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6384 Whirlaway Rd
C- Composite 53.17
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • Appreciation +9.2/10.0
  • DSCR +5.8/10.0
  • ARV discount +4.3/15.0
  • 1% rule +4.0/10.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$297,000

6384 Whirlaway Rd · Burnettown, SC 29829
4 bd · 3.0 ba · 1,938 sqft · SingleFamily public records · 7 Days on market
Built 2023 9,148 sqft lot Est $277k · 7% over $33/mo HOA · 1% of rent ↓ 1% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Hazelwood in Clairbourne means you don't have to have an enormous house to get the details you're looking for. You'll be impressed by the smart layout of this home. The main level boasts an expansive primary suite as well as a second bedroom with an adjacent full bath. The open-concept kitchen, breakfast area and family room lend perfectly to large gatherings or quiet dinners at home. The second level consists of 2 almost identical bedrooms and a shared full bath between them. The Hazelwood's detailed design gives you main level living, in a size that's just right. Plus, Fun Neighborhood amenities include In Ground Pool with Splash/Waterfall feature, Covered Cabana, and lots of seating around the pool to watch the family splash away. Close to I20, SRS, Fort Eisenhower, and Savanah River, Graniteville is an excellent location call home * Stock Photos used. Plese call Listing office/gent for current incentives! Home is move in ready! Homesite B110

Key facts

  • Massive laundry room
  • 9,148 sq ft lot
  • 2 garage spots

Tags

SPLIT-LEVEL BEDROOM LAYOUTMASSIVE LAUNDRY ROOMPRIVACY FENCED BACKYARDGAZEBO AND STORAGE SHEDCOMMUNITY POOL AND PLAYGROUNDEASY INTERSTATE ACCESS

Property features AI

Finance

  • Other: Zoning: RD; Lot accessed from city street and state road; Lot features: see remarks
  • HOA & community: Homeowners association with annual fee of $400 (approx. $33.33/month); Community pool; Association amenities include cabana and playground

Exterior

  • Parking: 2 total parking spaces; 2-car attached garage; Garage faces front; Concrete driveway/area
  • Utilities: Public water; Public sewer; Natural gas connected; Water connected; Sewer connected; Underground utilities
  • Home design: Single family residence; One and one-half levels (2 stories); Entry level: 1
  • Construction: Stone, vinyl siding, and frame construction; Shingle/composition roof; Slab foundation; Built as residential single family
  • Exterior features: Covered patio; Front porch; Patio; Privacy fencing in back yard; Irrigation system (front and rear sprinklers); Shed(s); Gazebo; Has a view

Interior

  • Kitchen: Refrigerator; Dishwasher; Gas range; Microwave; Tankless water heater; Pantry
  • Bedrooms: Master downstairs
  • Flooring: Carpet
  • Bathrooms: 3 full bathrooms; Accessible full bath
  • Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating
  • Interior features: Master bedroom on main level; Walk-in closet(s); Entrance foyer; Built-in bookcases; Ceiling fan(s); Pantry; Window coverings; See remarks
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $297k.

Deal economics

  • At list price, monthly cash flow is $284 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $267k (10.3% below list).
  • Recommended offer: $267k (10.3% below list) — sets the bar for 1% rule.
  • Cap rate 7.4% vs local median 5.5% in Burnettown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 81% FRL vs 54% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $83k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $266,530 (10.3% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
7.44%
Cash-on-cash
4.09%
DSCR
1.18
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$277,134
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1034 Tess St 0.05mi 3/2.5 (-1) 1,890 (-2%) 4mo $275,000 $146 83
902 Tess St 0.11mi 4/2.5 2,046 (+6%) 2mo $275,900 $135 82
870 Tess St 0.14mi 3/2.5 (-1) 1,890 (-2%) 2mo $292,295 $155 81
973 Tess St 0.10mi 4/2.5 2,046 (+6%) 4mo $285,900 $140 81
925 Tess St 0.12mi 4/2.5 2,046 (+6%) 4mo $286,900 $140 80
871 Tess St 0.15mi 4/2.5 2,046 (+6%) 3mo $275,900 $135 79
1515 Brookstone Dr 0.22mi 4/2.0 1,905 (-2%) 5mo $316,000 $166 79
959 Tess St 0.10mi 3/2.5 (-1) 2,110 (+9%) 4mo $285,900 $135 70
350 Country Glen Ave 0.65mi 4/2.5 2,184 (+13%) 1mo $275,000 $126 45
139 Midland Pines Dr 0.54mi 3/2.5 (-1) 2,200 (+14%) 2mo $315,000 $143 44
462 Country Glen Ave 0.70mi 3/2.0 (-1) 1,765 (-9%) 0mo $277,500 $157 43
5125 Trickling Creek Dr 0.60mi 3/2.0 (-1) 1,661 (-14%) 2mo $289,000 $174 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
23.9%
Equity multiple
2.77×
Total profit
$147,569
Equity at exit
$233,362
10-year hold
IRR
21.6%
Equity multiple
5.99×
Total profit
$414,982
Equity at exit
$470,786

Cash invested: $83,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$2,665 medium interval (Pro) →
Mortgage (P&I)
$1,558
Tax from tax record
$108 /mo · $1,293/yr
Insurance
$124
HOA
$33
Vacancy / Maint / Mgmt
$560
Net cashflow
$284

Break-even live

Break-even rent $2,306
Max offer price $297,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,250
Closing costs
$8,910
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6279 Whirlaway Rd Graniteville, SC 3.0 2.0 1295 $1,900 $1.47 21d 1 0.16mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 21d 1 0.24mi

HOA detail

Monthly dues
$33 · $396/yr
Likely covers
waterpool

Listing history 7 events

  1. 2026-06-18
    days on market $297,000 Active 7 DOM
  2. 2026-06-17
    days on market $297,000 Active 6 DOM
  3. 2026-06-16
    days on market $297,000 Active 5 DOM
  4. 2026-06-15
    days on market $297,000 Active 4 DOM
  5. 2026-06-14
    days on market $297,000 Active 2 DOM
  6. 2026-06-13
    remarks 699-char remark
  7. 2026-06-13
    listed $297,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,293 · $108/mo
Projected year-2 tax
$1,693 · $141/mo
Expected delta
+$400/yr (+$33/mo · 31.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,984
− Mortgage interest
−$16,637
− Property taxes
−$1,293
− Insurance
−$1,485
− Repairs & maintenance
−$2,559
− Management
−$2,559
− HOA
−$396
− Depreciation
−$8,640
Taxable loss
−$1,584
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$380
After-tax cash flow
$3,784/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
931
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-1.5% since first listed
13 events — show timeline
  • 2026-06-11 Listed $297,000 Hive MLS
  • 2024-02-29 Sold (MLS) $284,900 Hive MLS
  • 2024-02-29 Sold (MLS) $284,900 Hive MLS
  • 2024-02-29 Sold (MLS) $284,900 AMLS
  • 2024-01-16 Contingent AMLS
  • 2024-01-13 Price Changed $284,900 AMLS
  • 2023-12-22 Price Changed $289,900 AMLS
  • 2023-12-13 Price Changed $299,900 AMLS
  • 2023-12-01 Price Changed $306,900 AMLS
  • 2023-10-18 Price Changed $299,900 AMLS
  • 2023-10-09 Listed $284,900 Hive MLS
  • 2023-10-09 Listed $284,900 Hive MLS
  • 2023-10-09 Listed $301,495 AMLS

Property tax history

+0.3%/yr

Latest (2025): $1,293 · +0.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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