6132 Harriet St · Zephyrhills, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.2/30.0
- ARV discount +13.6/15.0
- 1% rule +6.4/10.0
- DSCR +5.6/10.0
- Livability +3.6/5.0
- Schools +3.2/10.0
- Condition / age +2.8/5.0
- Appreciation +2.5/10.0
- Rent growth +1.6/5.0
- Manufactured-home adj. -4.5
$86,000
6132 Harriet St · Zephyrhills, FL 33542
2 bd · 1.0 ba · 888 sqft · Manufactured
· 360 Days on market
Manufactured home
55+ age-restricted
Built 1974
1,756 sqft lot
$97/sqft
· 14% below area
Est $100k · 14% under
$178/mo HOA · 16% of rent
↓ 18% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to your Florida paradise nestled in Pinecrest Mobile Home Park, a vibrant 55+ community in Zephyrhills. Come see this beautifully maintained 2-bedroom, 1-bath home. Most of the rooms have been freshly painted. Walk into the spacious bonus room which houses the washer, dryer and slop sink with a tiled floor. This room could used for many things. The kitchen has so many cabinets and lots of counter space with a breakfast bar, newer refrigerator, new sink and is open to the dining space and living room which is perfect for entertaining. Step out to the large screened enclosure at the back of the home, an ideal spot for relaxing and soaking up the Florida sunshine.
Key facts
- Spacious bonus room
- Sizable storage shed
- Tiled floor
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $86k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $97 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $86k).
- Recommended offer: $76k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 3.9% in Zephyrhills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#330 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime C-, amenities F, commute F.
- Pasco (suburban): math 50% / reading 52% proficiency, ranked #32 of 73 in FL (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: West Zephyrhills Elementary School (math 27% / reading 32%, grade F, #1,896 of 2,144 statewide, top 90%, 615 students, 81% FRL); Raymond B. Stewart Middle School (math 33% / reading 30%, grade F, #453 of 571 statewide, top 81%, 988 students, 77% FRL); Zephyrhills High School (math 35% / reading 37%, grade F, #359 of 667 statewide, top 55%, 1,656 students, 70% FRL) — zoned schools average 76% FRL vs 48% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 32% at this address vs 51% district-wide (-19 pts) — the specific schools serving this property underperform the Pasco average; the district grade overstates school quality for this exact location.
- Market conditions: Rents falling (-3.6%/yr); 423 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 89d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 78% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,765 units permitted in Pasco County in 2024 (1,250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $595 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pasco County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 360 days — a 12% lower offer ($76k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$75,680
(12.0% below list)
Questions for the listing agent
- It's been on market 360 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 7.65%
- Cash-on-cash
- 4.84%
- DSCR
- 1.22
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $99,500
- List price
- $86,000
- Delta
- -13.57%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6054 Crestview Ln | 0.30mi | 2/2.0 | 888 (0%) | 15mo | $75,000 | $84 | 69 |
| 6025 Ridgewood Dr | 0.38mi | 2/1.0 | 912 (+3%) | 17mo | $81,500 | $89 | 64 |
| 6130 Crestview Ln | 0.30mi | 2/2.0 | 960 (+8%) | 19mo | $92,500 | $96 | 53 |
| 6028 Ridgewood Dr | 0.36mi | 2/1.5 | 1,008 (+14%) | 20mo | $51,500 | $51 | 42 |
| 6312 12th St | 0.67mi | 2/2.0 | 960 (+8%) | 12mo | $145,000 | $151 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
5-year hold
- IRR
- -13.0%
- Equity multiple
- 0.55×
- Total profit
- $-10,849
- Equity at exit
- $12,823
10-year hold
- IRR
- -11.2%
- Equity multiple
- 0.44×
- Total profit
- $-13,434
- Equity at exit
- $7,436
Cash invested: $24,080 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 19 active · 15 under contract
- Months of supply
- 7.1 mo (14%/mo absorbed)
- Median asking
- $89,999 ($106/sqft)
- Median days on market
- 66 d
- This list price
- 47% of active listings are priced below it
- ARV vs active asking
- +5.8% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33542
- Home prices YoY
- -20.6%
- Rents YoY
- -3.6%
- Active inventory
- 423
- Price-to-rent
- 6.5×
Monthly cashflow live
↻
- Estimated rent
- $1,101 high interval (Pro) →
- Mortgage (P&I)
- −$451
- Tax est. 1.5%
- −$108 /mo · $1,290/yr
- Insurance
- −$36
- HOA
- −$178
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$231
- Net cashflow
- $97
Break-even live
Break-even rent
$978
Max offer price
$86,000
Occupancy floor
86%
Sensitivity live
| Price | -10% $157 | -5% $127 | +0% $97 | +5% $67 | +10% $38 |
|---|---|---|---|---|---|
| Rent | -10% $10 | -5% $54 | +0% $97 | +5% $141 | +10% $184 |
| Rate | -1.0pp $140 | -0.5pp $119 | base $97 | +0.5pp $75 | +1.0pp $52 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,500
- Closing costs
- $2,580
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 37732 Cecil Ln Zephyrhills, FL | 3.0 | 1.0 | 1040 | $1,800 | $1.73 | 120d | 1 | 0.19mi |
| 5931 Plaza View Dr Unit 5931 Zephyrhills, FL | 1.0 | 1.0 | 744 | $1,050 | $1.41 | 44d | 1 | 0.33mi |
| 37812 15th Ave Zephyrhills, FL | 2.0 | 2.0 | 1000 | $1,850 | $1.85 | 120d | 1 | 0.40mi |
| 38010 14th Ave Apt 3 Zephyrhills, FL | 1.0 | 1.0 | 537 | $995 | $1.85 | 6d | 1 | 0.45mi |
| 6035 10th St Zephyrhills, FL | 2.0 | 1.0 | 780 | $1,650 | $2.12 | 89d | 1 | 0.49mi |
| 6052 10th St Zephyrhills, FL | 2.0 | 1.0 | 644 | $1,200 | $1.86 | 120d | 1 | 0.51mi |
| 5611 1st St Zephyrhills, FL | 2.0 | 1.0 | 800 | $1,395 | $1.74 | 54d | 1 | 0.56mi |
| 5739 9th St Zephyrhills, FL | 1.0 | 1.0 | 1040 | $950 | $0.91 | 7d | 1 | 0.60mi |
| 5739 9th St Unit 1 Zephyrhills, FL | 1.0 | 1.0 | 1040 | $995 | $0.96 | 10d | 1 | 0.60mi |
| 6302 Abbott Station Dr Zephyrhills, FL | 3.0 | 1.0–2.5 | 859 | $1,618 | $1.88 | 6d | 90 | 0.62mi |
| 38350 Ironwood Pl #5 Zephyrhills, FL | 2.0 | 2.0 | 1094 | $1,400 | $1.28 | 32d | 1 | 0.62mi |
| 38485 County Road 54 Zephyrhills, FL | 2.0 | 1.0 | 800 | $1,100 | $1.38 | 120d | 1 | 0.68mi |
| 5441 6th St Zephyrhills, FL | 2.0 | 1.0 | 1014 | $1,650 | $1.63 | 120d | 1 | 0.75mi |
| 5621 10th St Zephyrhills, FL | 2.0 | 2.0 | 704 | $1,595 | $2.27 | 75d | 1 | 0.80mi |
| 38621 Rose Ln Zephyrhills, FL | 2.0 | 1.0 | 1040 | $1,395 | $1.34 | 32d | 1 | 0.80mi |
| 6788 Basswood Cir Zephyrhills, FL | 2.0 | 2.0 | 1067 | $1,250 | $1.17 | 120d | 1 | 0.81mi |
| 6788 Basswood Cir Zephyrhills, FL | 2.0 | 2.0 | 1067 | $1,650 | $1.55 | 32d | 1 | 0.81mi |
| 38647 Rose Ln Zephyrhills, FL | 2.0 | 1.0 | 814 | $1,300 | $1.60 | 78d | 1 | 0.81mi |
| 37826 Daughtery Rd Zephyrhills, FL | 2.0 | 2.0 | 720 | $1,295 | $1.80 | 10d | 1 | 0.81mi |
| 37814 Daughtery Rd Zephyrhills, FL | 2.0 | 1.0 | 1070 | $1,250 | $1.17 | 89d | 1 | 0.82mi |
| 38070 Daughtery Rd Unit 37710 Zephyrhills, FL | 2.0 | 2.0 | 980 | $1,520 | $1.55 | 32d | 1 | 0.86mi |
| 5521 Barbara St Zephyrhills, FL | 2.0 | 2.0 | 1056 | $1,800 | $1.70 | 120d | 1 | 0.87mi |
| 5249 Vineyard St Unit 5249 Zephyrhills, FL | 2.0 | 2.0 | 1000 | $1,300 | $1.30 | 24d | 1 | 0.89mi |
| 5237 1st St Zephyrhills, FL | 3.0 | 1.0 | 964 | $1,700 | $1.76 | 120d | 1 | 0.91mi |
| 38748 Calumet Ave Zephyrhills, FL | 2.0 | 1.0 | 750 | $1,050 | $1.40 | 82d | 1 | 0.92mi |
| 5213 Court St Zephyrhills, FL | 2.0 | 2.0 | 960 | $1,700 | $1.77 | 10d | 1 | 0.95mi |
| 7037 Naranja St Zephyrhills, FL | 2.0 | 2.0 | 816 | $1,600 | $1.96 | 0d | 1 | 0.97mi |
| 38443 6th Ave Zephyrhills, FL | 1.0 | 1.0 | 642 | $1,095 | $1.71 | 89d | 1 | 0.98mi |
| 37902 7th Ave Zephyrhills, FL | 3.0 | 1.0 | 900 | $1,775 | $1.97 | 120d | 1 | 0.99mi |
| 5716 Pawnee St Zephyrhills, FL | 2.0 | 2.0 | 1048 | $1,675 | $1.60 | 7d | 1 | 1.04mi |
| 5150 6th St Zephyrhills, FL | 1.0 | 1.0 | 600 | $925 | $1.54 | 120d | 1 | 1.09mi |
| 5150 6th St Zephyrhills, FL | 1.0 | 1.0 | 600 | $1,000 | $1.67 | 44d | 1 | 1.09mi |
| 38939 North Ave Unit 2 Zephyrhills, FL | 2.0 | 1.0 | 870 | $1,300 | $1.49 | 113d | 1 | 1.09mi |
| 6039 20th St Zephyrhills, FL | 2.0 | 1.5 | 924 | $1,750 | $1.89 | 56d | 1 | 1.10mi |
| 5208 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $1,100 | $2.00 | 94d | 1 | 1.11mi |
| 5214 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $1,100 | $2.00 | 112d | 1 | 1.11mi |
| 5214 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $950 | $1.73 | 100d | 1 | 1.11mi |
| 5206 7th St Zephyrhills, FL | 1.0 | 1.0 | 550 | $1,100 | $2.00 | 94d | 1 | 1.11mi |
| 5652 18th St Zephyrhills, FL | 2.0 | 1.0 | 976 | $1,200 | $1.23 | 120d | 1 | 1.12mi |
| 38112 Townview Ave Zephyrhills, FL | 1.0 | 1.0 | 700 | $1,100 | $1.57 | 120d | 1 | 1.13mi |
Property features AI
Finance
- Other
- Partially furnishedHome is homesteaded
- Financial info
- Lease restrictions applyTotal annual HOA fees $2,136Association fee required
- HOA & community
- Monthly HOA fee of $178 (includes grounds maintenance, sewer, trash, water)Association amenities: clubhouse, shuffleboard courtBuyer approval requiredDeed restrictionsCommunity mailboxSenior communityPets allowedAssociation approval required
Exterior
- Parking
- Covered parkingCarport with 1 space
- Utilities
- Private waterPublic sewerElectricity connectedPhone availableSewer connectedWater connected
- Home design
- Mobile home (single wide)One storyFaces westCrawlspace foundation
- Construction
- Metal sidingVinyl sidingMetal roofRoof over
- Exterior features
- Rear screened porchAwning(s)Rain guttersStorage shedCorner lotPaved road access
Interior
- Kitchen
- DishwasherRangeMicrowaveRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Built-in featuresCeiling fansLiving room/dining room comboOpen floorplanFlorida roomInside utility/storage
- Laundry & utility
- Inside laundry roomWasherDryer
Listing history 50 events
-
2026-08-31days on market $86,000 Active 360 DOM
-
2026-08-30days on market $86,000 Active 359 DOM
-
2026-08-29days on market $86,000 Active 358 DOM
-
2026-08-28days on market $86,000 Active 357 DOM
-
2026-08-26days on market $86,000 Active 355 DOM
-
2026-08-25days on market $86,000 Active 354 DOM
-
2026-08-24days on market $86,000 Active 353 DOM
-
2026-08-23days on market $86,000 Active 352 DOM
-
2026-08-22days on market $86,000 Active 351 DOM
-
2026-08-20days on market $86,000 Active 349 DOM
-
2026-08-19days on market $86,000 Active 348 DOM
-
2026-08-18days on market $86,000 Active 347 DOM
-
2026-08-17days on market $86,000 Active 346 DOM
-
2026-08-16days on market $86,000 Active 345 DOM
-
2026-08-15days on market $86,000 Active 344 DOM
-
2026-08-14days on market $86,000 Active 343 DOM
-
2026-08-13days on market $86,000 Active 342 DOM
-
2026-08-12days on market $86,000 Active 341 DOM
-
2026-08-11days on market $86,000 Active 340 DOM
-
2026-08-10days on market $86,000 Active 339 DOM
-
2026-08-09days on market $86,000 Active 338 DOM
-
2026-08-08days on market $86,000 Active 337 DOM
-
2026-08-06days on market $86,000 Active 335 DOM
-
2026-08-05days on market $86,000 Active 334 DOM
-
2026-08-04days on market $86,000 Active 333 DOM
-
2026-08-03days on market $86,000 Active 332 DOM
-
2026-07-31days on market $86,000 Active 329 DOM
-
2026-07-30days on market $86,000 Active 327 DOM
-
2026-07-28days on market $86,000 Active 326 DOM
-
2026-07-26days on market $86,000 Active 324 DOM
-
2026-07-24days on market $86,000 Active 322 DOM
-
2026-07-23days on market $86,000 Active 321 DOM
-
2026-07-22days on market $86,000 Active 320 DOM
-
2026-07-21days on market $86,000 Active 319 DOM
-
2026-07-20days on market $86,000 Active 318 DOM
-
2026-07-18days on market $86,000 Active 315 DOM
-
2026-07-16days on market $86,000 Active 314 DOM
-
2026-07-15days on market $86,000 Active 313 DOM
-
2026-07-13days on market $86,000 Active 311 DOM
-
2026-07-13days on market $86,000 Active 310 DOM
-
2026-07-11days on market $86,000 Active 309 DOM
-
2026-07-10days on market $86,000 Active 308 DOM
-
2026-07-09days on market $86,000 Active 307 DOM
-
2026-07-07days on market $86,000 Active 305 DOM
-
2026-07-06days on market $86,000 Active 304 DOM
-
2026-07-06days on market $86,000 Active 303 DOM
-
2026-07-05days on market $86,000 Active 302 DOM
-
2026-07-03days on market $86,000 Active 301 DOM
-
2026-07-03days on market $86,000 Active 300 DOM
-
2026-07-01days on market $86,000 Active 299 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,207
- − Mortgage interest
- −$4,817
- − Property taxes
- −$1,290
- − Insurance
- −$430
- − Repairs & maintenance
- −$1,057
- − Management
- −$1,057
- − HOA
- −$2,136
- − Depreciation
- −$2,502
- Taxable loss
- −$81
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$20
- After-tax cash flow
- $1,185/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
55/100
Cosmetic rehab
Est. rehab $4,440–$13,320 screening
This home is in average condition with some cosmetic repairs and maintenance needed. Painting, landscaping, and HVAC service can significantly boost its value for resale or rental.
Repairs flagged
- Minor Paint — Chipped paint on exterior and interior walls
- Minor Landscaping — Overgrown grass and some dead trees
Value-add opportunities
- Resale Painting the exterior and interior walls — Fresh paint can significantly improve curb appeal and home value ↑
- Both Landscaping and tree removal — A well-maintained yard and healthy trees can enhance both resale and rental value ↑
- Rental HVAC service — A functional HVAC system is crucial for rental properties and can attract tenants ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 32/100
Zoned Schools
Elementary
West Zephyrhills Elementary School
F
FL #1,896/2,144
Nat'l #26,716/41,679
Middle
Raymond B. Stewart Middle School
F
FL #453/571
Nat'l #8,497/14,009
High
Zephyrhills High School
F
FL #359/667
Nat'l #9,405/17,239
Schools (NCES district)
- District
- Pasco
- NCES district ID
- 1201530
- Math proficiency
- 50% ▼ -10.00%
- Reading proficiency
- 52% ▼ -5.00%
- Median HH income
- $45,039
- Composite
- 43.14/100
- National rank
- #3074
- State rank
- #32 of 73 in FL
B
Composite livability gradescore 72/100
Livability — Zephyrhills
- Score
- 72/100
- State rank
- #330
- US rank
- #5760
Category grades
Amenities F
Commute F
Cost of living A+
Crime C-
Employment D-
Housing A+
Health & safety A
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Zephyrhills, FL
- County
- Pasco County · 570,045 people
- City population
- 48,266
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 23,612
- Household income
- $49,316
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (Pasco County) Hauer SSP2
- Today (2025)
- 570,045 people
- By 2030
- 605,844 · +6.3%
- By 2040
- 674,806 · +18.4%
- By 2050
- 736,022 · +29.1%
- By 2075
- 862,900 · +51.4%
- By 2100
- 906,364 · +59.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 17% Two or more races 8% Black 4% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 10%
- Common ancestry
- Lithuanian 3% Romanian 2% Iranian 2%
- Foreign-born
- 5% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 12% Other Indo-European 1% Russian/Polish/Slavic 1%
Political lean MEDSL · Pasco
- 2024 margin
- Strong R (+25.2) · D 36.9% · R 62.1% · Other 1.0%
- 2008→2024 swing
- -21.6pp toward R · 2008: -3.6pp · 2024: -25.2pp
- All cycles
- 2024: R+25.2 2020: R+20.1 2016: R+21.6 2012: R+6.7 2008: R+3.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -81.25%
- Current HPI
- 313.3993
- Rent YoY
- ▼ -3.56%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-18.1% since first listed10 events — show timeline
- 2026-05-21 Price Changed $86,000 Stellar MLS as Distributed by MLS Grid
- 2026-05-11 Price Changed $88,999 Stellar MLS as Distributed by MLS Grid
- 2026-03-27 Price Changed $89,999 Stellar MLS as Distributed by MLS Grid
- 2026-03-14 Price Changed $94,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-27 Price Changed $96,500 Stellar MLS as Distributed by MLS Grid
- 2026-02-11 Price Changed $98,999 Stellar MLS as Distributed by MLS Grid
- 2025-12-26 Price Changed $100,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-02 Price Changed $103,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-17 Price Changed $104,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-02 Listed $105,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…