7850 Clayton Rd · Jonesboro, GA
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.74%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 5 days/yr
- Hot days in 30 yrs
- 13 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.9/30.0
- ARV discount +10.9/15.0
- DSCR +8.1/10.0
- 1% rule +5.3/10.0
- Livability +3.6/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$150,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming 3-bedroom, 1-bath home featuring a welcoming front porch, perfect for relaxing mornings or evenings. Inside, you'll find a spacious eat-in kitchen with plenty of room for dining and gathering. The property also includes a storage building, offering extra space for tools, hobbies, or seasonal items. A great opportunity for comfortable living with added convenience and charm.
Key facts
- Front porch
- Storage building
- Eat-in kitchen
Tags
Property features AI
Finance
- HOA & community: Community features: Other
Exterior
- Parking: Driveway with two parking spaces; Open parking available
- Utilities: Public water; Public sewer; Electric: 110V and 220V in laundry; Cable available; Phone available
- Home design: One level; Resale property
- Construction: Vinyl siding; Composition shingle roof; Concrete perimeter foundation; Built/finished area above grade: 960
- Exterior features: Rain gutters; County road frontage; Asphalt/paved road access; GPS-friendly directions
Interior
- Kitchen: White cabinets; Eat-in kitchen; Laminate counters; Electric range; Range hood
- Bedrooms: Three main-level bedrooms; Other bedroom features
- Flooring: Carpet; Vinyl
- Bathrooms: One full bathroom (main level); Master bathroom: Other
- Heating & cooling: Central heating; Central air
- Interior features: Insulated windows; No common walls; Other interior features
- Laundry & utility: Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $322 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Cap rate 8.9% vs local median 5.0% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#63 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: crime C-, employment D, commute F.
- Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Lee Street Elementary School (math 5% / reading 5%, grade F, #1,160 of 1,228 statewide, top 98%, 545 students, 90% FRL); Jonesboro Middle School (math 17% / reading 22%, grade F, #356 of 470 statewide, top 78%, 951 students, 90% FRL); Jonesboro High School (math 12% / reading 17%, grade F, #315 of 424 statewide, top 76%, 1,535 students, 91% FRL).
- Market conditions: Rents rising (+2.1%/yr); 265 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $18k; list at $150k implies a 757% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 5→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 8.87%
- Cash-on-cash
- 9.19%
- DSCR
- 1.41
- GRM
- 8.1
CMA / ARV
- ARV (on-the-fly)
- $162,240
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1105 Lakeshore Dr | 0.10mi | 3/1.0 | 1,003 (+4%) | 1mo | $95,000 | $95 | 87 |
| 139 Cecelia Cir | 0.28mi | 3/1.5 | 975 (+2%) | 6mo | $165,000 | $169 | 77 |
| 246 Wayne Ave | 0.23mi | 3/1.0 | 1,012 (+5%) | 9mo | $177,900 | $176 | 73 |
| 1183 Highway 138 | 0.11mi | 3/2.0 | 896 (-7%) | 15mo | $215,000 | $240 | 67 |
| 114 Raymond St | 0.30mi | 3/1.0 | 1,040 (+8%) | 9mo | $169,000 | $163 | 65 |
| 106 Pharr Ave | 0.49mi | 3/2.0 | 968 (+1%) | 10mo | $96,000 | $99 | 64 |
| 1173 Ohara Dr | 0.34mi | 2/1.0 (-1) | 879 (-8%) | 2mo | $168,000 | $191 | 63 |
| 260 Wayne Ave | 0.24mi | 3/2.0 | 1,040 (+8%) | 14mo | $200,000 | $192 | 59 |
| 110 Raymond St | 0.37mi | 3/2.0 | 864 (-10%) | 12mo | $300,000 | $347 | 52 |
| 129 E Mimosa Dr | 0.61mi | 3/1.0 | 1,100 (+15%) | 3mo | $145,000 | $132 | 45 |
| 214 Williamson Mill Rd | 0.61mi | 2/1.0 (-1) | 1,065 (+11%) | 16mo | $175,000 | $164 | 35 |
| 126 E Mimosa Dr | 0.62mi | 3/2.0 | 1,100 (+15%) | 12mo | $163,000 | $148 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.15% rent growth · sell at horizon
- IRR
- -3.3%
- Equity multiple
- 0.88×
- Total profit
- $-5,182
- Equity at exit
- $22,365
- IRR
- 5.5%
- Equity multiple
- 1.39×
- Total profit
- $16,346
- Equity at exit
- $12,969
Cash invested: $42,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30236
- Rents YoY
- 2.1%
- Active inventory
- 265
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,543 high interval (Pro) →
- Mortgage (P&I)
- −$787
- Tax from tax record
- −$48 /mo · $575/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$324
- Net cashflow
- $322
Break-even live
Sensitivity live
| Price | -10% $407 | -5% $364 | +0% $322 | +5% $279 | +10% $237 |
|---|---|---|---|---|---|
| Rent | -10% $200 | -5% $261 | +0% $322 | +5% $383 | +10% $444 |
| Rate | -1.0pp $397 | -0.5pp $360 | base $322 | +0.5pp $283 | +1.0pp $243 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,500
- Closing costs
- $4,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 21 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1150 Highway 138 Jonesboro, GA | 2.0 | 1.0 | 741 | $1,150 | $1.55 | 25d | 1 | 0.07mi |
| 249 Wayne Ave Jonesboro, GA | 3.0 | 1.0 | 1117 | $1,395 | $1.25 | 44d | 1 | 0.19mi |
| 267 Wayne Ave Jonesboro, GA | 4.0 | 2.0 | 1012 | $2,300 | $2.27 | 44d | 1 | 0.23mi |
| 1137 Gable Ter Jonesboro, GA | 4.0 | 2.5 | 1116 | $1,955 | $1.75 | 25d | 1 | 0.43mi |
| 7830 N McDonough St Unit A4 Jonesboro, GA | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 44d | 1 | 0.46mi |
| 7830 N McDonough St Jonesboro, GA | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 44d | 1 | 0.46mi |
| 112 Burkshire Ct Unit A Jonesboro, GA | 2.0 | 1.0 | 877 | $1,095 | $1.25 | 44d | 1 | 0.46mi |
| 7878 N Main St Jonesboro, GA | 2.0 | 1.0 | 950 | $962 | $1.01 | 2d | 5 | 0.47mi |
| 858 Ohara Dr Jonesboro, GA | 2.0 | 2.0 | 1001 | $1,500 | $1.50 | 44d | 1 | 0.56mi |
| 7545 Tara Rd Jonesboro, GA | 1.0–3.0 | 1.0–2.0 | 1032 | $1,562 | $1.51 | 2d | 20 | 0.61mi |
| 109 North Ave Jonesboro, GA | 1.0–2.0 | 1.0 | 881 | $1,495 | $1.70 | 2d | 3 | 0.73mi |
| 407 Fayetteville Rd Unit B Jonesboro, GA | 2.0 | 1.0 | 780 | $1,150 | $1.47 | 44d | 1 | 0.90mi |
| 407 Fayetteville Rd Jonesboro, GA | 2.0 | 1.0 | 896 | $1,375 | $1.53 | 25d | 1 | 0.90mi |
| 790 Dixon Rd Jonesboro, GA | 2.0 | 1.0–1.5 | 900 | $1,274 | $1.42 | 6d | 5 | 0.96mi |
| 1 Magnolia Cir Jonesboro, GA | 1.0–3.0 | 1.0–2.0 | 925 | $1,622 | $1.75 | 2d | 15 | 1.09mi |
| 100 Chaselake Dr Jonesboro, GA | 1.0–3.0 | 1.0–2.0 | 1160 | $1,501 | $1.29 | 2d | 23 | 1.14mi |
| 7259 Mayfair Cir Jonesboro, GA | 3.0 | 1.0 | 1014 | $1,590 | $1.57 | 3d | 1 | 1.30mi |
| 537 Fielding Cir Riverdale, GA | 3.0 | 1.0 | 1025 | $1,465 | $1.43 | 25d | 1 | 1.35mi |
| 707 Battlecreek Rd Jonesboro, GA | 3.0 | 1.5 | 1075 | $1,625 | $1.51 | 44d | 1 | 1.38mi |
| 777 Jeb Stuart Dr Jonesboro, GA | 3.0 | 2.0 | 1040 | $1,700 | $1.63 | 45d | 1 | 1.43mi |
| 100 Riverview Pl Jonesboro, GA | 1.0–3.0 | 1.0–2.0 | 1153 | $2,002 | $1.74 | 2d | 18 | 1.48mi |
Listing history 7 events
-
2026-06-03status $150,000 Pending 12 DOM
-
2026-06-02days on market $150,000 Active Under Contract 12 DOM
-
2026-06-01days on market $150,000 Active Under Contract 11 DOM
-
2026-05-31days on market $150,000 Active Under Contract 10 DOM
-
2026-05-21$150,000 New 385-char remark
Show marketing remark (385 chars)
Charming 3-bedroom, 1-bath home featuring a welcoming front porch, perfect for relaxing mornings or evenings. Inside, you'll find a spacious eat-in kitchen with plenty of room for dining and gathering. The property also includes a storage building, offering extra space for tools, hobbies, or seasonal items. A great opportunity for comfortable living with added convenience and charm.
-
2026-05-21$150,000 Active
Show marketing remark (385 chars)
Charming 3-bedroom, 1-bath home featuring a welcoming front porch, perfect for relaxing mornings or evenings. Inside, you'll find a spacious eat-in kitchen with plenty of room for dining and gathering. The property also includes a storage building, offering extra space for tools, hobbies, or seasonal items. A great opportunity for comfortable living with added convenience and charm.
-
1972-01-06soldstatus $17,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $575 · $48/mo
- Projected year-2 tax
- $1,380 · $115/mo
- Expected delta
- +$805/yr (+$67/mo · 139.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 5 d/yr ≥105°F today · 13 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,514
- − Mortgage interest
- −$8,402
- − Property taxes
- −$575
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,481
- − Management
- −$1,481
- − Depreciation
- −$4,364
- Taxable income
- $1,461
- Est. tax owed @ 24.0%
- −$351
- After-tax cash flow
- $3,511/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clayton County
- NCES district ID
- 1301230
- Math proficiency
- 11% ▼ -13.00%
- Reading proficiency
- 20% ▼ -9.00%
- Median HH income
- $42,266
- Composite
- 13.41/100
- National rank
- #9527
- State rank
- #155 of 174 in GA
Livability — Jonesboro
- Score
- 72/100
- State rank
- #63
- US rank
- #6030
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Clayton County · 230,153 people
- City population
- 93,280
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 50,089
- Household income
- $66,973
- Rent vs Own
- Severe rent burden
- 2024.0
Population outlook (Clayton County) Hauer SSP2
- Today (2025)
- 310,777 people
- By 2030
- 329,762 · +6.1%
- By 2040
- 368,052 · +18.4%
- By 2050
- 401,196 · +29.1%
- By 2075
- 472,488 · +52.0%
- By 2100
- 500,446 · +61.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Black 64% White 14% Hispanic / Latino 11% Two or more races 8% Asian 5%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 1%
- Common ancestry
- Slovak 1% Italian 1% Hispanic 1%
- Foreign-born
- 13% · Canada, Vietnam, China
- Languages at home
- 81% English-only · Spanish 10% Vietnamese 3% French/Haitian/Cajun 2%
Political lean MEDSL · Clayton
- 2024 margin
- Solid D (+69.2) · D 84.3% · R 15.1%
- 2008→2024 swing
- +2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
- All cycles
- 2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -137.02%
- Current HPI
- 204.1778
- Rent YoY
- ▲ 2.15%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+757.1% since first listed3 events — show timeline
- 2026-05-21 Listed $150,000 FMLS
- 2026-05-21 Listed $150,000 GAMLS
- 1972-01-06 Sold (Public Records) $17,500 Public Records
Property tax history
+1.1%/yrLatest (2025): $575 · -1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…