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C Composite 59.51
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.1/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.3/10.0
  • Schools +2.6/10.0
  • Livability +2.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$79,000

112 W Kansas Ave · Blue Mound, KS 66010
2 bd · 1.0 ba · 240 sqft · SingleFamily public records · 114 Days on market
Built 2022 10,650 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Rare opportunity to own a turn key income producing rental business! Property is set up with 2 fully furnished cabins in great condition - like new! Each cabin sleeps multiple people with multiple beds each. City water and sewer and situated on a corner lot. In addition, there are RV plugs, water hydrants, and sewer in place for additional income avenues. This is an excellent business opportunity due to the number of hunters that frequent our area as well as limited options within close proximity. The owners are currently renting the cabins on a nightly bases. Hit the ground running with this solid investment property!

Key facts

  • Water hydrants
  • Sewer in place
  • Business opportunity

Tags

FULLY FURNISHED CABINSCORNER LOTRV PLUGSWATER HYDRANTSSEWER IN PLACEBUSINESS OPPORTUNITY

Property features AI

Finance

  • Other: Not in a flood plain
  • HOA & community: No association fees

Exterior

  • Parking: Other parking
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Other property subtype; Approximately 480 above-grade finished area
  • Construction: Log and wood siding construction; Composition and metal roof
  • Exterior features: City lot on a corner; Level lot

Interior

  • Kitchen: Kitchen combined with dining area
  • Bedrooms: 2 bedrooms
  • Flooring: Laminate; Luxury vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Other heating; Other cooling
  • Interior features: Laminate and luxury vinyl flooring; Kitchen-dining combo; Basement (other features)
  • Laundry & utility: Main level laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $79k.

Deal economics

  • At list price, monthly cash flow is $98 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($815 rent vs $79k).
  • Recommended offer: $72k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 52/100 on livability (#613 in KS) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A; Watch: health & safety C-, schools F, amenities F.
  • Jayhawk (rural): math 32% / reading 30% proficiency, ranked #95 of 169 in KS (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 5 active listings in the ZIP; 97 units permitted in Linn County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($546 loan paydown + $8k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 5, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 114 days — a 9% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $20k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $7k; list at $79k implies a 1029% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $71,890 (9.0% below list)

Questions for the listing agent

  1. It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
7.78%
Cash-on-cash
5.33%
DSCR
1.24
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
28.1%
Equity multiple
3.23×
Total profit
$49,292
Equity at exit
$71,169
10-year hold
IRR
24.5%
Equity multiple
7.34×
Total profit
$140,262
Equity at exit
$153,480

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kansas
83 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; moderate court pace.

ZIP-level market 66010

Home prices YoY
3.3%
Active inventory
5
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$815 medium interval (Pro) →
Mortgage (P&I)
$414
Tax est. 1.5%
$99 /mo · $1,185/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$171
Net cashflow
$98

Break-even live

Break-even rent $691
Max offer price $79,000
Occupancy floor 83%

Sensitivity live

Price -10% $153 -5% $125 +0% $98 +5% $71 +10% $44
Rent -10% $34 -5% $66 +0% $98 +5% $130 +10% $163
Rate -1.0pp $138 -0.5pp $118 base $98 +0.5pp $78 +1.0pp $57

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-18
    days on market $79,000 Active 114 DOM
  2. 2026-06-17
    days on market $79,000 Active 113 DOM
  3. 2026-06-16
    days on market $79,000 Active 112 DOM
  4. 2026-06-15
    days on market $79,000 Active 111 DOM
  5. 2026-06-13
    days on market $79,000 Active 109 DOM
  6. 2026-06-12
    days on market $79,000 Active 108 DOM
  7. 2026-06-09
    days on market $79,000 Active 105 DOM
  8. 2026-06-08
    days on market $79,000 Active 104 DOM
  9. 2026-06-07
    days on market $79,000 Active 103 DOM
  10. 2026-06-05
    days on market $79,000 Active 101 DOM
  11. 2026-06-04
    days on market $79,000 Active 99 DOM
  12. 2026-06-02
    days on market $79,000 Active 98 DOM
  13. 2026-06-01
    days on market $79,000 Active 97 DOM
  14. 2026-05-31
    days on market $79,000 Active 96 DOM
  15. 2026-05-31
    days on market $79,000 Active 95 DOM
  16. 2026-03-17
    price $79,000
  17. 2026-02-24
    listed $99,000 Active
  18. 2024-06-30
    historical
  19. 2024-01-02
    listed $99,900 Active
  20. 1989-04-01
    soldstatus $7,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$9,784
− Mortgage interest
−$4,425
− Property taxes
−$1,185
− Insurance
−$395
− Repairs & maintenance
−$783
− Management
−$783
− Depreciation
−$2,298
Taxable loss
−$84
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$20
After-tax cash flow
$1,199/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jayhawk
NCES district ID
2007750
Math proficiency
32% ▬ 0.00%
Reading proficiency
30% ▼ -3.00%
Median HH income
$42,226
Composite
26.3/100
National rank
#7244
State rank
#95 of 169 in KS

Livability — Blue Mound

Score
52/100
State rank
#613
US rank
#24957

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Blue Mound, KS
Population (ZIP)
539

Population outlook (Linn County) Hauer SSP2

Today (2025)
9,581 people
By 2030
9,574 · -0.1%
By 2040
9,550 · -0.3%
By 2050
9,483 · -1.0%
By 2075
9,510 · -0.7%
By 2100
8,873 · -7.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Hispanic / Latino 7% Two or more races 6% Native American 2%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Italian 6% Serbian 3% Lithuanian 2%
Languages at home
92% English-only · Spanish 8%

Political lean MEDSL · Linn

2024 margin
Solid R (+64.6) · D 17.0% · R 81.6% · Other 1.4%
2008→2024 swing
-28.6pp toward R · 2008: -36.0pp · 2024: -64.6pp
All cycles
2024: R+64.6 2020: R+62.8 2016: R+62.1 2012: R+45.9 2008: R+36.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 13.71%
Current HPI
429.5994
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

+1028.6% since first listed
5 events — show timeline
  • 2026-03-17 Price Changed $79,000 Heartland MLS as Distributed by MLS Grid
  • 2026-02-24 Listed $99,000 Heartland MLS as Distributed by MLS Grid
  • 2024-06-30 Listing Removed Heartland MLS as Distributed by MLS Grid
  • 2024-01-02 Listed $99,900 Heartland MLS as Distributed by MLS Grid
  • 1989-04-01 Sold (Public Records) $7,000 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…