own. This home comes FULLY FURNISHED including a large entertainment center for your future 65" tv. Everything is ready for you to settle in. The kitchen has good storage and beautiful STAINLESS STEEL APPLIANCES all within 5 years. You even have newer front load washer & dryer models that are very energy efficient. NEW ROOF 2018. This very active 55+ community has a full calendar of social activities year round including dances, line dancing, pot luck dinners, bingo, art and crafts, cards, exercise room, weight and toning class, horse shoes, swimming, water aerobics, two tennis courts, bocce court, four pickleball courts, and shuffleboard. Everywhere you go, you'll find friendly neighbors, warm greetings, and an abundance of natural beauty. See this one right away! Welcome to Florida!

17. 2021-03-29
    status Pending 1081-char remark

    Show marketing remark (1081 chars)

    2 Bedroom, 2 Bath Burnt Store Colony corner lot home with INCLUDED LAND SHARE. * * SELLER WILL CONSIDER OFFERS * * Very spacious at 1,586 square feet of living space, this home is one of the largest homes in Burnt Store Colony, you'll have plenty of room to make it your own. This home comes FULLY FURNISHED including a large entertainment center for your future 65" tv. Everything is ready for you to settle in. The kitchen has good storage and beautiful STAINLESS STEEL APPLIANCES all within 5 years. You even have newer front load washer & dryer models that are very energy efficient. NEW ROOF 2018. This very active 55+ community has a full calendar of social activities year round including dances, line dancing, pot luck dinners, bingo, art and crafts, cards, exercise room, weight and toning class, horse shoes, swimming, water aerobics, two tennis courts, bocce court, four pickleball courts, and shuffleboard. Everywhere you go, you'll find friendly neighbors, warm greetings, and an abundance of natural beauty. See this one right away! Welcome to Florida!

18. 2021-03-01
    price $164,900 1081-char remark

    Show marketing remark (1081 chars)

    2 Bedroom, 2 Bath Burnt Store Colony corner lot home with INCLUDED LAND SHARE. * * SELLER WILL CONSIDER OFFERS * * Very spacious at 1,586 square feet of living space, this home is one of the largest homes in Burnt Store Colony, you'll have plenty of room to make it your own. This home comes FULLY FURNISHED including a large entertainment center for your future 65" tv. Everything is ready for you to settle in. The kitchen has good storage and beautiful STAINLESS STEEL APPLIANCES all within 5 years. You even have newer front load washer & dryer models that are very energy efficient. NEW ROOF 2018. This very active 55+ community has a full calendar of social activities year round including dances, line dancing, pot luck dinners, bingo, art and crafts, cards, exercise room, weight and toning class, horse shoes, swimming, water aerobics, two tennis courts, bocce court, four pickleball courts, and shuffleboard. Everywhere you go, you'll find friendly neighbors, warm greetings, and an abundance of natural beauty. See this one right away! Welcome to Florida!

19. 2021-02-01
    price $170,000 1081-char remark

    Show marketing remark (1081 chars)

    2 Bedroom, 2 Bath Burnt Store Colony corner lot home with INCLUDED LAND SHARE. * * SELLER WILL CONSIDER OFFERS * * Very spacious at 1,586 square feet of living space, this home is one of the largest homes in Burnt Store Colony, you'll have plenty of room to make it your own. This home comes FULLY FURNISHED including a large entertainment center for your future 65" tv. Everything is ready for you to settle in. The kitchen has good storage and beautiful STAINLESS STEEL APPLIANCES all within 5 years. You even have newer front load washer & dryer models that are very energy efficient. NEW ROOF 2018. This very active 55+ community has a full calendar of social activities year round including dances, line dancing, pot luck dinners, bingo, art and crafts, cards, exercise room, weight and toning class, horse shoes, swimming, water aerobics, two tennis courts, bocce court, four pickleball courts, and shuffleboard. Everywhere you go, you'll find friendly neighbors, warm greetings, and an abundance of natural beauty. See this one right away! Welcome to Florida!

20. 2021-01-06
    listed $184,500 Active 1081-char remark

    Show marketing remark (1081 chars)

    2 Bedroom, 2 Bath Burnt Store Colony corner lot home with INCLUDED LAND SHARE. * * SELLER WILL CONSIDER OFFERS * * Very spacious at 1,586 square feet of living space, this home is one of the largest homes in Burnt Store Colony, you'll have plenty of room to make it your own. This home comes FULLY FURNISHED including a large entertainment center for your future 65" tv. Everything is ready for you to settle in. The kitchen has good storage and beautiful STAINLESS STEEL APPLIANCES all within 5 years. You even have newer front load washer & dryer models that are very energy efficient. NEW ROOF 2018. This very active 55+ community has a full calendar of social activities year round including dances, line dancing, pot luck dinners, bingo, art and crafts, cards, exercise room, weight and toning class, horse shoes, swimming, water aerobics, two tennis courts, bocce court, four pickleball courts, and shuffleboard. Everywhere you go, you'll find friendly neighbors, warm greetings, and an abundance of natural beauty. See this one right away! Welcome to Florida!

21. 2012-05-01
    soldstatus $70,000 1416-char remark

    Show marketing remark (1416 chars)

    Wonderful opportunity for one of the nicest units in the park. Two big porches/lanais with A/C for all-weather use. Corner unit on quiet cul de sac street. PARK SHARE of $24,500 included in the price. Big 1,574 sq. ft. home. Huge sunny front-porch/lanai with laminate flooring, A/C, cathedral ceiling, ceiling fan, and windows on three sides. Another large lanai (with your choice of fresh air or A/C) on the side of the house -- with sliding door from the dining room. Enjoy your morning coffee out on the lanai! Large living room with cathedral ceiling. King-sized master bedroom with master bath. Second bedroom with walk-in closet and second bath. Home includes most of the furniture, and household effects (dishes, pots, silverware, tools, etc). Covered carport and driveway. Large utility enclosure for storage. Burnt Store Colony is an active happy 55+ resident-owned community with a huge screened pool and spa, lots of social and athletic activities including golf leagues, on-site tennis courts, shuffleboard, and exercise room. There is a library and recreation hall with a professional-type kitchen. The park also includes a place to store your boat and camper. Burnt Store Colony is just minutes from boating and golf inBurnt Store Marina and a short drive to downtown Punta Gorda. This unit is 1,574 sq. ft. and priced lower than smaller units! Corner of Brookfield Sq. & Brookfield Sq. Crt.

22. 2011-06-06
    listed $75,000 1416-char remark

    Show marketing remark (1416 chars)

    Wonderful opportunity for one of the nicest units in the park. Two big porches/lanais with A/C for all-weather use. Corner unit on quiet cul de sac street. PARK SHARE of $24,500 included in the price. Big 1,574 sq. ft. home. Huge sunny front-porch/lanai with laminate flooring, A/C, cathedral ceiling, ceiling fan, and windows on three sides. Another large lanai (with your choice of fresh air or A/C) on the side of the house -- with sliding door from the dining room. Enjoy your morning coffee out on the lanai! Large living room with cathedral ceiling. King-sized master bedroom with master bath. Second bedroom with walk-in closet and second bath. Home includes most of the furniture, and household effects (dishes, pots, silverware, tools, etc). Covered carport and driveway. Large utility enclosure for storage. Burnt Store Colony is an active happy 55+ resident-owned community with a huge screened pool and spa, lots of social and athletic activities including golf leagues, on-site tennis courts, shuffleboard, and exercise room. There is a library and recreation hall with a professional-type kitchen. The park also includes a place to store your boat and camper. Burnt Store Colony is just minutes from boating and golf inBurnt Store Marina and a short drive to downtown Punta Gorda. This unit is 1,574 sq. ft. and priced lower than smaller units! Corner of Brookfield Sq. & Brookfield Sq. Crt.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 92% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,047
• − Mortgage interest: −$10,077
• − Property taxes: −$2,698
• − Insurance: −$1,697
• − Repairs & maintenance: −$2,324
• − Management: −$2,324
• − HOA: −$3,264
• − Depreciation: −$5,233
• Taxable income: $1,429
• Est. tax owed @ 24.0%: −$343
• After-tax cash flow: $3,624/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Burnt Store Marina

• Score: 72/100
• State rank: #354
• US rank: #6145

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+139.9% since first listed

18 events — show timeline

• 2026-03-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-06 Price Changed $179,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-06 Price Changed $184,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-16 Price Changed $185,000 Stellar MLS as Distributed by MLS Grid
• 2025-08-01 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-17 Price Changed $199,750 Stellar MLS as Distributed by MLS Grid
• 2025-02-15 Price Changed $169,800 Stellar MLS as Distributed by MLS Grid
• 2025-02-04 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
• 2025-01-05 Price Changed $184,900 Stellar MLS as Distributed by MLS Grid
• 2024-12-07 Listed $189,900 Stellar MLS as Distributed by MLS Grid
• 2021-05-21 Sold (MLS) $153,000 Stellar MLS as Distributed by MLS Grid
• 2021-03-29 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-01 Price Changed $164,900 Stellar MLS as Distributed by MLS Grid
• 2021-02-01 Price Changed $170,000 Stellar MLS as Distributed by MLS Grid
• 2021-01-06 Listed $184,500 Stellar MLS as Distributed by MLS Grid
• 2012-05-01 Sold (MLS) $70,000 Stellar MLS as Distributed by MLS Grid
• 2011-06-06 Listed $75,000 Stellar MLS as Distributed by MLS Grid