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811 NW 58th St
B+ Composite 76.4
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.8/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$73,000

811 NW 58th St · Lawton, OK 73505
3 bd · 1.0 ba · 981 sqft · SingleFamily public records · 5 Days on market
Built 1964 6,050 sqft lot Est $95k · 23% under ↓ 24% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful redo. New roof, new windows, new paint inside and out, new wood fence, new water heater, new appliances, new countertops. 4 bedrooms & 2.5 baths.

Key facts

  • Complete remodel
  • Central heat and air
  • Well maintained

Tags

COMPLETE REMODELCENTRAL HEAT AND AIRWELL MAINTAINED

Property features AI

Exterior

  • Parking: Driveway (open parking, no garage)
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; One level; Residential property zoned R-1 (single family)
  • Construction: Brick veneer construction
  • Exterior features: Covered porch; Wood fencing; Storm door(s); Composition roof; City street frontage; Paved public road

Interior

  • Kitchen: Microwave; Dishwasher; Disposal; Refrigerator; Oven; Range hood; Electric water heater
  • Flooring: Ceramic tile; Laminate
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air (electric); Ceiling fans
  • Interior features: Double pane windows; Crawl space foundation

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $73k.

Deal economics

  • At list price, monthly cash flow is $442 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $73k).
  • Cap rate 13.6% vs local median 6.1% in Lawton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 63/100 on livability (#206 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, commute F.
  • Lawton (urban): math 20% / reading 26% proficiency, ranked #137 of 270 in OK (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Edison Es (math 12% / reading 12%, grade F, #667 of 845 statewide, top 82%, 476 students, 0% FRL); Eisenhower Ms (math 20% / reading 30%, grade F, #90 of 345 statewide, top 27%, 1,035 students, 0% FRL); Eisenhower Hs (math 19% / reading 29%, grade F, #215 of 447 statewide, top 48%, 1,350 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+5.1%/yr); 398 active listings in the ZIP; 133 units permitted in Comanche County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $505 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Comanche County population projected to shrink 3% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 5.1% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $73,000

Questions for the listing agent

  1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.65%
Cap rate
13.56%
Cash-on-cash
25.97%
DSCR
2.16
GRM
5.1

CMA / ARV

ARV (on-the-fly)
$95,157
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
704 NW 57th St 0.09mi 3/1.5 1,000 (+2%) 4mo $70,000 $70 88
5341 NW Glenn Ave 0.09mi 3/1.0 930 (-5%) 1mo $135,000 $145 86
406 NW 56th St 0.34mi 3/1.0 950 (-3%) 0mo $110,000 $116 79
5333 NW Euclid Ave 0.19mi 3/1.0 900 (-8%) 3mo $102,000 $113 75
6111 NW Maple Ave 0.32mi 3/2.0 1,000 (+2%) 4mo $70,000 $70 74
407 NW Compass Dr 0.48mi 3/1.5 1,000 (+2%) 4mo $70,000 $70 69
6106 NW Elm Ave 0.23mi 3/1.0 1,100 (+12%) 6mo $82,500 $75 64
503 NW Compass Dr 0.46mi 3/1.5 1,100 (+12%) 6mo $129,900 $118 51
6814 NW Willow Springs Dr 0.73mi 2/1.0 (-1) 900 (-8%) 2mo $86,000 $96 46
6808 NW Willow Springs Dr 0.71mi 2/1.0 (-1) 900 (-8%) 3mo $87,000 $97 45
68101 NW Willow Springs Dr 0.74mi 2/1.0 (-1) 900 (-8%) 6mo $78,350 $87 41
1416 NW 50th St 0.74mi 3/1.5 1,100 (+12%) 6mo $130,000 $118 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.14% rent growth · sell at horizon

5-year hold
IRR
22.1%
Equity multiple
1.93×
Total profit
$19,010
Equity at exit
$10,885
10-year hold
IRR
31.5%
Equity multiple
4.14×
Total profit
$64,260
Equity at exit
$6,312

Cash invested: $20,440 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73505

Rents YoY
5.1%
Active inventory
398
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,203 medium interval (Pro) →
Mortgage (P&I)
$383
Tax from tax record
$95 /mo · $1,142/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$253
Net cashflow
$442

Break-even live

Break-even rent $644
Max offer price $73,000
Occupancy floor 58%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,250
Closing costs
$2,190
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 6 events

  1. 2026-05-19
    status Pending
  2. 2026-05-14
    historical Active Under Contract
  3. 2026-05-03
    listed $73,000 Active
  4. 2010-06-29
    soldstatus $95,900 161-char remark
    Show marketing remark (161 chars)

    Beautiful redo. New roof, new windows, new paint inside and out, new wood fence, new water heater, new appliances, new countertops. 4 bedrooms & 2.5 baths.

  5. 2010-06-28
    soldstatus $96,000
  6. 2010-06-06
    listed $95,900 161-char remark
    Show marketing remark (161 chars)

    Beautiful redo. New roof, new windows, new paint inside and out, new wood fence, new water heater, new appliances, new countertops. 4 bedrooms & 2.5 baths.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,142 · $95/mo
Projected year-2 tax
$1,142 · $95/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,442
− Mortgage interest
−$4,089
− Property taxes
−$1,142
− Insurance
−$365
− Repairs & maintenance
−$1,155
− Management
−$1,155
− Depreciation
−$2,124
Taxable income
$4,411
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,059
After-tax cash flow
$4,249/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lawton
NCES district ID
4017250
Math proficiency
20% ▼ -12.00%
Reading proficiency
26% ▼ -9.00%
Median HH income
$42,618
Composite
19.68/100
National rank
#8732
State rank
#137 of 270 in OK

Livability — Lawton

Score
63/100
State rank
#206
US rank
#15131

Category grades

Amenities B- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lawton, OK
County
Comanche County · 96,361 people
City population
89,233
Metro
Lawton, OK
Population (ZIP)
47,790
Household income
$58,272
Rent vs Own
48.2% rent · 51.8% own
Severe rent burden
1986.0

Population outlook (Comanche County) Hauer SSP2

Today (2025)
124,518 people
By 2030
124,231 · -0.2%
By 2040
122,193 · -1.9%
By 2050
120,368 · -3.3%
By 2075
120,492 · -3.2%
By 2100
123,113 · -1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 50% Black 17% Two or more races 16% Hispanic / Latino 16% Native American 4% Asian 3%
Hispanic origin (detail)
Mexican 11% Puerto Rican 2%
Common ancestry
Lithuanian 2% Slovak 2% Romanian 1%
Foreign-born
6% · Canada, South Korea
Languages at home
88% English-only · Spanish 6% German/W. Germanic 2% Korean 1%

Political lean MEDSL · Comanche

2024 margin
Strong R (+23.3) · D 37.4% · R 60.7% · Other 1.9%
2008→2024 swing
-5.8pp toward R · 2008: -17.5pp · 2024: -23.3pp
All cycles
2024: R+23.3 2020: R+20.1 2016: R+23.7 2012: R+17.0 2008: R+17.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -134.88%
Current HPI
169.4524
Rent YoY
▲ 5.14%
Metro
Lawton, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

-23.9% since first listed
6 events — show timeline
  • 2026-05-19 Pending LBRMLS
  • 2026-05-14 Contingent LBRMLS
  • 2026-05-03 Listed $73,000 LBRMLS
  • 2010-06-29 Sold (MLS) $95,900 LBRMLS
  • 2010-06-28 Sold (Public Records) $96,000 Public Records
  • 2010-06-06 Listed $95,900 LBRMLS

Property tax history

+1.6%/yr

Latest (2025): $1,142 · +4.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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