5846 Yandell Dr · El Paso, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Cash flow +6.1/30.0
- Livability +4.0/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.8/10.0
- DSCR +0.4/10.0
$209,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.
Key facts
- 5,998 sq ft lot
- Built 1967
- Listed 45 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath other listed at $209k.
Deal economics
- At list price, monthly cash flow is $-392 ($-5k/yr) — negative.
- To cash-flow at today's rent, offer at most $140k (33.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (31.7% below list).
- Recommended offer: $140k (33.1% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
- El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 60 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
Forward outlook
- In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
- El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 45 days — a 3% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $50k; list at $209k implies a 318% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 45 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.04%
- Cash-on-cash
- -8.03%
- DSCR
- 0.64
- GRM
- 12.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 18.6%
- Equity multiple
- 2.52×
- Total profit
- $88,947
- Equity at exit
- $188,284
- IRR
- 17.3%
- Equity multiple
- 5.81×
- Total profit
- $281,686
- Equity at exit
- $406,041
Cash invested: $58,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79905
- Home prices YoY
- 12.8%
- Active inventory
- 60
- Price-to-rent
- 12.2×
Monthly cashflow live
- Estimated rent
- $1,427 medium interval (Pro) →
- Mortgage (P&I)
- −$1,096
- Tax from tax record
- −$336 /mo · $4,028/yr
- Insurance
- −$87
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$300
- Net cashflow
- $-392
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,250
- Closing costs
- $6,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6005 Tampa Ave El Paso, TX | 3.0 | 2.0 | 906 | $1,450 | $1.60 | 43d | 1 | 0.18mi |
| 6203 Trowbridge Dr El Paso, TX | 3.0 | 1.0 | 1003 | $1,400 | $1.40 | 23d | 1 | 0.56mi |
| 6530 Mohawk Ave El Paso, TX | 3.0 | 2.0 | 1113 | $1,650 | $1.48 | 43d | 1 | 1.15mi |
| 422 Val Verde St El Paso, TX | 3.0 | 1.0 | 1049 | $1,045 | $1.00 | 43d | 1 | 1.34mi |
Listing history 8 events
-
2026-05-14price $209,000 243-char remark
Show marketing remark (243 chars)
New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.
-
2026-04-21price $209,950 243-char remark
Show marketing remark (243 chars)
New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.
-
2026-04-08$209,999 Active 243-char remark
Show marketing remark (243 chars)
New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.
-
2026-04-08price $209,999 243-char remark
Show marketing remark (243 chars)
New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.
-
2025-02-04soldstatus
-
2018-12-06historical
-
2014-08-18$109,500
-
1997-05-05soldstatus $50,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,028 · $336/mo
- Projected year-2 tax
- $4,028 · $336/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥101°F today · 25 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,120
- − Mortgage interest
- −$11,707
- − Property taxes
- −$4,028
- − Insurance
- −$1,045
- − Repairs & maintenance
- −$1,370
- − Management
- −$1,370
- − Depreciation
- −$6,080
- Taxable loss
- −$8,479
- Est. tax savings @ 24.0%
- +$2,035
- After-tax cash flow
- $-2,665/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- El Paso ISD
- NCES district ID
- 4818300
- Math proficiency
- 27% ▼ -24.00%
- Reading proficiency
- 37% ▼ -7.00%
- Median HH income
- $38,704
- Composite
- 26.75/100
- National rank
- #7138
- State rank
- #591 of 826 in TX
Livability — El Paso
- Score
- 81/100
- State rank
- #23
- US rank
- #1375
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- El Paso, TX
- City population
- 630,223
- Population (ZIP)
- 22,062
Population outlook (El Paso County) Hauer SSP2
- Today (2025)
- 897,899 people
- By 2030
- 922,694 · +2.8%
- By 2040
- 960,492 · +7.0%
- By 2050
- 982,919 · +9.5%
- By 2075
- 997,266 · +11.1%
- By 2100
- 900,630 · +0.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (93%)
- Race & ethnicity
- Hispanic / Latino 93% Two or more races 50% White 2% Native American 1% Pacific Islander 1%
- Hispanic origin (detail)
- Mexican 89%
- Foreign-born
- 32% · Canada
- Languages at home
- 14% English-only · Spanish 86%
Political lean MEDSL · El Paso
- 2024 margin
- D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
- 2008→2024 swing
- -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
- All cycles
- 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.29%
- Current HPI
- 258.3487
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
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Price history
+318.0% since first listed8 events — show timeline
- 2026-05-14 Price Changed $209,000 GEPARMLS
- 2026-04-21 Price Changed $209,950 GEPARMLS
- 2026-04-08 Listed $209,999 GEPARMLS
- 2026-04-08 Price Changed $209,999 GEPARMLS
- 2025-02-04 Sold (Public Records) — Public Records
- 2018-12-06 Listing Removed — GEPARMLS
- 2014-08-18 Listed $109,500 GEPARMLS
- 1997-05-05 Sold (Public Records) $50,000 Public Records
Property tax history
+8.6%/yrLatest (2025): $4,028 · +22.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…