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7850 Clayton Rd
C Composite 59.65
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.9/30.0
  • ARV discount +10.9/15.0
  • DSCR +8.1/10.0
  • 1% rule +5.3/10.0
  • Livability +3.6/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$150,000

7850 Clayton Rd · Jonesboro, GA 30236
3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 12 Days on market
Built 1971 0.33 ac lot Est $162k · 8% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming 3-bedroom, 1-bath home featuring a welcoming front porch, perfect for relaxing mornings or evenings. Inside, you'll find a spacious eat-in kitchen with plenty of room for dining and gathering. The property also includes a storage building, offering extra space for tools, hobbies, or seasonal items. A great opportunity for comfortable living with added convenience and charm.

Key facts

  • Front porch
  • Storage building
  • Eat-in kitchen

Tags

FRONT PORCHEAT-IN KITCHENSTORAGE BUILDING

Property features AI

Finance

  • HOA & community: Community features: Other

Exterior

  • Parking: Driveway with two parking spaces; Open parking available
  • Utilities: Public water; Public sewer; Electric: 110V and 220V in laundry; Cable available; Phone available
  • Home design: One level; Resale property
  • Construction: Vinyl siding; Composition shingle roof; Concrete perimeter foundation; Built/finished area above grade: 960
  • Exterior features: Rain gutters; County road frontage; Asphalt/paved road access; GPS-friendly directions

Interior

  • Kitchen: White cabinets; Eat-in kitchen; Laminate counters; Electric range; Range hood
  • Bedrooms: Three main-level bedrooms; Other bedroom features
  • Flooring: Carpet; Vinyl
  • Bathrooms: One full bathroom (main level); Master bathroom: Other
  • Heating & cooling: Central heating; Central air
  • Interior features: Insulated windows; No common walls; Other interior features
  • Laundry & utility: Laundry closet

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $322 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 8.9% vs local median 5.0% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#63 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: crime C-, employment D, commute F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Lee Street Elementary School (math 5% / reading 5%, grade F, #1,160 of 1,228 statewide, top 98%, 545 students, 90% FRL); Jonesboro Middle School (math 17% / reading 22%, grade F, #356 of 470 statewide, top 78%, 951 students, 90% FRL); Jonesboro High School (math 12% / reading 17%, grade F, #315 of 424 statewide, top 76%, 1,535 students, 91% FRL).
  • Market conditions: Rents rising (+2.1%/yr); 265 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $18k; list at $150k implies a 757% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.87%
Cash-on-cash
9.19%
DSCR
1.41
GRM
8.1

CMA / ARV

ARV (on-the-fly)
$162,240
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1105 Lakeshore Dr 0.10mi 3/1.0 1,003 (+4%) 1mo $95,000 $95 87
139 Cecelia Cir 0.28mi 3/1.5 975 (+2%) 6mo $165,000 $169 77
246 Wayne Ave 0.23mi 3/1.0 1,012 (+5%) 9mo $177,900 $176 73
1183 Highway 138 0.11mi 3/2.0 896 (-7%) 15mo $215,000 $240 67
114 Raymond St 0.30mi 3/1.0 1,040 (+8%) 9mo $169,000 $163 65
106 Pharr Ave 0.49mi 3/2.0 968 (+1%) 10mo $96,000 $99 64
1173 Ohara Dr 0.34mi 2/1.0 (-1) 879 (-8%) 2mo $168,000 $191 63
260 Wayne Ave 0.24mi 3/2.0 1,040 (+8%) 14mo $200,000 $192 59
110 Raymond St 0.37mi 3/2.0 864 (-10%) 12mo $300,000 $347 52
129 E Mimosa Dr 0.61mi 3/1.0 1,100 (+15%) 3mo $145,000 $132 45
214 Williamson Mill Rd 0.61mi 2/1.0 (-1) 1,065 (+11%) 16mo $175,000 $164 35
126 E Mimosa Dr 0.62mi 3/2.0 1,100 (+15%) 12mo $163,000 $148 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.15% rent growth · sell at horizon

5-year hold
IRR
-3.3%
Equity multiple
0.88×
Total profit
$-5,182
Equity at exit
$22,365
10-year hold
IRR
5.5%
Equity multiple
1.39×
Total profit
$16,346
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30236

Rents YoY
2.1%
Active inventory
265
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,543 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$48 /mo · $575/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$324
Net cashflow
$322

Break-even live

Break-even rent $1,136
Max offer price $150,000
Occupancy floor 74%

Sensitivity live

Price -10% $407 -5% $364 +0% $322 +5% $279 +10% $237
Rent -10% $200 -5% $261 +0% $322 +5% $383 +10% $444
Rate -1.0pp $397 -0.5pp $360 base $322 +0.5pp $283 +1.0pp $243

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1150 Highway 138 Jonesboro, GA 2.0 1.0 741 $1,150 $1.55 25d 1 0.07mi
249 Wayne Ave Jonesboro, GA 3.0 1.0 1117 $1,395 $1.25 44d 1 0.19mi
267 Wayne Ave Jonesboro, GA 4.0 2.0 1012 $2,300 $2.27 44d 1 0.23mi
1137 Gable Ter Jonesboro, GA 4.0 2.5 1116 $1,955 $1.75 25d 1 0.43mi
7830 N McDonough St Unit A4 Jonesboro, GA 2.0 1.0 1000 $1,550 $1.55 44d 1 0.46mi
7830 N McDonough St Jonesboro, GA 2.0 1.0 1000 $1,350 $1.35 44d 1 0.46mi
112 Burkshire Ct Unit A Jonesboro, GA 2.0 1.0 877 $1,095 $1.25 44d 1 0.46mi
7878 N Main St Jonesboro, GA 2.0 1.0 950 $962 $1.01 2d 5 0.47mi
858 Ohara Dr Jonesboro, GA 2.0 2.0 1001 $1,500 $1.50 44d 1 0.56mi
7545 Tara Rd Jonesboro, GA 1.0–3.0 1.0–2.0 1032 $1,562 $1.51 2d 20 0.61mi
109 North Ave Jonesboro, GA 1.0–2.0 1.0 881 $1,495 $1.70 2d 3 0.73mi
407 Fayetteville Rd Unit B Jonesboro, GA 2.0 1.0 780 $1,150 $1.47 44d 1 0.90mi
407 Fayetteville Rd Jonesboro, GA 2.0 1.0 896 $1,375 $1.53 25d 1 0.90mi
790 Dixon Rd Jonesboro, GA 2.0 1.0–1.5 900 $1,274 $1.42 6d 5 0.96mi
1 Magnolia Cir Jonesboro, GA 1.0–3.0 1.0–2.0 925 $1,622 $1.75 2d 15 1.09mi
100 Chaselake Dr Jonesboro, GA 1.0–3.0 1.0–2.0 1160 $1,501 $1.29 2d 23 1.14mi
7259 Mayfair Cir Jonesboro, GA 3.0 1.0 1014 $1,590 $1.57 3d 1 1.30mi
537 Fielding Cir Riverdale, GA 3.0 1.0 1025 $1,465 $1.43 25d 1 1.35mi
707 Battlecreek Rd Jonesboro, GA 3.0 1.5 1075 $1,625 $1.51 44d 1 1.38mi
777 Jeb Stuart Dr Jonesboro, GA 3.0 2.0 1040 $1,700 $1.63 45d 1 1.43mi
100 Riverview Pl Jonesboro, GA 1.0–3.0 1.0–2.0 1153 $2,002 $1.74 2d 18 1.48mi

Listing history 7 events

  1. 2026-06-03
    status $150,000 Pending 12 DOM
  2. 2026-06-02
    days on market $150,000 Active Under Contract 12 DOM
  3. 2026-06-01
    days on market $150,000 Active Under Contract 11 DOM
  4. 2026-05-31
    days on market $150,000 Active Under Contract 10 DOM
  5. 2026-05-21
    listed $150,000 New 385-char remark
    Show marketing remark (385 chars)

    Charming 3-bedroom, 1-bath home featuring a welcoming front porch, perfect for relaxing mornings or evenings. Inside, you'll find a spacious eat-in kitchen with plenty of room for dining and gathering. The property also includes a storage building, offering extra space for tools, hobbies, or seasonal items. A great opportunity for comfortable living with added convenience and charm.

  6. 2026-05-21
    listed $150,000 Active
    Show marketing remark (385 chars)

    Charming 3-bedroom, 1-bath home featuring a welcoming front porch, perfect for relaxing mornings or evenings. Inside, you'll find a spacious eat-in kitchen with plenty of room for dining and gathering. The property also includes a storage building, offering extra space for tools, hobbies, or seasonal items. A great opportunity for comfortable living with added convenience and charm.

  7. 1972-01-06
    soldstatus $17,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$575 · $48/mo
Projected year-2 tax
$1,380 · $115/mo
Expected delta
+$805/yr (+$67/mo · 139.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 5 d/yr ≥105°F today · 13 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,514
− Mortgage interest
−$8,402
− Property taxes
−$575
− Insurance
−$750
− Repairs & maintenance
−$1,481
− Management
−$1,481
− Depreciation
−$4,364
Taxable income
$1,461
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$351
After-tax cash flow
$3,511/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Jonesboro

Score
72/100
State rank
#63
US rank
#6030

Category grades

Amenities C+ Commute F Cost of living A+ Crime C- Employment D Housing A- Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Clayton County · 230,153 people
City population
93,280
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
50,089
Household income
$66,973
Rent vs Own
40.8% rent · 59.2% own
Severe rent burden
2024.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 64% White 14% Hispanic / Latino 11% Two or more races 8% Asian 5%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Common ancestry
Slovak 1% Italian 1% Hispanic 1%
Foreign-born
13% · Canada, Vietnam, China
Languages at home
81% English-only · Spanish 10% Vietnamese 3% French/Haitian/Cajun 2%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -137.02%
Current HPI
204.1778
Rent YoY
▲ 2.15%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+757.1% since first listed
3 events — show timeline
  • 2026-05-21 Listed $150,000 FMLS
  • 2026-05-21 Listed $150,000 GAMLS
  • 1972-01-06 Sold (Public Records) $17,500 Public Records

Property tax history

+1.1%/yr

Latest (2025): $575 · -1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…