1016 Blythewood Rd · Blythewood, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 60.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.2/30.0
- DSCR +8.9/10.0
- ARV discount +7.5/15.0
- 1% rule +6.2/10.0
- Schools +3.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$200,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 1016 Blythewood Rd in beautiful Blythewood! This spacious 4-bedroom, 2-bath home boasts comfort, functionality, and plenty of room to grow. This is an incredible opportunity to make this home your own. The price reflects the current condition, so if you're ready to put some work into making this one your own, come on by today! Featuring generous living spaces filled with natural light, this home also includes a dedicated office perfect for working from home or extra flex space, along with a bright sunroom ideal for relaxing and enjoying the outdoors year-round. The kitchen provides ample cabinet and counter space, while the well-sized bedrooms give you flexibility for family, gue
Key facts
- Large yard
- Dedicated office
- Bright sunroom
Tags
Property features AI
Exterior
- Parking: Detached garage (located on main level); Four total parking spaces, one garage space
- Utilities: Well water; Septic sewer
- Home design: Single-story home; Faces east
- Construction: Partial brick above foundation and vinyl exterior finish; Crawlspace foundation
- Exterior features: Covered front porch; Deck; Rear wood privacy fence
Interior
- Kitchen: Galley kitchen with wood-natural cabinets, Formica countertops, pantry, laminate flooring; Range: built-in or free-standing with smooth surface
- Bedrooms: Master bedroom on main level with private bath, tub/shower, box ceilings, ceiling fan, carpet floors; Bedroom 2 on main level with private bath, tub/shower, box ceilings, ceiling fan, luxury vinyl plank flooring; Bedroom 3 on main level with private bath, tub/shower, box ceilings, ceiling fan, private closet, carpet floors; Bedroom 4 on main level with shared bath, tub/shower, ceiling fan, private closet, luxury vinyl plank flooring
- Flooring: Combination of carpet, luxury vinyl plank, laminate, and hardwood in formal dining
- Bathrooms: Two full bathrooms (main/full count: 2)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Attic storage with pull-down access; Fireplace; Ceiling fans throughout; Box (tray) ceilings in select rooms
- Laundry & utility: Laundry located in the kitchen; Dishwasher and disposal included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $509 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $200k).
- Recommended offer: $197k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#58 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bethel-Hanberry Elementary (math 48% / reading 49%, grade D, #193 of 597 statewide, top 33%, 759 students, 56% FRL); Westwood High (math 47% / reading 87%, grade B, #73 of 196 statewide, top 41%, 1,684 students, 66% FRL) — zoned schools average 61% FRL vs 38% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 58% at this address vs 41% district-wide (+17 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: 650 active listings in the ZIP; solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $140k; 43% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 60% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.12% ✓
- Cap rate
- 9.35%
- Cash-on-cash
- 10.91%
- DSCR
- 1.49
- GRM
- 7.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -0.0%
- Equity multiple
- 1.00×
- Total profit
- $-26
- Equity at exit
- $29,821
- IRR
- 9.6%
- Equity multiple
- 1.74×
- Total profit
- $41,563
- Equity at exit
- $17,292
Cash invested: $56,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29016
- Home prices YoY
- -26.3%
- Active inventory
- 650
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $2,242 medium interval (Pro) →
- Mortgage (P&I)
- −$1,049
- Tax from tax record
- −$130 /mo · $1,557/yr
- Insurance
- −$83
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$471
- Net cashflow
- $509
Break-even live
Sensitivity live
| Price | -10% $622 | -5% $566 | +0% $509 | +5% $452 | +10% $396 |
|---|---|---|---|---|---|
| Rent | -10% $332 | -5% $421 | +0% $509 | +5% $598 | +10% $686 |
| Rate | -1.0pp $610 | -0.5pp $560 | base $509 | +0.5pp $457 | +1.0pp $405 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $50,000
- Closing costs
- $6,000
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 11 events
-
2026-06-05status $200,000 Pending 23 DOM
-
2026-06-03days on market $200,000 Active 23 DOM
-
2026-06-03days on market $200,000 Active 22 DOM
-
2026-06-01days on market $200,000 Active 21 DOM
-
2026-05-31days on market $200,000 Active 20 DOM
-
2026-05-11$200,000 Active
-
2007-01-30soldstatus $140,000
-
2004-05-27soldstatus $105,500
-
1998-11-20soldstatus $87,000
-
1995-01-12soldstatus $76,000
-
1994-07-14soldstatus $61,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,557 · $130/mo
- Projected year-2 tax
- $1,557 · $130/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 60% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,901
- − Mortgage interest
- −$11,203
- − Property taxes
- −$1,557
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$2,152
- − Management
- −$2,152
- − Depreciation
- −$5,818
- Taxable income
- $3,018
- Est. tax owed @ 24.0%
- −$724
- After-tax cash flow
- $5,384/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richland 02
- NCES district ID
- 4503390
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $59,684
- Composite
- 36.2/100
- National rank
- #4730
- State rank
- #29 of 80 in SC
Livability — Blythewood
- Score
- 70/100
- State rank
- #58
- US rank
- #7406
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Richland County · 389,530 people
- City population
- 30,454
- Metro
- Columbia, SC
- Population (ZIP)
- 30,454
- Household income
- $95,082
- Rent vs Own
- Severe rent burden
- 559.0
Population outlook (Richland County) Hauer SSP2
- Today (2025)
- 459,667 people
- By 2030
- 487,524 · +6.1%
- By 2040
- 542,035 · +17.9%
- By 2050
- 595,371 · +29.5%
- By 2075
- 732,998 · +59.5%
- By 2100
- 820,415 · +78.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 43% White 42% Two or more races 7% Hispanic / Latino 7% Asian 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 5% · Canada, China
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Richland
- 2024 margin
- Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
- 2008→2024 swing
- +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
- All cycles
- 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -65.48%
- Current HPI
- 183.5933
- Rent YoY
- —
- Metro
- Columbia, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+227.9% since first listed6 events — show timeline
- 2026-05-11 Listed $200,000 Consolidated MLS
- 2007-01-30 Sold (Public Records) $140,000 Public Records
- 2004-05-27 Sold (Public Records) $105,500 Public Records
- 1998-11-20 Sold (Public Records) $87,000 Public Records
- 1995-01-12 Sold (Public Records) $76,000 Public Records
- 1994-07-14 Sold (Public Records) $61,000 Public Records
Property tax history
+1.3%/yrLatest (2025): $1,557 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…