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5846 Yandell Dr
D- Composite 37.56
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.1/30.0
  • Livability +4.0/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0
  • DSCR +0.4/10.0

$209,000

5846 Yandell Dr · El Paso, TX 79905
4 bd · 2.0 ba · 810 sqft · Other public records · 45 Days on market
Built 1967 5,998 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.

Key facts

  • 5,998 sq ft lot
  • Built 1967
  • Listed 45 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $209k.

Deal economics

  • At list price, monthly cash flow is $-392 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $140k (33.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $143k (31.7% below list).
  • Recommended offer: $140k (33.1% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 60 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 75% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).

Forward outlook

  • In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 45 days — a 3% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $50k; list at $209k implies a 318% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $139,805 (33.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
  3. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.04%
Cash-on-cash
-8.03%
DSCR
0.64
GRM
12.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.6%
Equity multiple
2.52×
Total profit
$88,947
Equity at exit
$188,284
10-year hold
IRR
17.3%
Equity multiple
5.81×
Total profit
$281,686
Equity at exit
$406,041

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79905

Home prices YoY
12.8%
Active inventory
60
Price-to-rent
12.2×

Monthly cashflow live

Estimated rent
$1,427 medium interval (Pro) →
Mortgage (P&I)
$1,096
Tax from tax record
$336 /mo · $4,028/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$300
Net cashflow
$-392

Break-even live

Break-even rent $1,922
Max offer price $139,805
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6005 Tampa Ave El Paso, TX 3.0 2.0 906 $1,450 $1.60 43d 1 0.18mi
6203 Trowbridge Dr El Paso, TX 3.0 1.0 1003 $1,400 $1.40 23d 1 0.56mi
6530 Mohawk Ave El Paso, TX 3.0 2.0 1113 $1,650 $1.48 43d 1 1.15mi
422 Val Verde St El Paso, TX 3.0 1.0 1049 $1,045 $1.00 43d 1 1.34mi

Listing history 8 events

  1. 2026-05-14
    price $209,000 243-char remark
    Show marketing remark (243 chars)

    New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.

  2. 2026-04-21
    price $209,950 243-char remark
    Show marketing remark (243 chars)

    New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.

  3. 2026-04-08
    listed $209,999 Active 243-char remark
    Show marketing remark (243 chars)

    New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.

  4. 2026-04-08
    price $209,999 243-char remark
    Show marketing remark (243 chars)

    New roof will be installed on this great investment opportunity. Located right off the US Highway I-10, this duplex is perfect for an investor's portfolio or any wanting to get into great real estate. Do not miss out on this amazing potential.

  5. 2025-02-04
    soldstatus
  6. 2018-12-06
    historical
  7. 2014-08-18
    listed $109,500
  8. 1997-05-05
    soldstatus $50,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,028 · $336/mo
Projected year-2 tax
$4,028 · $336/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,120
− Mortgage interest
−$11,707
− Property taxes
−$4,028
− Insurance
−$1,045
− Repairs & maintenance
−$1,370
− Management
−$1,370
− Depreciation
−$6,080
Taxable loss
−$8,479
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,035
After-tax cash flow
$-2,665/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
El Paso ISD
NCES district ID
4818300
Math proficiency
27% ▼ -24.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$38,704
Composite
26.75/100
National rank
#7138
State rank
#591 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
City population
630,223
Population (ZIP)
22,062

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (93%)
Race & ethnicity
Hispanic / Latino 93% Two or more races 50% White 2% Native American 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 89%
Foreign-born
32% · Canada
Languages at home
14% English-only · Spanish 86%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 29.29%
Current HPI
258.3487
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+318.0% since first listed
8 events — show timeline
  • 2026-05-14 Price Changed $209,000 GEPARMLS
  • 2026-04-21 Price Changed $209,950 GEPARMLS
  • 2026-04-08 Listed $209,999 GEPARMLS
  • 2026-04-08 Price Changed $209,999 GEPARMLS
  • 2025-02-04 Sold (Public Records) Public Records
  • 2018-12-06 Listing Removed GEPARMLS
  • 2014-08-18 Listed $109,500 GEPARMLS
  • 1997-05-05 Sold (Public Records) $50,000 Public Records

Property tax history

+8.6%/yr

Latest (2025): $4,028 · +22.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…