10 S Green Acres Cir · Akron, PA
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$59,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Retire in this quiet OVER 55 senior community! 1989 Singlewide with carport, covered screen porch and shed, located in Akron, PA - just 3 miles from Ephrata off RT 272. Being sold with all the furnishings left in the home. 2 BEDS, 1 BATH (a second bathroom can be made - owner removed fixtures to make a large walk in storage closet, plumbing still intact). The HVAC system needs replaced (heat/central air). Propane tanks are owned and convey. $550 mo lot rent includes water, sewer, trash.
Key facts
- Covered screen porch
- Propane tanks owned
- 2 parking spots
Tags
Property features AI
Finance
- Other: Above grade finished living area reported as 1,050 (assessor)
- Financial info: Ground rent: $550 per month; Ground rent exists
- HOA & community: Association covers water, sewer, taxes, and snow removal
Exterior
- Parking: Attached carport (1 space); Paved driveway with 1 driveway space; Total of 2 garage/parking spaces
- Utilities: Public water; Public sewer
- Home design: Manufactured single-wide home; Above grade living space only
- Construction: Vinyl siding
- Exterior features: Rented lot (ground rent applies)
Interior
- Bedrooms: 2 bedrooms on the main level
- Bathrooms: 1 full bathroom on the main level
- Heating & cooling: Central air conditioning (electric); Forced air heating (propane - owned); Electric hot water
- Interior features: Partially furnished; No basement; Property manager on site; Pets allowed (cats and dogs); Located in a 55+ senior community
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $59k.
Deal economics
- At list price, monthly cash flow is $829 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $59k).
Location & tenants
- Location reads 72/100 on livability (#638 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Conestoga Valley SD (suburban): math 43% / reading 59% proficiency, ranked #156 of 539 in PA (top 29%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 15 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $408 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.53% ✓
- Cap rate
- 23.16%
- Cash-on-cash
- 60.24%
- DSCR
- 3.68
- GRM
- 3.3
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 59.0%
- Equity multiple
- 3.62×
- Total profit
- $43,242
- Equity at exit
- $8,797
- IRR
- 63.7%
- Equity multiple
- 7.39×
- Total profit
- $105,614
- Equity at exit
- $5,101
Cash invested: $16,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17501
- Home prices YoY
- -26.1%
- Active inventory
- 15
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $1,495 medium interval (Pro) →
- Mortgage (P&I)
- −$309
- Tax from tax record
- −$18 /mo · $214/yr
- Insurance
- −$25
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$314
- Net cashflow
- $829
Break-even live
Sensitivity live
| Price | -10% $863 | -5% $846 | +0% $829 | +5% $813 | +10% $796 |
|---|---|---|---|---|---|
| Rent | -10% $711 | -5% $770 | +0% $829 | +5% $888 | +10% $947 |
| Rate | -1.0pp $859 | -0.5pp $844 | base $829 | +0.5pp $814 | +1.0pp $798 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $14,750
- Closing costs
- $1,770
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 217 S 9th St Akron, PA | 3.0 | 1.5 | 1176 | $1,495 | $1.27 | 15d | 1 | 0.28mi |
Listing history 2 events
-
2026-05-05status Pending 491-char remark
-
2026-04-24$59,000 Active 491-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $214 · $18/mo
- Projected year-2 tax
- $573 · $48/mo
- Expected delta
- +$359/yr (+$30/mo · 167.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,940
- − Mortgage interest
- −$3,305
- − Property taxes
- −$214
- − Insurance
- −$295
- − Repairs & maintenance
- −$1,435
- − Management
- −$1,435
- − Depreciation
- −$1,716
- Taxable income
- $9,539
- Est. tax owed @ 24.0%
- −$2,289
- After-tax cash flow
- $7,661/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Conestoga Valley SD
- NCES district ID
- 4206480
- Math proficiency
- 43% ▼ -8.00%
- Reading proficiency
- 59% ▼ -11.00%
- Median HH income
- $56,234
- Composite
- 44.15/100
- National rank
- #2861
- State rank
- #156 of 539 in PA
Livability — Akron
- Score
- 72/100
- State rank
- #638
- US rank
- #6217
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 4,823
- Population (ZIP)
- 4,823
Population outlook (Lancaster County) Hauer SSP2
- Today (2025)
- 561,011 people
- By 2030
- 570,969 · +1.8%
- By 2040
- 585,929 · +4.4%
- By 2050
- 591,056 · +5.4%
- By 2075
- 594,747 · +6.0%
- By 2100
- 558,850 · -0.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 8% Two or more races 6% Asian 3% Black 1%
- Hispanic origin (detail)
- Puerto Rican 4%
- Common ancestry
- Lithuanian 2% Slovak 2% Italian 1%
- Foreign-born
- 5% · Canada, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Arabic 2% German/W. Germanic 1%
Political lean MEDSL · Lancaster
- 2024 margin
- R (+15.9) · D 41.5% · R 57.5%
- 2008→2024 swing
- -4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
- All cycles
- 2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.31%
- Current HPI
- 278.9238
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
2 events — show timeline
- 2026-05-05 Pending — BRIGHT MLS
- 2026-04-24 Listed $59,000 BRIGHT MLS
Property tax history
-4.9%/yrLatest (2026): $214 · +4.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…